Instructions For Giving Stock And Mutual Funds To: Fill & Download for Free

Though I normally don’t mention about my full portfolio, there have been instances where I have given most of the information on stocks, along with the buy prices at various levels.Also, I invest along with my family, only for reasons that we tend to buy a large quantity, instead of a single person buying few hundred or a couple of thousand shares. This helps in tracking, less effort on analysis and many other aspects.But more or less, I manage all new buys and sells. Though we buy same shares on same days, I do through Kotak Securities whereas my father uses his old time broker only.I categorize portfolio into four types:Stable Portfolio stocks - mostly large caps as well as stocks which have been in our portfolio since a very long time. My parents have some stocks from IPO time, HDFC, HDFC Bank, Kotak, Ashok Leyland, Bata, Reliance etc. I have been given clear instructions that, I can never sell them, as they will remain in portfolio for their grand children.Investment grade stocks - stocks for which I have done analysis, identified and accumulated good quantities over the last 5–7 years or so - TVS Motors, CCL Products, Suven Life Sciences, Sarda Energy, Rain Industries, Escorts, Meghmani organics, Allsec Technologies, Bombay Burmah, Bajaj Finance, Balakrishna Industries, Bajaj Finserv, Yes Bank, L&T Financial Holdings, Dewan Housing, Prakash Industries, Orient Paper, Sunflag Iron, Kuantum paper, IFB Agro, Vedanta, Aurobindo Pharma, Alu Flouride, Triveni Engineering, Himadri Chemicals, Gabriel India, Bodal Chemicals etc.Momentum based stocks - these are mostly momentum based stocks which we buy and sell off in short term - In recent times, I have bought and sold off Graphite India, Phillips Carbon, Goa Carbon, HEG, Malu paper, Nandan Denim, Lloyd Electrical. Last year, I traded heavily in sugar and paper stocks (I have written answers on the same, where I bought 6 sugar stocks and 6 paper stocks in a day). If I come to know of any news, where the whole sector will do better, I buy more than 3 or 4 stocks from the same sector, hold for a week or 2 weeks and then decide what to do with them. Aries Agro, Pricol, Symphony, Globus Spirits, United Breweries etc are recent trades.Turnaround/penny stocks - Genus Paper, South Indian Bank, GVK, Mirc Electronics, Marksans Pharma, SMS Pharma, Morepen, Pioneer Embroideries, Jagson Pharma, Dion Global and some more stocks, which I expect will turn around in another two years. I cannot give the stocks here, as people might start thinking that they will give good returns in the near term and buy, which might result in losses for them. I just buy them in a big lot and don’t check them even on a quarterly basis - This is the money I am ready to lose.We have close to 80 stocks which are in stable stocks + Investment grade stocks. Close to 45 stocks are in momentum + penny stocks category.I don’t know if the above information makes any difference, but please don’t go and buy these stocks. The prices which we have got these stocks are so low, that even if the Nifty were to correct by 5,000 points and come to even 5,000 levels, we would still be in profit on the overall portfolio level.Also, please don’t buy the penny/turnaround stories that I have mentioned. Most of them are not expected to give any good returns before 2019. So, please do your own analysis, identify good quality stocks and do the necessary investments, as per your financial capabilities, time horizon and expected returns.Investing in Mutual Funds is important. I have 22 mutual fund schemes which are diversified and from all categories. U can read that answer here: Gopal Kavalireddi's answer to Is it bad to invest in around 10 different mutual funds?If you open the above answer and check, you will find this info, as on Sep 08:To give you a comparison, this is today’s update on the portfolio Nov 02:I sold some liquid funds, to do short term trades. Hence the investments have decreased. But if you see the overall gain on the portfolio has increased by Rs. 2 lakhs in 2 months.Most people might have read my answers of 2017. U can also read these answers which I had written long back in 2016:Gopal Kavalireddi's answer to Which stock from your portfolio has given you the highest return on your investment?Gopal Kavalireddi's answer to Which stocks should I hold for more than 5 years?Gopal Kavalireddi's answer to What are the good stocks or multibagger stocks for 2017?Gopal Kavalireddi's answer to What is your success story in the Indian stock market?Gopal Kavalireddi's answer to How can one earn 500 rupees every day in the stock market?Gopal Kavalireddi's answer to How much money do I invest in the stock market to earn 5000 rupees a month?Gopal Kavalireddi's answer to Which 10 stocks are worth considering and can give 500% yield in 5 years?Edit: Prateek asked me how I manage all this financial planning.

There are many things to know before investing in mutual funds!Mutual funds companies should try to educate the investors to invest in mutual funds through regular awareness programs. Mutual funds agencies should spread the information about all the aspects of investing in mutual funds.Make investors aware about the benefits of investing mutual fund with their investment objective, retail participation in mutual funds is very low, it is therefore ,required to increase the reach by offering solutions to the investors based on their needs.Pic source google:Are you thinking about investing in a mutual fund, but aren’t sure how to go about it or which fund is the most appropriate based on your needs? You’re not alone . However , what you may not know is that selecting a mutual fund is much easier than you think.Things you should keep in mind before investing in a Mutual Fund.Check How the Fund has been Performing : Analyze annual returns offered by the fund over a period of 5 years at least to get an idea of the funds performanceThe Exit Load: Amount that the fund charges if the units are redeemed within a certain duration specified by the fund (usually is one year from the date of purchase)The Investment Objective : A younger person would be suitable for a high risk fund with a longer duration whereas an older person would be suitable for funds with low risk and shorter duration .The Risk Profile of the Fund: Debt funds carry less risk and offer low returns ; funds that invest in equities carry high risk but tend to offer high returns.Pic source google:Modes of Investing in Mutual Funds:Lump Sum Investment : For when you have a large amount of money ready to invest, be it a bonus, inheritance, savings or benefit form other investments.Systematic Investment Plan (SIP): A plan that allows you to invest fixed small amounts regularly , every month or quarter.Systematic Transfer Plan (STP): A plan that allows you to give a mandate to the fund to periodically and systematically transfer a certain amount from one scheme to another .ELSS - Investment + Tax Saving: A type of diversified equity mutual fund that invests across sectors, has a lock in period of just 3 years and offers EEE Tax benefits u/s 80c of the Income Tax Act.Pic source google:There are many reasons why investors prefer mutual funds:Buying securities directly from the market requires spending time to find out the performance of the company, understanding the future business prospects of the company , finding out the track record of the promoters and the dividend, bonus issue history of the company etc.,Many investors find it cumbersome and time consuming to deliberate over so much of information , get access to so much of details before investingMutual fund schemes takes the responsibility of investing in stocks and shares after due analysis and research. The investor need not bother with researching hundreds of stocksMutual funds offer diversification , an investor’s money is invested by the mutual fund in a variety of shares, bonds and other securities thus diversifying the investors portfolio across different companies and sectors . This diversification helps in reducing the overall risk of the portfolio .Objectives :To analyze the investors awareness and perception regarding investment in mutual funds.Amount of investment made out of the total saved salaryFactors affecting the investment decisionHow much risk can investors takePic source google:1)Equity Funds:Offers high returns at high risk,is beneficial in the long termInvests in the stock marketExposes to market volatilityBest instrument for > 5 year time horizon.2)Debt Funds:Offers stable income at low riskInvest in bonds, debentures , government securities and money market instrumentsAims at preserving wealthBest Instrument for <2–3 years time horizon3)Balanced Funds:Offers balanced returns at low riskInvests in equity and debt fundsBest Instrument for 2–5 year time horizonPic source google:Expertise of Fund ManagerMonitoring done by Fund ManagerEntry and exit of stocks managedEffort in selecting MF and monitoring in periodsConvenientMF statement available with fund house or distributorNote: If you want to invest in Mutual funds take professional help! Read instructions before investing carefully.If you want to invest directly in Mutual funds directly , then its better to go with Zerodha Coin, where no need to pay commission to the broker!!And we can use for both Equity Investments and Mutual funds investment, where No brokerage for Investments or DeliveryOpen an online trading and demat account with Zerodha and enjoy the lowest brokerageHappy Investing in Mutual Funds!!

If you give written instructions to ICICI Direct, then the transfer cannot be denied as long as you have no outstanding dues with the brokerage. You can transfer via DIS, and bear off market transaction costs or transfer via a closure and transfer letter. The latter is ideally cheaper, but note that, as the name suggests, this would close your current account and transfer the holdings to the desired target account.