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Factors that may increase uric acid levels include a person's diet, weight, medications, and family history. However, veterans may also experience gout as a result of their military service. If this is the case, they may be eligible to receive VA disability benefits. Waivers have been known to take up to 3 months. Go to my Profile and you can find all about GAOT material there...

A term life insurance is your best bet when you are a new entrant in the job market and have just tied the knot.Why Term Insurance?Term life insurance financially protects your family in case of your untimely death and caters to the requirements of all age groups. The important point to remember is to match the right plan with the right stage of your life.How Do You Get Started?You can do a lot of research online to get the process started. Friends and family will have suggestions in abundance for you.To start your journey in life insurance, you want a policy that saves tax and offers life coverage at an affordable premium.Is Age A Factor?Age is not a factor if you:· Have paid off all of your high-interest debts· Have built an emergency fund that covers you in case you lose employmentWhat Are the Benefits of a Term Life Insurance?These would be some of the benefits of a term life insurance plan:· A term life insurance is a pure death benefit plan.· It assures your loved ones of financial protection when you are not around.· It is an income replacement at an affordable rate in the event of your untimely demise.· It covers your beneficiaries for the duration of the policy without any changes in the premium.· You can add on riders such as Critical Illness, Accidental Death Benefit, Waiver of Premium and Return of Premium, etc.How Do You Plan Your Term Life Insurance at This Life Stage?As a first time term life insurance policyholder, you will have the capability to take on bigger risk appetite and opt to go with a higher sum assured policy. You have less liability and possibly a high spending pattern.At this life stage, you will be focussing on loan liabilities and possibly the birth of your first child since you have a job and also tied the knot. This classifies your financial responsibilities between mild and moderate.Term life insurance is a long term game with average policy duration between 5 and 40 years. Your cover will cease if you miss any premium payments during the term of the policy. Consider a tenure until your retirement where you have met all your life goals and have saved enough for your retirement too.Do Term Life Insurance Offer Any Flexibility and Customisation?In most cases, term life insurance offers you the flexibility to select the preferred premium amount and the life cover that appeals to your budget the most. Customization also includes deciding on premium payment terms such as a single or regular payment over the policy term.You can also choose the sum assured and the frequency of payments for the policy.Are There Any Tax Benefits at All?Term life insurance offers tax benefits where you can get deductions of up to Rs. 1.5 lakhs under Section 80C of the Income Tax Act, 1961. Term life insurance on maturity is also tax-exempt under Section 10(10) D.Remember that term insurance has no investment component in it. It is the most affordable form of insurance that offers life cover.Check out some more questions answered by us:Which term plan is best suited for a 31 year old in India?What are the best term insurance policies for a 32-year-old in India?

Health Care Goal. It covers 36 Critical Illnesses with SA from Rs.5 lakhs to Rs.50 lakhs from 10 to 20 years at one go.It has death benefit, waiver of premium benefit, surrender benefit and the most amazing maturity benefit (refund of 100% premium in case of no claims), unlike mediclaim.Income tax benefits u/s 80D and 10(10D).Write to me to know more.