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You’d need to go online and fill out an application to get an idea, or alternatively, maybe contact an insurance broker that sells CIGNA and others. Underwriting is involved, so it will vary by Individual and location as well as (obviously) the plan chosen.

Its not the stage 4 cancer or the AIDS i am carrying around. Its my attempt to find help. I tried the civil Rights office, which is tasked with trying to stop abuse in its tracks. However my spouse tried to set me up so that i could be baker acted. That morning I had asked him to help me with about 3 doctors, to call them and alert them about the substitute pharmacist who became the first pharmacist to ever ask me about my medical records. Because I never carried them , I had sent him over to the doctors office . He had years of records that showed i had filled he there for several years. Because he never got the records, he could go on two more times refund go fill my medications. Cigna decided to regulate my card to only work some of the time. maintaining that a primary needed to be used first. when we dido that the Cigna copay was 400% more through my primary. A Cigna supervisor also told me that i as to ill and that my prescriptions were costing to much and Cigna didn't want to pay for them anymore and they didn't. Because how things were going with OCR, I decided to see if i could find he process it take from being to end. To my shock what it said online as the process my case did not follow the same. In addition which i forgot to mention is that , I was told my case was inlegal but at the same time I am getting letters from Cigna that OCR wrote asking them if they were callingme with unsidisclsed numners.. I had sent the tapes in with a bvunch of other evidence andin the end the drop letter sadi a listingodf my allegations, at thtpoint they are supose toexplainwhy they wouldnot tk it u ..i didnt not et anexplanationandIbhelieviwasliedtothat iteven wentthought he provess

Blockchain in HealthcareGrowing businesses demand the need to bring revolutionary changes in all the aspects of their businesses as time and technology progress. When it comes to the field of health care, the urgency of growth escalates to higher levels. Quality healthcare services backed up with the latest technology is the need for today. Moreover, the healthcare system landscape is shifting towards a more patient-centric approach which focuses on two major elements namely, affordable treatment and apt healthcare facilities at all times.Current Healthcare SystemFocusing on quality health care services means ensuring patient health management at a superior level at all times. However, federal rules and regulations are making processes even more tedious and lengthy. Due to this, keeping such processes intact and still providing effective patient care is not feasible in many cases. The major issue in providing quality healthcare services is the gap between providers and payers. The dependency of middlemen in the supply chain makes it even worse.In the healthcare sector, critical patient data and information remains scattered across different departments and systems. Due to this, crucial data is not accessible and handily available in times of need. The existing healthcare ecosystem cannot be considered complete as multiple players in the system do not have a system in place for smooth process management. Moreover, it is also termed as inadequate for handling the exchange of information and requires certain major changes.The misuse of available data is preventing healthcare organizations from delivering appropriate patient care and high-quality services for the sake of better health. Despite being fairly efficient in terms of economy, these organizations are not able to fulfill the needs of patients. Following are a few stats from resources that emphasize on this fact:— Nearly half of clinical trials in the US are unreported— Up to 40% of healthcare provider data records are filled up with errors or misleading information— Healthcare data breaches in organizations are estimated to cost around $380 per record in the current times. This amount is expected to increase with the passing of time.Many healthcare facilities today are still dependent on outdated systems for keeping patient records. These systems hold the functionality of keeping local records of the patient data. This can make it difficult for the doctor to diagnose which is time-consuming for the doctor and tedious for the patients too. Due to this, the cost of maintaining a patient-oriented business is increased considerably.Issues prevailing in the current healthcare sector are not limited. They keep on growing with high-intensity with time. The need for a technically advanced system is undeniable. Consider the problem of drug counterfeiting which leads to losses of around $200 million. It could be diminished dramatically if a system with accurate tracking features is put into place in the supply chain.Another time-consuming and tedious process that results in high costs in the healthcare industry is Health Information Exchange. Since patients don’t have any control over their data, the chances of identity thefts, financial data crimes and spamming are increasing every day.Despite having gadgets like computers and mobile phones at every healthcare facility these days, we’re still not able to collect, analyze, secure and exchange data seamlessly. Therefore, the healthcare system today not only needs an advance system rather it also needs a system that is smooth, transparent, economically efficient and easily operable…Blockchain Applications for HealthcareHaving explored the importance of blockchain technology in the healthcare sector along with the changes that it could bring, here are a few use cases that utilize the potential of the technology and could make the healthcare industry more accessible, secure and reliable.Population Health DataSecure Healthcare SetupsPatient Payments Through CryptocurrenciesDrug TraceabilityClinical Trials & Data SecurityPatient Data ManagementContinue Reading at EngineerBabu Blog, Also Find this on Medium: Hackernoon.This was about Blockchain in Healthcare, Now let’s find out the Innovation in Healthcare to watch out this year.While technology has been leaving its footprints on every turf, healthcare is one of the most positively affected areas. Undoubtedly, technology has played an instrumental role in transforming the workings of the healthcare sector. New advancements in technology have helped in shaping the healthcare industry in the right way.From research and treatments to data collection, innovation has paved the way for such incredible changes in the healthcare industry. Changing trends in the technological world have improved the quality of healthcare that people receive in a significant manner. Several attributes that need to be taken into consideration in order to bring a positive change includes the need for maintenance of accuracy, quality, efficiency and more.Let’s have a look at some of the major innovations happening in healthcare:The Top 10 Innovations:1. Internet of Medical ThingsImage Courtesy: Deloitte UK blogs2. Artificial IntelligenceArtificial Intelligence has played an integral role in transforming the healthcare industry in unimaginable ways. From managing day to day data and medical records to be up-to-date with personal data, artificial intelligence has been successful in bringing the legal changes in the workings of this industry.3. Centralized Management of Hospitalized PatientsManaging a vast number of patients can be cumbersome for the management of large hospitals. Hence, some of the critical tasks can easily be decentralized by relying on advanced technology. Easy monitoring is possible even without the doctor-patient interaction on day to day basis. With the use of sophisticated equipment like HD cameras and sensors, regular monitoring of the patient’s heart rate, blood pressure, and pulse oximetry can be carried out without any hassles. Thus, it eliminates the need for the physical presence of a doctor and can be extremely helpful during actual emergencies.Apart from that, it also enables patients to book appointments online, receive test reminders and updates regarding appointments, and communicate doctor through chat features and more. Such technological changes have played an active role in managing time and money resources effectively. If such things are executed properly, then they can allow patients to have easier access to scheduling, reduce stress for staff and lead to increased revenue as all critical conditions will be managed appropriately.4. Patient Engagement Technology6. Hybrid Closed-Loop Insulin Delivery SystemImage Courtesy: medgadget.com7. Payer-Provider Analysis and SoftwareReferral MD is one such carrier that provides complete analytics and referrals to enhance workflow and optimize the decision-making process in the healthcare system.One such instance is the successful partnership between Granite Health and Cigna. Both have claimed improvement in their cost scores and quality which can be attributed to process improvement for providers and payers.Some of the significant changes that occurred after this development:Advanced imaging was shifted down to 7%.Medical costs were recorded to be 1.2% lower.ED was measured 4% lower.8. Non-Invasive Diabetes MonitoringImage Courtesy: integrity-app.com7. Gene Therapy for Inherited Retinal DiseasesWhile children share their parents’ genes, they also inherit diseases by default. Scientists are now developing technologies that would directly treat the genes of the parents so that the child does not inherit these diseases and leads a healthier life. There are very few cases of inherited retinal diseases, but there is extensive research going on for the specific genetic etiology that might restore vision loss in patients. This technology can treat retinal diseases caused by biallelic RPE65 mutations.9. 5G Mobile TechnologyWith increased dependence on online methods to reach out to doctors, there has been a dire need for 5G network technology. 5G mobile speed holds the potential to enhance hyper-connectivity which can ultimately lead to quick service. This technology also paves its way into your virtual world, wherein you don’t have to travel to meet the doctor.10. Big Data AnalyticsBig Data has changed the way we can leverage, analyze and manage data in the healthcare industry. It holds immense potential to predict outbreaks of epidemics, reduce costs of treatment, improve quality of life and more.Its applications which can be adopted in the healthcare industry are:The Advantages of Innovation:Concluding ViewHealthcare industry holds the potential to grow leaps and bounds. The need of the hour is effective and proper utilization of available technological resources to bring about that positive change. These are some of the baby steps which have been taken to enhance the overall functioning of this promising industry. Due to improved connectivity through consumer demand and mobile technology, the healthcare sector is touching new heights every single day.Statistics state that about 90% of the healthcare executives are investing in building telehealth programs for the overall well-being of their patients. Also, these innovations are exponentially on a rise as distance health technologies are becoming popular with time.The ultimate aim is to provide personalized services to patients in a hassle-free manner.Hence, in a nutshell, innovation in the healthcare sector can be a blessing in disguise as it can easily displace traditional practices which are becoming obsolete in this changing world. Apart from that, the need of the hour is to adopt rigorous evaluation methods to find new ways of incorporating technology in healthcare. Evolution is necessary to meet with the increasing requirements of patients. Thus implementing these solutions is integral to the workings of the healthcare sector.Continue Reading at EngineerBabu Blog.