Minor To Major Form Axis Bank: Fill & Download for Free

Hello!You just have to fill up a mandate form and give it to the branch. Tentatively it will take 8 days to convert the account from minor to major account.Hope, you would be satisfied by the revert.

I can tell some life hacks in India related to banking and finance in India from my personal experiences:Avoid paying with debit/credit card on petrol pumps, use cash or some wallet(like Paytm etc), especially if your bill is less than Rs. 500, unless you are absolutely sure that you won’t be charged “fuel surcharge”. This is because a fuel surcharge of 2–3% might be added to your bill if you pay by card(unless it is waived by your bank/card or for a certain minimum spend) to compensate for the Visa/MasterCard transaction fees, which otherwise the petrol pump owner would have been paying. Read more here:What is fuel surcharge in India?Edit: Some people commented that it was permanently waived after demonetisation.AFAIK, the waiver was temporary till Dec 31 2016 as this article says.https://timesofindia.indiatimes....Also, some comments have said that it is waived by most public sector banks, but I would still recommend checking on the bank’s website before paying through card. I personally haven’t dealt much with public sector banks so less aware about their schemes. Some banks mislead as well by putting some concealed terms, like minimum spend etc, for the user to get the cashback.Do not opt for a free demat account while opening a new savings/salary account, if you don’t plan to use it. It is kind of a scam being done openly by most private Indian banks including HDFC and Axis bank. Their agent will tell you verbally that the demat account is lifetime free. For the first year, it would be free but next year onward they would start charging you 500+taxes, and yeah you won’t have time to go to consumer court for around 600 Rs.Close a salary account or whichever type of bank account you hold if you don’t plan to use it later especially if you change number/city/job/country etc. The banks can make the account dormant after inactivity of 2–3 years, and might stop paying interest in your savings account(depending on the bank’s terms) and hence difficult for you to withdraw your hard earned money from it. You will have to visit the bank branch and fill forms to get it reactivated and hence is a hassle. Also, most importantly, some banks have fees on debit cards if certain amount is not credited every month in the savings account linked to them. HDFC is the worst among them charging crazy fees Rs. 750+ taxes as a maintenance fees on their debit cards.https://www.hdfcbank.com/assets/pdf/savings_charges.pdfPaypal linked to your credit card is a safe thing to use if you have to commit a credit card for some subscription on a not-so-trusted website. It hides your card number from the merchant and also covers the risk in case of a fraudulent transaction on your credit card for a certain period of time(usually 180 days), while the risk might not be covered, if a credit card is directly used by its number.While going to a mall, keep the parking ticket with you. Some stores have offers where your parking fees is refunded or equivalent reward points given when you shop there like Shoppers stop, Pantaloons etc.Credit card can save some money for you only if you repay it in time. Credit card companies earn majorly from merchant fees, crazy interest rates and defaulters by suffering a minor loss from those cashbacks and joining points offered. So, it is better to repay your credit card spend in a few days whenever you make a purchase using it. Don’t fall in the trap of paying “minimum payment due”, paying it just means that your card won’t be charged “late payment fees” but still you have to pay the crazy interest rates on your balance. Also, credit cards come in handy when you have to make an international transaction including filling international forms or hotels, so having one helps at times.While on international vacation, get forex card or cash exchanged from currency exchanges rather than withdrawing from International ATM cards or swiping international credit cards. The transaction + service fees is almost double/triple(even much more for Thailand) than what you would be paying at a currency exchange. There could be an exception to this if you have some special card which waives off the charges, check with the bank for your card type in that case.For international travel, book flights/hotels in local currency of the airlines/hotel’s country, in case you have access to multiple currencies account or NRI/NRE account or a friend in that country, that way you won’t have to pay for the currency exchange fees. Example, when I book Singapore to India return tickets on Singapore Airlines, I have to pay 3–5% less while booking from a Singapore based aggregator like Expedia[dot]sg as compared to booking from Goibibo[dot]com or Expedia[dot]in. Similarly, booking a hotel in India costs me less on Goibibo[dot]com or Expedia[dot]in as compared to booking from Expedia[dot]sg or boooking[dot]com.Never ever use a credit card by mistake in an ATM machine. It will work as normal, you wont be able to figure out the difference. Only later, it will screw you by the extra withdrawal charges(to the tune of 800–1000 INR per transaction). My friend realised this after withdrawing 3000 Rs and paying 800 Rs as transaction charges for it. The charge is called “Cash advance charges” or something like that. It is charged because you are taking a temporary loan in form of cash from the bank and not in the form of a temporary loan shopping at a merchant. Credit cards are meant for only shopping(and not withdrawing cash) so that the credit card companies will transaction fees from the merchant.Edit: One comment mentioned that it can be waived by the bank by calling them.Yes true. But then the waiver is conditional and bank has the full legal right to entertain it or deny it. So it is better to not get into that situation.If you deposit a foreign currency cheque in India there is a transaction fee associated with it. A person deposited USD 11 dollars instead of some 700 rupees got only 250 rupees. Better to get money from internet banking or other online means, where there is very less transaction fees.While buying an electronic item which would would be used regularly, compare and consider the power consumption star rating for that device mentioned on it with other brands, especially for electronics like Refrigerator or Air dehumidifier or AC which would be on 24*7*365 at your home. You can save a lot of money on your 5-10 years bill(considering both inflation and increase in cost of electricity) by spending a little more one time cost on a good power star rating brand which consumes low power.

This is a great question.We should be able to play as the Japanese and the Germans of WW2.There is an incredible amount of precedent in videogames for dismissing, tolerating, or outright getting into the spirit of some of history’s worst ideas, actions, and governments.Call of Duty games, especially the original, allowed you to play through a Soviet campaign, complete with mission briefings written like government pamphlets designed to bolster your communist fighting spirit. “Not one step back!” As the classic rallying cry goes, while you storm the bank of the Volga with no rifle, just one man in a human wave running straight into machine gun fire.Do you know what the difference between the Soviet Union and Nazi Germany was? The number of innocents murdered by each government.This:Is no less a symbol of tyranny, oppression, hate, and murder, than this:And yet we have COD celebrating the Soviet war machine’s costly victory, completely glazing over the atrocious behavior of its government both before and after the war.Both Nazi Germany and Imperial Japan fanaticized their people, especially their militaries. Both countries murdered countless innocents and commited horrific war crimes during their campaigns. And yet there are AAA titles like Rome: Total War, where the wholesale slaughter of innocents after a conquest is not only a feature, but a useful one in many circumstances, and complete with sound effects! Fallout 1 & 2 allow the player to pimp their own wife out for money, as well as kill children. In Fallout 3, characters can become cannibals. IL-2 Sturmovik allows players to fly as any one of the major Axis powers, as well as the minor ones, while Silent Hunter 3 takes place exclusively from the point of view of a U-boat Captain. Modern Warfare 2 contained a levels where you massacre an airport disguised as a terrorist, and in Counterstike, you can play as a terrorist. Where is the moral outrage at these games?I’ve said before that games are running up against what I call the “interface barrier,” and to move forward must focus on giving players a greater sense of immersion and better storytelling until such time as that barrier is overcome, in order to provide the kind of quality that players demand from newer games. A single player campaign from the point of view of an Imperial Japanese soldier, or a German one, or even a Waffen SS soldier, presents an opportunity to tell a story that deserves to be told. There are any number of ways to make a campaign like this, one that can and should show the kind of zeitgeist and fanaticism that gripped those nations. Maybe the story revolves around a regular Heer soldier who grows to hate what Naziism has done to his fatherland? Or… Maybe the story revolves around an SS soldier whose views may become challenged as he watches his country fall apart around him despite his best efforts, only to become even more resolute in his fanatical hatred by war’s end?Previous WW2 shooters have treated German and Japanese troops as essentially faceless enemies shouting in a foreign language. A Dedicated story-driven campaign for either of these nations would give these enemies a face, and humanize them. Important stories could be told that demonstrate to the player just how fallible people can be, when one of the most advanced and civilized nations on earth becomes enamored with savagery and cruelty toward those they find “different.”So then, why can’t we have these countries represented in shooter games? To be snide, it’s because we have to represent those bionic-armed British front-line female soldiers instead. Their’s is the story that’s apparently REALLY worth telling.