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Which of the large US health insurers are best-positioned to grow operating profits during the Trump administration?

I like to start my answer to questions like this by looking at it from the viewpoint of an investor. What do the investors in this company think about the company’s strategy for the future? Stock price trends are a good measure of investor confidence. If investors are bullish on the company then perhaps its strategy bears more scrutiny.Top 10 Insurance ProvidersFirst, let’s identify the top 10 insurance providers. I’ll use 2014 year end numbers to rank them (Credit Forbes List)[1][1][1][1] :An Investor’s OpinionNext I asked “what do investors think?”. To answer that I’ll look at their stock performance over a 5 year picture to see how they performed under Obamacare. I’m removing the outliers HNT (not trading) and UAM (not open market) but these top 7 show that these 8 are all remarkably showing a similar picture (graph derived from Google Finance) [2][2][2][2] .Now - that shows all the players operating similarly, but you can see Centene clearly outpaced the others in growth. To get some numbers and to put names with the symbols we can look at the 1 month picture in the following graph:And to see better what investor sentiment is now we can look at the period following the election, when everybody knew what was coming. This graph gives us a good idea of what investors think about each company’s future profits:Anthem is the clear winner here, while our previous winner Centene falls straight to the bottom. This shows us that investors believe companies like Anthem, Cigna, and United Healthcare will prevail in this coming administration. Humana and Aetna are close behind them however investors clearly favor the top 3. But is that belief warranted? What is driving the profitability of those companies vs Humana and Aetna?From my perspective I’d add Aetna to that list even though it is performing in the mid-range following the election. It has an excellent adaptive strategy and a very diverse portfolio which I always like in a company I invest in. It jumped into the exchanges but was one of the first to jump right back out. In addition it has a painfully aggressive strategy to cut lucrative deals with employer groups and government and collect exorbitant revenues from unwitting individual policy holders. Aetna’s growth strategy is laid out best in this PDF from 2015: [3][3][3][3]Government & Corporate Insurance - Medicaid & Medicare vs Large GroupsI analyzed the top contenders and found that for United Health and Anthem their growth strategies were inextricably tied to Medicare and Medicaid. Managed care strategies in both corporate and government insurance have been paying off for these companies, so that is likely to continue in both arenas. What happens to Medicaid and Medicare, however, will drive much of this question of who stands to make more profit. It seems investors are very bullish on an expansion of these programs because they appear to be favoring Anthem, which gets half of its revenues from government programs like this. Motley fool published the following:Anthem's Government Business segment (which represents Medicaid and Medicare) brought in more than half of the company's operating revenue: $9.5 billion compared to the Commercial & Specialty segment's $9.4 billion.[4][4][4][4]Similar statements are found in disclosures from the other major players.Cigna is focusing on international business and looking to just maintain its US market. Its Medicare supplement programs will likely increase as medicare benefits decrease, but its growth strategy will likely not allow it to take advantage of many of the coming changes.The exception among the top 5 to this reliance on government insurance is Aetna, which is much more diversified than the other top 5 insurers:If I was an Anthem investor I would be very nervous about this reliance on Medicaid/Medicare revenues. These programs are not sustainable in a balanced budget conservative environment. Millions of people are now on Medicare who would not have been unless Obamacare passed. Every person who earns less than $20K in this country is on Medicare or some sort of supplemented Obamacare exchange policy. These will likely decline in favor of affordable major medical policies to cover catastrophic illnesses. It will be very difficult for companies like Blue Cross to adapt to these changes.I was unable to access direct investor information on the United Health and Healthnet, but the “Accountable Care” initiative, basically a “managed care” version of medicare by United Health significantly increased its Medicare and Medicaid enrollments and stemmed the bleed in profit decreases. [5][5][5][5] This news report shows they followed the same general strategy in 2015 as Anthem:UnitedHealth Group, the nation's largest health insurer, on Wednesday reported strong fourth-quarter earnings and revenue growth driven largely by Medicaid and Medicare customers.[6][6][6][6]Analysis: Aetna will likely be a strong companyThe question of which company you think will be more profitable is largely dependant on what you believe will happen in the market. If the US government continues to fund the unsustainable Medicaid and Medicare expansions with deficit spending, then those will continue to expand and be profitable. I see that as unlikely. A hybrid approach will allow for catastrophic coverage policies to replace these free welfare type medicare policies covering so many people under Obamacare. The government policies will revert to the over 65 age coverage they once were, and the young people will need to pay for whatever coverage they can get. Companies like Anthem and United Healthcare are vulnerable to those types of changes.The groups took a beating the last few years with the mandated changes in Obamacare. Insurers specializing in large groups saw many large companies opting out of insurance and others negotiating desperately to keep insurance for their employees and to keep rates in check. Large groups will likely be supported by the Obamacare replacement. Any costs of large group mandated changes are likely already priced into large group premiums because of the various Obamacare mandates.Aetna began aggressively shedding its liabilities under Obamacare last year when it realized correctly that it was losing money on the deal. Its tactic of a diversified portfolio and flexible data driven decision making will make it a major contender in the coming years.In summary, I believe Aetna, and possibly Humana, are well positioned to benefit from the changes coming from the new administration. Their profitability will result from reduced mandates, increasing growth in groups, and tightening restrictions on people being covered by the large government policies.Footnotes[1] The Biggest Health Insurers In The U.S. - pg.1[1] The Biggest Health Insurers In The U.S. - pg.1[1] The Biggest Health Insurers In The U.S. - pg.1[1] The Biggest Health Insurers In The U.S. - pg.1[2] Anthem Inc: NYSE:ANTM quotes & news[2] Anthem Inc: NYSE:ANTM quotes & news[2] Anthem Inc: NYSE:ANTM quotes & news[2] Anthem Inc: NYSE:ANTM quotes & news[3] http://www.aetna.com/investors-aetna/assets/documents/2014-investor-conference/2014InvestorConferencePresentation.pdf[3] http://www.aetna.com/investors-aetna/assets/documents/2014-investor-conference/2014InvestorConferencePresentation.pdf[3] http://www.aetna.com/investors-aetna/assets/documents/2014-investor-conference/2014InvestorConferencePresentation.pdf[3] http://www.aetna.com/investors-aetna/assets/documents/2014-investor-conference/2014InvestorConferencePresentation.pdf[4] Anthem's Government Healthcare Strategy Is Surprisingly Brilliant -- The Motley Fool[4] Anthem's Government Healthcare Strategy Is Surprisingly Brilliant -- The Motley Fool[4] Anthem's Government Healthcare Strategy Is Surprisingly Brilliant -- The Motley Fool[4] Anthem's Government Healthcare Strategy Is Surprisingly Brilliant -- The Motley Fool[5] UnitedHealthcare expects to double its ACO contracts by 2017[5] UnitedHealthcare expects to double its ACO contracts by 2017[5] UnitedHealthcare expects to double its ACO contracts by 2017[5] UnitedHealthcare expects to double its ACO contracts by 2017[6] UnitedHealth Group Earnings Up On Growth In Medicare, Medicaid[6] UnitedHealth Group Earnings Up On Growth In Medicare, Medicaid[6] UnitedHealth Group Earnings Up On Growth In Medicare, Medicaid[6] UnitedHealth Group Earnings Up On Growth In Medicare, Medicaid

I'm 14 and pregnant, I want to keep the baby, but my family disagrees. What should I do?

Teens browse this list for services in your area. Don’t run away, call for help.NEW YORK AMERICAN CIVIL LIBERTIES UNION (ACLU) : YRights As a Pregnant Or Parenting Teen (2007)]Pregnant or Parenting? Title IX Protects You From Discrimination At SchoolGuttmacher Data: Minors’ Rights as ParentsIf you are facing abuse or threats because of your pregnancy here is a crisis line. http://www.thursdayschild.org/html/about.htm 800-USA-KIDSRESOURCES STATE BY STATE:ALABAMA: Babies First: United Methodist Children's HomeFor teen mothers in foster care.If you are a pregnant teen in Alabama in foster care, ask your case manager, counselor or CASA worker if this program could be right for you.ALASKA Passage House: Passage House907-272-1255 (Call to get help now.)Ages 17–21ARIZONA: Girls Ranch Scottsdale: Girls Ranch - Florence Crittenton.Ask a school counselor, case manager, or CASA Advocate about Girls Ranch Scottsdale.An adult needs to help arrange admission if this program is right for you.Most but not all pregnant teens at Girls Ranch Scottsdale are in Arizona state custody.ARIZONA:The House of El-Elyon:HousingParenting ClassesAges 12–18ARIZONA: Starting Out Right: Starting Out Right | Free Pregnancy Test | Arizona Youth PartnershipCall 520–719–2014 or email [email protected] suppliesARIZONA: Tempe. TeenAge Pregnancy Program (TAPP) / APPP👩‍🎓Educational support.Case management.Counseling.Parenting preparation.ARKANSAS: Compassion House: Get Help - Compassion House479-419-9100 (Call for help.)HousingChristian orientation.Ages: 19 and underARKANSAS: Hanna House: Hannah House of Fort Smith Arkansas479–782–5683 phone or email: [email protected] 13–29CALIFORNIA: (Alameda County) Bay Area Youth Center: Real AlternativesEmail: [email protected] SkillsAges 16–25CALIFORNIA: El Nido Programs - El Nido Family Centers: Teen Family ServicesHome Visits help teens connect to healthcare, education, counseling, financial help employment and childcare.Several locations in Los Angles areaAntelope Valley: Pacoima office at: 818.896.7776CALIFORNIA:Maternity Shelter Program - Home [email protected] Diego AreaAges 18–24CALIFORNIA : (Lake County) Lake Family Resource Center. Teen Parenting/Adolescent Family Life ProgramServices for Pregnant and Parenting teensMust enroll before 19th birthdaCalifornia: Welcome to Mary's Pregnant Teen Shelter .Housing.CALIFORNIA: (Sacramento) Waking the VillageHome Infograph — Waking the VillageContact us about our housing programs: 916-601-2979HousingEducational SupportIntensive MentoringCase ManagementArt, Friendship, Community, CreativityChild Development CenterTravel, Recreation, CampingAges 18–24CALIFORNIA (HOUSING) (North Hollywood.) Youth Volunteers of America Los Angeles. (VOALA) Women’s Care Cottage. Women’s Care Cottage is an Independent/Transitional living program assisting homeless young women coming out of emergency shelters, foster care and probation. Admits women with one infant up to the age of 1 year. Provides up to 18 months – 3 years of housing, case management, counseling, social and cultural activities. Ages 18–21.COLORADO: options for Pregnant or Parenting Teens. Jefferson County Adolescent Pregnancy and Parenting Program (JCAPPP) Jeffco Public Schools. Non-residential. Specialized curricula, job-training, social support. Onsite childcare for teen parents.COLORADO: ttp://ttps://obgyn.coloradowomenshealth.com/health-info/teens/teen-pregnancy-programs Non-residential. University of Colorado/Colorado Adolescent Maternity Program. (CAMP) Specialized obstetrical care for teens. Emotional and social support.COLORADO: (HOUSING) Hope House of Colorado Quote from the website: “Hope House is metro-Denver's only resource providing free self-sufficiency programs to parenting teen moms, including Residential, GED, and College & Career Support programs. Additional supportive services include parenting and life skills classes, healthy relationship classes, and certified counseling, all designed to prepare them for long-term independence.” (ages 16 to 24)COLORADO: Yampah Mountain High School Non-residential, public School-based support for pregnant and parenting teens. High quality Infant and toddler childcare onsite.CONNECTICUT: Noank Community Support Services Clift House. Shelter care for ages infant to 18, either gender. Pregnant and Parenting teens.CONNECTICUT: Young Parents Program Public school-based services for pregnant and parenting teens. High School completion support and ONSITE childcare at High Schools for teen parents. Districts offering the Young Parents Program: Bridgeport, Griswold, New Britain, Torrington, Waterbury, Windham. Contact: Shelby Pons, MSW, [email protected] (860) 807-2126DISTRICT OF COLUMBIA: (Non-Residential) Teen Alliance for Prepared Parenting Specialized Pre-natal care. Education support. Counseling. Teen fathers also served. Ages Served: Adolescents who are pregnant and aged 21 or younger are eligible to enroll at any time during their pregnancy. Young fathers may enroll if they are expecting a child, or if they have a child under the age of five years. Once enrolled, youth may continue to participate in the program until 23 years of age.DISTRICT OF COLUMBIA: http://tps://dcps.dc.gov/page/expectant-and-parenting-students (Non-residential). Expectant and Parenting Students. New Heights. “Supportive case management and assistance with securing services, such as a childcare voucher, WIC, housing, TANF, employment, job training opportunities, college/university admissions and more.” Public High School Programs: The following schools have the New Heights program in their buildings, and can be reached at the following phone numbers:Anacostia, (202) 645-4040Ballou, (202) 645-3400Ballou STAY, (202) 727-5344Cardozo, (202) 671-1995CHEC, (202) 939-7700 ext. 5063Coolidge, (202) 282-0081Dunbar, (202) 698-3762Luke C. Moore, (202) 678-7890Roosevelt, (202) 576-8899Roosevelt STAY, (202) 576-8399Washington MET, (202)727-4985Wilson, (202) 282-0120Woodson, (202) 939-20324. DISTRICT OF COLUMBIA (HOUSING) Perennial Transitional House for Teen Parent23.DISTRICT OF COLuMBIA: HBP Teens Non-residential. Support services and structured classes for pregnant and parenting teens. Case Management and Home Visiting. Centered particularly on the needs of young African-American parents. Multi-phase program. Ages Served:12–2124.DISTRICT OF COLUMBIA: DC Social Innovation Project Non-residential. Teens to Doulas: This innovative program trains teens who are already parenting to serve as doulas for women in the community. The goal is for successful teen mothers to share their skills to reduce the risk factors in the community for other mothers.25. DISTRICT OF COLUMBIA: Teen Parent Assessment Program (TPAP)(Non-residential) Financial Issues: This is an assessment program that evaluates teens for independent living in the D.C. area. Usually, teens can apply for TANF (Temporary Assistance for Needy Families) in D.C. , but must be living with their parents to receive this aid. The Teen Assessment program determines on a case by case if the pregnant/parenting teen in an independent or other living situation qualifies for the aid. Service Contact: Teen Parent Assessment Program Contact Phone: (202) 698-6671Contact TTY: 711. If you are unable to get an appointment for the Teen Parent Assessment Program, you may need to get a referral from your school guidance counselor or other social services.26.DELAWARE: Diocese of Wilmington Bayard House27.FLORIDA: (HOUSING) Group Home, Bellview FL, Hands of Mercy Everywhere Hands of Mercy Everywhere. Christian-oriented residence that also offers diverse practical, educational, and therapeutic services to teen mothers. Ages served not specified28.FLORIDA: Hannah's Transitional Living || ANCHORAGE CHILDREN'S HOME || (850) 763-7102 Transitional living apartments for pregnant and parenting young women. Ages 16–2229.FLORIDA: Home Our Mother’s Home. Keeps teen mothers who are in foster care with their children.30.FLORIDA: (Pinellas County) Transitional Living Programs - Family Resources SafePlace2BTOO-Young Moms. (Scroll down the page for maternity services. The first program listed on the page has the same name but is for LGBT youth.) Housing and support. 18 month program. Ages 16–21.31.FLORIDA: Woman to Woman - Children & Family Services Gulf CoasJewish Children & Family Services. Non-residential mentoring and goal-setting for pregnant and parenting teens. No age range specified.GEORGIA: House of Dawn: Changing Lives, Changing Generations770–477–2385Housing👩‍🎓Educational SupportCareer and Life skillsCounselingAges 13–23GEORGIA: Home | The Living Vine Christian Maternity Home.HousingProgram emphasizes strict Christian environment, so possibly suitable only for committed Christians.Hawaii: Hale Kipa: Independent Living Program808.754.9844Emergency ShelterAges 12–17HAWAII: Neighborhood Helping Pregnant and Parenting Teens Neighborhood Place of Puna. Non-residential. Practical, material and emotional support.37.HAWAII: (HOUSING) Mary Jane Home | Catholic Charities Hawaii The Mary Jane Home. Ages Served: 18 and over.38. IDAHO: (and Eastern Washington) Alexandria's House | Volunteers of America Ages Served: 16–20.39.IDAHO: (Burley) Cassia High School Alternative Public High School. Serves teens who would benefit from an alternative school, including pregnant and parenting teens. Childcare for teen parents provided.40.IDAHO: Marian Pritchett School Marian Pritchett School. (Serving pregnant teens since 1964) Public High School for pregnant and parenting teens. Includes Giraffe Laugh Childcare for students attending Marian Pritchett School. Marian Pritchett - Giraffe Laugh.41.ILLINOS: (HOUSING) (Chicago) response-Ability Pregnant and Parenting Program (RAPPP) The Night Ministry operates 120-day housing programs for youth and for pregnant and parenting young mothers and their children. Call toll-free 877-286-2523. Ages 14–19.42.ILLINOIS: http://theharbour.org/successful-teenseffective-parents.html The Harbour. STEPS Program. Individual subsidized apartments for teens and their children. Parenting classes, counseling and case management. Age range served: not specified.43.INDIANA: Maternity Home With A Heart Hannah’s House. (HOUSING.) Faith-based/Christian. Parenting classes, counseling, referrals to community resources, emotional support. Serves ages 13 up. (Website states youngest resident they have served was 13 and the oldest was 43.)44. Indiana: Project Home IndyResidency for Teenage Mothers (Link leads to application page)HousingMedical CareEducational SupportParenting ClassesLife Skills ClassesAges 15 -19 at admission.45.INDIANA: Young Families of Indiana Network Future Promises. Non-residential school-based support for pregnant and parenting teens.46.INDIANA: (South Bend) Youth Service Bureau of St. Joseph County Young Mom’s Self-Sufficiency Program. (YMSSP) Non-residential support services.47. IOWA: Ruth Harbor - Pregnant? Christian orientation. Counseling, midwife care, doula services, recreation, outings. Ages ?-24. Does not specify minimum age.48.IOWA: Transitional Living for Teen Parents United Action for Youth. (UAC) Housing and other supports. Ages 17–21.49. IOWA: Transitional Living Services - Youth & Shelter Services, Inc. - Iowa50..KANSAS: About Us | Wichita Children's Home 1. Bridges. Housing for pregnant and parenting teen mothers 2. Moving on to Motherhood (MOM-Non-residential case management and support.)52. KENTUCKY: (HOUSING)Mother & Baby Home All God’s Children Mother & Baby Home. Faith-based. Nationally Accredited Childcare program onsite provides care for resident’s babies so they can attend school. Support, therapy, classes. Ages 13–21.53.KENTUCKY: (Louisville) Teenage Parent Program Georgia Chaffee Teenage Parent Program (TAPP). Non-residential. Provides support and services to help pregnant and parenting teens complete their high school educations.54. KENTUCKY: 👩‍⚕️ Young Parents Program (YPP.) Non-residential. Specialized obstetrical care, support and counseling. Ages served: Under age 18.55. LOUISIANA: I'm Pregnant. Now What?Phone : (318) 925-4663Crisis Line : (318) 277-9506Email : [email protected] Sanctuary for Women. Faith-based/Christian. Counseling, goal-setting, career planning, parenting classes, life skills and recreation. Participation in religious activities may be required. Onsite accredited education/certified teacher for High School completion or GED. Ages served: 13–23.56. LOUISIANA: Parenting Jus4me. Non-residential. Support and parenting classes for pregnant and parenting teens. No age range specified.57. LOUISIANA: http://ttp://www.lighthouseministriesinc.org/ The Lighthouse Child Residential Center. Faith-based. Cares for pregnant and parenting teens and their children. Licensed to care for children from birth through age 18.MAINE: FINANCIAL HELP: TANF and Teen Parents58. MAINE: rgh Rumford Group Homes Teens are housed in several different apartments supervised by the program and are provided with various services. Ages 16–21.59. MAINE: Crisis Center | Bangor, ME Shepherd’s Godparent Home. Ages served: teens to thirties.60. MARYLAND: Programp=s for Pregnant Teens and Teen Mothers | Hearts & Homes for Youth Damamli. This program is for pregnant and parenting teens in the foster care or juvenile justice system. The program starts the teen in a specialized foster home and later she lives independently with her child, with support from the program in her own apartment. Age range: 16–20.61. MARYLAND: Housing & Support Saint Ann’s: Grace House, Hope House and Faith House. Residence with onsite High School. Ages 13–21.62. MASSACHUSETTS: Programs Bridge Over Troubled Waters. Single Parent Housing. Transitional Housing for teen parents. Does not specify age range served.63. MASSACHUSETTS: (Boston) St. Mary’s Home Faith-based history but apparently no religious requirements or programming for participants. Housing. Case management, onsite high school completion, parenting classes, therapy. Ages 13–21.64. MICHIGAN: Shelter - Alternatives For Girls Provides emergency shelter for homeless teens and their children. Transitional housing program also available. Website did not mention specific maternity care programs offered. Ages 15—MICHIGAN: Eastpointe. Gianna House now open, but the website isn’t up currently. RESIDENTIAL. Ages 13–17. Contact information will be posted here ASAP>65. MICHIGAN: MI Health Family - MOASH Websites provide information on help for pregnant and parenting teens in Michigan. Michigan Organization on Adolescent Sexual Health. (MOASH) PREGNANT & PARENTING TEENS Ages served not specified.66. MICHIGAN: Michigan Adolescent Pregnancy and Parenting Program (MI-APPP) Case Management for pregnant and parenting teens. No are range specified.MINNESOTA: LEGAL RIGHTS OF TEENS: The Rights of Teen ParentsMINNESOTA: A School for Pregnant and Parenting Teens Longfellow High School. Non-residential public high school.MINNESOTA: The Nest: A Maternity Home The Nest. Focuses on ages 18–25 but may accept minors placed by parents. More information soon.MISSISSIPPI: http://mchms.org/pdfs/MCH_Two_of_Us_Brochure_032314_RGB.pdf Two of Us Therapeutic Maternity Home. Full-time licensed nursing staff. Highly specialized intensive care and education for mothers and infants. Ages 10–18.MISSOURI: 👩‍⚕️ https://www.barnesjewish.org/Medical-Services/Obstetrics-Gynecology/Women-Infants/Childbirth-at-Barnes-Jewish/Teen- Pregnancy-Center Barnes Jewish Hospital. Non-residential services, including specialized obstetrical care, classes and support. Ages 17 and under.MISSOURI: Mother's Refuge - Supporting Young Mother (HOUSING). Ages 12-21. Does not appear to focus on excessive religious pressureMISSOURI: Nativity House KC Faith-based. Roman Catholic.MISSOURI: Youth Services - reStart reStart Youth Services. Four transitional housing units for pregnant and parenting teens. Ages 16–21.MISSOURI: Home The Sparrow's Nest. (HOUSING) Ages 19 and under.MONTANA: Blackfeet Teen Pregnancy/Parenting Coalition Teen Pregnancy Parenting Coalition. Non-residential. GED tutoring. Case Management. Peer support. Nutritional Counseling. Childcare. Ages Served not specified.MONTANA: Mountain Home Montana Non-religious, comprehensive program. Housing. Bonnie Hamilton Home. (Group living) Mountain Home Apartments. (Individuals living with child.) Licensed Therapy. 24–7 mental health crisis line. Other resources. Ages 16–29.MONTANA: Nurtured baby, Healthy adult, Strong community Florence Crittenton . (Needs updating)NEBRASKA: CARES. ( info needs updating-program may be closed.)NEBRASKA: Center for Healthy Families Nebraska Mental Health/Project Harmony. Non-residential. Support services for pregnant and parenting teens. No age range specified. (Omaha residents only).NEBRASKA:Teen & Young Parent Program - Nebraska Early Childhood CollaborativeNNEVADA: “Living Grace” website is not available as of 8/15/2019. Will update as I get more information.NEVADA: Pregnant and Parenting Teen Saint Jude’s Ranch. Most residents are youth placed here by state social service and juvenile justice agencies.NEVADA: Contact Casa De Vida. (HOUSING) —More information available soon.NEW HAMPSHIRE: (Littleton)TRANSITIONAL LIVING PROGRAM (HOUSING). Case management, GED/Highschool completion, parenting classes and other services for pregnant and parenting teens and young adults. Ages served 18–21.NEW HAMPSHIRE: Our Place | Catholic Charities New Hampshire Our Place. Non-residential Faith-based. (Roman Catholic) Prenatal, breastfeeding, parenting and other classes and resources for parents of all ages.NEW JERSEY: http://ttps://www.cge-nj.org/program-offerings/adolescent-program/ The Center for Great Expectations (Adolescent Program) (HOUSING) AOther programs for women also available. Licensed Clinical Staff. Ages served: 13–18,NEW JERSEY: Capable Adolescent Mothers Crossroads Programs. (HOUSING) Intensive Long-term program. For General Program Information regarding Crossroads’ programs and services, please contact Michelle Wright at 609 880 0210, ext 109. Ages: 16–21.NEW JERSEY:services and Programs that help young homeless mothers and pregnant women Raphael’s Life House, Inc. Housing, licensed counseling, parenting classes, GED completion and career development. Ages served: Not specified.NEW MEXICO: Catholic Charities of Gallup NM (HOUSING)Casa San Jose. Residential care for pregnant and parenting teens. Ages Served: Not specified.NEW MEXICO: 14 to 17 Information Page Information from Pegasus Legal Services for Children about legal rights of minors in New Mexico, including teen pregnancy and parenting.NEW YORK: Residential Services Catholic Charities Community Maternity Services. Multiple programs: Heery Center-Ages 12–21, focuses on pregnant and parenting girls placed by juvenile and state agencies. Joyce Center is the transitional living maternity home.NEW YORK: Pregnant/Parenting Teens Children’s Village-Inwood House. Age range served not specified.NEW YORK: (Rochester) http://ttp://centerforyouth.net/index.php?cID=89 The Center For Youth. Chrysalis Program. 18 month program. Residential setting for pregnant or parenting young women. Ages 16–21.NEW YORK: Supportive Housing (Brooklyn) Diaspora Community Services/ “Mother’s Gaining Hope”. Federally funded “Maternity Group Home”. (MGH) I have not further details on ages served or its programs at this writing.NEW YORK: SERVICES SUSPENDED DUE TO BUDGET. (Concerned readers please consider donating. )(Niagara region) https://hannahhouse.ca/ Ages: through age 24. No lower age limit stated.NEW YORK: Regina Maternity Services Catholic Charities of Rockville Centre. Housing For pregnant teens and their children. Regina Residence is a structured program with case management. Mary Residence is supported independent living for graduates of Regina Residence. Ages 11–24.NORTH CAROLINA: http://www.angelhousematernityhome.org/admission_information0.aspx Angel House Maternity Home. Minimum Age: 17NORTH CAROLINA: Services for single, pregnant, & non-pregnant teens, women and their families | Florence Crittenton Services | Charlotte, NC Multiple residential programs. Ages 10 and up.NORTH DAKOTA: St. Gianna Maternity Home (HOUSING) Residents required to participate in prayers and attend Mass. Ages Served: Serves minors but does not specify age range.NORTH DAKOTA: Home | The Perry Center Serves minors placed by parents, but does not give age-range. Christian oriented services, apparently placing emphasis on evangelism but also offering life-skills and other practical services.OHIO: (Franklin County) The Center for Healthy Families The Center for Healthy Families. Non-residential. School and Community based services for pregnant and parenting teens offered at four high schools. Services for teen fathers also included. Ages: 13–19.OHIO: (Mentor, Ohio) Pregnancy - Hannah’s Home. Minimum age 18. More information available soon.OHIO: The Highlands - Shelter Care (HOUSING) Residential care for pregnant and parenting teens and their children. Ages 14–20.OHIO: (Columbus) 👩‍⚕️Teen and Pregnant Program Nationwide Children’s (Hospital). TaP. Non-residential. Comprehensive medical care, classes, counseling, referrals for pregnant girls and women ages 21.5 and under.OHIO: WIC (Supplemental food for Women, Infant Children) WIC - American Pregnancy Association\http://file:///C:/Users/17074/AppData/Local/Pa/TempState/Downloads/158843%20(1).pdfOKLAHOMA: Broken Arrow Public Schools Mentoring Healthy Parents (Formerly Margaret Hudson Program). Non-residential. Support for pregnant and parenting teens. Age range not specified.OKLAHOMA: J.A.M.E.S., INC. WEBSITE CURRENTLY DOWN> CHECK BACK SOON> Educational support and college scholarships for pregnant and parenting teens. High School seniors and college students.OKLAHOMA: http://s://www.choctawnation.com/tribal-services/member-services/choctaw-support-expectant-and-parenting-teens-sept Choctaw Support for Expectant and Parenting Teens. (SEPT) Services for teens pregnant with or parenting a Native American child under the age of one year. Must live within the 10.5 county service area of Choctaw Nation. Ages 13–21.OKLAHOMA: (Owassa) Oklahoma Baptist Homes for Children . (HOUSING) (Owassa) Maternity Cottage and transitional living apartments for Mother and Child Program. Participants must attend Southern Baptist church while in residence. Age range served not specified.OKLAHOMA: Transitional Living Program (HOUSING) Housing offered to youth, including pregnant and parenting teens and their children. Ages 16–21.OREGON: Safe Haven Maternity Home Safe Haven Maternity Home.OREGON: Dedicated to helping young mothers Saint Child. Housing for pregnant girls and women and their infants. May stay for up to a year after birth of baby. Faith-based (Christian). Counseling, education, job training, life skills and other supports. Participants are offered bible study and other Christian activities but are apparently not coerced. Ages 14–24.Pennsylvania: (Lansdale) (HOUSING) Home Morning Star Maternity Home. Ages 13–25.Pennsylvania: Maternity & Pregnancy Services - Catholic Charities of Harrisburg PAPENNSYLVANIA: http://ttps://www.valleyyouthhouse.org/programs/transitional-housing/maternity-group-home-mgh/RHODE ISLAND: (HOUSING) (may be for 18 and above only) Little Flower Home - Serving RI & Southern MA - Housing for 'Pregnant Homeless' WomenRHODE ISLAND: About Nowell Leadership Academy (Public Charter High School) For Pregnant and Parenting teens.SOUTH CAROLINA: Help for pregnant and parenting young women in South CarolinTENNESSEE: Comprehensive Resource Center The Hagar Center. Non-residential. Classes, support and material assistance.102. TENNESSEE: http://ttps://mercymultiplied.com/about-us/ Mercy Multiplied. Faith-based/Non-denominational Christian. Residential programs are located in four states for girls including a facility in Nashville, Tennessee. The programs are designed to work with on many issues, including pregnancy. The website states that the program does not demand that the pregnant mother relinquish her child to adoption, however, neither is there any indication of housing or services offered for the mother/child family. Adoption services prominently noted on website. Counseling is strongly centered on Christian teachings, although Mercy Multiplied states that its counselors are Master’s Level or graduate student interns. Counseling process includes/demands “commitment to Christ”. This program might be appropriate for young women who of their own free will wish to pursue Christianity. Ages Served: Unknown at this writing.107. TEXAS: Annunciation House: Apply for Services108. TEXAS: Apply | LifeHouse Houston. Housing and other support. Strong focus on Christian evangelizing. Ages 12 and up. (Other services for non-residential clients also available.)109. TEXAS: Teen Parenting Help - Jane's Due Process Information and support for pregnant teenagers concerning Texas legal rights.110.TEXAS: Viola's House111. UTAH: 👩‍🎓Horizonte Instruction and Training Center. Young Parent Program. Programs Non-residential. High School completion and vocational education with onsite childcare provided by Head Start. Parenting and other skills. Flexible scheduling. Contact Person: Kathy Williams (801) 578-8574 ext. 233.112. UTAH: Teen Mother & Child Program Non-residential. University of Utah/Teen Mother and Child Program. Obstetrical care/Nurse-Midwives. Social and psychological support and referrals for other needed services. Ages served: 19 and younger.113. UTAH: YWCA Of Salt Lake City. Referrals to Transitional Housing. No other details as of this writing.114. VERMONT: Family Literacy Center (Non-residential) Educational center for pregnant and parenting teens and young adults. Infants may attend classes with parents until they are four months old and after that Onsite Nationally Accredited childcare is available full-time. Onsite licensed therapy, parenting and nutrition classes and other social supports. Ages served: High school freshmen age through age 25.115. VIRGINIA: Grace Home Ministries. (HOUSING) Program is long-term and residents encouraged to stay for as long as two years with their babies. Faith based/Christian. Program includes participation in Christian experiences. However, Grace Home states: “We believe religion is a matter of personal conviction; therefore, we don’t put any pressure on program participants in matters of personal faith or beliefs. Mentoring, childcare classes, case management. Ages 1–20.116. VIRGINIA: (Lynchburg) ADOPTION-ORIENTED! Liberty Godparent Maternity Home. Services | Liberty Godparent Home If you have decided for adoption AND you are a Baptist or of a similar faith, you might consider this facility, as its emphasis is on adoption. The program does offer “Mommy and Me” support if you decide on raising your baby yourself, however, the emphasis is clearly adoption. Faith-based. (Baptist) Residents attend Thomas Road Baptist church. Other services from their website: All residents are required to attend school, pursue a GED, or participate in vocational training. Classes are offered off site at Liberty Christian Academy through Liberty University Online Academy (grades 6-12). Tutoring services for GED and SAT exams are available as needed. To help each young lady build a positive future, the LGH staff is committed to educating the residents on Life Skills and other topics such as Decision-Making, Parenting, Adoption, and Nutrition. About Us Overview | Liberty Godparent Home Ages Served: Not specified.VIRGINIA: (Fairfax County) Second Story for Young Mothers - assistance for mothersSecond Story for Young Mothers. (HOUSING) Residential services offered through independent living in townhouses for young mothers between the ages of 18–21. Pregnant and parenting teens between the ages of 16 and 18 receive non-residential community based support, education and services. Follow-up support and case management also offered. 24/7 Crisis Hotline - Call 1-800-SAY-TEEN or text “TEENHELP” to 855-11 TTY 711VIRGINIA: (Alexandria) Keep it 360 | The Alexandria Campaign on Adolescent Pregnancy (ACAP) T.C. Futures. (Non-residential.) From website: The T.C. Futures Group provides parenting meetings and developmental playgroups specifically for Alexandria’s teenage parents and their children. Parents learn about positive parenting skills, child development, and local resources. The group meets every other week after school at T.C. Williams High School. Participation is not limited to T.C. Williams students; all teenage parents in Alexandria are invited to attend. Participation is free, and Spanish translation is available. For more information, contact David Wynne, TC Williams Social Worker, at 703.824.6800.VIRGINIA (Fredricksburg) Mary's Shelter Mary’s Shelter. (HOUSING) Faith-based. Provides residential care for up to three years. Minimum Age: 18.VIRGINIA: Mommy and Me Program. ( A program component of “Youth For Tomorrow”.). (RESIDENTIAL/HOUSING) Faith based/Christian. Intensive program for pregnant teens and their infants. Education for teens at accredited school on campus, health care, parenting classes, in-house therapy and nursing staff. ) Admissions are either by court placement or social service agency referral. Teens may stay until their child is four-years-old. Ages: 12–18.VIRGINIA: (Winchester.) About | New Eve Maternity Home New Eve Maternity Home. (HOUSING). Faith-based/Roman Catholic. Help with education, employment, life skills. Ages served: 18 and above. (?)VIRGINIA: (Norfolk) THIS LISTING NOT ACTIVE CURRENTLY. WILL UPDATE ASAP. Eastern Virginia Medical School. Non-residential. Specialized obstetrical care. Classes, parenting skills, emotional support, transportation to prenatal appointments.WASHINGTON: (Seattle area.) Housing Cocoon House. (HOUSING) Housing for pregnant and parenting teens and their children. (Short -term and long-term.) Support for education, life skills and employment. Ages 12–17.WASHINGTON: (Spokane) Alexandria's House | Volunteers of America (HOUSING). “Spacious historic home”. Mentoring, support, doulas, other services. Ages: 16–20.WASHINGTON: (Spokane)http://ttp://gracesonhousingfoundation.org/ Hope and Housing for Teen Moms and their Children Graceson Housing Foundation. (Housing.) Faith-based/Christian but spiritual activities are left up to choice. This program is strong on community and nurturing. Classes, life skills, and employments skills also offered. Ages 13-18.WASHINGTON (Seattle) 👩‍⚕️ "Family Medicine Residency Teen Pregnancy and Parenting Clinic. (A program of Kaiser Permanente but you DO NOT have to be a Kaiser Permanente member to receive services.) Non-residential. Accepts Medicaid and other insurance. Prenatal care with delivery at Swedish First Hill Hospital. Offers help getting medical care coverage, nutritious food, childbirth classes, parenting classes and well-child care for the baby until two years of age. (Well-child care is only for the babies whose mothers used the Teen Pregnancy and Parenting Clinic for their prenatal care and delivery.) Open Tuesdays and Thursdays. Drop by or call: Kaiser Permanente Capitol Hill Campus, West Building 206-326-2656. On the bus line. Ages served: Not specified.WEST VIRGINIA: Crittenton Services, Inc. A Florence Crittenton program. (More information to follow)WISCONSIN: (Milwaukee) Pregnant and Parenting Youth Program (PPYP). Non-residential public school-based support.WISCONSIN: (Sheboygan) 👩‍🎓 Sheboygan Area School District Non-residential. TAPP/Parenting Lab. School-based support for pregnant and parenting teens. Guidance counselor assists pregnant students with educational plan/ONSITE childcare/parenting lab for teen parents. Classes designed/flexible to accommodate pregnancy related issues. Pregnant or parenting students in Sheboygan contact your school guidance counselor to access these services.

Why will Americans still vote Trump to office when he has done terrible things to America and reduced their world status?

I know I sure as hell will be voting for Trump.President Trump is far from perfect, however he is way better than Obama ever was and has accomplished some pretty good things, here is a short list.Here is a very short list of some of his accomplishments;Despite an inexcusable 55-day delay, he gave Ukraine the lethal aid that the Obama-Biden administration refused to deliver. He secured the release of additional American citizens held abroad. He launched cyberattacks on Iran, approved a major arms sale to Taiwan, imposed visa restrictions on Chinese officials over Beijing’s oppression of the Uighurs, and refused to make major concessions to North Korea.He has continued to appoint conservative judges at a record pace. The Senate recently confirmed Trump’s 50th pick for the federal circuit courts of appeal, which have final say over about 60,000 cases a year. In three years, Trump has appointed just five fewer circuit court judges than Obama appointed in eight years. And he has flipped three of these courts from liberal to conservative majorities, giving conservatives the majority in seven out of 13.He ordered the operation that killed Islamic State leader Abu Bakr al-Baghdadi. It was a high-risk mission that required U.S. forces to fly hundreds of miles into terrorist-controlled territory.His tariff threats forced Mexico to crack down on illegal immigration. Mexico is for the first time in recent history enforcing its own immigration laws — sending thousands of National Guard forces to its southern border to stop caravans of Central American migrants. Plus, Congress is poised to approve the U.S.-Mexico-Canada free-trade agreement, which would not have been possible without the threat of tariffs.His “maximum pressure” campaign is crippling Iran. Iran’s economy is contracting, inflation is spiraling and the regime has been forced to cut funding for its terrorist proxies, including Hezbollah and Hamas, the Iranian military and the Islamic Revolutionary Guard Corps (IRGC). And now the Iranian people are engaged in the largest popular uprising since the 1979 revolution.His withdrawal from the Intermediate-Range Nuclear Forces (INF) Treaty is delivering China and North Korea a strategic setback. The United States is now testing new, previously banned intermediate-range missiles. These weapons will allow us to compete with China’s massive investment in these capabilities, and also provide a fallback in the likely case negotiations with North Korea fail — obviating the need for temporary deployments of U.S. carrier battle groups and allowing us to put North Korea permanently in our crosshairs.He stood with the people of Hong Kong. He warned China not to use violence to suppress pro-democracy protests and signed the Hong Kong Human Rights and Democracy Act. Hong Kong people marched with American flags and sang our national anthem in gratitude.He has got NATO allies to cough up more money for our collective security. Allies have increased defense spending by $130 billion since 2016. And the White House reports almost twice as many allies are meeting their commitment to spend 2% of gross domestic product on defense today than before Trump arrived.He implemented tighter work requirements for food stamps. With unemployment at historic lows, there is no reason more people should not be earning their success through productive work. The rules apply only to able-bodied, childless adults. When we require people to work for public assistance, we not only help meet their material needs but also help them achieve the dignity and pride that come with being a contributing member of our community. Work is a blessing, not a punishment.He continued to deliver for the forgotten Americans. Unemployment is at record lows; this year the number of job openings outnumbered the unemployed workers to fill them by the widest gap ever; wages are rising, and low-wage workers are experiencing the fastest pay increases. Fifty-seven percent of Americans say they are better off financially since Trump took office.Awarding Funding to Address the Needs of Individuals with Disabilities in Emergency Responses: CDC has awarded $3 million in COVID-19 funding to support the development of resources for people with disabilities who have extreme low literacy and the creation of national standards to inform emergency response communications for reaching people with disabilities. CDC also awarded $10 million in COVID-19 funding to the Association of State and Territorial Health Officials, the National Association of County and City Health Officials, and the Association of University Centers on Disabilities to address the needs of Americans with disabilities in COVID-19 preparedness, planning, mitigation, and recovery efforts.Unprecedented Support for Independent Living: Through the CARES Act, the Administration for Community Living (ACL) awarded an unprecedented $85 million in direct funding to more than 350 Centers for Independent Living (CILs), community-based organizations led by individuals with disabilities. With this funding, individuals received food and prepared meals, personal care and basic home items, personal protective equipment such as masks and gloves to ensure continuity of support services, housing assistance, and alternative transportation for medical appointments. CILs also transformed direct services to include virtual options and supported people with disabilities by providing access to technology and the Internet.Guidance on Disability Rights Protections: In March 2020, the HHS Office for Civil Rights (OCR) issued a Bulletin on Civil Rights laws and HIPAA during the COVID-19 pandemic, reminding covered entities of their obligations to provide effective communications and reasonable modifications to persons with disabilities. This follows emergency guidance issued in 2017, 2018, and 2019.Preventing Disability Discrimination in Triage Decisions: In April 2020, OCR resolved a complaint against Pennsylvania after the state revised its interim Crisis Standards of Care to prevent disability discrimination in triaging of vital health care.Preventing Disability Discrimination in Ventilator Allocation Decisions During COVID-19: In April 2020, OCR resolved a complaint with the state of Alabama concerning ventilator rationing guidelines that categorically excluded persons with profound intellectual disabilities.Preventing Disability Discrimination in Hospital “No Visitor” Policies During COVID-19: In June 2020, OCR resolved a complaint with the state of Connecticut after the state issued an executive order on no-visitor policies in hospitals to ensure these policies do not deny reasonable access to needed support persons for people with disabilities. OCR also resolved a complaint with Hartford Hospital after it agreed to grant a 73-year-old woman with aphasia access to support persons to help with her communication and comprehension in her treatment.Protecting Rights and Preventing Abuse in Long-Term Care: ACL began issuing guidance in March to help State Long-Term Care Ombudsmen continue working to protect the health, welfare, and rights of nursing home residents, most of whom are protected under the ADA.Protecting Against Disability Discrimination in State Triage Plan: In June 2020, OCR resolved a complaint against Tennessee after it updated its crisis standards of care plan to ensure that the criteria does not discriminate against persons based on disability or age. Through technical assistance, the state updated its policies to ensure that hospitals do not deny life-saving care during a crisis based on stereotypes about disabilities or other impermissible factors.Protecting Rights in HealthcareAccess to Health Care for Individuals with Developmental Disabilities: In February 2019, OCR resolved a case in North Carolina alleging discrimination against an individual with autism who was deemed ineligible to be on a heart transplant wait list because of his disability. After OCR intervened in the case, the medical facility reversed course and allowed the individual to be eligible for the waiting list.Access to Sign Language Interpreter for Deaf Child: In July 2019, OCR resolved a case with Mid-Maryland Musculoskeletal Institute to protect a 6-year-old patient’s rights to effective communication while attending physical therapy sessions.Preventing Discrimination in Human ServicesEnsuring Beneficiary Safety in Group Homes - PDF: In January 2018, OCR, the HHS Office of Inspector General, and ACL jointly published a report: “Ensuring Beneficiary Health and Safety in Group Homes Through State Implementation of Comprehensive Compliance Oversight - PDF.” ACL has subsequently invested nearly $10 million in projects that seek to enhance the quality, effectiveness, and monitoring of home- and community-based services (HCBS) for people with developmental disabilities; to improve the quality of community living; and ensure health and safety.Disability Discrimination Protections for Individuals with Opioid Use Disorder: In May 2020, OCR secured an agreement with West Virginia to protect persons in recovery from opioid use disorder, resolving an uncle’s complaint that he had been denied the ability to gain custody of his young niece and nephew (in state custody) due to his enrollment in a medication-assisted treatment (MAT) program.Protections for Individuals with Disabilities in State Child Welfare Systems: In November 2019, OCR entered an agreement with Oregon to protect the rights of parents with disabilities. OCR’s investigation was spurred by allegations that the Oregon Department of Human Services removed two children from their parents because of stereotypical beliefs and assumptions concerning the parents’ intellectual disabilities.Empowering Americans with Disabilities to Live in the CommunityHelping Veterans with Disabilities Remain in Their Homes: ACL has worked with the Department of Veterans Affairs to expand the Veteran-Directed Care program, which allows veterans to use VA benefits to work with ACL-supported aging and disability networks to access the services they need to live independently.Training and Assistance under the ADA: ACL’s ADA National Network provides training and technical assistance on the Americans with Disabilities Act. In 2019, the Network hosted over 1,100 training activities and nearly 17,000 individual consultations with people with disabilities, agencies, businesses, and state and local governments. During the pandemic, the ADA Network has provided technical assistance to consumers and employers on the implications for disability-related services and return to work.Promoting Innovation to Combat Isolation: In partnership with the HHS Office of the Assistant Secretary for Health, ACL launched a prize competition to combat social isolation for people with disabilities, veterans and older adults. The Mobilizing and Empowering the Nation and Technology to Address Loneliness & social isolation (MENTAL) Health Innovation Challenge will award $750,000 in prizes for development of an easy-to-use online system that offers recommendations for programs, activities, and resources that can help users connect to others and engage in the community, based on their individual needs, interests, and abilities. The winning system will be announced and demonstrated at the Consumer Electronics Show (CES) in January 2021 and will become the centerpiece of a national public awareness campaign.Improving Home- and Community-Based Services (HCBS) in Medicaid: CMS issued several pieces of guidance to assist states in implementing the criteria defining a home and community-based setting, balancing the need to ensure settings facilitate and empower beneficiary autonomy and community integration with the need to ensure a workable implementation approach for states and providers. CMS has developed an HCBS quality framework, strategy, and work plan to align and coordinate activities within CMS and with other partners related to HCBS quality measurement, in order to ensure the health and safety of people receiving HCBS; promote high-quality and accessible HCBS; and promote value-based care and services for people receiving HCBS.A New Center to Combat Health Inequities: In September 2019, ACL launched the Center for Human Dignity in Healthcare for Individuals with Disabilities to reduce life-limiting healthcare inequities faced by people with disabilities. The center, based at the Children’s Hospital Medical Center at the University of Cincinnati, increases education around four focus areas: Prenatal Genetic Testing, Mental Health and Suicidality, Organ Transplantation and Aging and End of Life. The Center is conducting an analysis to identify gaps and investigate the impact of discrimination and disparities on the medical treatment outcomes of people with intellectual and developmental disabilities (ID/DD). In response to COVID-19, the Center developed two fact sheets on medical discrimination: one for people with disabilities and one for medical practitioners.Promoting Physical Activity for Americans with Disabilities: ACL refocused the I Can Do It program, returning it to its roots as a program that partners with schools to encourage and support physical activity for children with disabilities.Expanding Work OpportunitiesA First-Ever Task Force to Boost Employment for Americans with Disabilities: ACL launched a historic government-wide task force focused on expanding employment for Americans with disabilities, to build on the historically low unemployment rates for Americans with disabilities in the booming Trump economy before COVID-19. Fourteen federal agencies actively participate in the task force’s work on key issues, particularly the removal of barriers that inhibit employment and, recently, the anticipated difficulty of post-COVID-19 employment and reentry.A Prize to Boost Private-Sector Support for Employment: As part of National Disability Employment Awareness Month 2019, ACL announced a national prize competition, Inclusive Talent Pipeline for American Business, which drew nearly 60 applicants from the private and nonprofit sectors to create and operationalize innovative and market-disruptive approaches to recruiting, retaining, and advancing employees with disabilities. Five Round One prize winners were announced in April 2020 and are currently preparing to pilot their proposed models in the fall of this year.Improving HealthcareNew Wheelchair Options in Medicare: Medicare expanded coding and increased payments for complex rehabilitative wheelchairs to ensure access to newer, expensive complex rehabilitative wheelchair options and accessories.Broader Access to Therapy: Medicare allowed therapy assistants (rather than only therapists) to perform maintenance therapy under the Medicare home health benefit starting in 2020, helping to expand access to this important service for all beneficiaries, including individuals with disabilities.Reforming Payment for Medicare Advantage Beneficiaries with Disabilities: Starting in 2017, CMS modified the Medicare risk adjustment model used to pay beneficiaries enrolled in Medicare Advantage plans to have separate factors for disabled (versus aged) beneficiaries, to better reflect their expected cost to the plans, allowing payments to be better targeted to plans based on the cost of their enrollees.Expanding More Flexible Preventive Services: For 2018, CMS finalized billing codes for “prolonged preventive services,” allowing for additional Medicare payment for preventive service visits that extend beyond the typical time, which can be important for beneficiaries with mobility or cognitive disabilities who may take extra time to complete these visits.Closing the Life Expectancy Gap: In June 2020, ACL announced a funding opportunity to improve health outcomes for the ID/DD population, who have significantly lower life expectancy than their non-ID/DD peers. Funding will support a national consortium that will build upon existing efforts to collaborate with medical and allied health schools to embed ID/DD content into their curriculum.Expanding Research on Disability IssuesEstablishing Prevalence of ID/DD: ACL is leading an interagency effort to establish and maintain valid and reliable prevalence rates of intellectual and developmental disabilities and to improve data about health status and factors that influence health outcomes of individuals with ID/DD.A First-Ever Government Wide Inventory: A partnership between the National Institutes of Health (NIH) and ACL’s National Institute on Disability, Independent Living, and Rehabilitation Research (NIDILRR) aims to create a government-wide inventory of all federally supported disability research, launching in the fall of 2020, housed at the NIH Library.Building a Limb Loss and Preservation Registry: In 2018, NIH and the Department of Defense announced plans to establish a registry to document the number of people in the United States living with limb loss and to provide insights on their challenges and needs.Studying Conditions that Affect Americans with Down Syndrome: In June 2018, NIH launched the INCLUDE (INvestigation of Co-occurring conditions across the Lifespan to Understand Down syndromE) project to study conditions that affect both individuals with Down syndrome and the general population. The goal is to learn more about these conditions in both populations so that new treatments can be developed in both groups. People with Down syndrome and other intellectual disabilities have often been excluded from participating in clinical research and clinical trials because it was thought that it would be too difficult to include them in complicated research studies, or the process to provide informed consent would be too challenging. People with Down syndrome are now being invited to speak up about their research needs, and new clinical trials supported by INCLUDE focus on topics such as sleep apnea, Alzheimer’s disease, and treatment of co-occurring ADHD.New Hope for Turning Thoughts into Speech: The National Institute on Deafness and Other Communications Disorders (NIDCD) supported groundbreaking research on augmentative and alternative communication devices, which help people with voice, speech, or language disorders communicate. This includes people with ALS or brainstem stroke who lose their ability to move their muscles for writing or speaking, even as they are able to think and reason normally. In an important advance, NIDCD-supported researchers developed an approach to turn a person’s thoughts directly into speech. The scientists trained a computer algorithm that is typically used to interpret voice commands to decipher brain activity instead. Individuals with epilepsy undergoing brain surgery listened to sentences spoken by different people, and the researchers used the neural patterns measured from these patients to train the computer algorithm. When the patients simply thought of the words they had heard, the algorithm was able to accurately decipher the thoughts 75 percent of the time.Making Hearing Aids More Accessible and Affordable: Approximately 28.8 million adults in the United States could benefit from using hearing aids, yet only one in four has ever used one. Research funded by NIDCD directly contributed to a measure included in the 2017 FDA reauthorization act to create a first-of-its-kind category of direct-to-consumer hearing aids for adults with perceived mild-to-moderate hearing loss, which is expected to spur innovation, reduce consumer costs, and improve hearing health care for millions of Americans who have hearing loss by making hearing aids more accessible and affordable.Designing Visually Accessible Spaces for People with Low Vision: Mobility challenges are one of the most serious consequences of impaired vision, and one approach for dealing with this problem is to make public spaces more accessible for people with low vision. Building on the concept of environmental modifications that enhance physical mobility (such as ramps for wheelchairs), the National Eye Institute (NEI) supported a combination of empirical and computational research to extend the concept of environmental modifications to “visual accessibility” (i.e., to what degree one can use vision to travel safely through an environment). In the final phase of this project, the models developed to predict low-vision visibility and navigability of real-world spaces are being translated into a set of open-source software modules to enhance architectural and lighting design for visual accessibility. The intended use is for architects and lighting designers to submit a design to the software and get a labeled output indicating what is likely to be a potential mobility hazard for pedestrians with reduced acuity and/or contrast sensitivity.Advances in Turning Thoughts into Computer Control: NEI is supporting work aimed at helping quadriplegic people use computer interfaces. By implanting recording electrodes in visual and motor areas of the brain, the researchers are able to turn the person’s intentions for cursor movements on a computer screen into action.Progress on Restoring Visual Perception to the Blind: NEI is supporting work aimed at helping blind people achieve useable visual perception. By placing stimulating electrodes on the visual cortex of the brain, the researchers are able to turn images recorded by a camera mounted on the head into the sensation of a rough pattern of light and dark. This interface is being gradually improved by training computational algorithms to optimize the pattern of stimulation. The blind patient also has to be trained to work with the brain-machine interface, but good progress is being made.I could easily keep going,

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