Septic Easement Agreement: Fill & Download for Free

A survey if they had one done.Any easement agreements.Any shared well agreements.Any permitted improvements like septic or ???

It means that your attorney must closely examine any agreements, easements, deed restrictions or other documents related to the sharing of water and septic systems with an adjoining property owner. This is the only way to analyze the benefits and burdens of a "shared well and septic system" for a given property.There is no "typical" cost for connection to a municipal water and sewer service. Assuming your property is a reasonable distance from these services, the benefits will most certainly outweigh the costs. Municipal water is generally much higher quality than well water and no one wants their waste to remain on their property when it can be carried away by a sewer and treated in a plant. If you want to know the real cost for this, just get a few estimates from local contractors. It's free and then you'll know the exact cost.But the biggest benefit to offset the cost is an increase in value of the property. To be sure, check with a local real estate agent who will tell you how much your property's value will increase by having municipal water and sewer services connected to it. The answer may surprise you and may justify the cost for that reason alone.

I recently added a TL/DR at the end so you can now skip my sob story.In 2009 I lost $40,000. It was all the equity in my home I had for 17 years, save the $175 worth of fuel oil.I learned NEVER buy property with someone who is an idiot.My now-ex husband was bright in some areas; he is/was very successful in sales and marketing. But he lacks the basic understanding of real property ownership, and how municipalities can (and do) mandate laws that directly affect your home’s value.When we were first married, it was fine that we rented; as upwardly mobile professionals we changed jobs every 2 years or so- it made perfect sense to rent.Then we had our son. I insisted we buy a home in a town with a great school system; I wanted him to grow up without being uprooted constantly. DH wasn’t so sure, but I nearly throttled him when I found the perfect house and he hesitated. It was a foreclosure, and my mother (seeing what a great investment it was) offered to pay the closing costs! WE are buying this house!It was 1991. We (I) put in a lot of “sweat equity” and the place looked great. After 4 years, I wanted to use the considerable equity (real estate was hot) and move up to a larger house in the same town. DH put his foot down and said “no.” He also refused to pay for a new kitchen. “The kitchen remodel will NEVER pay for itself!” he insisted (Um, WRONG.)So we stayed put. I lived with the shabby kitchen and the dolt husband. Then, our state, Massachusetts, enacted “Title V.” Our town, Boxford, MA, took the constraints of that law and doubled it. This put our septic system into automatic failure. Title V requires septics systems to be located away from wetlands by 100 feet- Boxford, 200- and won’t let you have a paved drive over the septic system.Under Title V, you have to bring the septic up to code when you sell the house. That relieved the stress of everyone in non-compliance from having to install a new system immediately.But DH did not believe me! I explained the new law as best I could. Heck, I worked in real estate and was seeing the results first-hand! He would not listen. Our marriage was falling apart over several issues, him denying facts was one major reason.I wanted to upgrade the system ASAP. Reasoning: when we sold the house, we could command more money that would cover any costs plus. Also, by not being constrained by time, we could take our time and find an affordable solution with a contractor. Otherwise, we’d be negotiating out of desperation, a place you didn’t want to be. DH didn’t see it.Sure enough, in June 2008 DH left me. The judge in our divorce said I could either keep the house, or receive alimony. At the time I was out of work (hello 2008!), so there was no way to keep up with the $2200/month mortgage, so our house went up for sale.EVERYTHING I warned him about came true: we had to settle for a rock-bottom price because the inspection failed our septic system (“Are you convinced NOW?” I remember saying.) Getting a sale to go through meant hiring a septic engineer to build a “closed-box” system, and it had to be completed under a deadline. It took the $40k equity. Bye-bye.I am often asked on Quora: “are real estate agents necessary?” Well, in this case my ex did not listen to the one I hired (who tried again to explain Title V to him. She may as well have been talking to a chimpanzee.) He waited until the house was under agreement and failed inspection, putting us in a terrible place.I imagine anyone with any degree of intelligence could foresee a situation like this. I tell all my clients (sometimes I do it for them) to be aware of zoning, easements, septic requirements, etc. before selling or buying. Don’t wait for a surprise at the inspection stage.TL/DR and ETA: “Real property” and “personal property” are two completely different things. Jurisdictions (like your town) can pass laws/levy tax/rezone/and basically change whatever they want INCLUDING CHANGING YOUR HOUSE NUMBER (also happened to me) capriciously and without notice. If you own a coffee cup, it’s your coffee cup. No one can say you can’t have it. They can’t legally take it away because it’s your personal property. Understanding the difference between real and personal property is essential before you buy.