Wells Fargo Direct Deposit: Fill & Download for Free

My favourite was the guy in France who decided to rob a bank. He got a gun and one of those black bags that doctors used to carry, put the gun inside, and went to the bank.At the teller’s counter, he opened the bag, took out the gun, ordered everyone to lie on the floor, and told the teller to put all the money in her drawer inside the bag, which she did.Then - you probably guessed it - he put the gun back in the bag, closed it up, and started to walk out. I’m not sure how far he got before everyone suddenly realized “Hey, he doesn’t have a gun anymore”, but he certainly didn’t make it out of the bank. ;-)Second favourite: A guy decided to rob a Wells Fargo bank. He went into the bank and took one of the blank deposit slips that banks used in pre-ATM days, and wrote his stick-up note on it. It was a busy day, and there was a long line-up at the wicket. He got tired of waiting, and decided he might have better luck at the Bank of America across the street.When he handed the BoA teller the stick-up note, she quickly realized that she wasn’t dealing with the brightest bulb on the Christmas tree (hey, ’tis the season right now), and she told him “I’m sorry, sir, this is a Wells Fargo stick-up note. You’ll have to use a Bank of America note to make a withdrawal.”He thanked her and left, no doubt a little baffled.When the cops arrived and she told them the story, they just looked at each other like “Naw, it couldn’t be that easy. Could it?”It was. The cops and the teller walked across the street to the Wells Fargo branch, where the would-be stick-up artist was still waiting patiently in line.Okay, one more, from Western Canada. The first two, I read about, but I know about this one first-hand (well, second-hand); I heard it from a bank employee who was actually in the bank when the robbery occurred.Guy goes in, points a gun at the teller, makes off with a bunch of money. So far, standard stuff.A few days later, the teller is at lunch with some of her fellow employees, including one who worked in the loans department. Of course, they get her to tell the story. She finishes by saying “They shouldn’t have any trouble catching the guy. He only had one eye, and he had a huge scar down the right side of his face.”The loans officer just about dropped her fork. “I know him!” she cried out. “He was in last week applying for a loan, and I turned him down. We still have his loan application on file!”They did. Name, address, date of birth, Social Insurance Number - everything but a photograph.Okay, just thought of one more.Back in the pre-Internet days, before direct deposit, ATMs, or Internet transfers, employers issued a literal paycheck to their employees. This was a physical check that you took to the bank to cash.On payday, the bank would make sure to have lots of cash available to meet the demand; bank robbers knew this, and would often time their robberies based on the payday of the largest local employer. They would hit the bank at lunch time, because that’s when most customers would go to the bank and take out spending money for the week. This meant the bank would have to bring the money out from the vault where it was readily available.One branch of felonious Einsteins decided to hit a bank in Washington, D.C., at lunchtime on the federal government payday, while all those federal employees were in the bank to cash their checks. They forgot who actually works for the federal government.That’s right. The bank was FULL of FBI, DEA, ATF, and Secret Service agents — every one of them armed.

A deposit before 11:00 PM ET is processed on the same business day.Deposits made after 11:00 PM ET are viewable (pending) in your account immediately, but will not be processed until the next business day.Chase posts your transactions to your account at the end of each day beginning with deposits and ends with withdrawals. This avoids overdraft fees as long as at the end of the day you’ve deposited enough to cover your withdrawals before the end of the day, in this case 11:00 PM ET.Bank Time Accounts UpdateChase Between 3 a.m. and 5 a.m.Citigroup, Inc. Between 2 a.m. and 4 a.m.Wells Fargo Between midnight and 3 a.m.Bank of America Between 4 a.m. and 6 a.m.

Direct deposit is normally used with checking accounts. Talk to your bank.