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The Purpose of cutting down INterest rates is to reduce the burden of the EMIs on the Common Man.However Moron Inc have decided to reduce the interest rates and modify the tenure of the loan instead ensuring that there is zero change in the EMI burden.So your tenure would have increased from 20 Yrs to maybe 15 years or so.If your Home Loan is regular (Regular as in you paid EMIs regularly even during Covid 19 period) - then you can request for a change in EMI amount.

OMG. Would you put a 90 year old person through surgery, cutting off bones and expecting them to recover? An 18 year old cat’s body is struggling to stay alive. It’s immune system is weak and it no longer heals quickly or well. It’s balance is already poor, and now you are going to cut off the part of the foot that it walks on?An 18 year old that is declawed may live long enough for a final year or two of pain, with paws that never fully heal, and are prone to infections. Pain medication and other drugs will stress its kidney and liver. It is very possible the shock of the surgery, or the period immediately following, will kill it; it will certainly weaken it.No. An 18 year old cat should not be tortured like that.Below is some inspiration to help you steel yourself to say no. The last link is a story about what can happen if the surgery does not go well. As per a request in comments, I am inserting some blank space first so it does not automatically show up in people’s feed. Scroll down if you want heavy ammo for discussions with pro-declawing folks..............Sammy, Cat Dumped After Botched Declawing, Gets Help - Life With Cats

Jack Ryan, thanks for the A2A.A problem is just what are “US requests” - ignoring for the moment that the USA “demands”, “not “requests”.Trump and his trade advisor, the maniac Peter Navarro, and his war advisor, the warmonger John Bolton, are trying to attack China on two fronts, namely trade and military containment.Australia recently had the pleasure of a visit from the rotund and pompous Pompeo lecturing us about how we should balance our major trading partner for the next 500 years or so, with the sabre rattling of the USA’s military-industrial complex. I suspect “Fuck off, you fat oaf” was muttered by a lot of Australian politicians. Australians tend to be a bit blunt.Trump will be around for the next couple or years or so, with his demands changing depending on what Navarro and Bolton whisper in his ears, apart from his own geriatric wavering.Roughly, whatever Trump demands, China ought to resist, as its best choice.I have argued elsewhere that China and the USA might agree to disagree, with each setting their respective currencies as reserve currencies, and each managing (not “manipulating”) their currency for their own purposes. This would enable the USA to face the loss of its hegemony, and to concentrate on using its massive wealth and resources to “Make America Great Again” - with less of its grating on the rest of the world.Funnily enough, I can see a long period of withdrawal and isolationism by the USA might mirror China’s emergence from its own long withdrawal and isolationism.Focus on developing a democracy that really works, and really reflects the interests of the majority of its citizens. Focus on an education system that develops the potential of all. Focus on providing health services to all, without bankrupting many. Focus on refreshing its decaying infrastructure and housing. Close down its 600 or so overseas bases, and get its military-industrial complex under control.China might then respond to the USA’s polite requests, for example by advising on OBOR initiatives that might get the Red and Blue states working together. Not just for 5 or ten years, but for decades.