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The best – and only – solution is for renters to get off their asses and go back to work or move out. There are tons of jobs out there, and I am not going to house you for free just because you think you’re too precious to work at McDonald’s!A rent strike would be the dumbest fucking thing at this point, as landlords would be delighted to kick everyone out, because renters have basically been on a rent strike since March, so they have no leverage left. Call me crazy, but if no one is going to pay me to live in my properties, I’d rather not pay for their utilities, insurance, and repairs. Without tenants, the buildings could be sold or converted, and even if we have to accept a lower offer than we’d like, getting out with no profit and no debt would still be a positive result if it means never having to deal with a renter who thinks they’re entitled to free housing from us again! Besides, there are still people in this world who are getting up and going to work, who pay their bills, and we’ll happily give the rent strikers’ homes to them.I can’t help but shake my head in disbelief whenever I hear anyone talk about their dreams for a rent strike, because rent striking is something that you do when your landlord is refusing to honor their obligations, and when you have run out of options. Practically speaking, you’d really just be refusing to abide by the terms of the lease by not paying, which would normally just get you kicked out. What makes it a strike is that you present a list of reasonable demands in return for which you’ll pay your rent and your debts, and what makes it a useful strike is that you’re doing it collectively. Under normal circumstances it would be greatly inconvenient to a landlord if she had to evict all 50 households in a complex, so if all refused to pay rent until the elevator and hot water was fixed and the rent reduced by $50 for each month those things weren’t working, she might find it easier to concede to their demands.What people are talking about now isn’t actually a rent strike, because they aren’t withholding rents to obtain something; they just claim they can’t pay. They are saying “We haven’t paid for the last six months because we don’t have jobs, so unless you cancel our debts and stop trying to collect rent, we won’t pay you the rent we weren’t going to pay you anyway”. You see the problem, right? Not only are they asking for something we cannot provide – none of us can afford to go without rent much longer – but they aren’t offering any incentive to give in. Perhaps most importantly, they have chosen to make demands at a time when landlords have already been screwed over again and again, for the better part of a year, so we are not in any mood to compromise with the renters who have been stealing housing from us.Readers have objected when I’ve used that word in this context – “stealing” – but it’s the only way to describe what they’re doing. The moratoria were meant as a last resort to protect those who absolutely couldn’t pay rent or work something out with their landlords, but instead they moved rent all the way to the bottom of their list of priorities. Every landlord I know have now had the experience of walking into a home rented by a tenant claiming poverty, and seeing new TVs, computers, and furniture. I was literally handed a CDC declaration (a statement swearing under penalty of perjury that the tenant has done everything to find a way to pay rent or somewhere else to live) in a brand new car that still had the sticker on it, and I found out that someone else was attempting to get a mortgage, but I spoiled that for them when I hurried up and reported their refusal to pay. If you’re able to put a down payments on a house, you can pay your rent. You might not be able to do both, but you better pay me first – especially when I’ve got legal grounds to evict you immediately!I am fortunate enough to have the resources to fight back against the housing-thieves, but not all landlords do. I have more than one lawyer challenging everyone seeking eviction protections, an investigator who gathers evidence to prove that they lied on their affidavits, and enough cameras and thorough documentation to have found grounds to evict almost everyone in spite of the moratorium. What these investigations have taught me is that all the tenants who claimed they couldn’t pay lied, with the exception of two. This is of course a relatively small sample, because I’ve only dealt with the tenants of my own units and another 50 that my agency either manages on contract or have assisted with on a case by case basis, but that’s still more than 60 claims of hardship with only two that were entirely truthful.The two who didn’t lie are my own tenants. One is a single parent with a severely ill child at home, so he won’t risk working outside of the home right now for fear of COVID exposure. The other is still recovering after nearly dying from the virus. Both get some government assistance and have applied for every type of relief available, but these are high end homes and it doesn’t cover half the rent. The single father showed me his bank statements and budget, and I was satisfied with the percentage of benefits he handed over to me, but I still required him to sign a payment plan. The tenant who had COVID tried to pay me less than 20 percent of the normal rent, once they were already two months behind, so as we were between moratoria I demanded to see their financials and determined that they would need to pay 90 percent of their income benefits and their full stimulus check, as they had food stamps as well (when I determine what someone who owes me money must pay, I only factor in what they absolutely need to survive, because I don’t really care if they can’t pay their car insurance or Netflix). Everyone else either straight up lied, exaggerated their lost income, had ample savings, or refused to take the jobs I offered them at my gas stations.Did you think it was harsh when I opened this answer by stating that tenants need to get off their asses and go to work? Did you think that I believe all unemployed are just lazy pieces of shit? I hope not, because I don’t. There aren’t always enough jobs for everyone, so someone will always be left standing without a chair when the music stops. I favor unemployment benefits at a livable level, and I get that you might want to spend some time looking for a job in your field before you give up and go to work at a burger joint, but you don’t do that on someone else’s dime. If your unemployment allows you to hold out for something better, by all means do it, because that’s what we pay all those taxes towards. The problem here is that you haven’t been paying me a percentage on top of your rent to cover you in case of job loss, so you’re either going to have to move out or pay me. If you don’t want to move, or if you cannot, then you sure as shit don’t get to sit around all day as you browse Indeed and skip past a thousand available jobs that aren’t up to your standards.When a tenant doesn’t pay rent, I still have to pay all the cost associated with housing them, so I’m not just foregoing $1000 in profits. Since my properties are paid for, I lose approximately $600 in profits, while I also have to dig out $400 from my own money somewhere, to pay to house them, which is why I won’t give an inch when it comes to the thieves. Most landlords pay out more than $900 on every $1000, so it’s completely insane to think that you get to sit around until your dream job comes around, while they pay for your housing out of their savings. As a business owner I have felt the effects of the nearly unlimited unemployment benefits, when no one wanted to work a job that paid 180 percent more than local competitors, so I have been offering anyone who claimed they couldn’t pay rent due to job loss an application for employment at either my larger truck stop or smaller gas station across the road. None applied.I need cashiers, cleaners, handymen, cooks, and stickers for all shifts, so there’s no excuse not to apply. One dude looked at me like I was the crazy one, when I offered him a job right after he finished a long sob story about how he couldn’t afford food, let alone rent, because he’d been laid off and no one was hiring. He made a face and asked if I had a need for senior account managers, and I said no, and explained that I needed someone to clean the truck stop at night, but this person might have an opportunity to train as a cashier after the first month. If you couldn’t guess, that resulted in him making an even more ridiculous face, one expressing contempt and disgust, as he asked if I was crazy. His response was typical, and these were people who claimed they were broke. All were offered full time employment, at $13/hour in a state where the minimum is $7.25, with possible overtime, and none wanted it. They all had dumb excuses like how they didn’t feel right accepting a job knowing they’d leave as soon as they got a better offer, they were afraid of being around so many people, or that they thought it would look bad on their resume. The first excuse is idiotic as the owner of the business literally offered them the job knowing they’d be leaving as soon as they found something better, the third is lame because any employer with half a brain will prefer someone who worked throughout this disaster to one who sat at home and collected unemployment, and the second excuse is just shameful. These renters aren’t any more important than my employees who have been coming into work almost every day (because like most similar businesses, we’ve been desperately short-staffed in the midst of this record high unemployment) since the start of the pandemic, and they aren’t any better than me, someone who’s willingly worked overtime in the hospital treating COVID patients without adequate PPE, when I could have stayed at home.The only reason renters have been allowed to stay in their homes without paying is that millions of new homeless right now could exacerbate this public health emergency, so it’s got nothing to do with what you deserve or anyone taking pity on you. Under normal circumstances people who lose their job through no fault of their own are evicted alongside the people who wasted their rent money on beer. Legally it made no damn difference why you didn’t pay rent, and it still doesn’t. A lease is a legally binding contract, and the terms remain valid even when it’s impossible for you to meet them. It’s not contingent upon your ability to pay or your health, and that hasn’t changed. The only difference is that right now, part of the penalty for violating this contract has been postponed for another 2 1/2 months. I can still report your failure to pay to credit bureaus, your behavior is still reflected in your credit score (in the past few landlords reported to credit bureaus, but now it’s growing increasingly common as we have to use all the weapons at our disposal), we can still charge late fees, and we can still sue you for the money you owe. And once the New Year’s celebrations end, we can start eviction proceedings immediately, without giving you a chance to pay.The best solution for landlords right now is to report all tenants who haven’t been paying their rent in full (unless they had their consent) to credit bureaus, tack on the maximum in late fees and penalties, file civil suits, and evict ASAP once the moratorium is lifted. Landlords should then either offload their properties for anything they can get, convert them to a different use, or install tenants who can prove that they have behaved honorably throughout this crisis. Rents should be raised whenever demand allows, since the only upside to so many landlords being forced out of business is the increased demand for the remaining properties, and deposits should equal several months rent. It’s not great, but it’s better than being blackmailed by tenants, and we can still recover a lot of what we’re owed in the civil courts. When she called to find out why she’d just been served, one of my non-paying deadbeat tenants responded by gleefully announcing that she didn’t own a home and that she had no real assets, so me suing her made no difference. I genuinely wished I could have seen her face when she was told that in that caseI’d be getting a good chunk of her paychecks for the next decade or so, but the desperate glint in her eyes when she rolled up to the office with a money order for $967 (I’m assuming all she had left) made you for it.I wasn’t going to evict anyone this fall, because with no moratorium in place (and no rent strike!), all my tenants prioritized rent as they knew they’d lose their homes if they did not. That meant payment in full from all except for the two households that absolutely could not make it work, but with everyone else paying in full I could easily afford to keep them on a payment plan as long as they made every possible effort to get caught up. Then the CDC moratorium was announced, and renters decided that paying rent was now optional. I was one of the lucky few who had enough cash within the company, and enough people were paying to keep me from losing money, but only just barely, so I decided to get out of this business. I immediately served unconditional notices to vacate to everyone who was on a monthly basis, had made more than two late payments, or who currently owed rent, and I rushed to evict those that didn’t comply. Since then I’ve been evicting everyone one at a time, as soon as I get legal grounds or successfully challenge their CDC declarations, though most have asked me to tear up those statements once they realized that I’d challenge them and that their lies were actual crimes.Renters need homes to rent, and there won’t be many of those without landlords, so the best thing tenants can do for themselves, collectively, is to hurry up and pay their rent, before too many of us get fed up enough to abandon the business. As individuals, their strategy should be the same, because I am ready to throw every weapon in my arsenal at anyone who tries a rent strike – and I promise you that I am not the only one who feels this way! Vengeance is only a small part of my motivation, because it really is tremendously important that we as landlords and business owners warn each other about scammers and thieves, and the best way to do that is to make their behavior part of their public record. In the past we might not have bothered to sue and report everyone, but we sure as shit will now! If you choose to go on a “rent strike”, your credit will be in the toilet, you’ll be wasting time in court, your wages will be garnished, any assets you have will belong to your landlord, and you’ll be evicted right as homes are literally become impossible to find.A rent strike in this situation would be nothing more than blackmail, and landlords aren’t going to stand for that even if we could. We have a binding agreement in place, and for 8 months landlords have been involuntarily compromising as we couldn’t enforce that contract. If this were truly going to be a mutual compromise, it would now be the renters turn to give us something more than what they’re already required to do. As I don’t see that happening, a compromise is out of the question.

Very Short Answer - Pretty HorribleShort Answer - A solid wastage of time and money.Detailed Answer:In my case, bride hunting via Matrimony sites started way back in 2016 when I was 27 years old. With 4.5 years of work experience in IT sector, I was employed with the 2nd largest software services company of India earning a modest pay package of 5.65 lpa. This was clearly and explicitly mentioned in my matrimonial profile along with my employer name. Below is a sample of one of my most memorable yet horrible experience:Case of the First Girl: This girl’s sister found out my profile and seemed interested for the match with her younger sibling. Somehow she was able to dig my facebook profile and dropped a message in my inbox with her parent’s contact details. I shared the message contents with my parents and soon with their consent, the initial phone conversations begain. Within first two days I realized that talking to this girl was like issuing a SQL Query i.e. you talk, you ask something she replies, but she hardly took the initiative of making the conversation happen (same like firing a SQL query to fetch some data from a database - no query no data). This was the first red flag, which, even though my gut feeling was saying no to, I chose to ignore. After 2 weeks in Feb 2017 when I proposed her for a face to face meeting, initially she agreed. But then she rescheduled and proposed to bring her brother-in-law and elder sister into the meeting. This was the second red flag which was pointed out by my best friend, but I chose to ignore. The point being, why does a legally adult female above 18 years age need her brother-in-law and sister in a face to face meeting with a prospective groom and decide about her marriage. Had it been her parents, still it would have been understandable. Meanwhile, her parents came over to our house to personally meet me and my family. All went good in that meeting. Nevertheless, I had to spend almost 15k and book flight tickets to Bangalore to meet this lady for a day. When I reached there, I met her along with her brother-in-law and sister. We had lunch at a posh restaurant where the girl was totally silent like the much advertised Daikin air-conditioner. It was only the brother-in-law who was doing all the tall talking. The brother-in-law is an alumni of my own college, and an onsite project manager in TCS who was enjoying his long overdue holiday doing groom hunting for the girl in India. He seemed to boast about how recklessly the girl likes to spend money without any second thoughts. There was a constant barrage of jibes regarding my inability to make a switch for a higher salary package, absence of a 4-wheeler and a flat, and me doing all the household chores by myself (I was living 1.5 Km from my office and let alone a bike, I hardly required a 4-wheeler. Besides, by doing the household chores by myself, I feel independent and empowered, exactly the way my parents wanted me to be - having the ability to survive with dignity outside their protective family shield). Nevertheless, after an hour or so the lunch was complete (with the lethal combination of spicy cuisines and demeaning jibes causing some serious indigestion). Then they left the two of us to talk privately and went for some shopping for their baby.Girl: “You have experience of 4.5 years right ??”Me: “Yeah.”Girl: “So, if you make a switch, your package should be 9 lacs minimum.”Me: “See, there is no direct relation between my experience and salary package. It depends upon my skill-set and how relevant is it to my prospective employer. For instance, with this experience, TCS might offer me 7.5 lpa. But, at the same experience and a totally different yet relevant skill-set for core product development, Amazon would offer me at least 25 lpa. So, like I said, what matters is the relevance of skill-set and not the overall experience.”As expected, her facial expressions were blank and stone faced as if I had showed her the image of a black hole and explained her the general theory of relativity.By this time, her brother-in-law and sister arrived. They dropped me at the bus stand, from where I boarded the airport bus and reached the airport. Upon reaching the airport, I called her to say that I have reached airport and will board my flight next. But she didn’t respond. Even my texts went unanswered. Nevertheless, I boarded my return flight and reached Pune late night. After a week, her father called up my dad and said that they expect me to earn a higher salary package after which we can think of this matrimonial alliance.My Genuine yet Unanswered Queries/Logical Concerns from this Meeting:If my salary package was a concern, then on what basis did the elder sister filtered me out and directly messaged me on Facebook Messenger ? It was clearly written on the matrimony profile itself, and, that too the true value, not any exaggerated value.If the girl did not want to take the biggest decision of her life, then why didn’t she explicitly mention it to me in the first place when we talked over the phone of Day 1 itself ? I wasted a month trying to make the conversation happen, when, in reality, the other person has chosen to outsource the most important decision of her life. (My good luck that it did not work out, else, I would have had to seek permission from the brother-in-law before making love with her and having our own kid & starting a family)If the girl’s parents have outsourced their duty to their elder son-in-law, then what prevented them to explicitly say it when they came over to my home and met me personally ?The brother-in-law is a project manager in TCS (An outsourcing giant), rather than a program manager in a product based IT company like Amazon or Microsoft i.e. he very well knew the business model and the irrelevance of skillsets in these companies (you get trained in one technology and get to work on projects in some altogether different technology/domain). Yet, on what sanity did he expect me to make a switch and start earning almost double the salary so that I can pamper the girl ?Calling me to Bangalore for a meeting when my flight tickets were almost one-third of my monthly salary, wasting my entire day (from 4 am to next day 1 am) and then demeaning me on my pay package is justified on what grounds, especially when the girl’s family is incapable of refunding me my precious time & money that they royally wasted.Prologue: The girl was serving her notice period with an offer letter of 6.5 lpa when we met face to face. At that time, I was still employed with a paycheque of 5.65 lpa. Ironically, before the girl completed her notice period and joined her new employer, I resigned from my current job without any alternate offers in hand, studied for a month, remained unemployed for overall 17 days, bagged 3 consecutive job offers from other companies, finally joined my current organization with a 50% overall raise at 8.75 lpa. In short, brother-in-law’s corporate arrogance was done and dusted. Later on the girl got another job in Deloitte, but with an overall CTC of 7.8 lpa (Not sure whether that is the actual figure or an overtly exaggerated one, considering the legendary bragging abilities of the brother-in-law).This was the case of the first girl I met. For the next one year or so, I physically met/talked over phone and knew about various other grounds and ways of rejection, such as:Girl not wanting to get engaged before marriage and keeping the relationship as open without any responsibility of the relationship, as calling off the engagement results in a huge embarrassment for the girl’s family. (A boy’s family is shameless though, so no embarrassment for them if the engagement is called off). Besides, no sane person goes ahead with engagement or marriage only to call it off later on random whims and fantasies.Absence of maid or girl’s inability to share household chores with an equally competent better half.My inability to wear certain apparel consistent with her sense of fashion (Yes !! Even boys do get judged on what they wear)Girls doing MH-370 Job (i.e. disappearing without a trace without having the basic courtesy of saying a plain and firm NO)Absence of onsite opportunities at my current organization (BTW, it is a product based organization, where there is no concept of an onsite and an offshore team to handle projects)Desire of the girl to live totally separate from parents & family (Not even during social gatherings).With these superficial attributes and unwarranted demands, I was literally pissed off and suggested my parents to stop bleeding money in these sham matrimony sites and delete my profile. Within 5 months of my profile being deleted, I got the proposal of my alliance with the niece of one of my father’s colleagues. I talked with the girl, we dated once, courted for over 9 months, got engaged, and just 2 months back, I am happily married to the love of my life.Aftermath: So, did all of these had any effects in my life ? Definitely Yes. Wounds heal but the scars remain. After getting friendzoned/rejected by N number of girls for M number of years in X number of ways for Y number of unwarranted reasons (where obviously all N, M, X and Y > 1), I had a hard time accepting the unadulterated love of my then fiance now wife. I had developed severe trust issues, and, it was only after my father’s untimely demise last October, when her presence in my vacuum life made me appreciate, accept & love her truly.Edit:To all those who appreciated - Thank you for your support and appreciations.To the one, who wishes to know about the alternatives to matrimonial sites - The biggest alternative to a matrimonial site is family, especially parents. In my case, initially, I had a communication gap with my father. We seldom used to talk much, and I poured all my happiness & tensions on my mother’s lap. But gradually we father-son started having open-ended conversations. By the time of my marriage getting finalized, we were more of best-friends. While I understood my father much better, the various constraints under which he raised us; he on the other hand understood that my attitude towards life is a product of his culture & thought process. So, before I met my then would-be wife for the first time, my father and me were on the same page regarding her. In fact, he was the one who suggested me to go ahead and initiate the conversation.Matrimony sites are not unethical/illegal. They simply mint money by taking advantage of the lack of transparency & open ended conversations in highly dysfunctional families of today i.e. parents expect something dramatic from their children, while the child has totally different aspirations and vice-versa. The sooner our society fixes the family culture, the faster this farce of matrimony sites will fade away.Kagome Suzzane Francis - Loved your curiosity, hence taking an honest attempt to answer all your questions one by one.Was I ready for the wedding while earning 5.65 lpa ? - Yes. I was ready. The reason being, there is no written minimum salary package mandated by the Indian Constitution that makes a guy eligible for marriage. For you, 5.65 lpa may be very less to start a married life, but for someone else like Akash Ambani, even 5.65 crores per annum might be very a meager amount. It depends upon perspective and differs from person to person. Regarding home-loans, car-loans and EMI, there is a life beyond that, which I will address later. The point being, where does it say that without a car and a house of your own, you cannot survive ? As a matter of fact, today I am earning 9 lpa while my wife earns 5.5 lpa, and still we are figuring out about our home-loan plans. While this is socially acceptable form of patriarchy (A man should earn more than his wife even though both together are unable to fund a house of their own), the reverse is not acceptable. This is where hypocrisy comes - Patriarchy is good as long as it comes with benefits but the same patriarchy is bad when a man starts dictating his own terms by virtue of the benefits he provides. The objective of feminism and woman empowerment is to accept that man and woman are irreplaceable backups of each other just like the way I share the partner relation with my wife. There might arise situations when I might have to go jobless for a certain time period, while my wife will be the bread-winner and vice-versa. As long as we are able to provide for each other’s basic necessities, we are good. Besides, it is a human tendency to disrespect what one has got without hard work. A person who gets the pleasures and security of a house and a car, without ever having to work hard, plan, prioritize finances and sacrifice some of the lower priority luxuries, he/she starts to demean and disrespect the comforts and luxuries that are hard-earned, and that spoils the relationship.About software industry being a volatile industry and my lack of domain awareness in 4.5 years of work experience - Let me give you a glimpse of my professional life, so that you can know the facts as they were and judge for yourself. During training I was trained in Microsoft .NET Technologies. In production also, I got to work on C# .NET coding. But there was a catch - The project was about implementing robotic process automation using C# code, which involved doing reverse-engineering of client web/mainframe/thick-client applications to automate it. Now, this work is conditionally ethical, as it violates the terms of usage of the applications/web-sites, unless the owner of the application/web-site gives his/her explicit written permission to reverse engineer it (You can verify it in Quora/Amazon/Flipkart where you will find use of web-bots and crawlers is against the terms of usage). So, why should any recruiter recruit someone who has worked on projects that lie in the grey-area of ethics and unethical behavior ? Besides, the crux of .NET technologies is exploiting its full fledged object oriented programming features to abstract and design real world problems into software systems. This work that I was doing involved writing a few elementary for and do-while loops and executing some if-else ladders. In addition, there was no implementation of any database technologies like SQL Server or Oracle DB. So, why should a recruiter recruit someone who has not even implemented a single design pattern in C# or written a stored procedure to fetch data using joins ? Despite knowing this, my current manager took a chance, gave me an opportunity and recruited me as I was readily available to join within a week. Besides, my first two projects were for telecom giants in US and UK. My third project was to extend robotic process automation capabilities to an automotive spare parts manufacturer, and my last project was to implement the same automation concept to one of the heavy machinery manufacturing company of US. So, considering this, what should be my domain exactly ?? Today I am working in a financial services company in digital payments segment. So at least, I can confidently say that I belong to card payments industry domain. Regarding sites like Udemy, Udacity, I did avail paid subscription of PluralSight, at the same time when I booked flight tickets to Bangalore worth 15k and got demeaned in the process. It was watching PluralSight courses like Game of Thrones series, and converting my personal laptop to a corporate level workstation, which helped me to rebuild the conceptual clarity and practical experience that was systematically eroded by the business model of an outsourcing company.Regarding unavailability of pension in IT jobs and a short time span to earn money - Yes, pension does not exist in IT jobs and neither there is a concept of fixed retirement age. But who says that one has to stick to IT sector only ? The middle-class people like N.R.Narayanamuthy who started this industry are the venture-captialists today. The idea of developing alternate career paths is always open. My senior manager has his own tours & travels company and he frequently conducts wildlife tours & safaris across the various national parks of India. He is a certified ornithologist and, now he is diversifying his core business from wildlife photography to trekking & adventure sports. My wife is good at managing events and I have developed a reputation in photography. So, we are planning to develop our alternate careers while we are having a stable IT job. The sooner the alternate career is developed, the better position we will be in to ditch the IT sector and do what we love doing. The idea of pensions belonged to our parents generations where they had a fixed retirement age. The sooner we realize that the concept of a secured life with pension cover does not exist today, and develop alternate skills, the better it is for all of us. In my humble opinion, nothing could be more sadistic experience than being a salaried middle class guy in India, who gets peanuts as salary from his capitalist employer, while 30% of whatever peanuts he earns, is taken by the socialist government to distribute freebies to the poor when the infrastructure development to lead a dignified life is the last item on government priority list.Regarding uncertainty in life - Yes, life is uncertain. After living for almost 21 years in rented quarters, my parents put their hard-earned money and built a decent house with amazing interior decoration & lighting. But just 11 months after the housewarming ceremony, when we were just settling into our own house, my father passed away, without even getting the opportunity of enjoying the fruits of his hard-earned money. So, what are the guarantees that after buying a new house or a new car, I would be alive to enjoy all of it ?? Today, when I look back, I feel happy about the way my father complemented his wife & kids with satisfaction, that we always stood by him, regardless of the hostile circumstances we faced together as a family due to his strong professional ethics. In short, in my opinion, life is NOT a profit-loss balance sheet of numbers, a man is NOT a money minting machine, a woman is NOT a robotic maid-servant, and a child is NOT a mark vending machine. Rather it is a collection of beautiful memories we create as a family. In my case, neither we mom & kids nagged my father to provide materialistic comforts beyond his capabilities, and nor he neglected any of his duties towards us. At least, he had empowered us kids to survive in this world with dignity, and, as a parent, it is my duty to pass-on that ability to my child.Regarding the girl deciding to meet me despite knowing my financial status to know whether I was appearing interviews and intent to switch - I was talking to the girl since one month, and was appearing interviews since the past 8 months before I talked to her the first time. I had already told her about the peculiar problem with my skill-sets and my interviews. In fact, as I have already mentioned about how I was a .NET developer on namesake only, there was a time when I had studied C++ from scratch and appeared interviews so that I could ditch the half-baked superficial knowledge in Microsoft .NET technologies and transform myself into a C++ developer working in Unix platform. So, in short, she very well knew everything I have written above - my situations and my attempts. So, if she felt I was an incompetent fellow who didn’t deserve to marry her and give her all the materialistic comforts she desired, then she could have easily said so and refused to meet face to face. But, calling me to Bangalore at the cost of wasting my precious time & money and then demeaning me on basis of my salary package/difficulty in switching, was uncalled for. It was simply derogatory to say at the least.Hope I have answered all your questions and satisfied your curiosity to the best of my abilities.

An ITI generally can be posted at either of the two types of seats which are transferable on cyclic basis. Work related to assessment of tax or non-assessment of tax. When on an assessment seat, he/she is supposed to see the work related to assessment of income tax to be imposed on an individual, partnership firm, company etc; and refund of it in case someone has deposited in excess. He/She also has to see the work related to Tax deduction at source (TDS) besides being accompanying a raid team. An ITI on non-assessment seat generally has to do do clerical work though he/she too could be asked to accompany a raid team.If u r posted in company and business range, u assist ur ito/ac/dc in assessment work if u r posted in investigation,ur job is of paramount importance as u have to go for rekkii work... on ur report, search is conducted.ITI salaryITI inhand salary after 107% DA and all deductions in X,Y,Z city is Rs 40001,36631,34917Increased 10000 after 7th pay commission.PromotionOnce u join ITI, you have to clear Departmental Exam for becoming ITO(Income Tax Officer). once you clear exams, you become eligible to be considered for ITO.Time taken to get promoted to ITO differs from state to state... In states like Kerla, ITIs have become ito within 4 years.In other states,it may take 5 to 7 years But generally it takes 6-8 years to become an ITO from ITI.After becoming ITO, it is a long wait of around 10-12 years to become ACIT(Assisstant Commisioner of Income Tax) and then around 4 years to DC(Deputy Commissioner) then 4 years to JC(Joint Commissioner) and around 5 years to Addl. CIT(Additional Commissioner of Income Tax).A direct recruit Inspector generally ends his successful career as JC/Addl.CIT.TransferThere are two type of transfers available in the dept.1. Annual General Transfer2. Inter Charge TransferTransfer is possible but it's not too certain or easy thing to happen. There are number of points which must be in ur favour simultaneously like1.There must be vacancies in the zone you want to get transferred into.2.You must have a valid grounds for applying for ICT cited in CBDT circular or else 3 years of service.3.Administration of both the zones must be cooperative nd liberal. Etc.Quarter facility:if the quarters are available, u will get it easily... may be within a week of joining... but if there is a long queue, u may have to wait for 1 to 2 years, subject to the availabilityOffice timingsOffice timings are 9:00 AM to 5:30 PM. It may differ slightly zone to zone. Generally don't have to work beyond the office hours but while on raids u have to work without thinking of time but once the action is finished and you are late enough you are given a holiday on the next day.In March in Assessment section you may have to work beyond the hours but it's beneficial for ur learningsextra allowanceextra allowance for ITIs: 30 liters of petrol per month, BSNL sim with free calling on all BSNL/MTNL Landline and Mobiles all over India, 1 GB of free 3G data...Departmental Promotion Examswithout clearing the ITO departmental exam, one can't be promoted as ITO and will have to remain as Inspector for the whole time. But for a Direct Inspector, clearing the departmental exam is never an issue. They are just like university exams. Not too tough to go through it all yet you need to put ur attempts nd give time to study.Duties performed by ITI1.Enquiry I. Out-door Duties.Work(A) External Survey (Regular Job)i) House to House survey (to be repeated after 5 years)ii) Shop to shop survey or (to be repeated bazaar survey after 3 years)iii) Rural survey (to be repeated after 7 years)iv) Sample special or selective survey like construction of new building in the new housing colony.v) Collection of information from various sources like Banks, Customs and Excise Department, Sales Tax Department, Railway stations, Registers officers etc.(B) External Survey (Intermittent Job)i) Special or selective survey regarding ostentatious marriages or other special functions at which large sums of money are spent.ii) Special survey under section 133A of the IT Act, 1961.iii) Presence at proceedings before courts, Tax Recovery Officers official/ court receivers etc.(C) General Enquiries regardingi) Old assessees.ii) Anonymous complaintsiii) Complaints of tax evasion.iv) Intimations received from other Govt. Depttsv) Collusive transactions.vi) Enquires emanating from examination of accounts or in the course of routine check of information.vii) Collection of data to assess the market value of properties for Wealth-tax, Estate duty, Gift-tax and for computation of capital gains.viii) Issue of ITCC, ITVC exemption certificates and certificates u/s 230a in new cases.ix) Assets owned by the assessees in connection with recovery of taxes.(D) Services of summons/ notices in difficult cases(E) Assistance in search and seizure cases.II. Internal Surveyi) Collections and verification of information received in the Department from various sources in terms of the provisions of section 194A, 206A, 285, 235A, 286 details furnished in the annexure to the return of income regarding payment of rent, interest, commission royalty etc.ii) Verification of Intimation slips after calling for the account books of the tax payer in office and survey extracts.2. Assistance in i) Checking of claims for Depreciation allowanceAssessment Work and development rebates in Company and Central Circle cases.ii) Drawing up draft computation in SPT and companies (Profits) Sur-tax.iii) Collecting and compilation of evidence for processing of prosecution cases.iv) Collection and compilation of data to be furnished to the valuers in cases proposed to be referred to valuation cell.v) Assistance to ITOs Central Circles in examination of accounts.3. Assistance in i) Execution of distress warrants.Recovery of Taxes ii) Carry forward, to the registers of the new financial year, and reconciliation of the arrear demand after balancing has been completed by the UDC/Head Clerk concerned.4. Inspectors postedIn IACs Offices (A) Judicial Worki) Scrutiny of Appellate orders and reports there on received from the Income-tax Officers for filing further appeals/references.ii) Processing of concealment Penalty cases, falling in the Jurisdiction of the IACs.iii) Processing of various references from ITOs seeking IACs instructions on judicial matters.iv) Processing of prosecution cases.v) Processing of proposals for re-opening cases under section 143(2) (a) of the I.T. Act.(B) Acquisition Worki) Assistance to IAC acquisition in processing of cases involving transfer of property to check up the applicability of the provisions of section 269(c) of the I.T. Act.ii) Collection of data regarding fair market value of property transferred as on the date of transfer.5. Inspectors postedin CITs Offices. SIB WORKi) Enquiries on tax evasion petitions.ii) Collate of information received in the special investigation branch in the CITs office regarding issue of Import License, Sale of imported cars by STC, Plan expenditure, payments to contractors etc.Disadvantate of ITI:When an ITI is posted in Investigation, he has to go for field work extensively.. he also has to go to outside his city and state to collect information... his job is similar to that of an IB Agent... He can't revel his identity, yet he has to collect information... If he gets caught by the assessee during the process, u can imagine what will happen to him... so its dangerous in nature... on his report, the search is planned(In general term, Search process is known as RAID).. Also, you have to work long hours... so family life suffers.... Haan, there is one positive here.. There is no crunch of funds.... how much amount you needed, it will be given to you for rekkii process..... If you are posted in Central Cirlce, work load is enormous.... also, there is always a shortage of Staff, so you will be posted not under 1 but two or sometimes three officers.... matlab, you will do work of 2 or 3 Inspectors and get paid for 1 Inspector.... When you are posted in other sections, you will be nominated for accompanying a SEARCH party... for that you will have to report at 6 AM in the morning to your office... Once there, there is no time for coming back.... You may have to spend next 24 to 48 hours at a place where you may not have even basic facility....... So here also, family life suffers......A personal Experience shared by ITIITI is a good post but do not join it with a mindset that you will be earning a fortune with under the table method. Everything is going online and the transperancy is increasing and getting assessee friendly by the good effort of the government. The theory that an ITI will be promted to ITO in 4-5 years also depends on the particular state where you are posted. In states like west bengal which lost posts siginificantly in the latest cadre restructuring now iti may get prompted to ito only in a minimum time frame of ten years. Even the 2005 batch inspectors are yet to be promoted in w.b. Other than that ITI really gets some respect outside as income tax has a large area of influence among the masses. They get petrol without having to do any field duty in most cases. They assist the ITO or higher authorities in assessment and have direct contact with lawyers , advocates and assessees in most cases and thus has his contacts in outside neighbourhood. Not being a singning authority the reponsibilities of iti are relatively much less than an ITO and such he can give quality time to his family. If he uses his time wisely then he can also get enough time for studies. In this case the posting matters...if he is posted in TRO the workload is minimal.....if in administration like O/o CCIT,CIT, Range then the workload may vary, if in assessment then the workload may a little more. If posted in investigation wing there are field duties.Compared to excise inspector one of the greatest point that makes iti lucrative is chances of promotion. You will find many Assistant commissioners,deputy commissioners, and joint commissioners in the department who joined the department as iti. You may also find a few Addl.CIT. But an iti rarely reaches the post of CIT. In case of excise inspector the sour point is promotion. There are many supretendents who joined as inspector and got prompted after about 15 to 16 years and are about to retire but are yet to get another promotion.Here it is to be noted that implementation of GST may bring about a significant change in the functioning of excise department.The second point is that a person who wants a feel of power in the society but wants to abstain himself from joining direct powerful post like CBI,police,etc. can join ITI. Income tax has wide base in the society and the people are some what afraid of it department. A simple notice from the income tax department will send a chill through the spine of the layman. The reluctance of a person to pay tax and the general effort of the people to hide his income income is responsible for it. But this authority also depends on how you carry yourself.On an average the salary you will get after joining iti is good. The additional benefit is petrol you get. The seventh pay will of course enhace the salary though not in such a drastic amount as is being demanded.