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In the Reserve Bank of India, there are more than 30 Departments. The list of the Departments is given at the end of this answer. In each department there are few Sections (4–5) and in section there are 4–5 sub sections. So, if you consider this organisational structure then if you will find that there are more than 400 job profiles in RBI.Again there are two kinds of offices in RBI, one is central office which is located at Mumbai and other is Regional Office (RO) which are located mostly at State Capitals e.g New Delhi, Kolkata, Chennai, Mumbai Regional Office (MRO), Hyderabad, Bangalore etc. You can see the complete list on RBI's website.The nature of work in these two types of officers is very different. Central Office Departments are mostly engaged in the overall supervision of related functions i.e to coordinate concerned department of all regional offices. It's mostly a desk job and lot of correspondence is there with state governments, central government Departments and various RBI Regional Offices.The Central Office Departments (CO) are headed by Principal Chief General Manager (PCGM) and they are assisted by 1–3 CGMs depending on the workload of the department. All these officers are those officers who had joined RBI as as Grade B Officer.The Regional Offices (RO) are headed by Regional Directors who is a PCGM/CGM level officer. His rank is equivalent to the Chief Secretary/Secretary of the State Government. It is not mentioned anywhere but this protocol is followed in all State Government and RBI functions and meetings.I have got selected in RBI in 2011 and I had worked in RBI Ahmedabad office in Urban Banking Supervision Department till 2015.So, instead of giving vague nature of job of RBI Grade B Officer I will tell you what was my profile in RBI.My job was to inspect various banks allocated to me by my General Manager. This onsight inspection was carried out as per the Banking Regulation Act 1949 and some provisions of the Reserve Bank of India Act 1934. We also have to follow some of the guidelines of the Income Tax Act, FEMA, Money Laundering etc.The main objective of this inspection was to see whether the banks are functioning as per the Banking Regulation Act 1949. Because banks are having the public money and it's the job of RBI to safeguard the interest of the Depositors.The important areas we have to focus during inspection are the cash vault, KYC AML guidelines, Credit Appraisal System of the bank, it's Information Technology Policy, Overall security of the branch, functioning of the Board of the Directors and their interference in the day to day operations of the bank, adherence to the various circulars of the RBI.Based on these parameters we have to write inspection report and have to prepare bank's balance sheet as per Reserve Bank's format.We have to calculate various Financial parameters like CRAR, Gross NPA, Net NPA, Gross Profit/Loss, Net Interest Margin, Forex Exposure,CRR, SLR, etc. Based on the parameters we have to give rating to the bank as per CAMELS. Like A+, A, A-, B likewise. This inspection report is very confidential. No one can ask the details of the inspection report even in RTI. It can be shown only to higher courts in case of legal matters.If the Statutory/Concurrent Auditors have given incorrect picture of the financial position of the bank then RBI can request the ICAI to take serious action against the concerned Chartered Accountant.Some the confidential information regarding the functioing of the RBI can not be disclosed here.I think this answer have given you a broad idea about the functioing of the RBI.One important thing I would like to mention that because of my performance in the department Senior Management have given an opportunity to take lectures at Zonal Training Center (ZTC, New Delhi) and in house training center in Ahmedabad. I have taken Lectures on Banking Regulation Act, How to Prepare Balance and Profit & Loss statement of the bank, Calculation of CRAR, CRR, SLR ,NPA, Profit etc. It was very nice experience.Most of the Department's work is office desk type of work. In few Departments, you will get outside exposure. Banking Regulation, Financial Market, Foreign Exchange related Departments are the Departments where all officers want to work.Future Avenues:If future RBI Grade B Officer will definitely reach up to CGM level post few Officers can reach up to Executive Director (ED) and very fee up to Deputy Governor (DG).On every Public Sector Bank's Board RBI representative is there who is CGM level Officer. Some extra ordinary officer will a chance to go on deputation on foreign institutions like IMF, World Bank, foreign country's central bank, Finance Ministry, Home Ministry etc.List of Various Departments of the Reserve Bank of India.Consumer Education and Protection DepartmentCorporate Strategy and Budget DepartmentDepartment of Banking RegulationDepartment of Banking SupervisionDepartment of CommunicationDepartment of Cooperative Bank RegulationDepartment of Cooperative Bank SupervisionDepartment of Corporate ServicesDepartment of Currency ManagementDepartment of Economic and Policy ResearchDepartment of External Investments and OperationsDepartment of Government and Bank AccountsDepartment of Information TechnologyDepartment of Non-Banking RegulationDepartment of Non-Banking SupervisionDepartment of Payment and Settlement SystemsDepartment of Statistics and Information ManagementEnforcement DepartmentFinancial Inclusion and Development DepartmentFinancial Markets Operation DepartmentFinancial Markets Regulation DepartmentFinancial Stability UnitForeign Exchange DepartmentHuman Resource Management DepartmentInspection DepartmentInternal Debt Management DepartmentInternational DepartmentLegal DepartmentMonetary Policy DepartmentPremises DepartmentRajbhasha DepartmentRisk Monitoring DepartmentSecretary's DepartmentCentral Vigilance CellAll the Best.Susheel A Ragade (BE, MBA Finance)Ex.ManagerReserve Bank of IndiaRisk Management (IIMB)DSA(IMF)

The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people. — Amendment XThe fact that we have a federal Department of Education, a Federal Reserve Bank, a bureaucrat who thinks he can rule one way or another on “net neutrality,” a Congress that thinks it can outlaw drugs, etc., are all signs that this amendment has been abused to the point it might as well not be there. What was supposed to be a guarantee of a limited federal government with only delegated powers has largely been ignored for the past 100 years.

I’d probably try to minimize the damage by doubling the funding of the smallest federal programs I could find, say:Rural Microenterprise Investment ProgramRural Telephone Bank ProgramFisheries Enforcement Asset Forfeiture Fund