Form No 12b: Fill & Download for Free

Going by the answers I feel no one has understood the question property. Let me attempt to answer it.Your cousin needs to report the details of her salary income from previous employer to her present employer so that appropriate tax is deducted by the present employer after taking into account the salary income etc. received by her from previous employer. There is not need to submit copy of form 16 of previous employer.What your cousin needs to do is submit form No. 12B providing the details of salary received by her from her previous employer. This can be prepared on the basis of salary slips received by your cousin.This has to be signed by your cousin and does not involve taking help from her ex-employer.

Your question appears to display a fallacy that what is “good” for you is good for everyone, and vice-versa - which is not true at all. You must invest according to your financial situation, risk tolerance, and time horizon. There is no one size fits all for investing.As a general rule of thumb, stock investing is a long term activity - typically 5 years or more. Or perhaps given an economic upturn, 3 years if investing in a large cap blue chip company.There are countless mutual funds you can look at - some more aggressive and some more conservative. You could look at industry specific funds like in health care, energy, real estate (REIT), etc or regional/international funds. More reward means more risk however.An index fund like the Total Stock Market or S&P 500 makes a good foundation for investing, and over the last 40 years or so have averaged about 11% annual returns before taxes and inflation.Try taking this investor questionnaire and see what might suit you.Then pick a place with no loads, no 12b-1 fee, and low expenses. Some places are Vanguard, Fidelity or TR Price. Most likely Vanguard has the lowest fees of all.

The tax deduction from salary is made on monthly basis after taking into account the amount of income you are likely to earn for the whole year based on the facts available at the time of payment of salary. This takes into account the basic exemption and deductions available to you.In case you leave your employment in between the year, the employer makes a reworking based on the actual salary including the final settlement.In almost all the cases based on the such reworking done, the tax already deducted is normally more than what is deductible on the actual salary paid to your till your left your job.So your employer did not deduct the TDS as salary for April must be below the exemption limit after giving you the benefits of various deductions.You can report your salary from earlier employer in Form no. 12B to the present employer which is preferable. Alternatively you can your self pay advance tax in respect of such income.They may or may not issue form no 16 but you can ask for a salary certificate giving details of salary earned for April.