Vermont State Tax Forms: Fill & Download for Free

Lots of great opinions here, and the lack of understanding of health insurance in the U S is very evident.I suspect if it ever happened, it would look like MedicAID for all, including MedicAID’s asset forfeiture provisions, because of the extreme costs involved. Medicare does not cover more than 80% and does not cover outpatient drugs, dental or vision. MedicAID does. MedicAID is also a state run program. Central Federal control is too remote to manage claims and costs, doctors and medical fraud, appeals or other service issues.The costs would be staggering, and it would quickly collapse.Sane people would want the Congress, staffers and government workers on it first, to work all the bugs out of the system, before 300 million are put on it.You should know that Vermont and California tried to get single payer in place, and it did not go forward due to the economic impact of doing so.VT calculated they would need to take an additional 11% from people’s income to fund it’s program, which is far more than what they pay in current private insurer premiums.CA calculated it would need to double the state budget to fund it’s program, which would at least double state taxes.In both VT and CA, current private insurance was less costly. Also, taking that much out of each state’s economy would result in a state’s economic collapse.For reference - Germany, a nation the size of a U S state, has a system, and 15% of a person’s earnings are used to fund it’s health care. To make sure that it is paid, the employer adds that cost to the wages, and pays it in. Recently the 15% was increased, and now the employee sees a deduction as well.other details not often discussed:a HUGE detail. currently states and the federal government tax health care services, medical devices, drugs, drug makers, insurers, insurance policies, medical providers, and medical care supply suppliers. ACA expanded those taxes. How would those taxes be replaced in the U S economy in a universal health plan?Since 2012, all health insurance has had to comply to ACA standards - premiums = claims cost plus 15% for administration in group plans, claims cost + 20% for administration for individual plans.No matter if it is single payer of insurer pay or government pay, there is still a need for administration costs, and that would cause an expansion int the administration costs, more employees and more costs for the insurer, even the government. The fallacy, or detail that the single payer advocates often forget is that claims still have to be processed and paid, no matter who does the insuring.As taxes go up, as mandated benefits go up, as the cost of insurance for workers goes up, the costs of managing universal coverage and processing claims goes up.Medicare, while insuring only 1/7 of the country, denies more claims than all private insurers, so these people can be held liable for the costs, even with govt insurance.Here is a bit of trivia that Medicare for all advocates missed -per the HHS budget, medicare coverage costs 1,000 per person per month, and that does not include the costs of HHS employees, their benefits, or the operational costs of the insurance. those costs are paid in the OPM and GSA budget, “off the books” so to speak. source is the HHS annual budgetMedicare has an unlimited amount that can be owed out of pocket, and does not cover outpatient drugs at all. source is Medicare.gov

It could be multiple states that are liberal leaning, but also more rural and affordable. I will detail this list for you, and you can decide what works best based on climate, livability and other factors. Without further ado, let me start my listVermont- Certainly a state that fits two of the categories. Vermont is very liberal leaning and is even considered a safe Blue state. It is also very rural, with 61.1 % of the state being rural, which makes it one of the most rural states. The population here is less than 1 million people, in fact only 624,000 people call themselves residents of Vermont, making it the second least populated state after Wyoming. However, it is a fairly expensive state to live in, ranking at 14% higher than the national average. It is so liberal leaning, that is almost as much as nearby MA, one of the most blue states in the nation where Trump did not win one county. In VT, Trump only won one county. However, Vermont has some of the nations premier mountains and natural beauty. It also has very snowy winters, having average snowfall of 72 inches per year in Burlington, about double that of New York City.Some areas, probably rural areas but around areas like St. Albans and Rutland will be pretty affordable. You can enjoy a nice quiet life here.Sheldon is a rural area in Northern Vermont near St Albans. The cost of living seems to be lower than the national average by 5%. However, the state is not very affordable, considering its high property and income tax rates.Michigan: While Trump (narrowly) won the state in 2016, it seems like it definitely at minimum, leans left. The state elected a democrat governor, Gretchen Whitmer, and has two democrat senators in the US Senate. While there are major cities, such as Detroit, Flint, Grand Rapids, and Lansing, and famous college towns such as Ann Arbor, there are plenty of rural areas in the northern part of the state along the lake. It also has a flat tax rate of 4.25% on any income, which means it has (relatively) conservative stances on taxation, making it affordable. It also has a cost of living 10% lower than the national average. This example shows Arcadia, a rural town on Lake Michigan. Northern Michigan also has 141 inches of snowfall annually, and has some beautiful lakes.Virginia: While this state is not as liberal as Vermont, it definitely has been leaning liberal as of late, even more so than Michigan. After Barack Obama won this state in 2008 and 2012, HRC won the state by a 5–6% margin in 2016, which solidifies Virginia as a liberal leaning state. The Democrat voting patterns are due to the influx of government workers and left leaning people from the Northeast moving into Northern Virginia and Richmond suburbs. However, this state has far less snow than the others. Its cost of living is only 1.8% above the national average, and it has many rural areas which have beautiful mountains and farms. Some areas that are liberal, rural and affordable could include the surrounding areas near Roanoke (SW Virginia), Harrisonburg and Staunton (NW Virginia) or areas near Danville (S/SE Virginia) or Emporia (SE Virginia). Perhaps the perfect fit would be Montgomery County, VA, which leans liberal and is nearby to Roanoke, is rural, and has a cost of living 7% lower than the national average (p.s. Montgomery is that light blue large spot in SW Virginia). The state is also significantly warmer than the others, and its top rate of 5.75% for an income tax is around the national average.Minnesota: For a long time, Minnesota has been a liberal leaning state, being the only state that did not vote for Reagan in 1984. This has continued, and the last time the state voted for a Republican candidate was in 1972. It is also rural, with about 39% of the state being rural. The state also has a cost of living 1.5% above the national average, about the same as that of Virginia. Minnesota, however, has cold weather and fairly high income taxes ranging from 5.35%-9.85%, even higher than those of many high tax and unaffordable states such as New York. Minnesota has beautiful lakes and forests.Colorado: Since at least 2004, Colorado has been a very liberal leaning state, being one of the first states legalizing recreational weed. It is one of the colder states, being at high elevations on the beautiful Rocky Mountains. Its cost of living is 4.8% above the national average, making it the second most expensive on the list (after Vermont). Its Rocky Mountains and ski resorts are breath taking. Colorado also has a flat income tax rate at 4.63%.