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Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.Send money to mom, recharge your mobile or pay the neighborhood chaiwala. Plus, it's ... Call us 24/7 at our toll-free support number: 1–700–132–6643 · Visit theRecently, the National Payments Corporation of India (NPCI) rolled out a new version of its Unified Payment Interface (UPI) platform – Bharat Interface for Money (BHIM). This was done to compete with other UPI-based payment platforms such as Google Pay and PhonePe.The new BHIM 2.0 has increased transaction limit, an option of applying for initial public offerings, linking multiple bank accounts, offers from merchants, donation gateway and three additional regional languages among other features.Why the new features?BHIM was launched in 2016 and brought UPI payments in India. However, it has not been able to achieve its full potential because of cash back offers, discounts from merchants, etc. offered by other UPI-based payments platform. Transactions on the BHIM platform have been low compared to those in other UPI payment platforms.According to data from the NPCI, the number of transactions using BHIM deteriorated year-on-year. For instance, in September 2019, BHIM had recorded 1.72 crore transactions, which accounted for 1.8 per cent of the total UPI transactions. Similarly, a year back, in September 2018, BHIM had recorded 1.63 crore transactions, which accounted for 4 per cent of the total UPI transactions.Ramaswamy Venkatachalam, Managing Director - Banking and Payments, FIS says, “Since the time of the launch of Google Pay, PhonePe, Paytm and other payments platform supporting the UPI technology, the usage of BHIM UPI had taken a hit and volumes dropped dramatically. To compete with new payment platforms, BHIM required additional features and a new interface.”BHIM consumers faced a cap of Rs 20,000 on merchant transactions. Therefore, many couldn’t make big-ticket purchases at retail stores or online. So, the limit is now increased to Rs 1 lakh for verified merchants such as Amazon and Flipkart, as well as some retail stores. However, transaction limit remains same at Rs 40,000 for transfer to a person.Going a step further, the BHIM 2.0 also offers discounts and cash back to consumers on purchases from portals such as Peppefry, Grofers, or travel merchants such as OYO, RailYatri. Consumer needs to copy the coupon code from offers in the BHIM app and use the same at the merchant website or the app while paying.Rajesh Mirjankar, Managing Director and CEO of InfrasoftTech says, “BHIM 2.0 should now be able to get increased volumes since it has enhanced transaction limits. Also, the offers from registered merchants will attract new users since it ensures similar benefits that consumers obtain from other UPI payment apps.”BHIM allows you to send and receive money, pay at retail stores, and the option of checking the balance of the linked bank account. It has now added the functionality of bill payment through the Bharat Bill Payment System (BBPS) like other UPI payment apps. Users can now conveniently pay their utility bills such as those relating to electricity, water, gas and mobile postpaid on BHIM.For equity investors applying to initial public offerings (IPOs), BHIM UPI has now introduced a payment option. So, users can now use this option while applying for an IPO. Says Ramaswamy, “This is a unique feature introduced by BHIM and one has to see how it evolves among investors.” This option is not available in other UPI payment platforms.Earlier, the BHIM app allowed linking of only one bank account at a time. However, now the user can link more than one bank account and can select the preferred bank account while making payments.BHIM also allows you to gift money. A consumer can choose the occasion, the amount to be gifted and the date. However, the receiver needs to have the BHIM UPI installed for receiving this money as a gift, which is credited to the bank account.Consumers can also donate directly to entities such as the Prime Minister National Relief Fund and UNICEF India.Dewang Neralla, CEO of payments solution company Atom Technologies says, “This is the first major upgrade being rolled out for BHIM UPI consumers which includes a new-interface and easy to use features one can look forward to use. Consumer needs to install / upgrade to 1.7 version of BHIM UPI for this features.”With its availability in 16 regional languages digital payments through BHIM UPI is expected to have a wider reach.Credit cards : this is a big motivator, you can use credit cards to load the Amazon Pay wallet which can't be done on Google Pay.Cashback offers : you'll know what you're getting when you use their services (generally). Not the case with GPay, as they generally give out scratch cards.Number of options: With Amazon accepting Amazon pay, I don't have to look anywhere else. Seriously, look at the screenshot at the top for all their options. Google Pay does have options, but very limited when it comes to ones with offers.Now with Amazon Pay UPI, it can do all that Google Pay can, and more..That's all for now, maybe I'll add some if I come acrossDear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Dear users,,?/How was your experience in Google pay (Tez)?-Google Pay will now allow its Indian users to use debit or credit cards to make payments. In a major update, Google Pay in India will now support tokenised cards which will facilitate secure payments through credit or debit cards. As of now, the payment application uses UPI-based payments through users' bank accounts.Under this feature, users need not enter the actual card number while making payments. A random token is generated instead to authenticate the registered card. This token is then sent to the seller or merchant to complete the payment. The token is terminated once the payment is complete.ALSO READ: Google to venture into India's job search market with KormoAt an event in New Delhi, Google announced that the tokenised cards feature will come to Pay in the next few weeks. Initially, Google Pay will only support Visa cards by HDFC Bank, Axis Bank, Kotak Mahindra Bank and Standard Chartered. Mastercard and Rupay cards will be brought into the fold in coming months, bringing more banks to the tokenised cards service.Google has also introduced Spot Platform for businesses to create Spot Code - custom visual codes or NFC tags for offline transactions. Customers can scan the visual code, like QR codes, or tap on it if they have an NFC-enabled smartphone to access the business's Spot on Google Pay. A Spot can also be shared via a messaging application. UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit and Oven Story are already available on the Spot Platform.Google PayTMGoogle Pay is the fast, simple way to pay with Google.Google Pay brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Make it easy to keep track your of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money with your Central Bank Debit or Credit Card in Google Pay.Benefits of Google PayShop confidently in store using Google Pay. Google Pay doesn’t release any of your card numbers when a transaction is made, instead a virtual account number is used to represent your information.Like all Google products, Google Pay comes with strong security protections at its core to continuously and automatically safeguard your account and personal data from security threats. And when you pay in stores, it shares a virtual account number instead of your real card details with the merchant. In other words, it’s got your back so your real card details stay safe.Lost phone? No worries. With Find my Device through Google, alleviate any worry for your card information being compromised should your phone get lost or stolen. You can lock and erase your device from anywhere, at any time.Enjoy the benefits from your Central Bank Debit or Credit Card too! All the same benefits from your Central Bank card, without the hassle of bringing the card along.How to get started:Download the app from Google Play, and follow the prompted instructions in the app to import your card information.Then to pay with Google Pay, unlock your phone and hold it near the intended terminal. It isn’t even necessary to open the app!You can even use Google Pay for online purchases. Simplify your online transactions down to a few clicks with Google Pay. It is accepted at any website that has the following symbols at check out:Thanks for the use online payment service Ava devices allowed smartphone wallet technology.)?Hy Dear Friends Google Pay (Tez) is a UPI-based payments application launched by Google in 2017. You can use this app to send or receive money to anyone who is registered with UPI. Google Pay is very useful when making cashless as well as card-less transactions, be it with a shopkeeper or to simply send money to a friendGoogle Pay can be used in shops to make quick checkouts or to simply send money to a friend or a business partner. To use it, the first stepis to install Google Pay or GPay on your smartphone and register yourself.To register with Google Pay, first of all make sure you have a registered phone number which is linked to your bank account.Go to the Google Play Store or App Store and search for “Google Pay”.Click on this icon.Click on Install.The app will be installed on your mobile phone.Select your preferred language (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu).Select or enter your mobile number (linked to your bank account).Choose yourGmail Account.Verify your mobile number via entering the OTP sent to your mobile number.Set Security Password by either using your screen lock or by creating a Google PIN.Using Google Pay or GPay, you can send or receive money in your bank account using in any of the following modes:Cash Mode – Users can transfer money to other Google Pay users using the “cash mode”. No details are required for this mode of transaction. The payee’s app sends audio QR signals which is accepted by the receiver’s app on his/her phone. Payments can be made without entering any details with just a couple of taps.One needs to give Google Pay the permission to use microphone to send/receive signals.Phone Number – A Google Pay user can send money directly to other user by just entering the phone number of the receiver. It helps in shielding your bank details from the payee.Account Number – Users can also make payments by entering the account details of the receiver.UPI Mode – In case you know the VPA of the receiver, you can send money directly to the bank account of the receiver using the UPI mode, anywhere in India.QR Code – To make payments using this method, the user should scan the QR code and confirm it to make payments instantly.The following are the key features and benefits of this UPI-based mobile app:Powered by Google, Google Pay offers high-end multi-layer security to its customersYour actual card numbers or bank account details are not shared with merchants when making a transferThe app makes it easy to pay or transfer money both in big as well as small amounts (max. Rs. 1 lakh in 24 hours)Google Pay can be used for transactions in any bank in India that supports BHIM UPIFor offline stores/shops, you can simply scan the QR code to make the paymentWhen making an online payment on shopping websites and apps like Amazon or Myntra, you can pay using your Google Pay UPI IDYou can send money to any bank account even if the receiver is not on Google PayThe app allows you to check your bank balance without having to visit the bankYou can make transactions in 5 ways, viz. Cash Mode, Phone Number, Account Number, UPI ID or QR Code and Self TransferGoogle Pay supports 8 Indian languages (English, Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil or Telugu)Apart from Tez for customers, Google has also launched a separate app for Businesses. This is called as “Google Pay for Business”. It allows merchants to make sales easily by accepting payments from customers on Tez. Sellers can also share offers and track their sales anytime using the app.Where your customers do not have to pay any fees for transferring funds to your bank account, you end up gaining rewards on your sales (business-only rewards). Therefore, it is a win-win situation for both parties.As per NPCI (National Payments Corporation of India), there is a capping of Rs. 1 lakh per transaction.Currently in India, Google Pay for Business is available only for Android devices. However, the iOS version is expected soon.You can use this app for any sort of business. Whether you’re a florist or a vegetable vendor or a consultant, Google Pay for Business can be used to facilitate payments. However, there are certain products and services which fall out of the periphery.Google Pay for Business cannot be used with respect to the following products/services:Prohibited products and services (e.g. pornography, prostitution, a transaction involving stolen products or services, copyrighted stuff, drugs, guns, etc.)DowriesGender determinationGamblingPromotion of alcohol, adult-oriented content, gambling, tobacco and cigarettes, etc.What are the requirements for using GPay or Google Pay (Tez)?To use Google Pay (Tez), you need a bank account and a mobile number that is linked to that account. You also need a smartphone and an internet connection to use GPay.Can I use Google Pay on Android and iPhone, both?Yes. Google Pay is available to be used on Android devices and iPhones/iPads, both.Is it safe to use Google Pay (Tez)?Yes. Google Pay uses tokenization method while making transactions. This means that your bank account details are not shared at all. A unique token is created that is like your ID for that particular transaction. This ensures end-to-end encryption.What is the maximum amount I can transfer on Google Pay?In India, there is a limit of Rs. 1 lakh in one day or up to 10 transactions in a day. Also, a transaction less than Re.1 will not be processed.What permissions do I need to give Google Pay to use seamlessly?You need to allow Google Pay to send/receive messages for OTPs and other transaction-related communication. The app also needs permission to use camera in order to scan QR code.

Everything is going digital. Even the way we make payments. To support that, having an e-wallet app is an absolute necessity. Since 2015, the global market in the realm of online payments is outgrowing every year. So, it is not a hidden fact that it is perhaps a growing and profitable of carrying out transactions in financial services. Nearly every eCommerce website, a ticket booking platform for traveling, paying bills, and even transferring an amount to anyone from a shopkeeper to personal transactions, an e-wallet app is widely used. It is really rewarding and beneficial for everyone. You get rewards like cashback when you use them. This is like the most appropriate time if you want to start your e-wallet app. Here are a few steps that you can follow. Begin by getting an RBI PCI or Payment Card Industry license for your app to establish it. The next step would be incorporating features like:● Selecting the programming language for your app. You can choose from Java, NodeJS, Python, GO, etc.● It should be a cross-platform app that works in every operating system for enabling everyone to use it easily.● The prepaid order option for ease of payments.● Giving a history of transactions performed previously for accountability.● Enabling the acceptance of various modes of payments like credit cards, debit cards, gift cards, etc. Also features like Proximity ( NFC, Sound waves-based payments, Magnetic secure transmission (MST) payments, Quick response (QR) code payments)● Remote Payment (Internet payments, SMS payments, Direct carrier billing, Mobile banking)● Include features like reward points, or loyalty points in it to lure customers.● The UI/UX feature should be simple.● Your app should not compromise on security since it involves financial transactions.Additionally, to ease out the app-making process, you can hire a mobile app development agency to help you with things creating an app best suited for your business.