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What should I do if I want to start investing or marketing?

I shall take up the question related to investing. I have personally found the investment in Equity Mutual Funds as most rewarding.There are a number of good options for this. But you need to first do KYCWhat is KYC?KYC is an acronym for "Know Your Customer". SEBI has prescribed certain requirements relating to KYC norms for Financial Institutions including Mutual Funds to 'know' their clients.This entails In-Person Verification (IPV), verification of identity and address, financial status, occupation and such other personal information.What should the investor do?Investors can submit the common KYC Application Form along with all necessary documents as prescribed with any SEBI registered intermediaries including mutual funds like Birla Sun Life Asset Management Company Limited. KRA shall send a letter to the investor within 10 working days confirming the details thereof.Apart from KYC, it is mandatory for intermediaries including mutual funds to carry out In-Person Verification (IPV) of all its new investors.TO SUMMARIZE:Step 1 Download and Fill-up the revised KYC form (effective January 01, 2012). Please Click here for (New) KYC FormStep 2 Attach the following documents:For Individuals and Non-Individuals:Documents evidencing Proof of Identity and Proof of Address (as mentioned in the revised KYC Application Form)Step 3 In-Person Verification (IPV):Complete IPV from any of the following:Any SEBI registered intermediary (including Birla Sun Life Asset Management Company Limited)Scheduled Commercial Banks (in case of any applications received directly)Step 4 Submit the KYC form along with necessary documents at the nearest Investor Services centre or any other intermediaries of KRA's as mandated by SEBI. Upon receipt and verification of the above documents, a KYC acknowledgement will be issued to each applicant.Once your KYC is through choose good schemes.How to Choose a Mutual FundKeep the following things in mindPedigree of the fund house. There are good names like - Birla, DSP Black Rock, Franklin Templeton, Kotak, L & T, Reliance, Tata, Principal, MiraeGenerally avoid sector specific funds like Infrastructure, Banking, Power, Transport, Pharma; any fund having a specific name attached to it.Its Crisil Rating and Rank. Choose a rating of 5 or 4 star or Rank 1 or 2The AUM – Assets under Management should be minimum Rs. 500 crore and maximum Rs. 10000 crore. More become unwieldy.Chose Large Cap, Medium and Small Cap, Diversified Equity or Balanced.

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Drama, ik kocht het omdat ik dacht dat je ook de data van WhatsApp kon overzetten. Later blijkt dat een uitbreiding te zijn van 40 euro. Als je dan vraagt om een refund omdat je binnen de 15 dagen bent zeggen ze heel simpel dat je alleen je geld terug krijgt als het product niet werkt. Dus kortom weggegooid geld.. Disaster, I bought it because I thought you could also transfer the data from WhatsApp. Later it appears that an additional extension of 40 euros. If you ask for a refund because you are within 15 days they say very simply that you only get your money back if the product does not work. So in short, money thrown away .. don't buy!

Justin Miller