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No country in the world should be subject to “caravans” of unskilled, impoverished, mendicants, demanding entry into a sovereign Nation, and demanding that Nation share their wealth with them. Do Americans see what it has done to Europe? Where does this end?As a European, I hold a US H-1B visa and have held F1 and O-1 visas. I did not gather in a horde of indigents and caravan through your border. I had a complete background and family check, had to prove financial solvency, provided the required paper work to enter the US for education and work, and waited my turn.I understand the need for skilled immigration, I hire from around the world. The US Government has the right, and the duty to its citizens to control its borders and to know who enters and why. I enter the US through Boston Logan International Airport several times a month. They have an Immigration & Customs “control” point of entry. Every country I enter, I pass through an immigration “check-point”. In Europe we learned after the Arab-Spring that open borders are costly. People with stable employment, education, and marketable skills do not group in hordes and enter nations illegally and demand benefits.Bestowing Third-World “lawbreaking” Caravan Immigrants with the US “Liberal Humane Rights (taxpayer entitlements)” such as food, clothing, modern housing, air conditioning, automobiles, phones, refrigerators, an array of non-necessary electric appliances, and consumables purchasing power is clearly a negative effect on the environment; but please consider your debt. You cannot afford handouts.Please do not confuse European benefits with US government benefits. Our own citizens and immigrants do not enjoy the extravagant benefits that those in the US are bequeathed. As a European, being poor in the US (where I was educated and have a home) is much different than anywhere in the world. Poor in the US is a two bedroom apartment, air-conditioning, food programs ample enough to be obese, cigarettes, video games, internet, a car in driveway, two flat screen televisions with cable, a cell phone, new style clothing, and a government benefit EBT card. Do not confuse what is considered poor in the US for poor in the rest of the world.As a European we are reminded, the greatest threat to global security is America's national debt. The US is in debt (with debt-to-GDP ratio over 100 percent) and this debt threatens the economy of free Western World. Adding thousands of unskilled, non-English speaking, and impoverished immigrants is a burden on the taxpayers. Adding debt for prospective voters is an irresponsible act that affects the global economy. Yes, yes, I know, it is only a few billion to buy these immigrant votes, but….Remember the outflow of gold from the US Federal Reserve System, which began in 2014 due to Obama’s poorly formulated economic plan, continues today almost without interruption. Our German government exported gold reserves from the US, returning to Germany 300 tons of ingots. The Netherlands also repatriated over a 100 tonnes of gold from the US, as did 42 other nations during the Obama failed economic plan.The world seeks to reduce dependence on the dollar. Americans must remember that in 1944 the US dollar replaced the British pound as the world reserve currency. The UK accumulated excessive debts and years of economic instability, and the pound collapsed. Is that worth adding voters to the rolls?My American employees speak of the solvency of Social Security and Medicare. They are the largest drivers of federal spending, and both of their trust funds will go to zero in less than 20 years.Remember your immigration Family Reunification Laws:The immigrant visa process begins when an American Citizen or Legal Permanent Resident files a petition with the U.S. Citizenship and Immigration Service (USCIS) of the Department of Homeland Security. American Citizens may file petitions for their fiancé(e), children, spouses, parents, and siblings. Legal Permanent Residents may file petitions for children and spouses.Adding immigrants that never paid a dime into the fund and that will receive SSI and disability. Yes, I hear “they are not eligible”, I see no one starving or going without in the US. They will receive taxpayer benefits.Why would your nation add more debt due to unskilled and impoverished immigrants, when US citizens complain of rising health care costs, complain of poor infrastructure, schools that rank 37th in mathematics and 32nd in science, the student-loan bubble, pensioners low standard of living, and socialist politicians promising “everything for free!”.Necessary immigration? In Europe we know the cost of immigration. Although unlike the US, in Europe, we have declining birth rates, which our politicians use to justify our low-skill labour refugee influx. However, in the US, you have a surplus of low-skill labour, however, you have a low labour participation rate of such persons; government benefits are better than a job. I know; I hire in the US.In Europe we need unskilled workers due to low-birth rates; however, we learned a valuable lesson, all immigrants are not equal. We have a culture, we have customs, we have a history, we have a language, we have laws, and assimilation is difficult. Not all immigrants are in the best interest of the people, we need to control our borders and screen each and every “applicant”. The only way to do this is concertina wire (Razor Wire) above and below fences and walls.Yes we demand our Governments use Razor Wire and Walls. No technology will do the job. It must be purchased, many man-hours of control, observation, and maintenance. With remote technology or manpower reducing technologies, border security agents must travel to the breach point, then it is too late stop the invaders. Build the wall, protect your country, protect our investment in the US, we are doing it, it works.US citizens must ask, how can your country afford caravans of unskilled and impoverished immigrants that your working tax dollars pay for food, health-care, schooling, clothing, modern housing, air conditioning, automobiles, phones, refrigerators, an array of non-necessary electric appliances, and consumables purchasing power. Where is your “better life and opportunity?”If Americans are concerned enough about the Central-American immigrant caravans to provide them with a “better life and opportunity” what about others? World Hunger reports that 501 million people, or 47 percent of the population of sub-Saharan Africa, lived on $1.90 a day or less, a principal factor in causing widespread hunger and violence. Most are subject to violence due to lack of basic human rights. According to World Bank's report in 2016, there are 766 million extremely poor Asians suffering hunger. Most are subject to violence due to lack of basic human rights. About 519.6 million people do not have enough food to eat in Asia, and a prominent 70 percent of world’s malnourished children live on the eastern continent.These people are watching the caravans, are they next? Why not? To deny them, and allow the Central-American immigrant caravans is racist, and unacceptable? Is the definition liberal “no-borders”,“ humanitarian” , “refugee”, based on discrimination and confined to those we choose?What about the liberal rally cry, “…give me your tired, your poor, your huddled masses”? Let's examine the statements original context.I have a book on “Path to U.S. Citizenship” in our office in Boston.“give me your tired, your poor, your huddled masses yearning to breathe free, the wretched refuse of your teaming shore. Send these, the homeless, tempest-tossed to me, I lift my light beside the golden door”…was a poem "The New Colossus" by poet Emma Lazarus to raise money for the construction of a pedestal for the Statue of Liberty. It was not government sanctioned or endorsed, nothing to do with American Policy, or a legislative motivated passage, it clearly did not reflect the US Government’s actions.In fact the same year, 1882, the Chinese Exclusion Act was passed by the U.S. Congress and signed by President Chester A. Arthur. The Chinese Exclusion Act of 1882 was the first significant law that restricted immigration into the United States of an ethnic working group. This was one of many policies on immigration exclusions, quotas, and limitations that the US had in place during its rise as an industrial power. That Industrial power created the wealthiest nation on earth.Karl Marx wrote extensively concerning immigrant workers, central planning and immigration policy.I believe the point liberals are making is quite similar to what we are hearing in Europe: asylum and refugee status.U.S. Citizenship and Immigration Services (USCIS) define a refugee as someone who is outside of his or her homeland, and has been persecuted in his or her homeland or has a well-founded fear of persecution there on account of race, religion, nationality, membership in a particular social group, or political opinion. Political asylum is for someone already in the United States, and protects an individual from removal to a country of feared persecution.According to the European news the majority of the immigration asylum seekers are currently from Central America’s Northern Triangle region (Honduras, Guatemala, and El Salvador). They are claiming asylum based on violence and poverty. “People pursuing economic and social migration are not refugees seeking asylum”, there is no immediate cause to enter the US for protection from persecution. In their home country (not at the border) they may fill the paperwork out, get in the queue, go through the process, and enter the US if they meet the requirements. The claim of violence and persecution in their home country may be cause for immediate action, border holding, legal hearing, and economic assistance. However,Four cities in the United States are counted the among the world's most dangerous. The cities are, in descending order of homicide rates, St. Louis, Missouri, Baltimore, Maryland, New Orleans, Louisiana and Detroit, Michigan. More dangerous than the major cities the asylum seekers come from, San Pedro Sula, Honduras; Guatemala City, Guatemala; and San Salvador, El Salvador.So the question we the world are asking, how does the US tell a mother of murdered child in one of those cities that the US is more interested in these refugees, than the children in their city? It would appear that these Democratic Party run cities should be more concerned with the death and violence within the American borders, than a photo opportunity of a “family” with no documentation that they are related. In Logan Airport I viewed these families on the television; however, no mention or pictures of the violence and murder in St. Louis, Missouri, Baltimore, Maryland, New Orleans, Louisiana and Detroit, Michigan. (I lived in the Detroit area, abject poverty and crime, where is the outcry?) It is beyond comprehension that American children are second to these so-called refugee seekers.Yes, build the wall.

Only a living being can get sick or die. Stones don't die. In the same way, only a market economy can have a market crisis. In that sense, the "free" market is the cause of the crisis. If US had been a Liberia or North Korea, 2008 financial crisis would have never happened.Like any living thing, markets have ups & downs. They are susceptible to emotions. They swing between euphoria and despair. Since the time of Keynes (1930s) Governments have desperately tried to smooth out these cycles of boom & bust. But, markets have a mind of their own."We need more regulations" is an empty and oversimplistic phrase. It is often used by media pundits who don't understand the markets. More regulations of what kind? Many of the regulations have worsened the crisis and in some other cases relaxation of regulations caused the crisis. For instance, the community development act of 1992 forced the banks to lend more to risky, poor individuals. That is an example of a regulation that worsened the system. Repeal of the Glass-Steagall act enabled the regular banks to "play Vegas". That is an example of a lack of regulation worsening the system.You need to look at both, although the fundamental factors involve neither.Fundamental CausesOverconfidence in math models: In the years running up to the crisis many financial institutions became too reliant math models built out of insufficient data and used that as a substitute for conventional judgment. 15 years of bond market stability lulled them into thinking that the market risk is a thing of the past. Hubris lead to collapse, like in all other human endeavors. http://www2.ims.nus.edu.sg/preprints/2010-05.pdfExcess capital in the system: US was flooded with cash from global investors since early 1990s. China, Japan, West Asia and other regions brought a lot of dollars the US bond markets, from their exports. This increased availability of capita reduced the returns in a lot of investments, forcing the investors to choose riskier & unproven investment options. Real estate received a lot of attention from the investors, as the bank interest rates & bond rates swung to rock bottom.Herd behavior & communication explosion: The availability of new media since late 1990s increased the magnitude of herd behavior that was always present in humans. People shared stuff about how smart their home investment in 2001 turned out to be. If you didn't borrow on your home equity, you were considered dumb. Peer pressure got really strong, as people could instantly share photos of their trophy homes. In 2008, this thing worked completely opposite. The trend became on how to walk away from your home mortgages.Secondary FactorsThese fundamental factors now impacted a lot of other secondary factors:Overconfidence in math and herd behavior forced the rating agencies to understate the risk in many investments. No one wanted to look stupid and loose business by playing the tune of caution.Excess capital in the system enabled the US government backed mortgage providers - Freddie Mac and Fannie Mae to expand their home loans.Overconfidence, excess capital and herd behavior led a lot of otherwise conservative US banks & insurance companies to play speculative games in the bond market.The reduced returns in the bonds, forced insurers and pension funds to look beyond their traditional investments. Companies like AIG were tempted to look into unknown territories - such as insuring the bond defaults of big companies.The communication explosion led even the most novice of the investors get access to highly complex mortgages. HELOCs, ARMs and Alt-A loans became available to even the poor and illiterate.

There’s only one correct answer to this. The 12th President of the nation - Pratibha Patil.Ms. Patil made full use of the Presidentship to benefit herself and the ones close to her in a brazen display of abuse of power as could be, and yet seemed to escape the wrath of the Indian populace and the vulture-gaze of the media almost totally. Yes, things about her cropped up every now and then, but they never received the widespread attention they deserved.220 crores+ worth of international trips for herself and her familyPratibha Patil, who had undertaken a number of foreign trips as president, was accompanied by her friends and relatives on several occasions, reveals a Right to information (RTI) reply received by activist Subhash Chandra Agrawal. Even for a five-day visit to Mauritius between 24th April and 28 April, Patil was accompanied by a 98 members, including her son, Rajendra Singh Shekhawat, daughter-in-law Manjari Shekhawat, daughter Jyoti Rathore, grandson Prithvi Singh Shekhawat and grand-daughter Vedika Rathore.Grabs 2,61,000 sq ft of land meant for soldiers and officers to build a palatial mansion for herself after retirementPratibha Patil, president of India and the supreme commander of the armed forces is building a palatial home for herself on a whopping 261,000 sq ft of land in Khadki Cantonment in Pune (out of which the bungalow occupies about 4,500 sq ft). The land belongs to the defence. It will now have a fortified home, the construction of which is nearing completion.The construction was abandoned when the news broke. But that did not dampen the spirits of the ex-President as she switched gearsPresident Pratibha Patil’s luxurious home continues to be builtAlthough President Pratibha Patil has returned the 2,42,000 sq ft of land in Pune on which she was building her palatial post-retirement home, construction continues on the site.The land surrounding the bungalow was returned but the bungalow itself was built despite the fact that she was entitled to less than 2000 sq ft of residence (the bungalow was more than thrice that size).”Tohfa, Tohfa, Tohfa!” Pratibha Patil in soup over gifts from foreign dignitariesAn RTI query filed by activist Subhash Chandra Agrawal revealed that Patil had packed over 150 gifts, received by her in the official capacity of President, and transported them to her hometown in Amravati, where it was put on display at a museum run by Vidya Bharati Shaikshanik Mandal, owned by Patil's family.Some of the gifts received by Patil include a stone box presented to her by the US President, a candle set from the British PM, a wooden framed photo from the President of Vietnam, a memento from the FIFA president, a gold medallion and a silver medallion of Nelson Mandela besides a gift box from China.Even common folks working for corporations know that taking gifts is disallowed, and gifts can only be accepted if there is no conflict of interest and they are of a very nominal value.Pratibha bank waived loans for kin before RBI shut it downMs. Patil also opened a cooperative bank which was used to lend disproportionately to her friends and family driving it to liquidation.According to complaints sent by the Bank's union leaders, as many as a dozen of Patil's relatives were granted loans (totalling Rs 2.2 crore including penalties, most declared Non Performing Account holders) by the cooperative bank.The list of relatives who received loans from the cooperative bank meant for improving the plight of the people of Jalgaon, and women in particular, include her brothers and nephews.Another list of relatives got a waiver of penal interest and charging interest (totalling Rs 41 lakh) and were allowed to close their accounts prior to the bank's liquidation.In a final act of the proverbial middle finger to the people, just before her term-end, Pratibha Patil Commuted Death Sentence of 35 PeoplePresident Pratibha Patil has commuted the death sentence of 35 people to life imprisonment, the highest by the country's any head of state in three decades. Among those whose mercy petitions were accepted are those convicted of mass murder, kidnapping, rape and killing of children.Since 1981, 91 convicts sought commutation of their death sentences to life imprisonment. Of these, 31 petitions were accepted, out of which 23 were during Patil's five-year tenure.In fact, almost all the convicts pardoned are guilty of the most blood-curdling crimes. Piara Singh, Sarabjit Singh, Gurdev Singh and Satnam Singh had massacred 17 of a family at a marriage function. Gopi and Mohan (Tamil Nadu) and Molai Ram and Santosh (Madhya Pradesh) had raped and murdered little girls.She has set the bar for the President of the world’s largest democracy so low that it reminds me of this satirical piece on Trump by the Borowitz Report : Bar Officially Cannot Be LoweredA group of scholars who have been monitoring the descent of the bar over the past few decades have concluded that the bar can no longer be lowered, the scholars announced on Friday.The academics, led by Professor Davis Logsdon, of the University of Minnesota, published their conclusion after their research definitively found that the bar had finally dropped to its lowest possible position.“For those who thought the bar still had room to be lowered, our findings resoundingly contradict that assumption,” Logsdon said. “The bar is now essentially flush with the ground.”