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What will be your top five stock picks under ₹500 per share?

Well ideally one shouldn't perceive less price of stock is cheap and high price of stock is costly. It's more of perception issues than anything else.My top picks below Rs 500 stock price is as follows :Delta Corp (Casino, Online Gaming and Hospitality)HDFC Life or ICICI Pru Life ( Life Insurance)Motherson Sumi (System Solution for Automotive and other Industries)Ashok Leyland (Commercial Vehicles and related components)Alufluoride (Aluminum Fluoride and related Products)Recently have written my educational notes for couple of stocks mentioned above you may want to read thru them link below FYRAshok LeylandVivek Ruparel's answer to Do you think Ashok Leyland stock is available at a cheap price right now for long term investment?AlufluorideVivek Ruparel's answer to Multibagger recommendations for 2020?DISCLAIMER : I AM NOT SEBI REGISTERED ANALYST. Above list isn't any recommendation for buy / sell. Please consult your financial advisor for actual decision to buy / sell.I have all the above stocks as part of my portfolio, needless to say have vested interest in those stocks.

What is an SAP course? Can a commerce student pursue it? What is the duration of this course? What are career prospects after completing it?

In recent times, SAP courses have gained massive appreciation among young students and IT professionals. A certification in this program provides a significant boost to one’s career. For those looking to know more all the essential details are collated together for you to get an idea about this popular course.What is SAP?Before learning what SAP certification is all about, it is important to know the software with which this technology works with Enterprise Resource Planning (ERP). ERP is the standard software used by majority of businesses to automate tasks. It was developed by a German-based software company.There are different programs that can be associated with this software but SAP ERP is the most popular and widely used technology of them all. SAP stands for Systems, Applications and Products. The new technology makes it easier for businesses to automate tasks and IT professionals who have a valid certificate gain a major career boost, when they have proven knowledge in this field.Why is SAP Important to Companies?The popularity of SAP originates from ERP, the software tool that helps companies handle human resource management, sales, customer relationship and inventory management with least investment while making data available to users worldwide through online and cloud based solutions.In order to operate efficiently, SAP helps ERP integrate seamlessly with systems, applications and products which is the core aspect of every business. Because of its prominence, most IT companies and the entire business sector want to adopt it for cloud based resource management which in turn demands more trained professionals to come onboard to help them.What is SAP Certification?The SAP Certification program currently offers over 150 certifications making it a difficult choice for new entrants in the field. A professional should pick a course based on their company’s requirement, long term goals and area of specialization. The certification is divided into three major groups,Associate – For those who are new to SAP solutions, who know the basics through training courses and manuals.Professional – Trained professionals who have in-depth knowledge about the technology, worked in it and would like to enhance their skills.Specialist – For associate SAP certification holders, Specialist certifications help them focus on specific areas of business.Associate and Professional SAP certification has no minimum criteria, skills or previous certification requirements whereas Specialist courses can be pursued only by those who have completed specific topics in an Associate program.SAP Course Eligibility and Validity PeriodAll SAP certifications acquired are valid for a very long time as long as the product or software doesn’t undergo significant changes. The company monitors certified programs regularly and will send a notification to certified professionals when one or more of their credentials become outdated.In such a scenario, certification holders should reappear to take part in the Delta exams within six months of the announcement and get minimum scores. The setup ensures all SAP professionals stay updated with latest concepts and are skilled to continue doing what they already do.Sap Certification Course DurationThe duration of a SAP course will vary based on the areas of specialization. The courses can be completed in 30 to 60 days while some go up to 90 days. Courses like Basis Administration requires 60 days, Sales and Distribution can be completed in just 25 days while Material Management can be done in 10-25 days.In general, any full time SAP course will last somewhere between 8 weeks to 12 weeks. While both full time and online courses have the same impact, the institution’s credibility, accreditation and the choice of module defines the value of the SAP certification acquired.SAP Course Exam FeeWhile most would opine that the SAP course exam fee is very expensive, the amount of knowledge it brings to the table and the significanto career boost any professional who has earned the certificate justifies the fee. The course fee starts approximately at Rs. 30,000 and goes all the way up to Rs. 3 lakhs based on the type of module as well as the certifying institution’s credibility. The certification usually costs about Rs. 30,000 after the course is complete and will once again vary based on the institution and the accreditation they have received.The cost to get SAP certified in India is usually considered more affordable when compared to many institutions in other countries. The quality of institutions, flexibility to complete the course and knowledge offered has attracted a lot of international IT professionals to get their technical or functional SAP certificate.How SAP Brings about a Change in Career?SAP certification is a program of choice for majority of IT professionals because it is required by almost every business across the globe, in every major industry. SAP certified individuals get better job offers, career growth and significance because of their knowledge to have SAP ERP to automate customer relations management, simplify finance management and so on.With SAP products becoming predominantly used in the IT industry, almost every individual be it a business analyst, IT administrator, developer or team leader, every type of professional can boost their career when they obtain certification from a reputed institution. Additionally, the certification acquired can also lead to supporting job roles such as a consultant, trainer or to provide SAP ERP related solutions to customers.The range of modules available within the program ensures there is something for everyone, so that be it an IT professional or a person who has recently completed a postgraduate degree can pick their choice to specialize in that particular module.Advantages of SAP CertificationAny auxiliary skill is always beneficial for your career. It gives you a push to climb up on your career ladder and if it an SAP certification then the push that you will get is of high intensity as compared to any other course.Famed as one of the handiest, pliant and resilient business software solutions, SAO or System, Application & Products in Data Processing is changing the face of business since its launch in 1972. Before taking the topic of its advantage forward, let’s gauge ourselves little over the significance of SAP certification.Subject Modules:SAP ERP ModulesHuman Resource Management (SAP HRM)Human Resource (HR)Production Planning (SAP PP)Material Management (SAP MM)Financial Supply Chain Management (SAP FSCM)Sales and Distribution (SAP SD)Project System (SAP PS)Financial Accounting and Controlling (SAP FICO)Institutes List Offering SAP CourseIncomp Software Technologies, HyderabadVGIT, Chennai:Ecocline Edutech Services, MumbaiWE Excel Edutech Pvt. Ltd., ChandigarhSappallclass, Thane MumbaiDelphi Computech, MumbaiHNC Global Services, HyderabadWillsys Technologies, BangaloreSapware Technologies, BangaloreJob Opportunities For SAP Certificate HolderSalesMarketing & CommunicationsConsulting Services & Customer SupportCorporate OperationsDevelopment & TechnologyFinanceHuman ResourcesExecutive & ManagementUniversityAfter SAP You Can BecomeLinux ProgrammerOracle DeveloperEmbedded Systems EngineerOBIEE ConsultantSQL ProgrammerServer AdministratorDigital MarketingCyber Security ProfessionalsMobile EngineersBusiness AnalystCloud ArchitectsData ScientistsSalaries of SAP Certificate HolderAfter the course completion, a Developer Associate can earn ₹7,35,635 per anum. A Principal Software Engineer can earn ₹13,06,817 per anum. An Associate Architect can earn ₹16,79,280 per anum. A Senior Consultant can earn ₹14,77,670 per anum. The experience in a reputed company is important for the candidate for more earnings.NOW YOU GET YOUR ANSWER…Thank youALL THE BESTJAI HIND!!!

What key features we should add for our prepaid online recharge on www.paytm.com?

Pre-PS: my previous answer post seems to have been 'lost' by quora. apparently there are a few quirks in their text editor as I have been now informed. and i could tell them how it happened so they could build a solution... the current answer has been re-written by a less enthused me. apologies.<<I am a postpaid user for over 10 years, but recently used paytm's android app to recharge a secondary prepaid connection. it worked. unlike mobikwik I tried earlier>>so i would think paytm should eventually not be a mobile recharge site.. its a way I manage my mobile service better without going thru their websites/cc/kiosks/stores. perhaps has a non-customer care, only financial angle. dunno if its good bad ugly.. but it should be cool... think of what hootsuite is to twitter and facebook. ofcourse i dunno about the exposed APIs.There are three categories of things paytm.com can do:Telcos can't/won't do:- inter-operator transfer of recharge: can transfer top ups from voda-to-voda (#131*number*amount#) but with a bank/escrow like paytm in the middle, how about voda-airtel balance transfer- member-get-member: at one time, i have sat through a several hour pitch trying to explain network effects to a very seasoned marketing guy who headed a telco. but he didn't buy it. wonder how zuckerberg/dorsey sold it to VCs.- refund my recharge: crap i had money, and i charged worth 1000 today, but now i need $ to pay for petrol. can i sell some back to paytm? telcos have a big "goods once sold won;t be returned" policy. paytm, maybe not?- bill me later: increase credit ratings of people proportionate to their recharges, and eventually offerPaytm can, perhaps others can't:<assumption is that one97 has deeper relationships with operators>- hello tunes, vas billing from within paytm (this could be like what the fonedoo.in was trying)- apis to extract usage details for prepaid and recommend plans, eventually go to the point where the usage patterns can predict the need for recharge.- change plan, add packages on postpaid and make it really e-nabled.. so I dont have to call airtel/vodas call centers- subscription billing: one97+paytm+paytmpayments: possible technically and legally without saving otp/cvvAll mobile recharge sites can do:- So, consumers will get pissed. But the conversation will take place elsewhere. Bring the conversation to paytm with forums, proactive/realtime customer service. I mean in a restaurant, I can tell the waiter, chef, manager or the owner how I was served inappropriately, there was too much salt, too little wine etc. The problem with e-commerce is we pay first and then cry elsewhere.- New connection sign up: great way to acquire a user further ahead in the lifecycle. specially for dth/datacards- Discovery: Recommendation on billing plans, top-ups, what are the popular - - - push to upsell?!- offer this as the recharge option to zillions of mom-pop stores as recharge business...- offer white labeled sites that people can set up (we at yatra found this quite useful to get the brand out early on)These may not change the delta of users/traffic - but are strong user stories and keeps paytm ahead in the innovation curve. And eventually it will be these small things that would help new acquisitions, retain folks.PS - had written this in one go, and not paid much heed to editing. for any further explanations comment away. i will keep adding more. no i usually say that, but never do.

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