Request Refund Court: Fill & Download for Free

Because a license agreement is a legal contract by definition, as are employment agreements, rental agreements, etc.Now, some agreements may fall afoul of local laws, and I’m sure you could find a passionate and detailed criticism of any EULA in the commercial software world, but until a specific license agreement is challenged and deemed unenforceable (in whole or in part) in a court of law, the presumption is that both parties have consented to its terms, having proceeded with the purchase process.“Virtually no user reads it” is not considered a justification for unenforceability, any more than it is for an agreement to employment, rental, etc. “But…but I didn’t read it!” usually gets you laughed out of court.“It’s impossible for a layman to understand” may be justifiable if proven, but it does need to be tested in court. Some companies are getting wise to this potential loophole, and provide layman-friendly “executive summaries” up front, and pro bono sites like TLDRLegal: Software Licenses Explained in Plain English have also sprung up to demystify the more common software licenses.“Saying ‘No’ would turn a $500+ investment into garbage” is becoming increasingly untenable, as more and more avenues open up for customers to request refunds for almost any reason.

It is difficult to get back the money .Bank is not responsible .The amount might have been withdrwan or even account closed .But the receiver is liable to return .8 months are over .You can get the person’s adress etc and request refund .Better to have out of court settlement .If you are having evidence with you ,you can file a case and recover from the person .

This happens to one of my customers.She used to pay her credit card dues on time. However, she never bothered to cross check her Credit Card statement. One month she happened to check her statement by chance and was stumped to see an inaccurate, expensive entry. Since she had not made any such transaction, she contacted her Credit Card issuer immediately. And thankfully she checked the statement before making the payment too.She is not an isolated case. There have been many instances when such cases have been reported – be it a fraudulent charge or a duplicate charge or mistakenly charged transaction. This is why we keep telling that you should always review your Credit Card statement without fail. This will make it easy to identify inconsistencies, bring it your issuer’s notice, and reverse the wrong charges.In the case of lost or stolen cards, make sure that you inform your Credit Card issuer at the earliest so that your account can be frozen to avoid any fraudulent transactionsHere’s a short list of the transactions that you can dispute and get a reversal:Any transaction that wasn’t authorized by you or anyone who has access to your card can be disputedAny fraudulent transactions made from your card can be reversedCharges on your card statement that do not match with the receipts you hold. For example, if you had made a transaction for Rs. 500 at the market, but your card was charged Rs. 1,000 by the merchant, then you can ask for a reversal of the extra chargeDuplicate charges can be disputed too. For instance, you bought a product online, but the merchant charged you twice for the same purchase, then you can raise a refund requestRefunds that have not been processed can be disputedIf you’ve made a transaction but cancelled within the cancellation period offered by the merchant, you can demand a reversal of the charged amountIf you’ve enabled auto-payments on your card and then cancelled them, your card isn’t supposed to be billed further. In case it still gets debited post cancellation, you can raise the issue and ask for a reversalATM withdrawals can be disputed if the amount dispensed didn’t match the amount entered, or if the ATM didn’t dispense money but your account was debited . Now that we know the different transactions that can be disputed for reversal of the deducted amount, let’s consider a few of the common scenarios and how to get your refund as quickly as possible in such situations:Online Transactions And RefundsBefore seeking refunds for cancelled orders, it is important to understand that each merchant website has its own terms and conditions for refunds. Some websites allow complete refunds of funds for all cancelled orders within a stipulated time period and no questions asked. And a few others do not return the funds as cash but give the users the option to use the funds to buy any other product of the same value from their website.Before buying goods from any online website, it is necessary to understand their terms and conditions when it comes to refunds and order cancellations. Cool?A refund usually takes about 7 to 14 working days to reflect.Cancellation Of Purchase Through Credit CardsUsers can cancel any Credit Card transaction for any purchase online or in brick-and-mortar stores. There are two options to cancel the transaction.The first one is direct cancellation of the order in which case the purchase made is considered to be null and void, and any payment is reversed to the account.The second method is the demand for a charge back. Charge back is a protection offered by Credit Card companies allowing users to cancel their purchase if they are unhappy with the product or services. In the case of a charge back request, the card issuer will reverse the amount billed on the Credit Card and not pay the same to the merchant.Charge back safeguards consumers’ interest for any faulty purchase, although claims must be filed within 180 days of the purchase date.Double Swiping Of Credit CardsOne of my costumer purchased some groceries using his Credit Card. The sales executive at the cash counter swiped her card, but the sale charge slip did not emerge from the swipe machine. She, on the other hand, got an SMS text alert on his phone.Unsure of whether the transaction had gone through or not, the sales executive swiped her card again even though he showed the SMS alert. After swiping the card again, another SMS text was received by her and a charge slip emerged from the swipe machine. This was clearly a case of malfunctioning of the POS machine, but she was charged twice.Double swiping of Credit Cards is quite common. A lot of users do not even realize they have been charged twice. If your card has been swiped twice, check with your bank on the transaction details of both purchases. The banks then forward the details to the merchant for reversal acceptance of one transaction. Some genuine merchants also offer cash reversal to their clients on the spot in case of double swiping of cards in order to help them save their time and effort for reversal.possible Options In Case Of Non-Reversal Of FundsIn case the online merchants or card companies fail to revert funds after multiple reminders, consumers have the option of approaching the consumer court.And if the merchant hesitates to refund the money, the consumer can approach a district forum court. In the case of online transactions, get in touch with the online credit specialist directly using their ‘Contact ’ page. You can also use their social media handles, and file a formal complaint. Most genuine online credit specialist try and resolve all consumer complaints at the earliest as any bad publicity can be detrimental to their business in the long run.I hope you’ve learnt a lot about credit Card transactions and reversal of funds, haven’t you? Get in touch with me James Hackett if you have any questions or comments on the same.Thanks.