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I started reading Intelligent Investor without any knowledge about Investing and Finance. And needless to say, I could not grasp much. So, I stopped reading it in the middle and went on to do two courses on Coursera on Financial Statements.Understanding Financial Statement: Company Position Understanding Financial Statements: Company Position - University of Illinois at Urbana-Champaign | CourseraUnderstanding Financial Statement: Company Performance Understanding Financial Statements: Company Performance - University of Illinois at Urbana-Champaign | CourseraIt took just around 1 - 2 week to complete these courses and after doing them, I was able to understand much better, of course not perfectly. Also, I had to continuously search stuff on Internet. While searching things on Internet, I would recommend reading on Investopedia (Investopedia - Sharper Insight. Smarter Investing.). It is a really good website, with things explained in a very well manner and it’s videos are much helpful.Another thing I tried which I found extremely useful is using excel sheets to store the formula and the strategies recommended in the book. I regularly applied those formulas and strategies to different companies, by getting the data from annual reports of companies. This way I was able to understand much better by applying it first hand.Hope this helps!

“Financial literacy” is a big topic. The term can refer to anything from macro-economics, to investor education, to personal banking and credit basics, to consumer rights and advocacy to small business assistance.The United States and the individual states provide both direct funding and promotion or indirect support to various small financial literacy programs administered through various agencies. These would include programs and “help” lines such as:The FDIC’s “Moneysmart” Financial Education & LiteracyFINRA’s Investor Education programs FINRA.orgNCUA’s (credit union’s) member resources https://www.ncua.gov/consumers/Pages/financial-literacy-resources.aspxIRS resources (including the VITA program, where volunteers assist lower income taxpayers with completing their tax returns) Let Us Help YouFTC’s resources, generally Federal Trade CommissionVarious CFPB programs and resources, outlined in their annual report (2016) detailing their approach to financial literacy found here: 2016 Financial Literacy Annual Report | Consumer Financial Protection BureauSBA has various resources and programs for those wishing to improve their literacy with respect to starting and growing a small business Financial Fitness for Your Small BusinessThe individual states and some cities also support various financial literacy initiatives, including programs in California (Financial Literacy) , New York City (Financial Empowerment), and Illinois (Department of Financial & Professional Regulation)Local nonprofits such as Operation Hope (Operation HOPE) and Jumpstart (www.jumpstart.org)Various private organizations and businesses in the financial industry, both nonprofits and for-profits also support local and community-based financial literacy initiatives, or initiatives designed to help their consumers better understand their products and services (look for the education menus at fidelity.com; vanguard.com, bankofamerica.com, etc) Some public school systems also support financial education programs, often embedded in high school electives or civics education.As an overall, all-encompassing government initiative however, financial literacy and education in the US ranks relatively low on the list of national priorities. Most Americans pick up what they know about personal finance and economics through life experience or because they are interested in educating themselves on the topic, just as one might learn to cook (boiling water, microwaving, all the way through cooking regional cuisine or making pastry, for instance) or how to get from one place to another, through walking, taking taxis or rideshares, driving, reading maps and understanding public transportation schedules. “Financial literacy” ranges from the basics of personal finance through financial fluency and a more complex understanding of money and markets.

The 5th graduation ceremony was held on 10th June 2016 in which 56 Integrated M.Sc students graduated. They have bagged offers for PhD positions from various universities in India and abroad. In India, they have secured positions at TIFR, NCBS AND IITs. From abroad, students have received offers from various universities including 13 universities under top 50 global rankings in respective subjects, some of them are University of Oxford, ETH Zurich, the University of Illinois at Urbana-Champaign, University of Wisconsin-Madison, Texas A&M University, University of Michigan, RWTH Aachen University, University of British Columbia, Rice University, Yale University, University of California. They will get paid to study what they always wanted to study. What else do you need?P.S. All the information above has been taken from NISER’s Annual Report 2016–2017