Consent Letter Format For College: Fill & Download for Free

My friend and I went to my dad because my friend had to take admission in a college where before admission he had to have a doctor's consent that he was fine.My dad wrote a couple of tests and he and I went to a pathologist for blood and urine tests.Next day we went to my dad with his reports to get a consent letter that he was fine.After seeing his reports, my dad turned to him and said while laughing, “You were supposed to give a urine test. What did you do there?”He told us that spermatozoa (sperms) were present in his urine which indicated that he might have masturbated few hours before giving the urine sample.My friend was embarrassed and after saying a lot of no uncle no, he said “I'll collect the consent letter from your house, I have to go somewhere.”I was embarrassed because I had to pretend I didn't know what masturbation is but even my dad knew that a first year med student knows all about it. :PP.S. He did masturbate 2 hours before giving the urine tests and that's why some sperms were present in his urine.P.P.S. My dad since then calls him Vicky Donor. (A character in a Bollywood movie who donated sperms.):)

State Bank of India Peronsal Accident Insurance ScamI opened a Savings account with SBI during my college days to keep my meagre savings. During the application form filling process, I came across a consent letter for some Personal Accident Insurance Policy. I asked the concerned person regarding the same for which i was told that it is mandatory for new savings account as per new law (It was a lie) and that it only costs Rs 100 and only applicable for the first year of account. But being an average unaware college boy, i didnt pay much heed to it. Finally the account was opened.What they didnt told me that the policy shall be auto-renewed every year and consent letter was for auto debit of the policy premium from my account.Now comes the scam part. Every year, an amount of Rs 200 was deducted from my account. Upon enquiry for dedcution, I was told that the amunt was for Personal Accident Insurance that i have opted for. And that the charges for the same has increased.I absorbed the fact that I was being cheated due to the misinformation provided by bank officials and waited for the policy document to be delivered to me on my email or registered address. But no, the policy was never issued. I wanted to discontinue this policy but my sheer laziness and sometimes my schedule didnot allow me to visit the bank.Year on year i let them deduct the amount of Rs 200 from my hard saved money. and neither obtained a receipt for the premium that i paid nor the policy document.Then, came a time in 2015 when our PM Modiji launched PM suraksha Bima Yojana PMSBY and PM Jeevan Jyoti Bima Yojana PMJJBY for the mere policy premium of Rs 12 and Rs 330 respectively. These schemes could only be availed at only one bank and If done in multiple banks, the policy may stand cancelled and void. Further, The premium amount cannot be debited without submitting the form for the same.I was happy to enrol. I gave my consent to my Salary Account in PNB for the same. ( I got a job in the meantime).Around same time, the amounts of Rs 330 and Rs 12 towards PMSBY and PMJJBY was debited from my SBI account as well. I raised a complaint regarding the same on the SBI online portal. I asked SBI to send a copy of the consent under which they debit my account. They had no reply and made mere excuses and called it a “mistake”. They credited back my amount in resolution to the complaint. And again the next year in 2016 & 2017, they repeated their same “mistake”. and upon raising a complaint, returned the amount.The Rs 200 Personal Accident Insurance Policy was still continuing apart from PMSBY and PMJJBYNow Today, i put an end to it. I went to the bank, gave an earful to the branch manager and submitted a letter to put an end to all these “Insurance Schemes” they are offering.I had a sour experience due to these unethical malpractices done by SBI to their innocent and unaware customers.There are so many illiterate/ barely literate people who have their accounts with SBI who dont understand such deductions and there are also people who do not keep track of these “tiny” deductions from their accounts.Though these amounts may not be big, but considering the size of the customer base of SBI, it is a multi million scam being done by a State Owned PSU Bank.Beware, Your money is not in safe hands!!!

State Bank of India Peronsal Accident Insurance ScamI opened a Savings account with SBI during my college days to keep my meagre savings. During the application form filling process, I came across a consent letter for some Personal Accident Insurance Policy. I asked the concerned person regarding the same for which i was told that it is mandatory for new savings account as per new law (It was a lie) and that it only costs Rs 100 and only applicable for the first year of account. But being an average unaware college boy, i didnt pay much heed to it. Finally the account was opened.What they didnt told me that the policy shall be auto-renewed every year and consent letter was for auto debit of the policy premium from my account.Now comes the scam part. Every year, an amount of Rs 200 was deducted from my account. Upon enquiry for dedcution, I was told that the amunt was for Personal Accident Insurance that i have opted for. And that the charges for the same has increased.I absorbed the fact that I was being cheated due to the misinformation provided by bank officials and waited for the policy document to be delivered to me on my email or registered address. But no, the policy was never issued. I wanted to discontinue this policy but my sheer laziness and sometimes my schedule didnot allow me to visit the bank.Year on year i let them deduct the amount of Rs 200 from my hard saved money. and neither obtained a receipt for the premium that i paid nor the policy document.Then, came a time in 2015 when our PM Modiji launched PM suraksha Bima Yojana PMSBY and PM Jeevan Jyoti Bima Yojana PMJJBY for the mere policy premium of Rs 12 and Rs 330 respectively. These schemes could only be availed at only one bank and If done in multiple banks, the policy may stand cancelled and void. Further, The premium amount cannot be debited without submitting the form for the same.I was happy to enrol. I gave my consent to my Salary Account in PNB for the same. ( I got a job in the meantime).Around same time, the amounts of Rs 330 and Rs 12 towards PMSBY and PMJJBY was debited from my SBI account as well. I raised a complaint regarding the same on the SBI online portal. I asked SBI to send a copy of the consent under which they debit my account. They had no reply and made mere excuses and called it a “mistake”. They credited back my amount in resolution to the complaint. And again the next year in 2016 & 2017, they repeated their same “mistake”. and upon raising a complaint, returned the amount.The Rs 200 Personal Accident Insurance Policy was still continuing apart from PMSBY and PMJJBYNow Today, i put an end to it. I went to the bank, gave an earful to the branch manager and submitted a letter to put an end to all these “Insurance Schemes” they are offering.I had a sour experience due to these unethical malpractices done by SBI to their innocent and unaware customers.There are so many illiterate/ barely literate people who have their accounts with SBI who dont understand such deductions and there are also people who do not keep track of these “tiny” deductions from their accounts.Though these amounts may not be big, but considering the size of the customer base of SBI, it is a multi million scam being done by a State Owned PSU Bank.Beware, Your money is not in safe hands!!!