Hdfc Credit Card Expired Renewal Online: Fill & Download for Free

Key features:.5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy2.5% CashBack on all online spends1% CashBack on all offline spends and Wallet reloads8 Complimentary Domestic Airport Lounge access annually1% Fuel Surcharge Waiver8 Complimentary Domestic Airport Lounge access annually1% Fuel surcharge waiverWelcome and Milestone benefits:-Now Let’s consider this welcome Benefits.[1] Launch offer of ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter for first year only.—→ it is per quarter requirement, Not Per year, so effectively is ₹ 4 Lakh per year.[2] You will receive a Welcome Benefit/Renewal Benefit of 1000 Cash Points (applicable only on payment of membership fee)—→ ignore this , if you spending the money then it will not be applicable to you.[3] Your first year’s membership fee will be waived off if you spend ₹30,000 and above in the first 90 days.—→ Possible[4] Your renewal membership fee will be waived off if you spend ₹1,00,000 and above in the first year.—→ PossibleNow Let’s discuss Terms and conditions :As a launch offer, the maximum CashBack that can be accrued on your spends/shopping via PayZapp and SmartBuy will be ₹1000 per month for the first six months post-issuance of the card.Earn 5% CashBack on all spends/shopping via PayZapp and SmartBuy up to a maximum CashBack of ₹750 per month*. (Minimum transaction is : ₹2000)Earn 2.5% CashBack on all online shopping/spends done on other websites or apps up to a maximum CashBack of ₹750 per month*. (Minimum transaction is : ₹2000)Earn 1% CashBack on all offline spends, Wallet reloads, point-of-sale spends and other swipes up to a maximum CashBack of ₹750 per month*. (It is not applicable on fuel transactions. Minimum transaction size to avail the CashBack is ₹100)CashBack will be given in the form of CashPoints, which can be redeemed by the customer against the statement balance (on request only).The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1The minimum CashPoint balance required for redemption against the statement balance is 2500 CashPoints, redeemable in multiples of ₹500 only.CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.Unredeemed CashPoints will expire/lapse within 1 year of accumulation. [General Case: most credit cards have 2 year or 3 year validity]Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30Conclusion: for availing benefits, you have to spend minimum ₹ 2k or ₹ 1k(as the case may be), also there is a maximum cap you can earn…overall as per my opinion you should avoid this card.it is better to go with Axis bank Flipkart credit card as there is No Limit on : minimum transaction requirements as well as Maximum cashback you earn. also it offers airport lounges facilities. (you can read my personal review of Axis Bank Flipkart Credit card Review) Also, the annual fee is higher compared to Flipkart credit card.Aanal Shah's answer to Which is the best credit card offer in India?if your spending is more than ₹ 4 Lakh per annum then look for another credit card. You can consider Amex Reward Credit card also.if you still going for HDFC credit card then go for HDFC Regalia First Credit card , which overall offers good reward than Millennia credit card.

Top 10 Credit Cards In India (2016)I’m a big fan of credit cards. Why? If you know the inside outs of how credit cards work, and be knowledgeable about the offerings and features, one can get a lot of leverage financially. Of course, if you don’t know how to use a credit card, then you’re treading difficult terrains. In this article, I’ll give you an idea of the best (and worst) credit cards in India from my experience, some cool offers and tips for you. Read along!Credit cards are the most convenient modes to make payments as it reduces the burden of carrying cash all the time. Some credit cards are for travelers, some for shopping and some for international travel etc. Depending on their use, their features also change. In India, the credit scoring system isn’t as popular as in the US, but still there are a variety of credit cards available today. Having said that, traps and misleading offers are many. One has to carefully study each credit card offer before taking one – bad experiences are many in India, from taking credit cards. But then, worry not, in this article, we’ll take a look at the best credit cards in India available today from different banks. If you’re looking for Shopping and Cash back credit cards, here are the best Shopping & Cashback credit cards in India.In this article, we will discuss the following credit cards. ICICI Instant Platinum | Standard Chartered Platinum Rewards | Standard Chartered Inner Circle Titanium |Indian oil Titanium Citibank Credit Card | SBI Gold | Yatra SBI Credit Card| HDFC Platinum Plus | HDFC Solitaire | IRCTC SBI Card.Apply For A Credit Card HereBefore getting a credit card, there are certain things one should be aware of. Let’s go one by one.Factors To Consider Before Getting A Credit Card In IndiaInterest rateInterest rates vary from bank to bank and it would be charged every month. It can be as low as 1.99% to 3.5% and best option would be to compare the rates to find the most feasible choice.If you meet your bills on time it won’t be a problem but otherwise the debt compounding every month becomes very difficult to pay off.Annual feesA yearly fee or a renewal charge will have to be paid by the credit card holders. Some banks provide free credit cards for certain time period but once it expires you would have to pay the charges.Convenience in paying the billsYou can pay your credit card bills online, cheques or by cash. Payment is prompt and easy when it is done online. But sometimes cheque take time to process and customers end up being charged for not meeting the bills on time. So in such cases it becomes a difficult task to get the charges reversed.Which Are The Best Credit Cards In India Today?Here is a list of top credit cards that currently are available in India. Note that there are different credit cards for shopping, travel etc.Citibank Rewards CardRating -Get OfferFeatures & RewardsAdvantages- Plenty of cashback rewards on day-to-day purchases.- 5% Cash back on movie tickets.- 5% Cash back on all telephone bill payments.- 5% Cash back on utility bill paymentsDisadvantages- No annual fee waiver.Card DetailsFirst Year FeeRs. 500Joining Perks2,500 PointsAnnual APR %37.2% -42%Review & SummaryGreat cashback card for frequent shoppers. Great credit card for day-to-day purchases & utility bill payments.Get OfferNew American Express®MakeMyTrip Credit CardRating -Get OfferFeatures & RewardsAdvantages- 2 Free movie tickets worth Rs. 1,000 every month. (Temp offer)- 5% cashback on MakeMyTrip bookings.- 2 Payback points for every Rs.100 spent.- MakeMyTrip coupons worth Rs. 2000 after Rs 1.25 lakhs spent.- Welcome gift of MakeMyTrip vouchers worth 2,000.Disadvantages- No fee waiver.Card DetailsFirst Year FeeRs. 750Second Year FeeRs. 1,500Joining PerksRs. 2,000 Worth MakeMyTrip VouchersAnnual APR %42%Review & SummaryGreat cashback rewards card for travelers. If you are a frequent MakeMyTrip user, this is a must have card.Get OfferHDFC Bank MoneyBack CardRating -Get OfferFeatures & RewardsAdvantages- Life time free pricing. (Limited offer)- 1,000 reward points on activation through PayZapp.- 100 Reward Points = Rs. 40- 2 Reward Points on every Rs. 150 spent (Retail).- 6 Reward Points on online purchases.- Zero Lost Card liability post reporting.Disadvantages- No fee waiver.Card DetailsFirst Year FeeRs. 0Second Year FeeRs. 0Annual APR %40.8%Review & SummaryGreat cashback rewards card for daily expenses. No annual fee and comparatively lower interest rates makes it even more enticing.Get OfferHDFC Bank Snapdeal Credit CardRating -Get OfferFeatures & RewardsAdvantages- 6 Reward Points for every Rs.150 spent on Snapdeal.- 1,000 reward points on activation through PayZapp.- 100 Reward Points = Rs. 40- 2 Reward Points on every Rs. 150 on all purchases.- Redeem reward points for Snapdeal vouchers.- 10% CashBack on FreeCharge, 5% CashBack on Ola cabs.- Fuel Surcharge Waiver capped at Rs. 250Card DetailsFirst Year FeeRs. 500Second Year FeeRs. 500Annual APR %40.8%Review & SummaryIf you're a regular Snapdeal shopper, this card is a must have. Great rewards and cashback options for online purchase from Snapdeal. Otherwise, not a useful card.Get OfferHSBC Visa Platinum Credit CardRating -Get OfferFeatures & RewardsAdvantages- No joining fees.- 3x Rewards on all spends at dining and telecom categories.- 5x Rewards for spends over Rs. 4 Lakhs/year.- 100 Reward Points = Rs. 40- Special offers from online merchants.- Rs. 5000 and beyond spends get Rs. 500 worth gift voucher.- 20% Discount at chosen restaurants and lounges.- Air Miles conversion at Jet Airways & Singapore Airlines.Card DetailsFirst Year FeeRs. 0Second Year FeeRs. 0Annual APR %39.6%Joining Perks10% cashback of up to Rs. 3,000Review & SummaryThe HSBC Platinum Card is a great fit for those with an urban lifestyle. It offers great rewards for purchases at chosen restaurants, telecom partners and other online merchants.Get OfferAlso check out these credit card reviews – HDFC Credit Cards | Axis Bank Credit Cards | Standard Chartered Credit Cards | Citibank Credit Cards | SBI Credit Cards |Kotak Mahindra Credit Cards1. ICICI Instant Platinum Credit Card – Good For ShoppingFeatures– This credit card is meant for those who have problems with their credit scores. You don’t need a credit history to get this card. (Kind of like a secure credit card)– You can instantly get access to this card against the security of fixed deposit. The minimum fixed deposit is 20,000 Rupees and has to be kept for at least 180 days.– Charges for the overdue interest is 2.49% per month and 29.88% yearly. But interest will only be charged if you only make part payment or nil payment. If the outstanding has been paid in full you will not be charged any interest.– Zero annual fee– 2.5% fuel surcharge can be availed for transaction up to Rs 4000 at HPCL pumps– It cannot be issued to minors and foreign nationalsAdvantages– Ideal credit card for shopping.– There is no joining fee or Annual fee for ICICI Instant Platinum Credit Card.– Subscribers of this card can avail Rs 200 off on movie tickets every month.– 15% discount at leading restaurants– Points collected can be used redeem attractive gifts from specified centers.Disadvantages– The monthly fee is on the higher end but the card does offer some attractive deals.Now Read This > State Bank Of India's Mobile Banking : How ToRelated: Check out Citibank Cashback Card’s Review.Apply For A Credit Card Here2. Standard Chartered Platinum Rewards Credit Card– Entry fee is Rs 399 and the first year you don’t incur any annual charges. But the second year you have to pay Rs 750 as renewal charges.– Person applying for this card must earn a monthly income of 25000 Rs per month.Advantages– Customers can avail 5 points for every Rs 150 spent at specified dining restaurants.– Avail 5 points for Rs 150 spent on fuel.– Earn 5 reward points for every Rs.150 spent at hotels.– No entry or annual charges if this credit card is applied online.– You can also get 1500 reward points after first five transactions.– This is a good credit card for people who dine out often.– This is also a good credit card for corporates/companies who can give this card to employees who’d like to put their expenses on the card.Disadvantages– Monthly interest is 3.1% and annual interest is 37.20%.Interest rate is slightly on the higher end. But if the outstanding amount is paid the same month no interest is charged.Related reading: Best Credit Cards from Standard Chartered Bank3. Standard Chartered Inner Circle Titanium Credit CardFeatures– Subscribers of this card get a discount voucher for Rs 2500.– There is no admission fee and annual charges for this card.– There is a 5% cash back at Auchan Stores.– Points gathered can be redeemed at Lifestyle stores.Advantages– Standard Chartered is globally accepted so you can shop freely at your convenience.– Card payments can be made wither online or even at cheque collection boxes– The Standard Chartered Inner Circle Platinum Credit Card can also be used to purchase railway and airline tickets.Disadvantages– Monthly interest is 3.1% and annual interest is 37.20%.Interest rate is slightly on the higher end. But if the outstanding amount is paid the same month no interest is charged.Related reading: Best Credit Cards from State Bank of India4. Citibank Platinum Credit Card – Good Credit Card For TravelFeatures– You can earn 1 point on every Rs 125 spent on the Citibank Platinum Credit Card.– Special discounts on dining, entertainment and travel.– You can know your credit card bills through the credit card statement sent through letter or email. You can also keep track of your account through CitiAlert.– You can also opt for Click-an-EMI that allows you make your payments in easy installments.Advantages– There is no joining fee or annual charges for this card.– You can find out the rewards earned for your card by sending a sms to REWARDS XXXX to 52484*.XXXX denotes the last digits of your credit card number.Disadvantages– The interest rate is 3.25% per month and the annual rate is 39.00%. So if payment is not met in time you will end up paying high interests.Related reading: Top Credit Cards from Axis BankApply For A Credit Card Here5. Indian Oil Titanium Citibank Credit CardFeatures– You earn up to 4 points on every purchase of Rs 150 fuel from Indian Oil .These points can be redeemed at Indian Oil for fuel purchases. I turbo point is equal to Rs 1 free fuel.– You can earn 4 points for purchase of Rs 150 from establishments like Amazon, book my show, Jabong Coupons Official, Online Sale Offers, Discount Deals, Samsung, myntra and many more.– You can get 2 Turbo Points on every Rs.150 spent at groceries and supermarketsAdvantages– There is no annual fee to be paid if you spent Rs 30000 or more on this card in a year. But subscribers who have not spent Rs 30000 will have to pay an annual fee of Rs 1000.– You can redeem your points for free fuel– You can check your points by sending a sms to REWARDS XXXX’ to 52484. XXXX denotes the last digits of your credit card number.Disadvantages– Interest rate is 3.25%per month and the annual rate is 39%– Cash withdrawal of Rs 300 can be drawn from ATM but it will be subject to an interest rate of 2%.Related reading: Top Credit Cards from CitiBank6. SBI Gold Credit Card – Good Card For Paying Utility BillsFeatures– SBI Gold card provides you the privilege of meeting all your utility bills like electricity, insurance, telephone conveniently.– Flexi pay option allows you make payments in simple installments on a monthly basis.– E-statements will sent to your email account and the credit card status can be known form the mobile alerts.Advantages– SBI Gold Card is accepted worldwide and can be used in over 24 million outlets.– You can withdraw cash at VISA/MasterCard ATMs. You can withdraw 2.5% of withdrawal amount or 300/- (WIH) per transaction.– You can book your railway or airline tickets online or at the counter using SBI Gold Card.– Bill payments can be done online but you can also opt for cheque drop box http://facility.To locate nearest drop box you can sms “PIN” < space > your 6 digit pin code xxxxxx to 56767 and it send you list of nearby places where it is located.– Good credit card for paying bills on a regular basis.Disadvantages– The SBI Gold card has a joining fee of 299 Rs and an annual charge of 299 Rs.– Interest is 3.35% per month and annual charges is 40.2%.– Cheque pick up charges is Rs 90 and for cheque dishonor the fee is Rs 350 and can go up to Rs 500.– Card replacement will cost Rs 100.Related reading: Credit Cards from ING Vysya Bank7. Yatra SBI Credit Card – Good For Travel, Bill PaymentsFeatures– SBI Yatra card is an international card that gives you many benefits.On joining you get a travel voucher Rs. 8,250 from Flight, Cheap Air Tickets , Hotels, Holiday, Trains Package Booking - Yatra.com– It allows you to meet all your utility bills like electricity, insurance, telephone conveniently.– Flexi pay option allows you make payments in simple installments on a monthly basis.– E-statements will sent to your email account and the credit card status can be known form the mobile alerts.Advantages– You can earn 6x Points on making purchasing at Flight, Cheap Air Tickets , Hotels, Holiday, Trains Package Booking - Yatra.com or grocery stores using this card.– You can redeem your points to purchase vouchers from Flight, Cheap Air Tickets , Hotels, Holiday, Trains Package Booking - Yatra.com– You earn 6x Bonus Points on tickets purchased from Flight, Cheap Air Tickets , Hotels, Holiday, Trains Package Booking - Yatra.com– Yatra SBI card also gives access to premium MasterCard airport lounges in India.– Bill payments can be done online but you can also opt for cheque drop box http://facility.To locate nearest drop box you can sms “PIN” < space > your 6 digit pin code xxxxxx to 56767 and it send you list of nearby places where it is located.– You can avail fuel surcharge waiver of Rs 100 every month.But to avail this you have to purchase fuel between Rs. 500 and Rs. 3000 every time per transaction.Related reading: Top Credit Cards from HDFC BankDisadvantages– Yatra SBI card has a joining fee of 499 and annual charge of 499.– Interest is 3.35% per month and annual charges is 40.2%.– Cheque pick up charges is Rs 90 and for cheque dishonor the fee is Rs 350 and can go up to Rs 500.– Card replacement will cost Rs 100Now Read This > How to detect fake currency notes (Rupee) : 5 Easy waysApply For A Credit Card Here8. HDFC Platinum Plus Credit CardFeatures– Subscribers of HDFC Platinum Plus Credit Card benefit Rs 250 as Fuel Surcharge Waiver.– For every Rs 150 spent using this card you earn 2 reward points.– No liability on losing the card– This credit card provides you 50 days interest free credit commencing from the date of purchase.Advantages– There is no joining fee for the HDFC Platinum Plus Credit Card.– If card is issued against fixed deposit you interest liability is only 1.99%per month and 23.88%annually.Otherwise it is 3.4%monthly and 40.8% annually.– Add on facility allows you to get an additional 3 cards for your spouse, parents, brother or sistersDisadvantage– If card is not taken against fixed deposit you will have to pay high interest of 3.4%monthly and 40.8% annually.– There is joining fee but there is an annual fee of Rs 399.9. HDFC Solitaire Credit CardFeatures– This card is exclusively designed for women and has a lot of deals for shopping.– You get gift vouchers worth 1000 every 6 months from Shoppers Stop.– Rs 250 off on fuel surcharge every billing cycle.– The card also gives you 3 reward point on every Rs 150 spent.Benefits– You can a cash back of up to Rs 4000 for Rs 500000 spent on the card.– On loosing card subscriber has zero liability after informing the bank of the loss.– You can make up to 2,880 Reward Points just from dining as well as grocery.– If card is issued against fixed deposit you interest liability is only 1.99%per month and 23.88%annually.Otherwise it is 3.4%monthly and 40.8% annually– Rs 250 off on fuel surcharge every billing cycle.– If 10000 is spent within 90 days of issuing card then first years membership fee is waived off.Disadvantages– There is an annual fee of Rs 999 but you don’t have to pay any joining fee.– If card is not taken against fixed deposit you will have to pay high interest of 3.4%monthly and 40.8% annually.10. IRCTC SBI CardFeatures– This card is designed exclusively for train travelers and is issued by Indian Railway Catering and Tourism Corporation Limited– You earn 1 point for every Rs 125 spent.– IRCTC SBI Card is accepted worldwide.– All utility bills like telephone, electricity can be met through the IRCTC SBI CardAdvantages– Subscribers of this card earn up to 10% Value Back on AC1,AC2, AC CC booking as Reward Points for your ticket purchases– You can book your railway ticket with this card from the comfort of your own home.– On spending Rs 500 or more within 45 days of issuing card you can gain up to 350 Activation Bonus Reward Points.Disadvantages– There is a joining fee of Rs 500 and an annual fee of Rs 300 for this card– Interest is 3.35% per month and 40.2% per annum.– Cheque pick up charges is Rs 90 and card replacement will cost Rs 100.Best Cashback & Shopping Credit Cards In IndiaShopping Credit Cards are specialized credit cards offering numerous features that rewards you for shopping more. They pay you back, points every time you shop with them. Some of them have no annual fees while some do. It is important that you find out which credit card works for you before selecting one. I wouldn’t recommend going by the most popular one in the market – unless it fits for your usage.Let’s check out some credit cards for shopping in India.1. Citibank Rewards CardThe good news is that there is no annual fee for this card and it is a shopping and cashback reward type credit card.Advantages– For activation, you get 1500 points , for cards booked before January 31, 2015.– Enjoy 10x Reward Points on spends at Apparel & Department Stores.– Earn 1 Reward Point for every 125 spent anywhere else.– Redeem rewards instantly across 600+ stores.– No annual card fees.– This is an international Credit card & can be used in India and abroad while traveling.– A good credit card for travelers and frequent shoppers.– Great customer service.– Easy to get an account.Apply For A Credit Card Here2. Citibank Cashback CardThis credit card from Citibank is for people who do a lot of shopping, movie watching and bill payments to name a few. A credit card for the normal urban city dweller. It has an excellent rewards and cashback (up to 5%) scheme and is well accepted.Advantages– 5% cash back on all your movie ticket and telephone bill payments.– 5% cash back on all bill payments made through Citibank Billpay.– 0.5% cash back on every swipe across all other purchases.– Hassle free automatic redemption of cash back in multiples of Rs. 500.– Can be used in India and abroad.– Perfect card for folks who live in the cities with an urban lifestyle.3. HDFC Bank MoneyBack CardIf you’re looking for a credit card that you can use for daily shopping & earn money for everyday expense, then this is a good credit card for you. HDFC Bank MoneyBack Credit Card gives cash back on almost all day-to-day purchases. If you’re an excessive (or moderate) shopper who purchases almost any daily stuff with credit cards, then this card will help you save more money as you go. Much recommended!Advantages– Cash Back reward points on daily shopping items (100 Reward Points = Rs 40)– Get 2 Reward Points on every Rs 150 spent for all retail purchases– Get 3 X Reward Points on all online purchases– 2.5 % Fuel surcharge waived off on all fuel spends– Rs.250 cashback for minimum first transaction of Rs.1000 in first 45 days from card setup date– 5X Reward Points for first 3 months from card setup date– Rs.200 BookMyShow voucher (one time use only)Source : Top 10 Best Credit Cards in India 2016 (Reviews + Comparison)

Bike insurance is both a legal requirement and a wise financial decision that every bike owner must make. When you purchased the bike from the dealer, you must have taken insurance, but that is applicable for a prescribed term. It is imperative that you renew your policy before it expires. The following are the common ways of bike insurance renewal.· Directly from the insurance company website: This is the best way for anyone who wants to get his or her bike insurance renewed. All insurance companies from the private and public sectors allow customers to buy insurance directly on their websites. HDFC ERGO bike insurance renewal online comes out to be one of the simplest and hassle-free choices for everyone who wants to go the online way.· Direct from the insurance company through telephonic sales: Many times, the customer support agents will call you to remind you about policy renewal. Some of them will also provide you the option to renew your bike insurance policy on call. They will take down your details and you can either make payment using credit or debit cards on the phone IVRS or they may ask you to mail in a cheque or demand draft and then send back the policy documents by post to you.· Online renewal through policy aggregators: There are a number of online insurance agents and policy aggregators, which allow you to search and compare the offerings from multiple insurance companies. These will allow you to price shop to find a cheap option. The catch is that it will involve a lot of effort and study on your part requiring you to compare the features offered by different plans. With online aggregators, the bike insurance renewal can be a hit or miss affair so be careful with these.· Offline agents: While bike insurance renewal online is cheap and convenient, if you want to go the traditional route, you can look for offline, general insurance agents. These agents are authorized by insurance companies to sell their policies in person. While they may offer a personalized level of sales experience, the offline insurance agents will in almost all instances, be more expensive.It is best to research and compare which mode of renewal suits you best. Ensure that you get all features and the best possible price and get your bike insurance renewed on time.