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No, but all three astronauts (not just Neil Armstrong) filled one out as a joke.Back from the Moon, Apollo Astronauts Had to Go Through CustomsToday’s astronauts have to go through Customs when they come back to the United States, not because they have been to space, but because they have come back from Kazakhstan! The partnership with Russia means they do a lot of international travel.Buzz Aldrin did seriously fill out a NASA travel expenses claim form that covered his trip to the moon. That’s because he had some travel expenses on Earth before they went up.

Yes. It was not an unusual occurrence when I was the Director of Compliance. It primarily happened with internal (corporate) counsel. They were typically lawyers but not necessarily specialists in financial services.It wasn’t a court type of situation. It was an internal one where the lawyers would say “No” and I’d pull the statutes and regulations and argue the points and get the answer my boss wanted as long as it didn’t cross any legal or ethical lines.It was common in the last three companies I worked at until the lawyers go to know me and began trusting me and my word.Here is a letter I wrote in a case where a client’s attorney attempted to bully us into paying the proceeds to the beneficiaries’ parents. The beneficiaries were young minors at the time. The attorney was never heard from again after I responded to the complaint he wrote to the insurance commissioner. All the names have been changed (except the insurance commissioner).The Honorable Jim LongCommissioner of InsuranceState of North CarolinaDepartment of InsuranceReference: Your file numberDear Ms. Smith:Your letter of January 7, has been referred to me for reply.The product is a Dreyfus/Triple Advantage Variable Annuity. These are individual Flexible Premium Deferred Annuities.I will begin by stating that no claim has been denied under the above contracts since a claim has not been filed. There have been several telephone conversations between Mr. Bob White, an attorney who indicated he represented the beneficiaries noted above, and various individuals at Ins Co.Our research indicates that Ins Co can prudently pay the proceeds of the above contracts to a court-appointed guardian of the minors’ estates. Paying the proceeds to anyone else would expose us to the risk of an action against us when the minors attain the age of majority in which they could prevail if the funds were not handled prudently by a self-appointed custodian. North Carolina, and every other state in the U.S., has adopted guardianship laws in order to protect minors against such mishandling. There are some exceptions to formal guardianship proceedings, e.g., the Uniform Transfers to Minors Act, payment to the Clerk of the Superior Court, and direct payment, but they do not allow the payment of amounts as large as the ones at issue. We really cannot comment on counsel’s representation that other insurers have paid benefits to the children’s parents when we do not know all the facts, e.g., the amounts of such payments.Mr. Jones communicated to this office that the beneficiaries’ parents offered to sign an indemnification agreement if we would pay the proceeds to them as custodians. Since we lack any means of determining their ability to indemnify us, now or in the future, we are unwilling to agree to this method of distribution. If the parents’ were willing to post a pre-paid bond in our favor we could be willing to consider such an alternative.On November 12th, Mr. Red Wine of our office spoke to Mr. White and stated our willingness to explore the possibility of paying the proceeds into a blocked account/CD. We heard nothing further regarding this matter until your letter was received.The proceeds are generally paid within seven days of receipt of claim forms in good order. In this case, claim forms in good order would include documents naming guardians of the estate of the minor, a Certified Death Certificate, and the Settlement Election form. According to the Prospectus, the proceeds of these annuities will be paid in a lump sum within one year of the date of death if another method of settlement has not been elected.We are unable to make distribution, nor any other changes to these contracts, until claim forms in good order are received. If they are not submitted, the contract shall continue as it presently exists. The Internal Revenue Code requires distribution within five years of the death of the owner of an annuity. I suggest the clients seek advice from their tax advisors should claim forms in good order not be submitted in time to make the distribution within the prescribed period. Also, since the children have the right to receive the contract proceeds, only their duly authorized representatives can deal with the contract in the interim.Please rest assured that Ins Co has no desire to make this situation more difficult than necessary for the proper protection of all parties involved. It does not choose, however, to expose itself to a situation that could result in adverse legal action when the minors attain the age of majority. North Carolina law obviously favors payment of large sums, in this case $55,000 and $65,000, to a guardian of the estate of a minor. To our knowledge, it does not allow a minor’s parents to receive such large amounts without the minor having the protection of such a proceeding.If you are aware of any statutes that would afford the necessary legal protection to Ins Co and to the minor beneficiaries and allow us to pay these claims without benefit of guardians of the minors’ estate having been appointed, we would be more than happy to have our Law Department review them.Please feel free to contact me at (704) between 8 a.m. and 5 p.m. if you have any additional questions.Sincerely,This makes a very good case for why parents should name a guardian for the estate of the minor in their Will. In this case, it was another relative who had died. I strongly suspect the parents’ wanted to get their hands on this money because it is not difficult to have a court appointed guardian for the estate of a minor. I also think the minor children were named beneficiaries because the person leaving the money didn’t want their parents to get it and waste it. The attorney who complained to the department of insurance thought he could bully me into making a mistake.If we had paid the parents and they spent the money, the children would have had grounds to come back and we might have had to pay the claim a second time. There is case law where similar scenarios have played out.

I work for Trawick and we pay our claims in house. Our plan is primary over other insurance. Our assistance company will make a guarantee of payment to a facility if one is needed. We have the ability to accept a claim online. We do not require claim forms in most cases. We would love for you to try our plans. http://trawickinternational.com/