Army Sgli: Fill & Download for Free

Fear most?Deffinitely not death. Deal with it, weakling … you signed up.Definitely not family. You have government life insursnce … SGLI … no wartime exclusion clause … and family are part of the green machine, too.I feared permanent disabling, cripplimg injuries.Guys who worked for me in the Army were crippled. Horrible.As I contracted, I broke every major bone in my body, was in a coma for 30 days … then amnesia for seven months before I woke up. Severe Traumatic Brain Injury. $750,000 hospital bill. Therapy for a year. Not covered by insurance or unemployment … but if I wanted to drive or work … therapy.$750,000 covered. Therapy and no work not covered.Better off dead.Fear is a permanent, cripppling injury. Will it happen again? BTW, one gets reckless at that point. Hello Colombia!!!I had severe traumatic brain injury and aged physically … lots … after the truck hit me.In the Army, where I was … I wasn't.Getting crippled in a Gray war and living with it for life is the nightmare a few veterans fear the most.

Yes, for SGLI, they are covered the moment they sign their paperwork at Boot Camp. This happened to a class before my Boot camp graduation, nobodies fault, the man just collapsed of a heart attack and died. But it was my understanding that his wife did get the full $250k payout that he had signed up for.

Many of these answers are from non-military or non-Rangers. Discount them as what they are. A Ranger is elite. They did not get there by being frat boys or drinking to excess. We have drug tests often. If he does drink to excess then there are other problems you need to address. Rangers are probably in the best shape of their lives. I when in at 210 and, within a few weeks, was 155 lbs. No fat.A few things. Yes, you have no rights as a non-married spouse. Some states are worse than others. Get legal document such as power of attorney, will, SGLI, etc in order. JAG will help you, maybe, but get a civilian lawyer. Get your name on the lease. Own your own car in your name.Yes, it may sounds like you are roommates or living separate life but, until you are married, you are.There is nothing worse than a CO having to explain to a spouse that they have no rights. I can’t even speak with you. It happens. Worse, his SGLI is going to an ex girlfriend and not you and your children. Happens.He will come home broken, bruised, dirty, hungry, smelly and exhausted. I once spent 102 days in the field with zero warning. Get used to that. At a moment’s notice he may be gone and you will not hear from him for days or weeks.I always hit the gym for a shower and change of clothes before I returned home. The one time I did not, things were growing out of me. Scared my wife.Therefore, get a career. Teaching and Nursing work well since you can do that anywhere. Specialize in bi or multi-lingual and special needs.Sleep is a blessing. The first 24 hours he will sleep. Anywhere. Chair, couch, floor..anywhere. Be respective of the fact he has been awake for 48+ hours. Yes, you want to see him and be a couple but remember he is exhausted. He will also carry with him what happened while he was away that he cannot talk about.Don’t ask.I “lost” several of my “brothers” one day. I survived. The true definition of “survivor’s guilt”. He will experience that.So, in summary, get your own life and join together to celebrate he made it back. Enjoy the moments he is with you. Manage the house. Food stocked. You need everything in your name also or, the day the bank account, electric or cable has a problem you are screwed. The term “persona non grata” comes to mind. Keep a separate checking account and all paper work in a safe deposit box. Keep copies. The Army loves to lose things. I have three middle names and two birth years thanks to the Army.Love him. Be strong. He is doing something only an elite few of us can do.