Payment Approval Format: Fill & Download for Free

I had to sell one old wooden temple in Bangalore and I quoted INR 1,500 for that. I received a call from Sahil Kumar (courtesy: TrueCaller) 7357932905 and he agreed to buy that for the same price. This generally doesn’t happen, as people tend to bargain on OLX, even for a safety pin. He said that he’s currently in Delhi and would return back soon and needs the temple for his parents. He agreed to transfer INR 750 using UPI and someone will visit next day to hand over rest of INR 750. After sometime, I again got a call that my UPI ID is not correct, as the transaction is being rejected. He said that I must click on the payment-approval SMS that he’ll send in a while. I actually received an SMS that stated to approve a payment of INR 10,000 that will be debited from my account. He called me again to know if I clicked the link, to which he got a reaction that he deserved. UPI payments are new and fraudsters are trying to cash the ignorance.The best way to save yourself is to stay informed on how payments work and to sell your stuff on OLX preferably to the locals, who can be approached, if needed.

If you just want a basic understanding of AP automation, then read one of the white papers written by experts in this area — Bill.com.Specifically, I’d start with The Practical Guide to Payment Approval Workflows which answers your question head on.And it goes without saying, this whitepaper’s discussion applies to any automated solution.

I’m no longer a sales person, but I would say most frustration falls into four catagories.People not respecting your time or service, at all. Like coming in, no idea what you want, test driving 5 cars, taking 3 hours of your time, leaving (all 100% ok up to here), and then coming back and buying it without asking for the original salesperson.Unrealistic expectations. We have people daily who want a $300 dollar payment, but won’t look at anything but $30,000 dollar vehicles. We didn’t invent math, we don’t control math. If you waste hours on test drives etc, but then have absurd expectations of us warping the laws of math somehow, that is frustrating.We understand trying to save money and get a good value, no salesperson should be frustrated by that. But asking for 5k off of the lowest priced vehicle of it’s type within 100 miles is also unrealistic. Prices are based on the market. If someone else has a similar vehicle priced lower, that’s a good point. If we have the lowest price and you want it even lower? Don’t have a leg to stand on.Dishonest or hiding information. I work at a great dealership, I know they aren’t all like mine, but I have seen FAR more deception and games played from the client side of the desk than the salesperson side.Don’t play games. It frustrates everyone, and doesn’t help you. Say what you want and why, and if you can’t come to an agreement leave. No hard feelings.If you are pre-approved at 2.9, it’s silly to act like you “got someone” because they penciled you at 4.9. Of course they did. It’s the dealerships job to make money, and your job to save money. Don’t lose sight of that, but don’t hold it against them either. It’s no different than any for-profit business.Just tell them at the start “I’m pre-approved at 2.9, so obviously I’m not paying more, if you can save me money I can finance with you/your bank.Negative Rapport. That was the biggest frustration for me, is having to start with every client at a negative rapport. Meaning they START, never having met you, not liking you, not trusting you remotely. I understand why, and 95% of people I can move to positive rapport pretty quickly like any good sales person, but it is a frustration, and it wears on you.