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How much will my premiums go up if I file a claim? I have excellent record otherwise.”Best Maternity related insurance in California?Hi, I work as a consultant and looking for a best medical insurance for my spouse for pregnancy in California. Though we have insurance, not sure if its the best in this state. She is not yet pregnant. What would be the average charges for a good medical insurance in this state for pregnancy. Your answers highly appreciated.”Auto insurance for a 17 year old dirver?ive had my license since christams and im looking for car insurance and im 17 years old how much is the average auto insurance for a teen like me and whats the best thing i can do thank youCheap car insurance provider?Im 21 years old and looking for cheap car insurance, i have been on all the price comparison website but they are still to pricey for me.”If men have to pay more for car insurance then why aren’t women paying more for health insurance?You can use the same exact argument they use against men to increase their car insurance. Gender Differences in the Utilization of Health Care Services From the departments of Family and Community Medicine (K.D.B., E.J.C.) and Internal Medicine (J.A.R.) University of California, Davis, School of Medicine, Sacramento; and the Division of Statistics (R.A.) and the Department of Economics (L.J.H.), University of California, Davis, Davis. Reprint requests should be addressed to Klea D. Bertakis, MD, MPH, Department of Family and Community Medicine, 4860 Y Street, Suite 2300, Sacramento, CA 95817. E-mail: [email protected]. BACKGROUND: Studies have shown that women use more health care services than men. We used important independent variables, such as patient sociodemographics and health status, to investigate gender differences in the use and costs of these services. METHODS: New adult patients (N = 509) were randomly assigned to primary care physicians at a university medical center. Their use of health care services and associated charges were monitored for 1 year of care. Self-reported health status was measured using the Medical Outcomes Study Short Form-36 (SF-36). We controlled for health status, sociodemographic information, and primary care physician specialty in the statistical analyses. RESULTS: Women had significantly lower self-reported health status and lower mean education and income than men. 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