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PDF Editor FAQ

When is Instacart’s payday?

This is a good question. But I can only answer this question based on my region. Here in the Mid Atlantic instacart in-store shoppers get paid on a weekly pay period. Direct deposit is distributed on a Friday. If direct deposit is not setup, then checks are mailed out to you on Friday. Try to get direct deposit if possible, I have heard how some of my colleagues loathe waiting for the paper checks to get mailed to them.

What does the paycheck of a surgeon or ER doctor look like?

It looks exactly like the paychecks I received as a waiter, a grocery store clerk, a cop and paramedic. Except there are more numbers in front of the decimal point. And, of course it is direct deposit.Surgeons in the United States earn a broad range from around $200k per year on the low end to north of $500k at the other end depending upon the type of practice and number of procedures performed. ER physician compensation is a bit more complicated. It can be as simple as a straight dollar per hour arrangement or as complex as something tied to productivity or quality metrics or a shared revenue sort of situation. Then, there is a big difference depending upon what part of the country you happen to living in. Most ER doctors work about 144 hours per month though I have known a number that work 120 or less and I have worked 180 to 210 per month for months at a time when we were short handed. The range in compensation for a full time ER physician is somewhere between $225k and $450k per year depending upon region (TX is highest compensated state in the US) and type of plan. Rural and semi-rural sites tend to pay a little bit more than large cites. The mean ER physician income in 2020 in large cites and medium size cities in the US was around $330,000. Pay was about $20k more in rural sites.Back to my paramedic paychecks… I recall very clearly in the early 1990’s my goal was to try to work enough overtime that my net pay for two weeks would be greater than $1,000. We worked 24 hour shifts and about ten per month. I would add three or four extra shifts per month and even with all of that, I never achieved that goal. Now, I get we are talking about 1992 dollars here so keep that in mind. I was able to buy a home with my wife who was a full time RN and save some money for retirement and had a very nice lifestyle. Six years later and I am moonlighting my first shift as an emergency physician. I earned just over $1,000 in twelve hours. When I saw that first moonlighting paycheck I literally became tearful. I have worked much harder in my life at any number of jobs and made far less money. It brings up a number of complex societal issues such as fairness, value of work product and education. I grapple with those thoughts all the time. I can tell you that I have tried very, very hard to never take it for granted, share my blessings and remember what all my other paychecks looked like before that one.

When moving to another city and state in the US, is it advised to open a new bank account at the new city and transfer the money from the previous city's bank account? If yes, why is that?

In my case, I traveled ahead of my family by 8 months.In my old home we used a regional bank that had maybe a dozen branches in two counties.After I moved, I opened an account in my wife and my name at a bank with branches all over the country and direct deposited my checks there.When that months bills were paid, my wife transferred everything else to the same bank but at a branch 1200 miles away.Then we closed the old account and did everything from the ‘national’ bank.It is much easier to pool the resources when there is only one pool.

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