Hdfc Zero Balance Account Opening Online: Fill & Download for Free

You can but avoid HDFC. You may open a kotak bank zero balance acount called 811 online nd then get an ATM card and all online facilities . They will ask you to upload your aadhaar card and income PAN. Physical verification can be done in any branch carry your aadhaar and IT PAN card for thumb impression and verification of aadhar. In some cases man comes bank to take your thumb impression to verify aadhar. You will not get a cheque book. The bank representative might tell you to deposit 25k but politely say NO.

You cannot open zero balance account in HDFC via Online Mode, however you can get it opened by visiting the branch. You will have to request the executives at HDFC Branch that you want to open HDFC Zero Balance Account, make sure you carry the documents along with you like POA, POI and PAN Card.

You cant simply transfer your money from other bank account to post office account (like SBI to ICICI).There are two kind of accounts there in post office.IPPB account (India Post Payment Bank)Savings accountThere is no minimum balance required to maintain at IPPB account as it is zero balance account. But you wont receive any debit card for this zero balance account and the maximum limit you can maintain in your account is 1 lakh.Whereas, for savings account, you have to maintain 500 rs as minimum monthly balance. You can get debit card for opening savings account.Now to coming to your point, you can open ippb account (by visiting nearest post office or by requesting door step account opening ) and you can transfer money from (lets say for example) SBI to IPPB account.As i said earlier, you cant withdraw money from your ippb account via debit card. If you want to do so, you can open savings account in post office and you need to transfer money from IPPB to Post Office Savings account and you can withdraw from india post atm card.Moreover IPPB acts like gateway. If you want to transfer money from post office savings account to SBI, then you need to first transfer your money from post office savings account to IPPB account and from IPPB account to SBI.. From IPPB you can transfer to other account via NEFT or IMPS.There is an android app called IPPB mobile. There you can sweep-in (ippb to savings) and sweep-out (savings to ippb) your transactions.One more thing, at the time opening ippb account, you need to submit your post office saving account number for your account to account transfers..In short , bank transfer works on following methodSBI => IPPB (app/online) => Post office Savings accountPost office Savings account => IPPB (app/online) => SBIHope its clear.. for other charges and maintainence fee, please visit india post payment bank official pageFew more update:After opening IPBB account, you need to wait for 3 days to transfer amount from your post office savings account to IPBB account.After opening IPBB account, you can transfer amount to IPBB account after 1 hour of opening. (If u open at 9 am, you can start transfer funds to IPBB from other banks like sbi, hdfc at 10 pm onwards)After adding beneficiary in IPBB account, it would take 12 hours for activation.During public holidays, bank holidays, you may not able to transfer funds from post office saving account to IPBB account.. But you can transfer any bank account to IPBB account anytime.While opening IPBB account via mobile app and if you get name mismatch error with pan and aadhar, then approach your area postman, they can help you to create IPBB account.Also note, after certain fund transfers via IPPB mobile app(i think after 5 transfers), they may charge some fee for fund transfer.. For fees related to fund transfers, please visit their official page. For me they charged 5 rupees + gst (0.90 paise)