Florida Association Of Insurance Agents Membership: Fill & Download for Free

A Chamber of Commerce is a private, non-profit, usually a 501(6)6 membership organization in the US, existing for that betterment of business environment. Members are usually comprised of businesses in the locale of each chamber of commerce, associate members(people who are associated with a business that is a member, i.e. real estate agents, bankers, insurance agents) and individual members (interested people). The organizations elects a board of directors who set policy and develop a program of work or work plan and board hires an Executive or CEO who hires staff and together with board and member committees enacts the programs and policies. The committees help with work in various areas of set priorities to serve the entire membership and at times the community-at-large. Usually committees are standing, and there are also “ad hoc”committees or teams set up for short term projects. Typical standing committees are Governmental Affairs, Business Improvement, Ambassadors, Event Management, Economic Development, Fundraising, Membership, Etc.There are local, state, and the U.S. Chambers of Commerce’s. Members pay fees to fund their work and they benefit from the business advancement of the organization, business referrals, advertising, networking, business to business opportunities, business seminars, events and many other benefits.There is much more available if you do a search on your search engine. I’m running out of battery in my ipad and not near the charger.I was a Chamber Executive Director for ten years in Florida.

In Florida, all owners are “jointly and severally” liable. That means that all subsequent owners are liable for any outstanding balance.Typically, when a property is sold in a community with an association the title agent (title company, attorney, etc.) will request an estoppel certificate from the association (in reality the management company); in Florida the estoppel cert. will list: the regular assessment; the date paid through; when the next payment is due; an itemized list of all assessments, special assessments, and other monies due as of the date of the estoppel cert.; an itemized list of all assessments, special assessments, and other monies that are scheduled to come due after the date of the estoppel cert. (for the effective period of the cert. (30 days)); any violations; whether or not there is a capital contribution fee; if the board of directors approval is required for the transfer of the property; if the association has the right of first refusal; a list of and contact information for all other associations which the parcel is a member — in my case, where I live I belong to 2 associations: a “village” HOA and a “master” HOA which is made up of 6 villages —; and a list of and contact information for all insurance maintained by the association.

The judge wants to be able to control the results, in case of bribes….Here’s Judge Moore of Boulder County for you:8. Now You See Me, Now You Don'tAttorneys at the Legislative Branch; District Court; Civil ProceduresBack in 2000, on a billboard at theUniversityofMinnesotaI saw a simple printed sign on colored legal paper that etched itself into my being. It suggested that innocent people are being incarcerated in private prisons as a method to access tax money by private entities. It suggested they are making money per head out of public funds. At the time, although the sign engaged my imagination, I had no way of assessing the truthfulness of what it suggested. Whoever printed out this sign quite obviously lacked the types of fund they would need to satisfy my curiosity. No funds for TV advertisements or mass mailings. No funds for printing books. Enter: Judge Moore.Before running into Judge Moore I had become fairly familiar with County Court and Civil Procedures to think up solutions. The aura of importance cast by judges and attorneys turned out to be nothing more than a temporary dust storm. I saw civil law for what it was: amazingly simple to write and execute. No need for "complicated law." No need for expensive representation.The West Law Practice Series law books hardly make for leisurely or enjoyable free time reading. But they are simple enough, crystal clear on most points and totally worth it. Every high school student should be introduced to the Series.Family Court spans over two easy to read volumes. It should be all a person needs to represent themselves in a divorce case. Appeals Rules constitute one volume. The constitutions are very short. Civil Injury Law was the most intricate law I encountered, spanning over seven volumes and requiring some court "pizzazz" or experience.I felt I knew civil law enough to make recommendations on how civil courts should get reorganized. But I still felt illiterate and inexperienced in criminal law or criminal court. I had no idea what kinds of corruption and legal and illegal tricks took place inside these intimidating court rooms. I couldn't get the aura of mystery dispelled. Criminal law has such devastating effects on people, surely it can't be simplified. Right? Judge Moore turned out to be a heavenly gift to me.The Judicial-Legislative Branch Visits the Legislative BranchInColorado, much like in many other states, managers of Home Owners Associations, HOAs, used to be self-regulating. HOA Managers assigned themselves only two duties. They had to follow whatever instructions they receive from the board of directors. And they had to "know" the governing documents.HOAs, now generally called OAs to include Commercial Associations, are corporations. Management companies are nothing but an uninvolved third party. Decisions are made by the Board of Directors. Doing whatever the Board asked for made sense.The Board does the hiring of management companies. Managers obtained contracts by exempting the board of directors from having to pay the monthly HOA fees. They showered the Board with gifts. They authorized any and all receipts submitted by Board Members and reimbursed them for their expenses. Board Members would order private renovations or landscaping to their homes. They would then submit those receipts to the management company. Managers would pay the Board of Directors' private electric and water bills simply by adding them up to the Association's bill. They would prevent other Association Members from entering or renting the clubhouse. The clubhouse refrigerators were full of foods bought by Association funds for the Board to enjoy. The Managers would prevent Association Members from participating in monthly meetings. If the membership got suspicious the managers would prevent them from accessing any of the Association's accounting. If the Members decided to cast a vote to dismiss their Board Members then the manager would continually cancel Annual Meetings at the last moment to prevent a quorum. Managers could prevent Annual Meetings for many years, leaving the Membership helpless.In my HOA there was a woman who told all renters that their parking spot is hers. They would call the HOA manager, but the manager played a game by which they would only respond to service requests that were submitted through their internet website using a password. That policy wasn't advertized. That woman was on the water board withBouldercity and at some point submitted a bill for $8,000 in tree trimming for the association to approve. The Board held a meeting in which they approved some tree work before the bill was submitted.For themselves, managers would collect a standard 10% kickback fee for any contracts they issued. They sometimes offered a share of their kickbacks to the Directors. They purposely avoided scheduled maintenance to generate inflated expenses and corresponding kickbacks. The buildings were left in disrepair while Association Reserve Funds got depleted. To get kickbacks from insurance claims, managers paid high insurance fees to insurance agents and purposely avoided due diligence. Most importantly for the purpose of our story, OA managers stirred litigation to enjoy kickbacks from attorneys. They spent high sums on extravagant construction projects, but would leave the slippery stairs and other hazards unattended. They purposely miscommunicated with the membership and ignored their requests to generate dissatisfaction. Sometimes they had a secret, unadvertised, rule stating that all service requests must only be submitted through their online internet site or be ignored. The attorneys, on their part, endorsed illegal decisions by the Board of Directors.At times the Board of Directors refused to expose the accounting and receipts to the membership. Some Boards avoided annual and other meetings in order to avoid being voted out. They would schedule these meetings according to the Governing Documents but then cancel them repeatedly at the last moment. Some Boards would prevent the membership from using the Clubhouse because the refrigerator was full of food they purchased with Association funds for their personal enjoyment. If an attorney explained the law to the Board or insisted that they obey it the attorney would get replaced with a more "supportive" attorney firm.It was estimated that about 5000 homeowners inColoradowere affected by the situation. Their funds were misused, their homes were not deteriorating, and the management ignored their pleadings. A group of attorneys conducted a Sunshine Study spanning five years. It was concluded that statutory regulation of OA managers is justified. However, attorneys at the Capitol still wanted to continue enjoying increased litigation prospects by providing a financial incentive to the managers at the expense of the Association. The new regulation allows "undisclosed fees" to managers in the form of kickbacks, hence defeating the entire purpose of regulation.Corporate Law forbids the Board of Directors from hiring such managers, who experience a conflict of interest. This is the stuff of great and elongated hearings. It is an "error in the law" purposely executed by attorneys exploiting the legislative branch. Our Governor, Hickenlooper, is himself an attorney, and must have been fully aware of implications of the statutes he was signing into law.Coloradoattorneys have previously tweaked statutes to prey on builders. Builders have been so intimidated that only 3% of homes built inColoradoat the time of writing this book are condominiums - for fear of construction litigation expenses.Dan Schubert and his coalition took over. If anyone didn't show up for the Annual Meeting Dan and the management would produce fraudulent proxies in their names. Those who did show up got lied to. A couple of years later Classic Property Management encased our mailbox station. The mailperson couldn't access the boxes. CPM tore down their own job twice more before we could get our mail again. Most importantly, CPM installed strong lights that were now on 24/7.I began to wonder whether we were now paying Dan Schubert's utility bills. This is typical of HOA management companies, to introduce a new energy-wasting component to the Association's bill to explain a much bigger jump in utility expenses. Some managers bill utilities from one association to the other. Some pay utility bills for all Board Members.I called CPM. I began by mentioning to the owner that should she refuse to disclose all aspects of my finances to me, including receipts, utilities, income, etc., that there was a $1000 fine to be enforced against her according to the new regulations. She began by gaslighting me. She then wouldn't say that she refuses to disclose my finances. She said that I should write the manager requesting a time for the audit.The manager flatly refused, and in writing. HOA managers get "legal" consultations for free when they contract an attorney for the association. I suspect that our attorney considered Dan Schubert's utility bills and monthly HOA fees an undisclosed fee collected by the Manager. And who is to say otherwise? Certainly not the courts.Luckily I was able to communicate with the membership. Between those who wanted to sell and those who wanted to join in, it may have been hard for Dan the Pharaoh to continue with the scam. There are merely twenty six members. If four or six or eight stop paying, the numbers might not work.The Cease and Disease ScamI patiently waited for the new OA Manager regulations for five years. I kept a close watch over my Association by participating with the Board of Directors. When legislation let me down, I shared my concerns with the other Board members. I felt that we should become self-managing to avoid any possible exploitation on behalf of managers. the OA president, Dan Schubert lead about four men who wished to exploit the new possibilities. Together with manager, they took to fighting me.At the same time the 2013 flood hitBoulder. Our condominium complex is built on two mounds. As an aftermath of the flood, the extremities of the mound sank slightly, causing visible cracks in the underlying cement slab. Some of the patio landscape shifted and water was now wicking into the walls. The board of directors fudged the meeting minutes to deny any knowledge of these conditions. They also lied about the use of $500.They claimed that through phishing, money was wired to thieves who stole $11k. Insurance, almost instantly and forgoing an investigation, promised to refund all of our funds except for the deductible $500. The manager lied, then agreed to show me all documentation. The membership supported the board of directors and their conduct, some intended to sell. For myself, I had no intention of selling my condo and had no use of "not knowing." I felt that I deserved correct information and proper analysis of the situation. I now got on the wrong side of the membership as well.Simultaneously, Dan Schubert, and his daughter, Emilia, removed the underlayment from their floor right above my unit. I suspect that they glued down an engineered hardwood floor.The City claimed that flooring is a mere cosmetic issue, not a matter to be addressed by city codes, obviously under influence of attorneys. Attorneys also write the Governing Documents for Association and do not regulate flooring. They also offer free consultations to OA managers, never supporting enforcement of flooring options.Hardwood floors inevitably generate a sound hazard for residents of lower floors. Even a small cat walking across a hardwood floor can be heard by the downstairs residents. It is the right of every homeowner to benefit from the Covenant of Quiet Enjoyment. Hardwood floor, therefore, constitutes a noise nuisance. The courts make millions through these civil law suits. They declared the matter a "per-fact" issue, meaning that they must hear every case individually and never reach any generalized conclusions regarding the attributes of hardwood flooring. Undoubtedly, they never consulted architects.In my case the underlayment and insulation were gone and air was traveling freely between units. I can't heat up my unit without heating up the Schubert's two stories above me first. However, the Schuberts suffer psoriasis. Their breath is foul. Their feet are foul. Their showers are foul. And they pass foul airs 24/7. I was forced to open my windows year round regardless of the weather. Every Passover a variety of Schuberts congregated above me, each emitting the most fantastic tones of foul, each in their own personal rhythm of expulsing air. I let the Schuberts heat up my unit for me. My gas bill is zero dollars. My tenants didn't want to renew their lease and I could find no one to replace them. My tenants said that Emilia would stomp at them. It was impossible to get a good night's sleep. She stomped hard enough to dislocate the ceiling light in the kitchen and the blower wheel of the bathroom fan.I wrote Dan Schubert an email, asking him to remediate the situation. Despite everything I have learned of the courts by that time, I knew of previous case in which the courts forced the upstairs owner to reinstate their 2.5" insulation and carpet and to compensate the lower unit owner for their troubles and expenses. Naively, I threatened a law suit.Dan wrote me an email warning me not to "harass" him again by contacting him. In damage law suits one must send a letter declaring their intention to start a law suit and to declare the conditions under which they will settle out of court. This is to prevent overly litigious individuals from using the expensive court system to intimidate others. With this warning not to contact him Dan threw me a legal curve ball. I would have to send the warning letter as soon as I've paid the filing fee.One of the board members kept in touch with my husband. She heard from him that I was "dangerous" and spread the defematmatory rumor. She may have also spread the false notion that my husband owns my condo, or is about to win it back in court. The OA manager, Dan Schubert, Emilia and possibly others were now making false accusations against me in unison to the police. The Boulder Police force is made highly trained, expert officers. Moreover, they are not corrupt. I was only mildly nervous, and mostly hopeful.To my delight, the police rejected all allegations against me. Dan Schubert alleged telephone harassment. At the time, my husband illegally cut off my cell phone service, which a policeman noted. I didn't even have Dan Schubert's phone number. Emilia alleged that I polluted her second floor balcony with cigarette butts. A policeman noted that I'm not a smoker. The manager claimed I was "dangerous" towards her, but the police has access to sealed records. Judge Arkin's "determination" didn't exist outside of case 13DR30128. None of the allegations stuck.Nonetheless, before reading Dan's warning email I answered a previous email that he sent me and the rest of the Board of Directors. A policeman showed up at my door writing a ticket over this technicality. He consulted with the DA, he said, and the DA told him to issue a ticket. Whether there was a breach of statues or whether the technicality was no more than the DA's ability to mislead or confuse a police officer, I don't know. The policeman's body language told to me that I he believed I was going to be fine as long as I didn't hire an attorney. I would simply have to show the court that I was unaware of Dan Schubert's Warning Email when I responded to an earlier one. I went online and printed out the information from my email account.I now had a court date for District Court. They were going to start with an Advisory Heating. I wondered whether the same Rabbi who peddled my husband's interests in court was behind this again. I now had to tackle illegal activity in two courts as they simultaneously try to appoint me attorneys to me in tandem. An attorney from one court can immediately enter appearance in another court. Before I get a chance to appeal I'd be fully divorced.Activity from Judge Arkin's side stopped. Perhaps David Japha was waiting for developments. I had no time to spare. I had to make my mark on the Register of Action while it was still possible. I made sure to choose revealing headlines. I had no way of knowin whether any of my pleadings would ever get read. I filed four Position Statements.My first pleading stated that I'm a pro-se party perpetually. I explained that I have no client-relationship with any attorney nor trust nor shall I ever had such a relationship in the future. I let the judge know that I'm aware that attorneys are free from fiduciary duties and liabilities. I then pleaded with the judge to avoid the notorious practice of appointing a court entity who would double up as my attorney without my knowledge.My second pleading stated that I plead not guilty. In jail girls told me that their attorney would plead guilty to all charges against their consent. I assumed that such guilty pleadings generate the standard three months litigation for each person,, plus income for incarcerating them.My third pleading stated that I request a jury trial. While constituents are deeply disturbed by the way judges stir juries away from the law and the constitution, nothing is worse than facing a judge without witnesses in a partially recorded hearing. In criminal hearings so much more so.My last pleading stated that I uphold all of my constitutional rights and statutory entitlements. The courts have been playing a "Simon Said" game by which, if a party doesn't uphold its rights by stating so, their rights would not be upheld. Surely, if a party tries to uphold their civil rights and plays the "Simon Said" game right, the courts would find other reasons to deprive them.I didn't want to go to jail for contempt of court. I made my pleadings as accommodating as possible and didn't reveal the full extent of my familiarity with the court system. I braced myself as I entered the courtroom for my first hearing.Advisory HearingTo my complete relief a Magistrate conducted the first hearing, not a judge. Nor was I in a private setting. The Advisory Hearing took place in a large room. Defendants populated rows of seats. Some were there for minor traffic violations or other misdemeanors. We were collectively advised that we could enter a pleading: guilty or not-guilty. We could also hire an attorney or represent ourselves in a Pro-se capacity. Those pleading guilty should see the DA after the hearing. If we pleaded not-guilty we were to see the clerk for the date of our next hearing.Jury TrialMy second hearing was inevitably to take place with a judge, not a magistrate. Judge Moore revealed her intentions immediately by using a method that was new to me. My pleadings were all Position Statements. Judge Moore didn't respond to my pleadings with a General Order Form. She didn't simply recognize my Position Statements in the next hearing. Instead, Judge Moore jotted down orders on my pleading pages. The orders were there - but never entered into the Register of Action. They therefore had a special status - they could be portrayed as orders that could result in Contempt of Court incarceration if not followed, but they could also be considered non-orders since they were not part of the Register of Action. This early on, and before seeing her, I had no doubt the Judge had an agenda.However, Judge Moore couldn't prevent me from a trial in the presence of my peers - a jury trial. If she unconstitutionally did, I could appeal. I had to prepare for a jury trial.I studied the Register of Action more closely. I noticed that the charges filed by the police, as in the police ticket, never made it to the Register of Action. Instead, Judge Moore listed a long list of unsubstantiated allegations against me unsupported by any police charges. The allegations were the ones made by Dan Schubert and collaborators. Those allegations dismissed by the police following investigation.The allegations, listed under "Charges," were intentionally made to look like a mistake - innocent enough to clarify in a hearing but severe enough to warrant spending money on the appointment of an attorney.I now recalled the stories inmates shared with me in jail. Attorneys plead guilty to all charges. Sometimes they'll advise their customer that they "know the judge." The judge is "so severe" that if they pleaded not-guilty she is likely to charge them with perjury on top of the regular penalties. In "their situation" they were better off pleading guilty to all charges, even if they are "mistakes". In at least one case the girl I met in jail claimed that she refused the attorney's "consultation" and ordered him to plead not-guilty. The attorney pleaded guilty to all charges nonetheless.In jail she had no access to any facilities. She could file a paper-Kyte asking for the Register of Action and hoping it would arrive. Sometimes the Kytes go to the judges who prevent documents from being received. She could have fired the attorney verbally. She could have used the two pieces of paper she was given twice a month to write him a letter firing him, using the short pencil, envelope and stamp the jail supplies. But did she have his address with her in jail? He can avoid seeing her for as long as he wants, and can prevent her from coming before the judge too. How does one fire an attorney from within jail? And how do they appeal if the judge chooses to keep the attorney on record? Before their first Motion arrives at theAppeals Courtmailbox plenty of complications in their case can be initiated by the judge and attorneys.Of course, without reading the Register of Action clients have no idea what charges are actually filed against them. The judge will claim that the constituent is entirely confused and has no grip on his real charges. Attorneys have no professional or any other reason to inform clients.I remembered that Sunday teacher who got pregnant gets fired by her synagogue. The Rabbi propagated falsities against her. The Supreme Court ruled that it is legal for a judge to be influenced by what she hears out of court. However, it is misconduct to ignore charges as listed in police tickets and to instead list random street rumors officially as if they were police charges. I began to wonder whether the Dan Schubert Method originated in the synagogues. Judges need votes. Rabbis have them. Anyone who wants to violate the law or prevent a law suit against them simply sends a round of bourbon bottles to the DA and their lies transform into police charges using judicial penmenship.So that's when I gained my first insight into the illegal workings of District Courts around the country. The DA finds a way to get the police to issue a ticket. The ticket might be issued over a technicality. The judge lists an array of charges that are in reality nothing more than unsubstantiated allegations not issued by the police. The constituent is either unaware of the actual charges against them or doesn't realize that only the police can charge him - not a judge nor the DA. An attorney pleads guilty to all charges. That generates three months of activity for both the judge and attorney.If the party is placed under probation, their consultants and attorney collaborate to fraudulently accuse them of violation of their probation. They lose any bail moneys to the court system - perhaps to cover "attorney fees and other expenses." More activities are generated for the judge and attorney. Perhaps they can take it all the way to making the person a felon. Felons are homeless and often take to crime due to lack of opportunity. This generates as much activity as the courts would hope. Cities that house their homeless report saving on their taxes. It is less expensive to house the homeless in humble apartment buildings than it is to house attorneys and judges in castles.The newspapers reported that theWashingtonowner of the Clean and Safe House was charged with drug possession and spent Valentines Day of2016 injail. This was just a few months after I started talking inmates out of drug court and into the Clean and Safe Houses. Inmates travel between states fast. Were the courts fighting me? Was theWashingtonowner a victim of my indiscretion? Perhaps he was always consciously keeping a low profile, never stepping over judicial toes. Perhaps he was in jail because of me? I sent a chain email letter to anyone with a public email in theWashingtonarea. I hoped his wife would get a copy. I had to give him a chance. Does he have the list of the charges against him? Does he believe his attorney would represent his interests?I worried that Judge Moore had me marked to turn into a felon. I believe that when divorcing a felon one can get the entirety of their part of the marital estate. So perhaps this was the new plan of action in my divorce case? Would a jury help?A friend told me a revealing story. Their father-in-law stopped to help a victim of an accident who was on the side of the road. That victim later sued the father-in-law. The police stated that the father-in-law was not involved in the accident. Witnesses also confirmed that the father-in-law was not involved in the accident. The case should have never moved forward, except that a judge and two attorneys had an interest in pushing it forward. The insurance company ended up with an out-of-court settlement for the victim of $120k.The insurance company explained that a judge can swerve a jury any way they wanted. That's why they settled the case. I suspect that in insurance claims the attorney, and judge, take a percentage cut of the winnings. This allows for out-of-court settlements without compromising their fees.I found another witness. This was a homeless man who suffered autistism. He said that in his case the judge raved about her ability to obtain a jury conviction without providing proof-beyond-doubt of the person's guilt. His story was telling in two ways. First, that a judge is, in fact, able to stir a jury any way she wants to. Second, that each time a judge swerves a jury illegally precedence is created that is then used in judging other cases. This is again the legislative power of the judicial branch, which usurps any real power of the legislative branch.As I prepared for my jury trial I realized that judges are free to prevent defendants from being heard. Appeals judges are also free to abuse their discretion and may decline an appeal based on one's right to be heard. One strategy I was already aware of is for the lower court to appoint an attorney. In my case they might appoint a court entity who then doubles up as my attorney without my knowledge. The Appeals court would then strive to prevent any mention of such practices from appearing in the public record, as searchable appeals. Perhaps Judge Moore would issue an illegal arrest warrant to prevent me from meeting my Appeals deadlines.Another tactic would be to "find" the defendant or their attorney in contempt of court and arrest them as a deterring strategy. The person is then immediately arrested. Their Appeal process could take longer than their incarceration.I saw a posting on YouTube that is a TV news report. An attorney, perhaps straight out of attorney school, made an attempt to uphold the civil rights of their client. The judge refused. Just as the attorney prepared to uphold Rule 92, asking the judge to recues themselves due to bias, the judge declared them "to be" in contempt of court and sentenced them to a year in prison. Just like that - no evidence, no trial, and no jury - a whole year in prison. The TV anchor gasped at the injustice of it all. The video is out there for the public to watch. But apparently the justice department can take such exposure without anyone feeling competent enough to intervene with the court system. The courts normally forbid any recording of court proceedings to prevent such videos from surfacing. I'm not sure how a video became available. Perhaps the police?In reality, one can only speak when a judge orders them to and on the subject they are ordered to speak about. Any requests the party makes regarding evidence can be illegally denied. If an attorney is present, then they are denied unconstitutionally through agreement between attorneys. Its not so much that they were found guilty of a crime, it is more that they have agreed, without their knowledge, to be indicted of the same.NPR, National Public Radio, has tried to tackle the issue of unregulated public defenders and greedy courts numerous times. One of their stories covered an innocent man who was indicted and imprisoned. The attorney explained that it is this "new thing" where judges convict based on what a person didn't say as well as what the person said. In other words, judges abuse their discretion misimplamenting oral agreements law. When a defendant doesn't immediately object they have automatically agreed, without their knowledge.As I was doing my research for my first Appeal I noted that two people appealed who were indicted of murder convictions. They were convicted during the time when the Aurora Colorado Chief of Police ____________ was dealing drugs and exploiting prostitutes. As soon as the Chief of Police got exposed and removed from office, their Appeal succeeded and they were both cleared of all charges. The Chief of Police, although charged and indicted, was given nothing more than probation. This taught me that the higher courts will deny appeals while they are covering for the crimes of people in positions of power, but will release them when this is no longer needed.A TV investigative report described an incidence in which aWashingtoncouple became aware of a politician's schemes. They were later found dead and burnt in their home. A neighborhood kid was charged, indicted and incarcerated, even though the TV reporter and the police were aware of two admitted murderers who committed this particular crime. There was obviously no evidence to support indicting the kid. It didn't stop the courts.Washingtonis the country's murder capitol because of the presence of so many politicians. And this is possible only through the organizational work of the local Supreme Court.TV also reported that inFloridajudges were putting people away for twenty five years in private prisons if they had three misdemeanors. I had no doubt that this law was a well kept secret. A court rule that was not advertized in order to dupe victims in. I now gained a complete understanding of that sign I saw posted inMinnesotafifteen years earlier.I noticed that when President Obama collaborated with Hillary Clinton, the first thing they did was create many more private prisons. I noticed that right afterwards Michelle Obama's wardrobe suddenly jumped up a level.At the same time, to prevent excellent police work from deciding court cases, from deterring criminals and from discouraging spending on attorneys the courts started the "Miranda Rights" debate. The courts were "concerned" that constituents were not aware that they are allowed to remain silent and not testify against themselves. The police must now inform each suspect of their Miranda Rights or the criminal walks free.As I write this book the courts took this a step forward. A detective read the Miranda Rights to the suspect. The suspect then proceeded to provide a complete confession. The courts were "concerned" that even though the constituent heard their Miranda Rights read, that they didn't actually understand them. So the courts are refusing to indict the confessed criminal and the Supreme Court has taken on the expensive cause of making it easier to send more criminals free for a fee.I now filed a new pleading with my case. This was another Position Statement. I stated that no real charges were filed against me. I disputed that the allegations listed under "charges" were not supported by any police ticket and were unsubstantiated. Basically, there was no case against me as no charges against me were being investigated.I had very little hope to win my jury trial. I saw the real face of the hostile, powerful and corrupt system. Mr. Hide could no longer hide from me. Typically, when a psychopath discovers that they can no longer mislead their victims, they take to physical confrontations. That's what Judge Angela Arkin did. I picked up my courage and went to face Judge Moore in person for the first time.Second HearingMy second hearing was again protected from lack of witnesses. Many defendants were in the courtroom along with me. An assistant to the DA called the defendants one at a time. She then offered each one a plea deal. Each defendant had a right to agree to the plea deal or proceed to trial.As my name was called Judge Moore picked up my file and read my pleadings for the first time. She turned pale. The DA's assistant offered to reduce my multiple charges of misdemeanor to a lesser charge of disorderly misconduct if I plead guilty. I could not allow Judge Moore to indict me of anything. If I did, I feared, she would proceed endlessly until she successfully turned me into a convicted felon. I had to fight this head on. I pleaded not guilty and requested a jury trial.Judge Moore was forced to accept my not-guilty pleading because of the multiple witnesses. This was a huge step up from Judge Angela Arkin's witness-free hearings.Moorewas also forced to admit that I had a right for a jury trial, and added that there was no fee associated with the trial. She then warned me that she'd happily consider the maximum sentence of six months in jail.Now I asked Judge Moore about the fraudulent charges against me. "You know the law," Judge Moore asserted, appearing disinterested, and said no more.Next time I looked at my Register of Action a few new and fraudulent entries were made. "Entries" and "Appearances" were reported on certain dates - although no attorney has made their entry on my record and no attorney appeared before the judge on my behalf. Judge Moore tried to create the impression that I had an attorney represent me at the second hearing and that same attorney later entered his general powers of representation as the Attorney of Record. The titles were empty, no documents were associated with them and no attorney was identified by name.Non-AppealI filed a Motion to Stay Case for an Appeal. I didn't bother driving toDenveror paying the Appeal fees. TheAppeals Courtwas entirely dysfunctional. In my Motion I reported my awareness of the illegal entries; I denied hiring an attorney or having an attorney-client relationship with any attorney. I denied any appearance of an attorney on my record. I then mentioned that I'm in a position to file a Motion for Mistrial Due to Judicial Misconduct and Bias.Perhaps Judge Moore didn't realize that I didn't file a copy of my Motion for Appeal with the record. Perhaps she knew no appeal was filed. Following her own style, and repeating Judge Arkin's tactics, Judge Moore jotted down on my pleading an "order" to show up for a hearing before her at the lower court. She specified a date and time. Engaging with the lower court was going to make my Motion, although I never filed one, moot. I ignored the "order" and never bothered showing up to the hearing. So now I had a non-order violating my non-appeal in my non-case. I was successfully adjusting to the manner in which the courts were conducting themselves.Shortly after I received a letter from the DA stating that "in the interest of justice" the case against me has been dismissed. I imagined that the DA was now out of a bottle of bourbon brokered by a Rabbi.Quiet EnjoymentA friend suggested that in any case of a law suit against the Schuberts, if I tried to ask the courts to order them to reinstate the previous floor and pay damages for lost rent and pain and suffering, Judge Moore was going to abuse her discretion. She was going to declare the Schuberts a protected minority, immune from having to follow laws. Like Judge Arkin, the laws being abused were not going to be mentioned, other than through vagaries. It has to be enough to indicate to higher courts how the judge chose to proceed, but not enough to alert the legislature to the corruption of law. The Schuberts would become a protected minority because they can't control sound conductivity or thermal movements of air nor can they stop emitting corpse-like odors at jet plane speed. As a protected minority the court won't order them to uphold my right to quiet enjoyment of my home.I wonder whether Judge Moore intended to "transform" the criminal proceedings against me into a civil law suit regarding the flooring, suddenly naming the Shuberts as "the other party" in mid proceedings. That would have prevented me from preparing for my case and from saving on attorney fees. I would be ordered to pay for the Schubert's attorney fees. This is not different from what Judge Arkin did by incarcerating me. I grew to believe that whatever equity one has, either in real estate or in other assets, that is what the courts will order them to pay. Courts seem disinterested in debt collection, but whatever the public has, that they will order to themselves.I remember reading about a family that was sued over an alleged barking dog. City ordinances should be able to settle any such disagreements over a barking dog with no cost to constituents, at most some city tickets. But whether a dog ever did exist on the property or not, as long as two attorneys agree to proceed, statutes don't matter. The family lost the equity on their home.I remembered reading about a second family. They were victims of gun violence. A pro-bono attorney offered to sue the gun manufacturer on their behalf. The law suit was frivolous and based on Statutes would have never gone forward. But based on agreement between attorneys the law suit progressed. By the end, the family had a quarter million dollar in attorney debt. I couldn't help but wonder whether that was split three ways equally between the judge and the two attorneys.Statutes dictate which subjects are to be heard before the court and which aren't. However, agreement between attorneys overrides such Statutory limitations on judicial incomes. The law suit against a famous musician stated nothing more than that she cost a man his job, being an unhappy customer of his radio station. Jobs aren't ensured by the Constitution. Another law suit stated that Este Lauder discriminates against males by offering longer maternity leaves to women. However, males are not a protected minority. They hold consumer power of their own. These and other illegal matters are regularly heard by the courts for profits. Since the litigation is illegal, the fees paid by the parties are falsely presented as legal fees. They are, in fact, Protection Moneys.I grew thankful for my District Court misadventures. Judge Moore, being overly enthusiastic, saved me from the loss of my home. Any attorney anywhere in the country can remove the underlayment and insulation from their flooring. When law suits ensue, they can own the downstairs unit, or perhaps share it with a judge and the DA.In fact, some of the stories I heard as a member of the Boulder Area Rental Housing Association made me think that law students purposely rent places and violate their lease. The landlord ends up spending up to $20,000 in litigation fees and loses the case. I suspect that's enough profit for law students, in preparation for the standard quarter million law suits awaiting them upon graduation.My understanding of the court system was now rounded and included civil law suits as well as misdemeanor and criminal proceedings. All quite worthwhile.Blatant Building Code ViolationsWho invented the first copper wire? Those were two Schuberts fighting over a penny. I wish I could have behaved as if the Schuberts' incessant gaseous emissions were very valuable. They would have responded by keeping them all to themselves.As it was, I remained unable to heat up my condo. I gained weight to keep warm. I was physically exhausted by the effort to keep myself warm. Warm weather people don't normally produce heat. I was unable to fend off the heavy traffic pollution outside with my windows open. I developed a chronic cough. This compounded the chronic sore throat. On my own, I would close my windows and Hepa filter my entire unit. This would allow me to use the night to detox any traffic pollution I absorb during the day. I would heat my condo to a nearly comfortable 70 degrees.Emilia Schubert, The Upstairs Stench, never seemed to leave her condo. She didn't seem to work or study. She appeared to have the social skills of a four year old. I imagined that the couple had been preying on each other. They couldn't let the budding child express that reality to the world. So they stunted her growth. This is typically achieved through life threatening situations and forces. Then they gave the child all the carrots she wanted, turning her into a narcissist. Emilia now had buttons for eyes. Those buttons that Coraline fought against with all her little might.Once a week a UPS truck brought a package, perhaps groceries. On high holidays Emilia would drive out for a few hours only to come back emitting a whole new range of inconceivably putrid odors. She also avoided flushing down her toilet.She seemed to spend her days adjusting her HVAC system. She dusted every so often. Did her nails once a week, emitting chemicals I personally avoid in my house and my blood stream. I couldn't tell what else she did in there.Emilia already destroyed the bathroom fan. Now she didn't like the smells. She would stomp for hours to prevent me from using my toilet. She would stomp if she wanted the windoes opened or closed. She would stomp to impose a 9:30pm curfew and a 10:00pm bedtime. She would follow me around the house and squat to pass airs at me directly. She would crouch above my bed at night. It was likely the ammonia, I actually suffocated.It was at this point that staying in bed quietly was no longer an option. I began a routine of cooking, cleaning and eating at night. In the summer of 2017 Emilia installed an HVAC system sufficient for the heating and cooling of all three levels and some of the neighborhood outside. Being a semi-decomposing corpse, Emilia seemed comfortable at morgue temperatures. I, who only get comfortable in the high 80s, now had a sore throat throughout the summer season too.For me, when the weather is nice - and by nice I mean 90 degrees - I lose my desire to eat. I will gulp down a large bottle of vegetable juice and a couple of veggie protein smoothies. I will snack. Every so often I will cook a meal. I love this detoxing lifestyle. It was the time to let my stomach rest and regenerate after the winter hyper-activity. This was going to give me longer life and manage the extra weight.But now I was too cold to jump in the pool. Too cold to enjoy washing my hair. I was forced into grocery stores to cook three sumptuous meals daily.Emilia behaved as if it was a surprise that hot air travels upwards. I remember a night when frustration reached new heights. The next day, on coming back home, I discovered that the planters on my front porch were vandalized in my absence. The police won't take complaints without proof.I moved all of my flowering pots to my fenced back yard. I next moved my candles and decorations to the back too. I hoped that due to the pain of psoriasis and a sedentary lifestyle Emilia would not be agile enough to climb up my fence or dangle down her balcony,A couple of days following the vandalism Emilia flushed items down her toilet. Once the sewer backed into my condo she repeatedly flushed down her toilet. Each time more water flooded my floor. I couldn't keep up. Thankfully, guests soon arrived at her home. She flushed once more and then put on her social face, hiding her anti-social one. By the time the plumber arrived a couple of hours later my floor was mopped. The membership wasn't thrilled about their HOA plumbing bill. Emilia became careful about not letting my water pipes burst in winter.In mid July a single layer of area rugs was spread sufficient to keep most of Emilia's airs upstairs. However, the floor began to amplify all sounds, like a giant guitar case. By "all sounds" I mean "every trinkle." Emilia would crouch between the seems to employ her gases at me. The rugs disappeared after a couple of days.A distant Schubert came to visit upstairs, blessing Emilia with malodorous discharges at regular intervals. That's when Emilia realized that chemicals bother me. She began dousing me around the clock: eye-irritants, sulfates, parabens, paraffins, etc. She sprayed, she diffused - she tried anything and everything. My chronic cough transformed into involuntary convulsions and bouts of throwing up. Gradually I lost my ability to breath. It was hard talking, it was hard walking. I made up my mind not to take the medications prescribed inside asthma inhalers. Asthma attacks are created by white blood corpuscles crowding lung cells while trying to save them from acids and chemicals disrupting membrane transport processes such as parabens. Medications may stop that healthy, life saving response by the body, but it doesn't stop the chemicals from generating diseases. Mostly, inhalers are a good product because they generate more inhaler consumption. If the new Judge in Division 8 enforces Temporary Orders I could get an oxygen concentrator and heal the cause of my disease.For now I moved out to my car. I parked as far as I could from my unit as it emitted stench throughout the parking lot. Emilia would come by my car two or three times a night to share her exudations and sprays with me.