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PDF Editor FAQ

How do I change the name in the electricity bill in Bangalore?

It’s quite a simple process and I will explain it with regards to my experience with HSR Layout BESCOM office.There are few myths related to the transfer process such as - you might need an agent to do it for you, you might have to visit the office multiple times, you might have to pay bribe, etc.Let me tell you that the above mentioned myths are not at all true. Steps are as follows:Register on bescom site and check for any pending dues or unpaid bills. Pay the bill and take a print-out of the paid receipt [1] .Pay the property tax for the current year (or any other pending dues) on the BBMP online Property Tax System[2] . In case property tax is already paid, you can download the receipt from here[3].Take a photo copy of your Sale Deed.Take photo copy of the government ID proof and carry the original as well to the BESCOM office.Get the photocopy of the sale deed, property tax receipt and ID proof notarized. I visited Koramangala BDA complex and I was charged 7 Rs per page for notary.Take the print out of the NOC page (page 8, Form IV) of the BESCOM Name change form [4] and take signature of the previous owner.Visit BESCOM office and ask for Name change form. Though, name change form, Indemnity Bond and Power supply agreement are available online, they insist on filling the form available at their office.Visit the counter for ‘Document Check’. Document list - 1. Name change form, 2. Notarized Sale Deed, 3. Notarized Property Tax receipt, 4. Notarized ID proofs and 5. Duly filled NOC form. Here, the officer will check if the above documents are present and notarized.Visit the counter for ‘Document Verification’. Here, the officer will check if the Name Change form and NOC form are filled correctly.Visit the counter for ‘No dues’. Here, the officer will check if all the bills/dues are cleared. If not, you would be asked to visit the cash counter and pay the same. NOTE - Cash counter dont accept debit card, upi, etc. based payment. Hence carry some cash.Visit the final counter for ‘Name Change Registration’. Here, the officer will scan the above documents, upload them on the online portal and generate the payment invoice. Visit the cash counter again to make the payment and get the receipt back to ‘Name Change Registration’ counter.After payment, the officer will ask you to fill Indemnity Bond and Power Supply Agreement. Note - Both these forms requires a witness to sign. (You can request somebody in the office to sign).After this, the officer will give you a cardboard file. All the above forms, documents and receipts need to filed in this. Submit this file back to the officer.After submitting the file, the officer will give you an acknowledgement receipt.The new name would reflect on the electricity bill immediately in the next bill cycle.Please Note:If the property is registered on multiple people in the sale deed. Then all those people need to be present in the BESCOM office and their names should be written on all the BESCOM forms. In case they are not available or you want the electricity bill to have just one name then you would need to carry an authorization letter from the co-owners.Nobody asked for any bribe and all the BESCOM officers involved were very warm, helpful and welcoming.Total charges - Rs 618 + Notary charges.Total time - 1 hr.I request you to spread this procedure amongst your friends or family circles.Plus, I have written a similar answer for bribe-free Khata transfer. Please have a look here - Saurabh Patil's answer to What is the procedure of Khata transfer for a resale property in Bangalore?Thanks.Footnotes[1] Consumer Portal - BESCOM[2] BBMP Property Tax System[3] BBMP Property Tax System[4] http://bescom.org/wp-content/uploads/2012/11/Change_of_Name_Bescom.pdf

If someone’s LIC bond is lost, how do I get the money back at the time of maturity?

You can get it issued again,please visit concerned LIC office or agent , they will guide you. It's not a big issue to get a new bond. U have to fill a indemnity on a stamp paper on a specific format given by LIC . Please follow the given link.http://lichelpline.com/duplicate-bond.html

I've just lost my job. How do I deal with my emotions, and what advice would you give going forward?

OK I’ve been here so I know what it’s like. It’s going to be hard. Some researchers have likened losing a job second only to losing a loved one as far as emotional trauma is concerned and I agree. It’s going to be hard. First, I will offer a bit of wisdom from Colin Powell: “Don’t attach your ego so closely to your position such that if your position falls, your ego falls with it.”No matter what you think, you are not your job. To be sure, the next days and weeks will be hard. You will have to go through the stages of grief such as disbelief, denial, anger, bargaining and acceptance. You may even want to wallow in self-pity for awhile - but that period had better be goddamn short. Forget about the past, forget about the mistakes of the past - no one ever got successful thinking about the past or what could have happened, what should have happened and what might have happened. Forget about feelings of revenge and getting back at someone. Now is the time to focus on moving forward. You need to get on that right away.When you lost the job no doubt they gave you info about your insurance, such as COBRA, your severance and how to collect unemployment if you are eligible. Fill out all that paperwork as soon as possible. If you truly feel you have been let go wrongfully or illegally, then consult with your employment office for advice about how to proceed. If you decide to get a lawyer, it’s going to cost and many companies attach indemnity to severance so be careful. Unless you are certain of winning a case, it’s better to move forward and not look back. And get moving right now.If you haven’t, get that resume updated and checked. It’s worth using your resources to help make sure it’s good, it’s right and there are no errors. Find a recruiter who specializes in what you do and get to work finding a new position at once. Forget about “vacationing” on the severance or the unemployment compensation - start looking for a new position right now, today. In the meantime, put your free time to good use improving yourself. Do NOT sit around in your robe til noon time doing nothing. Get online and find those jobs. Start working your contacts and if you haven’t, join LinkedIn. Nothing beats who you know for getting a new job so get those contacts working for you.You never know where the next job will come from so get to work. And whatever you do, do NOT badmouth your past company or the people there - you will get a horrible rep that will follow you. Swallow your anger and your pride and just nod and say they were fine people but it was time for you to leave. It’s going to be hard, I won’t kid you but you have been given an enormous gift along with this enormous burden - the gift of time. When you are working you don’t realize the beauty of the world that you are missing when you are wrapped up in the work. Now you will have a hopefully short window to enjoy that world, and there is beauty and tranquility out there if you can step back and appreciate it. You didn’t die - it’s a disaster, not a catastrophe. Let yourself feel sad and feel pain for a day or two - but then get back to work. Your new job is finding a job. Get to it.

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