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I have to disagree strongly with Anuridh Suresh’s idea that “a clear-cut, inevitable path into these institutions is basically nonexistent.”He is exclusively talking about college.Yeah, getting into Harvard college and similar institutions is insanely difficult. So much so that the correct path is vague and difficult to define.But that’s only because the applicants are 17–18 years old.How much time can a human being possibly have, leading up to turning 17, to demonstrate themselves appropriately through these applications?Are there really the kind of leadership qualities that Harvard is looking for in 8 year olds?How about their critical thinking skills?Our brains are barely half-developed at that age!One feature of all undergraduates accepted to these types of institutions is that they started demonstrating their excellence from a very young age.This is what makes the undergraduate competition so damn impossible.College admission is more of a question of who develops the earliest rather than a question of who is the most dedicated.Once we turn 18 though, most of us have a pretty decent brain sitting around in our heads. At least better than when we were 14 and might have started thinking about college.So if you weren’t gifted with an exceptionally early development, don’t sweat it!You can’t control the speed of your development, but you can control your dedication once you do develop.So alternatively, dedicate yourself to being admitted to Harvard and similar top-tier institutions for graduate school.And you want to know something that, for some reason, isn’t well publicized?Top-tier graduate schools like Harvard pay you to study.No, you didn’t read that wrong.You pay no tuition fees and are paid a stipend (i.e. a student salary) that is more than the average full-time worker earns in the US.Plus health insurance.Just to make sure you don’t discard this in disbelief, here are some links to specific PhD programs I applied to so you can see for yourself:Harvard: Division of Medical Sciences (see Q: How much does the program cost, and is there financial aid available?)Stanford: Frequently Asked Questions (see Q: What is included in the offer of admission?)Yale: Biological & Biomedical SciencesPrinceton: Admission & Financial SupportU Penn: Financial InformationColumbia: Frequently Asked Questions (see Q: What is the stipend?)And the list goes on…Starting to become interested in the idea?Let me try and help guide you towards such a future.I come from Canada, which although sits right above the US, categorized me as an international applicant to the top schools just like someone applying from Cambodia.I was admitted to PhD programs in biomedical science at Harvard, Stanford, Yale, Princeton, U Penn, Columbia, Berkeley, Rockefeller, and UCSF (1–2 international spots).In fact, it was just MIT that didn’t make me an offer, so I hit 9/10 of my marks.The reason I chose to include that information is not to brag.The reason I chose to include that information is because I would like to suggest that these results were not merely a matter of chance or obscure reasons.I would like to suggest that you can do the exact same too.That you can accomplish whatever you set your mind to.I have many Canadian friends who applied to the same programs themselves and did not get a single acceptance.I also have met many people both domestic and from abroad that were accepted into several of these programs.There are undoubtedly clear distinctions between applicants. The process isn’t nearly as obscure as it is made out to be.Graduate schools want to assess one single thing in each applicant:Their ability to do well in graduate school.Seems kind of circular, doesn't it?Well, no actually. It’s not. Not at all.Graduate school involves a short list of fundamental types of skills:Academic performanceResearchAcademic well-roundednessAcademic performanceThese are your grades. Yes, the modern education and testing system is imperfect. Yes, I think everyone’s learning would be tremendously accelerated in one-on-one tutoring.But this is the way the world goes. There is no other way to mass-educate the planet without standardized curriculum and exams.There will be classes in graduate school. The grades you get in these classes will not matter. But these programs want you to deeply understand their content.They might select courses for you to take as a part of their curriculum to earning their PhD.The only way they can assess how deeply you will connect with their course material is by looking at your results from past courses.So get good grades. Get A’s. Get 90%’s. Be in the top 10% of your class. Be on the honour list. Take difficult courses to demonstrate your dedication.I can’t even count the number of times I had to pull ridiculous stunts to succeed in my undergraduate classes.There were classes that were genuinely designed to ruin your GPA. The expectations were unclear. The exams were unfair.But don’t make excuses. Don’t be a bystander to your life. Take control.Go up to the professor and ask them what the expectations are. Go to their office. Sit down with them. Ask them to clarify on assignments. Send them emails. Send the teaching assistant emails.Ask your colleagues for help. Ask your friends. Network within your family for experts who can teach you.Look for tutors. Pay for tutors.Spend your time in the library.I had to use online resources for several of my courses to learn the material that I was supposed to be understanding from lecture.I have had professors who were so bad at teaching that the students stood no chance on the exams.I have had to supplement my learning using:edXCoursera | Online Courses From Top Universities. Join for FreeMIT OCWUdacity - Free Online Classes & NanodegreesKhan AcademyCertain YouTubersAnd, God forbid, text books *shudders*You can do it too. Not everyone has an easy time getting good grades. But the education system is built to reward people who meet the expectations.So find out what they are, and meet them. You can do it.2. ResearchGraduate education involves research. And what better way to demonstrate that you know how to do some, than to… well… do some yourself.Pay attention to the posters up around your university. What are they advertising?Exchanges to Germany? Scholarships for summer research jobs? High profile projects that are going on in the area?You should always be looking for opportunity.When I started in college, I would talk to nearly every professor I had in my first year and ask them about their work.I would talk to them about what they did for research and what kinds of things people working in their labs did themselves.There were times where the professors had to run right after the class, but I would say that I could walk with them and keep listening.I can’t even count the number of times I followed a professor back to their office and sat there receiving a truckload of information on a particular research topic.Showing initiative is way more than half the battle. Especially when you’re young.Do you need to know everything to impress a professor? Absolutely not.If you don’t know something, ask now. Don’t make it seem like you know something you don’t. But convert that lack of knowledge into a positive thing by showing curiosity and passion.Show people that you care.And don’t take jobs that don’t give you any responsibilities! “Doing research” is not a one-size-fits-all statement.You can work with professors and have next to no responsibilities.Look for labs that give you that special responsibility. And look for people who are prominent in their fields that are willing to gift you that importance.I opted into a co-op program at college that gave me 16 months to do full-time work related to biochemistry. My degree also had an 8 month research project in senior year.I dedicated all 16 months full-time to working in research labs, as well as 8 additional months in the first two summers. That’s 24 months full time research plus the 8 month senior year project at part time.I worked in a total of 5 labs throughout, across a variety of research topics in chemistry and biochemistry.Among those 5 was a lab at Harvard, with Dr. Yang Shi, who I met at a seminar he gave in Canada. Just like with all my other professors, I went up to him after and asked him about his work.He was working in epigenetics, which I had always wanted to research. So I asked him if he might have any positions.Showing people that you are curious, passionate, well-adjusted and competent is just about all you need to open the vast majority of doors in your life.And you can control those things.Of course the reference letter from Dr. Shi helped immensely in my applications to graduate school.And so will your reference letters by working in research labs, on high profile projects, in foreign cities and institutions.3. Academic well-roundednessThe final component of getting into places like Harvard is showing “well-roundedness.”I’m sure everyone has heard this before. But what the hell does it mean?Well, in school (and especially graduate school), you have to interact with other people.You need to communicate your work to your colleagues, your local community, and beyond.You also have to ask other people for help. That’s how you figure out how to do something you’ve never done before.And how you figure out how to do something no one has ever done before.You also have to be able to help other people when they ask you for help.This can all be summarized as three core skills:WritingPresentingHuman interactionWriting and presenting are the media through which you communicate your work.Writing and presenting are also the ways you can ask people for help. And ways that you can help other people.Human interaction is all the other stuff. Meetings with professors and other students, for instance.So find ways to show that you are academically well-rounded. Find a way to demonstrate your writing ability. Maybe join the school’s blog or something.And you better work hard on your application essays. That is one of the most direct ways you will demonstrate your writing ability.After weeks of working on them, I personally thought my essays were concise but powerful. They told a story.Find your narrative. What path defines your life?As for presentations, look around! Schools typically have opportunities to present. Join journal clubs. Ask your supervisors to go to conferences and to make a poster on what you’re doing.I entered every single presentation competition my university had to offer and won them all. Is it because I am just destined to go to Harvard?Absolutely not.It’s just because I put a ton of effort into my presentations and posters! I’ve watched Steve Jobs give keynotes since I was 14 and learned the essence of beautiful presentation from the master himself.You can do that too.You can win those competitions as well.So to get into a school like Harvard is a question of dedication.Look up your target program and figure out what they want you to do in it. Mimic that as best as you can.Take the greatest amount of initiative.Be curious.Be passionate.Be determined and dedicated.And I’m sure, just like I managed, that you will get what you want too.

There are no tips or shortcuts to success. It all depends upon your hard work and determination to clear this examination and also, how well you are organized with your preparation.All I can do here is provide you with a preparation strategy for RBI Grade B 2019.In order to crack the exam in your very first attempt, it’s very important to keep your preparation very organized and well planned. In the absence of a well-planned approach, you are bound to face disappointment again and again.In order to create the right plan for yourself, it’s important to first understand the syllabus.RBI Grade B is conducted in 3 Phases:Phase 1Phase 2InterviewLet us first talk about Phase 1.Phase 1 consists of 4 sections-I. Quantitative AptitudeII. Reasoning AbilityIII. EnglishIV. General AwarenessQuantitative Aptitude Section consists of the following topics-The overall level of this section is expected to be Difficult.This section consists of 30 questions of 30 marks.The questions in this section can be asked from different topics which are mentioned belowData Interpretation (Moderate to Tough)Expected number of Questions – 15Note:Type of DI Topics can be asked:Double Pie-chart DIMixed DI – (Line Graph + Table -Missing Data or Pie chart + Table)Caselet DIQuantity I and Quantity IIExpected no. of Questions – 5Level – Easy to ModerateNote:In 2017, topics include from this chapter5 questions were asked from a new pattern Comparison topic in which there was a Comparison of two quantities.Quantity I & Quantity II were given. It included topics of Linear Equation, Quadratic Equation, Boat and Stream, Time and Work and Probability.Miscellaneous QuestionsExpected no. of Questions – 10Note:The topics which can be asked under miscellaneous are Simple Interest/Compound Interest, Mixtures/Alligation, Percentage, Quadratic Equation, Time and Work, Profit, Loss and Discount and Time, Speed and Distance.The miscellaneous questions are very calculative and time-consuming.Time allocation for Quant preparation- Maximum of 20 DaysRBI Grade B Reasoning Ability SyllabusThe overall level of this section is expected to be Moderate.Reasoning Ability section consists of 60 questions of 60 marks.Questions will be asked from following topics –Puzzle & Seating ArrangementExpected no. of Questions – 22-25Types -Linear Seating Arrangement (new pattern)Circular seating arrangement (new pattern)Box Puzzle (new pattern)Floor Puzzle (new pattern)Scheduling puzzle (new pattern)Tabulation (new pattern)Note:The following topics have been asked recently:Linear Seating Arrangement – Total 6 questions are normally based on the linear arrangement. In this, there are Parallel Rows with the person facing in north and south directions. It is based on 12 people and 12 companies. The level is difficult.A data arrangement of 5 questions is asked. The topic is based on 8 people 8 cities and 4 classes.There is a Floor based puzzle of 5 questions.Scheduling puzzle – 5 questions are asked from a month based puzzle which is related to 12 professors teaching six months.Input OutputExpected no. of Questions – 5/6Logical ReasoningExpected no. of Questions – 10/12The topics include – Inference, Decision Making Course of Action, Cause and Effect, Strong and Weak Argument, Statement Conclusion, etc.Data sufficiencyExpected no. of Questions – 3/5InequalityExpected no. of Questions – 3/5Coding Decoding –Expected no. of Questions – 5SyllogismExpected no. of Questions – 3/5Miscellaneous QuestionsExpected no. of Questions – 3/5Topics – Blood Relation, Distance Direction, Order & Ranking, etc.Time allocation for Reasoning Ability preparation- Maximum of 20 DaysRBI Grade B Officer General Awareness SyllabusThe overall level of General Awareness section is expected to be Moderate.It is one of the scoring sections of the exam.Total 80 questions will be asked in this section.The questions can be asked about various topics which are mentioned below-Banking & Financial + Economic News – Banking Terminology, Recent RBI News like – Monetary policies, Important guidelines, Financial & Economics News, Economics terms, etc.Expected no. of Questions – 25-30Current Affairs – National + International News, Sports News, Awards, Summits & Conferences, Schemes, Agreement & Deals, etc.Expected no. of Questions – 35-40Static GK – Parks, Dam, Thermal Power Plants, Mountains, Temples, Stadiums, Airports, etc.Expected no. of Qs – 10-15Time allocation for GA preparation - Maximum of 10 Days for first coverage and 7 days for revision. GA can also be covered on a weekly or monthly basis, based on comfort level of the student. However, it should not be covered daily.This was all about Phase 1. Now, let us talk about Phase 2.There are 3 papers-ESI (Economic and Social Issues)F&M (Finance and Management)EnglishThe strategy and time allocation of every paper should be as follows:Economic and Social Issues: (Preparation Time -20 days)Macroeconomics- NCERT + Ramesh Singh. This area should take a maximum of 5–7 days, studying 3–4 hours every day. There are 4–5 questions asked directly from concepts of macroeconomics and therefore this area becomes important in ESI. Clarity in macroeconomics will also help you in understanding financial and banking concepts in a better manner.Microeconomics- Microeconomics is a new area which has now been added to the syllabus informally. There were some questions from Microeconomics in ESI section in the year 2018.Indian Economy- The history of the Indian economy (Five-year plans, LPG reforms, recent economic reforms, etc.) can be covered from various sources. Ramesh Singh + NCERT (Indian economic development) covers the majority of the Indian economy’s history. For recent reforms, refer to Newspapers, magazines, Yojana and Kurukshetra.Growth and Development- This area can be covered online easily. “Climate change” and “sustainable development” are hot topics under development. This should take 1 day to cover.Social issues and Government schemes- There is a big overlap between social issues and govt. schemes. All schemes rolled out by the government have some of the other social welfare objectives. Therefore, rather than trying to cover social issues separately, it’s smarter to cover only government schemes and through them, cover social issues, wherever felt necessary. However, this area should take 5-7 days to cover as it needs mugging up facts and provisions of various schemes.Polity- To be ignored.Finance & Management: (Preparation Time - 30 days)Indian Financial System- This can be covered from either Bharati V Pathak or M Y Khan. Both books are exhaustive in nature and hence require filtering. Anyone book can be covered within 5-7 days.Indian Banking System- A part of Indian banking system can be done from CAIIB and JAIIB study material as well as books. Majority of the portion can be covered from RBI Website. This area can be covered within 7 days.Finance Practical (Financial Management) - FM can be covered from any one of the following books- R P Rustagi / I M Pandey / P Chandra. However, all 3 books are very exhaustive and hence need to be filtered to read only relevant chapters. This is one of the lengthiest areas and can be covered in 7 days. The weightage of Finance Practical is reducing with every passing year. Hence, this should be the last area to be covered.Ratios, Derivatives, Break Even Analysis- Separate books for all 3. Ratios can be covered from standard 12th Books. Derivatives can be covered from online sources as well as I M Pandey. Break Even Analysis can be covered from online sources as well as I M Pandey. If you wish to cover Break even analysis in detail, use M N Arora’s Management accounting book. This area should be covered within 5–7 days.Management- 2 books can cover the majority of the syllabus- “T N Chhabra’s Organization behaviour and organization theory” and “T N Chhabra’s Human Resource Management”. Other books can be used as a supplement like “S P Robbins for OB and OT” “Aswathappa for HRM”. Management requires a lot of reading and can be covered in 10 days.After going through the entire syllabus, it’s important to follow the timeline provided above to be able to cover the syllabus as soon as possible.Important Tip-Step 1 - Cover the syllabus completely. Do not touch or focus on current affairs in step 1Step 2 - Start covering current affairs monthly. Divide a month in the ratio of 2:1. This means 20 days to be given to current and 10 days to be given to revision of syllabus.Step 3 - Start taking mock tests about 60 days before the expected exam date. Mocks will help you revise everything systematically.I hope this will Help.All the Best!!

"Depression" is an extremely broad term used to describe a felt-sense of any number of symptoms including: fatigue, anxiety, panic, insomnia, low motivation, endless negative circular thinking, tearfulness, irritability, brooding, obsessive thoughts, guilt, worry, complaints of physical or emotional pain, headaches, cramps or digestive problems, difficulty in intimate relationships, less satisfying social interactions, loss in enjoyable activities, difficulties in sexual functioning. There may be marital, occupational, and/or academic problems, and even alcohol or other substance abuse. The most serious consequence of depression is attempted or completed suicide.Given the fact that depression can look and feel a variety of ways, so too can the treatment regimes look completely different for every individual suffering from this condition.First, a point about the pharmaceutical intervention argument:While it is true that for some people pharmaceutical interventions are the best option, they are not the best option for everyone, especially when no formal diagnosis has been made, and when less severe interventions are an option.Supporting this point (and the gravity of antidepressant use) the FDA, as of 2007, requires that all antidepressant medications include black box warning stating verbatim"Antidepressants increased the risk compared to placebo of suicidal thinking and behavior (suicidality) in children, adolescents, and young adults in short-term studies of major depressive disorder (MDD) and other psychiatric disorders...."Reference: (USDA Food and Drug Administration(2010). Antidepressant Use inChildren, Adolescents, and Adults. U.S. Department of Health and HumanServices. Retrieved fromhttp://www.fda.gov/drugs/drugsafety/informationbydrugclass/ucm096273.htm)Also, in 2004, the Food and Drug Administration (FDA) conducted a reviewwhich revealed that 4% of those taking a specific antidepressant contemplated or attempted suicide versus 2% of those receiving placebos.Reference: (National Institute of Mental Health(2005). Antidepressant Medicationfor Children and Adolescents: Information for Parents and Caregivers.National Institute of Health. Retrieved fromhttp://www.nimh.nih.gov/about/updates/2005/an)Knowing the severe potential effects of antidepressant medications alone supports trying more natural remedies first, before resorting to these more extreme interventions. (Of course individuals with a formal diagnosis should try any and all treatments under the supervision of a licensed practitioner who can intervene when necessary.)Second, a discussion of natural options:For many people, the felt sense of depression isn't life-threatening, but certainly debilitating. For these people especially (and those with a formal diagnosis as well), changes in lifestyle habits can absolutely help and, in some instances, actually cure depression.Some major natural remedies to consider are: getting an adequate amount and quality of sleep, keeping a very healthy diet (as foods absolutely chemically change your physical make-up), and exercising (endorphins produced by exercise can help stave off depression and its symptoms. Additionally, psychotherapy can help you to create new thought patterns and habits, whereby psychological brooding will decrease.In terms of natural substances that can help, many people note St. John's Wort as being an extremely effective herbal intervention (St. John's Wort is prescribed more than pharmaceuticals in Germany) .Reference: (Lane-Brown MM. Photosensitivity associated with herbal preparations of St John's wort (Hypericum perforatum)Med J Aust. 172(6):302.)Kava is also popular, Chinese Herbs, and even Ginko Biloba. Dietary supplements like SAM-E, tryptophan, omega-3s, vitamin D, and folate can help as well.Regardless, taking an ACTIVE role in treating your own depression is the key to finding a treatment or (more likely) a combintation of treatments that will cure you. Blindly taking anything, be it pharmaceutical drugs or natural substances, will not be nearly as effective as substances you research, and reflect on during and throughout your process of taking them. Likewise, lifestyle modifications are key, but they must be done in a conscious manner for them to really stick with you, work to treat you, and sustain you through the rest of life.For more information, visit two articles I have written here:http://www.foundhealth.com/depression/depression-opposition-to-medical-treatmenthttp://www.foundhealth.com/depression/herbsand see what other people are trying to treat their depression here:http://www.foundhealth.com/depression/treatment