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Differences between NPS and APY1. Joining Age – The age of joining in Atal Pension Yojana is from 18 to 40 years whereas in New Pension Scheme age of joining is from 18 to 60 years.2. Who can join – Only resident Indian can join in APY but in NPS any Indian including NRI can also join.3. Pension slab- In APY there are five pension slab i.e Rs 1000/-, Rs 2000/-, Rs 3000/-, Rs 4000/-, Rs 5000/-(per month).Whereas in NPS it is decided by the Pension Fund Manager's performance. Also in NPS 50% amount will be paid at the time of retirement and rest will be paid on yearly basis.4. Guaranteed Pension– In APY there is guaranteed pension after retirement. In NPS there is no guaranteed pension although subscriber will have the option to actively decide as to how his/her NPS pension wealth is to be invested in the following three options:Asset Class E - Investments in predominantly equity market instruments. (High Risk but very good returns)Asset Class C- Investments in fixed income instruments other than Government securities. (Medium Risk- good returns)Asset Class G - Investments in Government securities. (Low Risk- Normal Returns).In 2014–15, the average weighted return on the NPS fund was 12.5%.5. Type of account- In APY only one type of account is there. Where as in NPS there are two types of account namely Tier-I and Tier-II.6. Premature Withdrawal - In APY there is no premature withdrawal allowed except death or special condition. Where as in NPS Premature withdrawal is allowed. The premature withdrawal is only allowed in Tier-II account.7. Government Contribution – In APY 50% or Rs 1000/- (which ever is lower) contribution from Government is done for 5 years only if the account is opened on or before 31 Dec 2015. Whereas in NPS there is no such contribution by the Government. However in NPS the Central Government and State Government employee's contribution is fixed at 10% of salary and Dearness Allowance (DA) per month which is matched by an employer contribution of the same amount.8. Tax Benefit- In APY there is no tax benefit, where as in NPS you can avail a Tax rebate upto Rs 2,00,000.9. Reason to join- In APY you can join only to get pension after 60 years whereas in NPS there are three reasons which are listed below.To provide old age income.Safe and remarkable return over long period.Extending old age security coverage to all citizens10. Fund Manager – In APY there is no option to select Pension Fund Manager whereas in NPS there is a option to select Pension Fund Manager. There are 8 Pensions Fund Manager who will manage your contributions. The Pension Fund Manager are listed below.HDFC Pension Management Co.LtdICICI Prudential Pension Fund Management Co. Ltd.Kotak Mahindra Pension Fund Ltd.LIC Pension Fund Ltd.Reliance Capital Pension Fund Ltd.SBI Pension Funds Pvt. Ltd.UTI Retirement Solutions LtdPension Fund by Birla Sunlife Insurance Co. Ltd.11. Permanent Account- In NPS once you are enrolled in Yojana you will be issued Unique Permanent Retirement Number (PRAN). In this way you can operate your account from anywhere within India whereas no such PRAN is there in APY. The monthly contribution in APY will be auto debited from your saving account. 12. Where to open account- In APY you can open in any Indian bank where you have a saving account. Where as in NPS you can open the account at POPs. (Home-Pension Fund Regulatory and Development Authority (PFRDA))13. Minimum Amount- In APY the minimum amount varies as shown belowIn NPS the annual contribution is(a) minimum Rs. 6000/- for Corporate Model and All citizens Model or(b) 10% of Salary and DA for Government employees (equally to be contributed by Government as I wrote before) or(c) Between Rs. 1000-Rs. 1200 for economically disadvantaged sections of the society. This is under NPS Swavalamban. Contribution cannot exceed Rs. 1200 per year under Swavalamban scheme.

Hello my friend, best websites to learn stock market is something a question with thousand answers. My concern is are you looking for when you are asking about websites to learn stock market is it in terms of deep knowledge about how it works and how can you be a successful trader or investor over a certain period of time? Or you are looking to learn stock market over just as an overview of how you can enter or start trading in stocks, futures (derivatives) Stock options, Index options, commodities etc.?See learning the stock market is something an activity you have to repeat everyday even after 7 years of my trading experience by now I am still learning something new everyday how market is changing and its reacting to something that has never happened in experience this far.The below mentioned are just the websites who are going to keep you updated about the stock market, they are not going to teach you from the beginning, moreover you will not be able to learn by yourself unless you have foundational knowledge for sure.Economic Times- MarketGoogle FinanceInvestopediaMoneycontrolRediff FinanceYahoo FinanceComing back to your question,Now I cannot type in everything here about the basics of the stock market, you can prefer reading a blog called “Daily Capital Market Dose”. You can reach to it with a simple Google search.Daily Capital Market Dose is dedicated blog for Indian stock market traders and investors. Specially for those who want to learn about Indian stock market, how to begin trading and investing.Why am I asking about this blog specifically? Because it has something for everyone at every stage. I mean you can learn the basics about the IPO, Mutual Funds, MCX, NSE, Stock Options, even operating a terminal to put your trades your own self in the market. It has something for everyone as I said even the details apart from stock market like an article it has “Investment Options for Short Term and Fix Income In India” which is about the information about investments in India where you can invest money apart from stock market.For existing traders and investors it has few post about the technical analysis also, which can be visualized on their YouTube channel even.Articles for BeginnersBeginners Guide: How to Start investing in Stock Market (NSE/BSE/MCX)How to Start Trading In Commodities, MCX?What is Demat Account and how to use Terminal for tradingWhat Are Stock Options?IPO: INITIAL PUBLIC OFFERING IN INDIAPoints to Consider before investingIntroduction to Mutual Funds in IndiaArticles for Traders and Investors:32 Movies based on WallStreet and Stock Market20 Do's & Don'ts For Traders & InvestorsLIST OF WEBSITES FOR LIVE MARKET RATESInvestment Options for Short Term and Fix Income In IndiaHow can you make 2000-5000/- daily in stock market yourself?Articles on Technial Research:What are Candlesticks Patterns chart?Learning Bullish Candlestick Patterns:Learning Bearish Candlestick PatternsLearning: How To Use Support Resistance For TradingSo this blog is something must read for the basic information may want to learn about.This blog is for the foundational knowledge and information that you can start with.If you are looking for an advanced learning about the stock market LearnApp can be useful. LearnApp is a video platform where you get to learn from the experts in their niche at very-very affordable pricing.LearnApp has deep and brief topics about not only the stocks but way more about hte stock market in deep brief that too from the Top Leaders of the domain, like:Learn how capital markets work | Ashish Chauhan | CEO, BSE India: Ashish Chauhan is the current managing director and chief executive officer of the Bombay Stock Exchange and in this course, he will be teaching: From Startup to IPO Primary and Secondary Markets Equity Markets Futures OptionsLearn how stock broking works | Nithin Kamath | Founder & CEO Zerodha & Team: What you learn? The Evolution of Stock Broking, Setting Up a Brokerage Firm, Market Intermediaries, Broking Technologies, Broking Sales & Support & Risk Management SystemLearn how fixed income works | Vishal Kapoor| CEO, IDFC Asset Management: If you like low risk and fixed returns then this course is for you. Vishal Kapoor is CEO of IDFC Asset Management managing over $10 Billion (~Rs. 65,000 crores) and in this course, you will learn Introduction to Investing Lesson, Introduction to Debt Markets, The Economy, Interest Rates and BondsLearn how GST works | Archit Gupta | CEO | ClearTax: In this course you learn:- GST around the world, The Supply Chain Compliances and Input Tax, GST Council, State compensation mechanism, Invoicing, E-Way Bills, Audit & AftermathLearn how scalp trading works | G.Bhardwaj | Scalper: Even a 5 second position in a futures market can make you a profit. Its called Scalping. Learn how this strategy works from G.Bhardwaj. You will learn, What is Scalping, The strategy, Live Trades, Money managementLearn an option writing strategy | David Aurel | Options Trader: Take a market neutral position with strategy and be unaffected by the direction of the markets. With just a few minutes a month, trade an options strategy that creates some passive income for you. learn how options writing startegy works from David Aurel. You will learn, The Objective, Building blocks, The StrategyLearn how trend trading works | Tom Basso | CEO, TrendStat Capital: If you ever wanted to know how a hedge fund manager trades, take this course. You will learn a real trend following system and risk management system. TomBasso used to run TrendStat capital and managed $650 million (~Rs. 4,224 crores) at its peak. He is also a celebrated author with 'Panic Proof Investing'. You will learn: Introduction to trend trading, What are trends and how they develop?, Defining a trend, Strategy Rules, Risk ManagementLearn how venture capital works | Gautam Mago | Former Partner, Seqouia Capital: Ever wondered, how to raise money for your startup? or just wonder how to get into the VC industry? Learn from one of the brightest minds in the VC industry. Mr. Mago has headed Sequoia capital, India for 10 years. In this course you will learn:- Venture Capital & Silicon Valley, Structure of alternative investment funds, Term Sheets, Investment framework.Learn how economic indicators affect industries | Mahesh Patil | CIO, Birla Sun Life Mutual fund: Have you ever wondered how to invest/trade when inflation or oil data is released? What stocks would go down if the oil prices were to rise tomorrow? What companies would benefit, if USD INR depreciates? Mahesh Patil, Chief Investment officer of Birla Sunlife Mutual fund, breaks down 5 economic indicators and how it affects industries. You will learn: How RBI affects industries, How USD/INR affects industries, How inflation affects industries, How oil prices affects industries, How IIP index affects industriesLearn Value Investing | Sankaran Naren | CIO, ICICI Prudential Mutual Fund: Learn long term investing by diving into the world of cycles and intrinsic value. This is a perfect introductory course to how value investing works. You will learn, Value investing concepts, Market cycles and catalysts, Value investing framework, History and underperformance, News and low MCAP, Portfolio Construction, Industry specific informationLearn intro to high frequency trading | Siddharth Pujari | HFT Engineer: High Frequency trading is a platform which uses algorithms to place multiple orders in multiple markets within fractions of a second. Ever wonder what strategy they use? You will learn: How forex markets work, Quantitative Trading, Statistical Arbitrage, Cash/Futures Arbitrage AnalysisLearn how income tax works | Preeti Khurana | CA, ClearTax: This is a perfect course to help you understand how to file your taxes and learn about different types of taxes on different types of income. Learn how income tax works from Preeti Khurana.Learn how to build global products | Pallav Nadhani | CEO, Fusion Charts: This course helps you learn how to build a product that you can sell globally with the key factors like Finding the pain point and the Idea generation, Pricing & Product licensing Marketing & Brand Building, Product Distribution, New customers for existing products, Managing growth and Hiring for growthLearn how to invest in mutual funds | A. Balasubramanian | CEO, Aditya Birla AMC: The CEO of Aditya Bilra AMC himself helps you learn about the basic introduction to mutual funds, Modes of investing in mutual funds and Risk & Return Mutual Fund offeringAnd they are adding more of them in their list.So its up to you:If you want to learn the basics of the stock market for a day to day knowledge and with regular income you can read Daily Capital Market Dose blog which you can Google Search easily.If you are looking for the advanced Finance learning including stock market you can visit LearnApp Website.

The answer is not necessarily about finance but what holds true to MBA also holds true to finance:Before we begin : This answer will get continuously edited to make it as perfect as possible over time.I generally do not write about such things because of multiple reasons but I have had to write this one because every year people come in and give their opinion, whether or not it is qualified. What they forget is that these discussion form the basis of opinions because of which young students put in their hard work, sweat and brilliance, therefore not knowing what to choose at this juncture of life might prove costly.Add to this the fact that almost all of the ranking methodology used by magazines are either incomplete, dishonest or have no understanding of what they are supposed to http://do.In light of this, I am writing this answer as a ready reckoner, which whenever whoever in doubt can check and get answers because we wouldn’t want to beguile young kids with all the misinformation that is out there on the subject.Also, this comes from someone who has been lucky enough to work very closely with the leadership of India’s largest companies - both listed and at startups. I am also an entrepreneur / co-founder who has hired and led teams to relative successes.The things that makes any B-school work, esp in India, are the following:Student Intake QualityFaculty Intake QualityFull Time, Part Time Faculty & International Visiting Faculty RatiosAlumniIndustry InterfaceImmediate Placements - Summer & Final - Profiles + Industry + Companies + CTCMBA Course Structure, Teaching & Testing MethodologyLocationCampus, Hostel & InfrastructureExchange ProgramsCompetition RankingsTLDR(Too Long, Don’t Read) : The only B-schools that currently matter in India at the top level are the following (in no particular order) : IIM-A, B, C, L, I, K, ISB-H, XLRI-J, FMS-D, JBIMS-M, MDI-G, IMT-G, IIFT-D, S.P.JAIN-M, NMIMS-M, SIBM-P (Written as on Jan 2017). Most of these schools have 30+ Year old history in most cases and have all the 11 things mentioned up there in absolute symphony and that is not going to change in this decade. The only real addition to that list is just one name - ISB and we all know why that happened. There is no other name that is catching up with these other behemoths anytime soon, because the others’ just don’t have the immediate firepower on those 11 points pointed above.Special Mention : TISS, NITIE, MICA, SCMHRD - They specialise in different things and they do it really really well. TISS for HR, NITIE for cold hard operations, MICA for Communications Management and Advertising. These schools are bringing in the much needed super specialisation in the b-school league, but this may not be what you / or your hiring manager needs. SCMHRD is a weird case, although it's name sounds that of specialisation. One can also argue that IIFT is a specialised school but that’s a very murky discussion that will involve too much bickering.Honorary Mention : XIMB, IMI - Good Schools but one is a little late in the game and hasn’t been able to meaningfully differentiate itself. The other is too fringy, exotic, ill-fated location and is embroiled in a million quotas (including in professors hired) to make a cut to the original list. Both of them have had sparks of brilliance but they haven’t been to convince anyone with their instability of the way in which they have done things.About GL (Great Lakes), which also used to be a good school, but now seems to be in an identity crisis for itself. The thing is that it has gone from being the super poor cousin of ISB to being the ultra poor cousin of ISB, which now specialises in giving refuge to highly experienced folks, esp from IT/ITES. These poor souls are given a lot of promises by GL but almost none of which come true because the employer don’t want such old folks from IT backgrounds in a 1 year course which does nothing special.Sad Truth : The new IIMs don’t matter. And in all frankness, I can’t see that changing in the next decade or so. Case in Point: IIM Shillong, Let’s not even begin to argue about IIMs whose locations no one in the hiring committee of the dream company you want to join has not even heard of or knew about its existence. The Government, should really think a lot about putting up B-Schools in places where they have no chances of survival due to a million issues including really bad infrastructure, extreme lack of full time professors, almost no physical industry interfacing whatsoever, no alumni base etc etc. No matter what the reason, no bright kid with enough certain future potential should join the new IIMs right now. It would probably be ok to join them after a decade + of their establishment, when they climb up the ladder in the 11 point list. Till then it is not a bright hardworking diligent smart student’s problem, it is the problem of the government and the governing body of IIMs to solve.Sadder Truth : IIT DOMs aren’t B-School. Let no soul fool you with that. IIT DOMs don’t even come close to a true B-School experience because of student intakes, legacy, professors, way in which things happen at DOMs. And what about the perennial ROI Question, you may ask? You go to a B-School to become greatly polished and to extremely broaden your outlook about the world of business - IIT DOMs just don’t do this because of their cultures and legacy. There is no better answer.The easiest ways to check or cross verify the above facts are very simple -A) Use LinkedIn and search for colleges and what their alums are doing, how fast, where and how much impact are they having on the world you want to go to.B) Use Google Search and check what are the colleges making news about, what prizes are being won by their current students, what faculties are joining the institute.C) Just look at good companies and where they are hiring for their Leadership Programme, Management Trainee, Trainee Analyst profiles from.Extra Points to consider :1) ISB is a great school and perhaps the best in India, but Indian recruiters don’t admit this fact in quantity or quality. I am not sure why anyone should prefer ISB with 5 years of work-ex+ who get almost the same profiles/company/industry/ctc as people with 0 years of work-ex? Now there are exceptions, but exceptions don’t make rules. Also a one year course, definitely doesn’t suffice most Indian grads.2) XLRI is one of the oldest and the best schools in the country but there is a HR hangover which the college has and is proud of. XL has been trying to hive of its HR image for sometime with its rebranding activity but this hasn’t really changed a lot of perspective for senior folks who hire. XL also is really slow on its feet in terms of expansion - It is one of the best institutions in the country which clearly has more credit and ability to run schools way better than the new IIMs, yet in its very old history, it is yet to take the first few steps of growth beyond its home turf.3) FMS is an awesome b-school. But its teaching methodology, professors, classroom infrastructure, missing hostels, will keep playing spoilt sport in its future unless sorted really soon. Of course what it is always helped with its its fee structure which is why thousands of students flock to the college year after year, but this will suffer unless it relentlessly works towards the 11 points mentioned earlier, where it is being beaten clearly by many players in its league, the outcomes of which are already showing.4) JBIMS is one of the most renowned b-schools in the country but its local quota hangover, non-permanent faculty, missing hostels are taking a huge tole on its name and success. These are very basic foundations upon which a 21st century b-schools stands upon and therefore just a low fees will not be good enough for students or employers at a future date to keep pulling this through. Hope they transform into a new age b-school where these basic things are in place soon.<More additions and updates soon>Check the link for more : What are the best Indian B-schools or MBA colleges?2.4k Views · View UpvotersUpvote · 16 Comment...RecommendedAllAshish Mishra, studied at Indian Institute of Foreign Trade, DelhiAnswered Dec 8, 2015Originally Answered: Which is the best college for MBA finance in INDIA?It has to be IIM Calcutta, it is ahead of IIM A,B when it comes to Finance. One of the best places to study Finance and its aptly reflected in the kind of placements that happen in that domain at Joka.4.3k Views · View UpvotersYour response is Private.is Coming Soon. this answer still relevant and up to date?Upvote · 14 Comment...RecommendedAllPromoted by DalalStock® Are you facing stock market losses due to lack of analysis?We provide trading recommendations based on technical and fundamental analysis.Free TrialAayush Jain, Investment Banking HSBC;Financial & Mutual Fund Advisor, Birla Sunlife InsuranceAnswered Feb 11, 2016Originally Answered: Which are the top B-Schools(including IITs) for MBA in Finance(India) and on what basis?Thanks for A2A Sadat..IIM ABCL are very good in finance in India with C leading all of them. They even have a Financial Engg Lab in campus. IIM I is okayish unless you have excellent acads. JBIMS is good.IITs are famous more for operations than finance.You can get finance jobs from from any of the top 15 b schools in India but profiles will vary a lot. Hence, it all depends on what kind of profile you want to build a career in. All the best.2.3k Views · View Upvoters · Answer requested by Sadat KhanYour response is Private.is Coming Soon. this answer still relevant and up to date?Upvote · 4 Comment...User-12671852716752130528Answered Jan 14, 2017Originally Answered: What are the best MBA finance b schools in India?Joka.Warning : If you are reading this, then this warning is for you. Every thing you read below are the seconds of your life getting wasted, while it is allowing me to prevent Quora bots from collapsing my answer. Do you really have nothing better to do ? Do you read everything you are supposed to read ? Are you so impressed with authority that you give power to anyone who claims it ?7: Lakes6: Terms5: Blocks4: Lecture halls3: Hostels2: Batches1- Soul....IIM C1.8k Views · View UpvotersUpvote · 4 Comment...Promoted by DSP BlackRock Mutual fund investing made as easy as buying movie tickets.Invest online with DSP BlackRock. Start SIP or purchase by just entering your PAN & date of birth.Learn MoreDevanshi Mehrotra, B.M.S from Shiv Nadar University (2020)Answered Mar 14Hey!While looking for universities offering MBA program in Finance, you should search for Shiv Nadar University as well. The MBA program is offered by the school of management and entrepreneurship.There are unique and valuable courses in Finance. The program also offers advanced specialization in your desired field consisting of courses like Quantitative Finance, Financial management and many more.The program also offers various activities, seminars, real life experiences, etc to introduce the students in the field of finance.Some of the faculties in Finance include Prof. M B Raghupathy, Prof. Vishwanath and Prof.Shalu Kalra. Their guidance and knowledge brings out the best in the students.The university prepares the students for huge responsibility and excellence in finance and makes them ready for any kind of situation in their upcoming professional career and makes a suitable place for them in the best firms and consultancy companies all around the globe.133 ViewsUpvote Comment...Supriyo Ghosh, former Applications Programmer at Oyorooms (2015-2016)Answered Jan 11, 2017Originally Answered: Which is the best college for MBA finance in INDIA?IIM C hands down is the best for pursuing MBA Finance in India….But before getting into IIM-C you have to crack an exam called CAT..And secure a percentile of 99.5+..(Provided you have a stellar profile,not an ordinary one)..1.7k Views · View UpvotersUpvote · 5 Comment...Aditi JainAnswered Jan 20, 2017Originally Answered: Which is the best college for MBA finance in INDIA?Narsee Monjee Mumbai SymbiosisUPESS.P.Jain collegeAmity UniversityNITIEJamanlal Bajaj Institute of ManagmentXaveirs Institute of ManagementDepartment of Management Studies891 ViewsUpvote Comment...Vidhya, Educolada - India's Education PortalAnswered Jan 22, 2017MBA in Finance programs typically provide foundational education in statistics, leadership, economics, strategy and marketing. Students often choose a specialization during their second year..Some schools offer a curriculum loaded with business-related courses, such as management methods and accounting, with a few electives in financial subjects.Here is a list of top B-Schools for MBA in financefollow the link belowIf you are aiming for MBA in Finance, target these B-Schools! - Educolada1.6k ViewsUpvote Comment...Ranjeet, DebriN SynergyAnswered Jan 25, 2017Here is the list of leading Management Institute in India for MBA in Finance Management or PGDM in Finance.Indian Institute of Management, Ahmedabad (IIM A)Indian Institute of Management, Calcutta (IIM C)Indian Institute of Management, Bangalore (IIM B)Indian Institute of Management, Lucknow (IIM L)Management Development Institute, Gurgaon (MDI)Xaviers Labour Research Institute Jamshedpur (XLRI)Jamnalal Bajaj Institute of Management Studies, Mumbai (JBIMS Mumbai)S.P.Jain Institute of Management and Research, Mumbai (SPJIMR Mumbai)Indian Institute of Management, Kozhikode (IIM K)Institute for Financial Management and Research (IFMR)1.2k Views · View UpvotersUpvote · 2 Comment...Vinod Kumar Saini, Manager SEO at Search Engine OptimizationAnswered Jul 18, 2017Lots of colleges in India offering MBA Finance Courses. If you are looking in North India, join Inmantec for MBA in Finance, well known and reputed institute in Ghaziabad.955 ViewsUpvote Comment...Sagor Nath, studied at Noakhali Government College (2014)Answered Jan 27, 2017St.Hopkins MBA B-school is the best B-school in India to pursue MBA in finance .This MBA B-school give you some of specials offers .Know more information , you can visit here : Best MBA College In Bangalore2.4k Views · View UpvotersUpvote · 4 Comment...RecommendedAllMadhulika, IIM alumnus, ex bankerAnswered Oct 23, 2016Well, unless you’ve got calls from the top 3 IIMs and are wondering which one to choose from :) , go with the standard ranking. A good B School is what matters, it’s not that, say, the top 3 suck in one specialisation and are great in another. It’s true that some have slightly better faculty in those areas, but faculty do change. And no B School has uniformly great faculty, even within a specialisation. So, just go with the overall ranking of the B School and aim for the top 10.1.6k ViewsUpvote Comment...Avneet Kaur, works at UnifyAnswered Feb 17, 2016Originally Answered: Which is the best college for MBA finance in INDIA?Hi, I did my MBA from SGI, Kolhapur and I would say that this is one of the best colleges in terms of placements and other facilities. The college offers many specialisations in the fields of Marketing, Human Resource Management, Operations Management (for engineers), Finance, Supply chain management to name a few.1k ViewsUpvote Comment...Shankar Nath, studied MB