Wells Form Direct Deposit: Fill & Download for Free

Sorry for going anonymous on thus one - it's one of those “to protect the guilty” situations.At the company I used to work for, on and off for six years, the boss was really big on direct deposit. He pushed everyone onto direct deposit with lots of great reasons.“If I'm traveling when payroll comes out, there won't be anyone around to sign checks. You'll have to wait until I get back to get paid.” “Direct deposit hits your bank account at midnight on the morning of pay day, so you'll get your money faster than if I sign the check that afternoon.” He had a great sales pitch to make sure everyone was set up on direct deposit.I was on direct deposit for years, but at some point I changed banks and just never got around to submitting the info for my new account.But here's the thing. Direct deposit can work both ways.An employee had stolen from the company, so the boss had the HR manager pull the last two checks out of the guy's account - a month's worth of pay. I thought that was a bit harsh, but hey, that employee was a crook and got what he deserved.Then one of the girls in data entry had a family emergency. She had to quit her job with no notice and move back East to take care of her mom. “Well, she didn't give proper notice…”, so he ordered HR to pull out her last check.I thought that was a pretty crappy move - and so did the HR manager - so she refused to do it. The boss fired her and, you guessed it, pulled a month's worth of pay back out of her account.Needless to say, there was no way in hell I was going on direct deposit after that. I was running a business on the side, and had plans of my own to leave the company eventually.Every now and then the boss would stop by my office “hey, I noticed you hadn't gotten back on direct deposit yet… …you know the money hits your account a lot earlier… “I made up excuses, changed the subject, avoided eye contact… …he was on to me.I had been up front with my employer, that I was running a small business in my free time. They said they were fine with it, but I knew it was a bit of a gamble.So the day finally came. I was told by my boss “you can do this, or you can do that, but you can't do both.” I was fired! It was my turn!About a week later I get a call from the manager at my old bank branch. “I just got the strangest call, someone tried to reverse a direct deposit from over a year ago…”Sure enough, my old boss had gone all the way back to my last direct deposit - into an account that was long closed - and tried to take back my money.I don't know if I was lucky or smart, but he was basically just using the reverse direct deposits to “get even” with people he didn't like. He had no legal basis for taking the money, since it was paid two weeks after it was earned. But he knew the havoc he'd cause by making the account go negative, and was banking on the fact that the (now broke) former employee wouldn't be able to hire a lawyer to get the money back.

In most states, public employees “own” their pensions. Once they are vested after a minimum number of years of service, they are entitled to any payouts, regardless of whether they leave their public employers voluntarily and honorably, or they are fired.If they are convicted of a felony and sent to prison, during or after their police career, the same ownership applies. I get a monthly check (well, direct deposit, actually) from the Nevada Public Employees Retirement System. If I was to be convicted of a felony and sent to prison, those checks would still keep coming until I died.

Had a company meeting, all employees had to attend. Boss said we all had to get a checking account at a certain bank so they could do direct deposit. If we wanted to continue to work there we had to. So I did. Every week I wrote a check from that account to deposit in my regular account. With a few days hold on it of course. I bitched to the teller and she said the other bank uses the same service as they did for direct deposit, all I needed to do was fill out a form and it would go to my bank. Done! And I told everyone at work about it. By the end of the week most of us had done it. Well the truth came out. The bank had some deal that if all the employees got their pay thru that bank the service was free to the employer. When I was closing my account at the new bank the manager tried to talk me into staying. I explained he lied to me and all the other employees the last time I dealt with him, why would I trust him now? I told him I did not do business with a lying prick. End of the week I was called into the office at work, boss chewed my ass. I told him he and his partner and the bank manager were lying pricks. I didn’t get fired, but quit not long after.