Permanent Lease Agreement (For 30 Or More Days) We: Fill & Download for Free

DON’T DO IT.Here are six good reasons why you shouldn’t:YOU’RE WAY TOO YOUNG. Hear me out:Whether or not you want to believe it, it is a physiological fact that neither you nor your boyfriend’s brains have finished developing yet. Your brain is still in a critical period regarding hormone regulation. Proper development of your brain is essential for everything else you do in life, from simply moving your body to maintaining a relationship and keeping a job. Getting pregnant throws that off significantly, and some young women never recover from that. I’ve seen women who seemed perfectly normal and well-functioning prior to their pregnancy, only to end up with post-partum depression that lasts sometimes for years or in some cases, forever. During this time, they lose interest in caring for their child and they end up sabotaging their relationship with their partner. Every time I’ve seen this happen, it has been with young mothers, and I’ve seen it more times than I care to count.If you don’t wait another five or seven years before getting pregnant, you may experience chemical imbalances that basically destroy your life and relationships, and possibly permanently.CHILDCARE IS MAD-EXPENSIVE, YO!Do you know how much daycare costs? Babysitters and childcare facilities generally charge $200–400 PER WEEK. At 18 years old and likely no significant experience or education on which to fall back, you’re probably only making $400–600 per week - am I right? Do the math. You work all week long and lose copious amounts of rest in order to take care of your baby only to net $100–200/week BEFORE you pay for gas, utilities, rent, food, diapers, and tons of other logistical costs. And there are a lot more costs than that, which you couldn’t possibly anticipate even though you still need to be financially prepared to handle them. (i.e., Your car needs new tires, you have to pay vehicle tax, the hot water heater breaks, you get injured and need an operation, etc.). If you don’t have money saved up, then this will result in a financial downward spiral, your credit will be ruined, and then not only will you not have any money, but you also won’t be able to get approved for lease agreements, buy a vehicle, or even have your utilities turned on.BABIES DON’T CARE WHAT YOU NEED.Babies are 100% self-centered. This is because they’re 100% dependent on us for everything. They don’t give a F what you want or need. The baby is like, “Oh, you have a splitting headache? Oh, you haven’t slept at all and still need to go to work? Too bad! Feed me, change me, listen to me scream incessantly while my teeth are coming in.”You think babies are cute all of the time, but when you’ve only slept 2 hours a night for 5 days straight, I promise you won’t be thinking about how cute they are, you’ll just want to shoot yourself so that you can finally rest.HAVING A BABY IS 100x MORE WORK THAN YOU THINK IT IS.You will not sleep for months. You immediately have to give up 99% of everything you do or want for yourself because babies demand all of your time and effort. And that’s not temporary - you have to do it for 18+ years, and you’ll definitely be too tired to do anything for yourself, like EVER. Sometimes it will be difficult to even find the time or energy to shower or eat.HAVING A JOB IS NOT ENOUGH. You two may have jobs, but you don’t yet have careers, and therefore your employment situation is still relatively unstable and lacking a foundation. Don’t let your ego fool you here - It takes years of education and working in one industry simply to build a foundation on which you can fall back. Once you have a child, your choice is basically either to neglect your career to some degree until your child becomes an adult or else neglect your child so that you can put in the hours necessary to really shine in at work.75% OF RELATIONSHIPS DON’T WORK OUT, especially ones that begin at 18 years of age. I personally know thousands and thousands of people, and out of all of them, I only know ONE couple who has stayed together since they were 18. Those are terrible odds, my friend. You and he both will change drastically in the 10 years. Then in the 10 years after that, you’ll change even more, and you’ll probably regret being stuck with someone is not really as compatible with you as you had thought.Anyone who gets married before the age of 30 is really doing themselves an injustice because you convince yourself that is the person for you only to realize later that your differences are much more vast than you’d thought. Around 30 years of age, you will experience a drastic shift in awareness and maturity. And even if you experience that shift before then, your boyfriend likely will not, because we guys mature considerably slower than our female counterparts. Fact. So if you want to go through the trouble of trying to co-parent with a bitter ex and having to split your time with your child with him, then go for it. But I can tell you with 99% certainty that this is going to occur if you move forward with these plans. That will throw such a huge monkey wrench in your life that you’ll likely experience great hardships for decades.I’m not trying to be a Debbie Downer, but as a single parent to two girls with two different moms, I have tons of experience from which to draw for this advice.Good luck to you, and I hope you make the right decision.Regards,Rizzo

Congratulations on your new investment. I also have a home with an apartment that we rent out. It pays our mortgage for sure.My first suggestion is that you subscribe to a property management software. I use Smart Property Systems and really like it. It is easy to use and you will have all of the tools that you need to be a successful landlord built in. It is very inexpensive and will cost you about $18 per month including your automatic rent collection. The best part is the the software makes you, the landlord, look professional and experienced.One reason for this is that your tenant will actually have a portal to log into and will be able to see a monthly statement of what is owed (created by the software for you), a running account balance showing what has been charged and what has been paid. There is also a place for them to pay rent automatically through the portal. One of the best features is the message center where your tenant can send you a message about problems or concerns without having to call you. Those messages are automatically filed and kept until you delete them. The tenant has a copy too so they feel protected. Tenants can access their portal from phones too so they do not have to have a compute.Advertising webflyers, which when activated, are sent to a lot of websites where tenants who are searching for rentals can see your property. Tenant screening is also built into the platform.You should charge your applicants a fee that covers the cost of the tenant screening and your time for vetting them. Using this built in tenant screening will get you a robust credit report and criminal history, sexual predator screening, homeland security screening and verification of identity. It also has skip and eviction history built in. It is really important these days to know a lot about who will be living next to you in your valuable apartment.I always call the employer to verify employment and wages (rent should be no more than 30% of total wages paid. So for a $1000 per month rent the applicant should be taking home $3000 per month.) I also call the previous landlord. I always rent to an experienced renter, someone who has rented before and I always be sure that they have a bank account or digital wallet for making payments. I never accept cash and rarely accept payment in person via check or money order because I have to do everything by hand that I pay my software company to do for me. (all rental payments entered through the tenant portal have the accounting in my ledger for that payment automated, and the money is deposited directly into my bank.) No I am not lazy but prefer the automation.After showing the property, I walk the prospective tenant to their car and have a look (secretly) around to see how they take care of that car. If there is enough old food and boxes of stale pizza to feed a 3 year old for a week, I know that this is how they will care for my property and usually will pass on that tenant. But if you are brave you can rent anyway, but do set up regular inspections of the property to be sure it is being kept clean. (Inspection reminders are also in my software.) If you are find tenant caused problems during an inspection, issue a notice to comply and state what needs to be done. Then have a date set to reinspect. If your tenant is not keeping the place clean, or does not comply, you have grounds to cancel the lease before permanent damage is done. That wording also needs to be in your lease.Get a lease agreement from your local NARPM or use one that is on the software you choose. But always have a lease agreement that covers late fees, security deposits, visitors and invited guests, pets or no pets. If you have a one bedroom apartment do not rent to a family of 3 or more. Your rental documents are the guide for what you want from your tenant. Be sure that everything is covered. You can add an addendum for things like “no smoking in the unit at any time” and tell them what the consequence of that kind of damage will be. But if you do not do this and there is damage, a judge will not be likely award you that damage if you end up in court, because it is not spelled out in the lease agreement. If you allow pets, have a separate pet agreement that says that the animal needs to be under owner’s complete control at all times. Barking dogs will not be tolerated. All animal waste is to be removed at the time it is left by the tenant, and whatever else you feel will protect you. When I owned apartments, I had a policies and vacating procedures document that they signed which gave the schedule for expected repainting costs if they were incurred from tenant neglect as well as a list of cleaning instructions that would be used at a move out inspection. ( oh and for sure do a Move In inspection with items listed that are new or known defects, and take photos for your records.) These steps (precautions) really helped keep the cost of cleaning down and most tenants were very happy to get the balance of their security deposits back. If you are a good manager, you will have happy tenants. But one last bit of advice…do not befriend your tenant. You have a business relationship with them and they are not your new best friends. Be nice and get all maintenance requests attended to asap. But no social relationships allowed.There is so much more to tell, so I would recommend that you buy a good property management guide and be sure to read the landlord tenant laws for your state.Rentals provide a regular and dependable income and, if you choose the correct tenant, it really is a good investment. Good Luck!!

Despite our constant complaints and the cribbing, I always have had a feeling that the Indian government is trying to cut down paperwork making everything electronic. This is true of marriage registration in Delhi also. The entire process can be done online.The following is a short walk through on registering your marriage online in Delhi. I registered mine a month ago.You can register a marriage which took place anywhere in India. However, the bride or the groom needs to have an address proof in Delhi.Please visit Department of Revenue, Govt. of NCT of Delhi and register yourself using your Aadhaar Card and mobile number. You will be asked for your personal and contact details as well as a photo. Provide your Delhi address in the current address or permanent address section or both according to your present status of residence.Your userid is a nine digit number which will be sent via SMS. So please make sure that you remember it and don’t lose it.After the OTP (one time password) verification, you can login to your account.After you login, you will be able to see a tab on the top which says ‘Apply Online’ and under that you have ‘Apply for services’. Click on it and you will get a list of certificates which can be issued using the Delhi Government’s online services. Interestingly, marriage certificates are issued by the Department of Revenue ! I expected this to come under MCD/NDMC/Delhi Cantonment Board like birth and death certificates.Once you click on apply, a new page will open up and you will be required to fill in the following details.Marriage date and placeAct under which you wish to register the marriage: Hindu marriage act/Special marriage act. If the marriage was solemnized in a religious place, you will need a certificate from the priest.Personal details of Bride and Groom. Your details would already be present and you have to fill in your spouse’s details. Provide details of your residence before and after the marriage. Remember that in the next page, you will need to provide proof of residence before and after marriage. I did not have any for my residence before marriage since I had been living with my friend so I mentioned the same address for before and after marriage. The sub-registrar office was fine with that.In the next page, you will need to provide details of two witnesses who attended the marriage. You will need their name, father’s name, address as well as some identity number (Government issued id card or PAN card). On the day of registration, they will have to accompany you to the Sub-registrar office and submit a copy of their id as well as address proof in Delhi. I took two colleagues of mine from the office for my registration.In the next page, you will need to upload the following documents for the bride and the groom.Marriage affidavit: Both the bride and groom will require marriage affidavits on non-judicial stamp paper (Rs. 10). You can get the paper yourself, type the content and get it notarized from a notary public. The content can be obtained from http://delhigovt.nic.in/dept/pubserv/marrAff.pdf. Now the affidavit will have two pages: One e-stamp paper and the next page would contain the content which is signed by you and notarized. Please make sure that the dates are correctly written in this page.Date of Birth Proof: Passport, SSLC/HSC Mark Certificate, PAN Card, Driving Licence, Aadhaar Card, Birth CertificateID Proof: Any government issued ID card, PAN Card, Passport, Driving Licence, Aadhaar Card, Voter id card, Bank passbook with photo and seal and signature of the bank officialsResidence proof: Voter id card, Passport, Driving Licence, Aadhaar Card, Bank passbook, Lease agreement. Please remember that the rent agreement has to be registered at a sub-registrar’s office.In the optional documents section, upload a scanned copy of your marriage invitation. You will need to upload a self affidavit if you require the wife to change her surname after marriage.You will have to upload each document separately including the department issuing it. For the affidavits, just mention self-affidavit and notarized. You will need to mention the e-Stamp number while uploading. Some documents are verified online immediately (eg. Delhi Driving Licence and Aadhaar).If you have uploaded a wrong document, you need to go to the ‘My documents’ tab and select ‘deactivate now’ for the corresponding document. Only then will you be able to upload the correct document. There is no way to delete the wrong documents at present. The deactivated documents will still be shown in the ‘My documents’ section as deactivated.The key issue in this section is the legibility and the size of the documents. The size limit is only 100 kb!!! You have to scan your documents in 100 DPI and in grayscale to keep it under the limit. Even then sometimes it becomes very difficult to keep the scanned document legible and under 100kb. I used this website tool extensively to resize my scanned documents. How to Reduce Photo Size Less than 20 KB / 10 kb / 100 KB OnlineIn the next page, you will need to upload a photo of your spouse and one of the marriage ceremony. Make sure that both the bride’s and groom’s faces are clearly visible.Once you have submitted all these details and scanned documents, the entire application will be visible for rechecking and final submission. Go through everything thoroughly and click on submit. Your application has now been submitted online.The next step is to schedule an appointment online. The registration can be done at the sub-registrar office which serves the bride’s residence or the groom’s residence. Online appointments can be done using the appointment tab at the top. Enter your temporary application number and select the Sub-registrar office of choice. Pick a date and time which is convenient to you. Generally Monday and Tuesday are very busy days for marriage registration.Once you schedule an appointment, you get an acknowledgment slip. This mentions the temporary application number, date, time and venue of appointment.The slip says that payment should be made at the Citizen Service Counter. I visited the Sub-Registrar office before my appointment date and could not find any such counter. I was informed that payment will be taken at the same location where the registration will be done (Room 104 of the Lajpat Nagar Sub-Registrar Office). The cost of marriage registration is Rs. 200/- if done within 60 days of marriage, Rs. 700/- if done between 61–120 days of marriage and Rs. 1550 if registered beyond 120 days of marriage. On top of this, Rs. 350/- is charged as online service fee.The slip also tells you to verify the certificates at the Certificate counter within a week of online submission. Again, this was not done in the certificate counter but in Room 104 of the Lajpat Nagar Registrar Office. However this is not mandatory. You can verify documents on the date of registration also. But if you verify early, you can speed up the process on the registration date.Day of registration: On the day of registration, try to reach 30 minutes earlier than the scheduled time so that you can do all the verification quickly. You will need to carry all the originals and a copy of all the documents which you submitted (self-attested). You need to carry four passport sized photos of the bride and groom and a photo of the marriage ceremony. Carry some stationeries like pen, A4 size blank papers, gum, stapler, seal (if any). You will be required to paste two passport size photos each of the bride and groom as well the marriage ceremony photo on a blank paper and self-attest it there. All your documents will be verified with the documents uploaded and placed together in a file.The next step is payment of the fees. Once the fee is calculated and paid at the counter, the witnesses are asked to submit a copy of their documents. During the fee payment, you will paste a passport size photo of the bride and the groom in a register, enter your personal details and add your signature.The next process is the biometric one wherein a photo of the bride, groom and the witnesses will be captured. Don’t worry about looking nice for the pictures. The cameras are pretty bad, low-resolution webcams and your marriage certificates will definitely have dark, unrecognizable pictures of you and your spouse :)After the pictures are clicked, you will be taken to the Sub-Divisional Magistrate (SDM). This is where the bottleneck is. If the sub-registrar is not available for some reason, you will be waiting for a long time. Luckily, our SDM was in the office and so our process went smoothly. The SDM will ask a few questions, say congratulations and sign the register.You go back to the original room again. The witnesses can leave now if they wish to. You and your spouse are called to check your details again on the computer. Once the details of all the couples have been verified, the officer proceeds to take a print out of all the marriage certificates to be issued on that day. After printing it out with the names of the bride and groom and their photographs, both of you are asked to sign the marriage certificate. After the signature, you can leave the building. You can thank the witnesses, exchange garlands with your spouse and take your friends for lunch or dinner depending on the time the process completes.The marriage certificate digitally signed by the SDM will be sent to your edistrict portal within 21 days. You can download it and use it for all official purposes. Mine was uploaded on the same day :)I personally felt that the process was pretty painless and smooth. We reached the office at 1100 and we were out by 1315. Everything is pretty clear in the edistrict website. And it was a cheap procedure to do compared to what is charged by all the touts and middle men.I got married in Tamilnadu which does not have a procedure for registering marriage online. I went to the Sub-Registrar Office near my house. The official in charge was very rude and advised me to go through a middle man of his choice. He insisted that the bride, groom and both sets of parents had to be present within 4 hours of the marriage. I said that it was not possible to do it so quickly after the marriage. He told me that it is the procedure and he will not entertain any more questions. So much for government officials being the friends of the public.When I enquired with a middle man, he quoted Rs. 6000 for ordinary registration (the bride, groom and both sets of parents had to be present at the Sub-Registrar Office) and Rs.12000 for a Special registration (The SDM would come to the marriage hall and do the registration him/herself!!!). Wow! These middle men and government officials must be making a killing…That is why I decide to get my marriage registered in Delhi and it proved to be a wise decision. I hope that this is useful for people who are planning to get their marriages registered.