State Tax News - Spring 1997: Fill & Download for Free

India is currently witnessing a real-estate bubble.A bubble, in economic jargon, is a state where the market price of an asset (property, commodities, etc) is many magnitudes higher than its intrinsic value.Two of the most popular examples of such asset bubbles are:Dot-com bubble: Everyone was hyped over the phenomenal growth of the internet with everyone starting their own internet company,1997 Asian financial crisis: Though the crisis officially started with the collapse of the Thai Baht, the seeds were sown years earlier with the huge inflow of 'hot money' mixed with corruption that led to the accumulation of inefficiencies in the system.The reason there are such bubbles is that markets are never perfectly rational in the real world. A market is the sum total of people in it, and people are irrational - they cannot make perfectly logical decisions, they are bound by fear and insecurities, and are prone to speculation and the Bandwagon effect.Many people still refute the existence of any such asset bubble. However, it can be seen clearly.For example, the flat I have rented is in an area where average price for a 1BHK is around INR 1.5 Cr. The rental cost is around 30k/month i.e. 3.6 L per year. Hence, the owner gets around 2.4% return annually on the property. However, the rate of borrowing (for property loans) is around 10-14%.So, if a person was to take a loan, he would be paying 10-14% while only getting around 2.5%. In case of an market in equilibrium, these two should be almost equal.There are many causes for the "Great Indian Property Bubble" including, but not limited to, high M3 growth rate, growth disparity, indiscriminate lending from banks, tax breaks etc.#1: Increasing M3 money supplyFrom: The Reality of the Indian Housing BubbleIn the Indian context, there is strong evidence of an unprecedented growth in money supply where one has witnessed a double-digit year-on-year growth rate of broad money supply or M3 (see chart).Liquidity has to go somewhere. In the case of India, this liquidity seems to have gone into the real estate market creating a false boom. A closer look at India’s real estate price data makes this more evident.[Note: A 5x–6x increase in housing prices in under a dozen years is nothing short of spectacular when compared to other cities across the world. What is more astounding is that the actual price rise in Indian cities is likely to be higher than the reported figures suggest given that it is widely acknowledged that the official housing prices are under-reported for computation of tax gains – and this is something that the government is attempting to remediate by reforming the stamp duty transactions in states.]We can see clearly that the rise in housing index is closely correlated with the rise in money supply.#2: Tax breaks and the impetus to black moneyFrom: India’s Real Estate Bubble Market set for Stagflation in coming 5 years, if not outright BurstReal estate in India allows retailer to leverage their savings and get tax breaks. This has artificially boosted price along with massive amounts of black money. Most of the corruption money in India (Saradha scam, FTI scam etc.) gets parked into real estate, as it can absorb massive amounts of money without too much scrutiny. Most consumers have almost no right, as the developers have huge power due to political and police patronage. There are one sided agreements and construction quality is quite pathetic. There are a huge host of taxes and duties that buyers have to pay, along with hefty registration amounts. Parking is also an extra payable which beats me. Where would a consumer park his car – on his head? Governments even charge apartment buyers for providing infrastructure (utility, roads etc.). Is that not supposed to be why consumers pay normal taxes.#3: Inequitable growthThe 6 metros of India house around 8-10% of the total Indian population. If you need a job in Finance, you have to be in Mumbai. If you are a software engineer, chances are that you will end up either in Bangalore or Hyderabad.The majority of companies and the largest chunk of start-ups are targeting the metros. As a result, everyone is flocking to these cities. Demand goes up, but there is limited space to develop more houses. Prices go up.I am hoping that when (and if) the "100 smart cities" proposal actually comes to fruition, this disparity will be alleviated, at least to some extent.All of the above, coupled with the fact that loans are easily available and disbursed and that the interest paid on property loan is tax-deductible, made it a hot investment option for people.People didn't mind the astronomical prices nor the fact that the rental revenue would be low. Everyone was of the view that prices would keep rising and that they would finally exit with a huge amount of capital gain. People started buying multiple properties, treating it as a safe haven like Gold.However, the good news is that the bubble is slowly fizzing out, at least in some places.From: Is the real estate market headed for a crash?In the April-June quarter, house prices fell in 22 out of 26 cities tracked by the National Housing Bank's Residex (residential index) compared with the January-March quarter. It is only the short-term scenario. Despite adverse conditions, property prices in most cities have been holding ground for a long time now. For instance, over one- and two-year periods, the index shows a sharp rise in property prices in Delhi, Mumbai and Bangalore.From: Indian Real Estate Bubble is starting to burst - ReportThe Indian Real Estate sector is starting to unravel with prices having fallen 7-18% in India’s large cities over the past year, Ambit Capital said in a report.Indiscriminate construction without much though to demand and its trajectory in most places has led to the accumulation of huge inventory of unsold houses across all major cities.As soon as any announcement is made by the government regarding development, property developers and brokers rush to buy property, construct buildings, and claim ownership over brokering. In the race to finish first, new properties and complexes are springing up like spring bunnies. And due to the inherent red-tape in the administrative machinery, a lot of these initiatives do not see the light of day. Suddenly there are no takers for the newly constructed residential behemoths.Graph from: LivemintThis can also be seen in Mumbai where a lot of people I talked to said that price of real estate is going down to the levels it was at 3-4 years back.P.S. Not a good time to invest in real estate. Hold on till the end of 2016 to allow the market to correct itself.

Undemocratic behaviour?The British PM is returning to common practice. The move is even less surprising when taking into account the UK is currently enjoying the longest Parliamentary session ever since 1653, so a Queen’s Speech is long overdue.Parliamentary sessions and sittingsHow long is a session?There is no fixed length for a session, but they generally follow the same pattern from spring to spring, with a number of recesses. The actual dates of sittings usually vary slightly between the House of Commons and the House of Lords. Prior to 2010 sessions generally ran from autumn to autumn.ProrogationProrogation (pronounced 'pro-ro-ga-tion') marks the end of a parliamentary session. It is the formal name given to the period between the end of a session of Parliament and the State Opening of Parliament that begins the next session. The parliamentary session may also be prorogued before Parliament is dissolved.How is prorogation marked?The Queen formally prorogues Parliament on the advice of the Privy Council.Prorogation usually takes the form of an announcement, on behalf of the Queen, read in the House of Lords. As with the State Opening, it is made to both Houses and the Speaker of the House of Commons and MPs attend the Lords chamber to listen to the speech.The same announcement is then read out by the Speaker in the Commons. Following this both the House of Commons and House of Lords are officially prorogued and will not meet again until the State Opening of Parliament.Prorogation announcementThe prorogation announcement sets out the major bills which have been passed during that session and also describes other measures which have been taken by the government.What happens to bills still in progress at prorogation?Prorogation brings to an end nearly all parliamentary business.However, Public Bills may be carried over from one session to the next, subject to agreement. The first Bill to be treated in this way was the Financial Services and Markets Bill in session 1998-99.What happens to questions for government departments at prorogation?Motions (including early day motions) lapse when the House becomes prorogued, questions which have not been answered fall, nothing more will happen with them. If they have not been answered then they will stay unanswered. No motions or questions can be tabled during a prorogation. On the occasions when departments are unable to answer questions substantively before prorogation, ministers provide a standard answer worded as follows: ‘It has not proved possible to respond to the [Right] hon Member in the time available before Prorogation.In fact this formerly routine practice will in fact be substantially shorter than Remainer and former PM Major’s same action.Boris's Prorogation Will Be Shorter than Major's -The news of Boris’s planned prorogation has naturally sent Remainers into hysterics, calling the move “undemocratic“, “outrageous” and comparing the PM to a “tin pot dictator” – all for using a bog-standard procedural technique. It’s set to be an entertaining day…As Guido has reported before, prorogation has historically been used by Attlee, Major and Canadian PM Stephen Harper for political purposes. The move is even less surprising when taking into account the UK is currently enjoying the longest Parliamentary session ever since 1653, so a Queen’s Speech is long overdue.Whilst everyone else is losing their heads, Guido thought it would be helpful to remind everyone that John Major’s prorogation – which he used to cover up the cash for questions scandal – lasted from the March 21 until the 1997 General Election: a period of 6 weeks, compare this to today’s announced prorogation that will result in Parliament losing only 4 sitting days. One rule for remainers, another for Boris.Regardless of returning to standard practice, Remainers would have tried to continue rejecting democracy itself in elitist attempt to subvert Brexit.So it wouldn’t “backfire” and it won’t prevent Remainers from trying to continue to reject the democratic will of the British people.The ecstatic outrage of Remainer MPs can't distract from their bizarre failureTry as they might, the Remainers can no longer even mildly pull off the charade that they are respectable constitutionalists who merely seek to uphold parliamentary procedure. In recent months, they have more closely resembled tax-dodging lawyers, searching for grubby legal loopholes to cheat the country out of Brexit.Do they think we have forgotten how MPs talked openly of a parliamentary coup to replace Boris Johnson with an anti-no deal leader? Or how John Bercow set fire to the parliamentary rulebook, Erskine May, in January, by allowing members to pass an amendment that gave Theresa May a three-day deadline to come up with a Plan B to replace her failed deal? Or how MPs stretched parliamentary rules to the very limit to pass a law, ordering the executive to seek a Brexit delay? Or how Labour forced the Government to publish the Withdrawal Agreement’s legal advice – which, irrespective of the quality of the deal, flew in the face of convention?The seething ululations of the Remainers seem even more absurd when one considers that events are unfolding in the sordid Westminster parallel universe, where nothing is as it seems and everyone is a liar. The Remainers may try to depict themselves as noble democratic warriors, committed to a final showdown with the Government, but in truth earlier this week they gave in.Arguably, Mr Johnson moved to prorogue Parliament because they showed weakness on Tuesday, exposing themselves as unwilling to back a no-confidence vote, even though it is the only realistic way to stop no deal; Mr Johnson seized on this chance to force the hand of the bluffing Remainers and focus minds in unbending Brussels.There is, alas, a disgraceful logic to the dissipating Remainer boldness. In Westminster, the only thing worse than a battle lost is a battle won. And while Jeremy Corbyn secretly favours an election after a clean break with the EU so his party can then cynically lambaste an “extremist” Tory Brexit, 
Jo Swinson is concerned that backing either the Labour leader or a Tory 
MP in an anti-Brexit emergency government would alienate swing voters who have switched to her party from both Right and Left.If they call a no-confidence motion it won’t be over principle, but to save face. Perhaps one cannot expect any better from two of the worst opposition leaders in British history. The Jo Swinsons and Jeremy Corbyns are to our terminal political system what nail bars and chicken shops are to our dying high streets – the last shoddy dregs clinging on for survival.There are two happy twists in this dismal saga. First, thanks to the Remainers, it is now more likely than ever that we will enjoy a clean break from the EU – as, in contrast with the Remainers, Brussels’ bluff cannot be called. Soon our PM will have no choice but to do a no-deal Brexit. And second, as MPs who have defied the referendum know full well, a swamp-draining general election is imminent.

Most Objectivist thinkers are ‘little known’ outside of Objectivist circles so I will post a list of the ones I know.Objectivist Intellectual’s Biographies (85) last updated 10/14/18 (not complete)Amesh AdaljaMD, 2002, American University of the CaribbeanDr. Adalja, a board-certified physician in infectious disease, critical care medicine, emergency medicine and internal medicine, specializes in the intersection of national security with catastrophic health events. He publishes and lectures on bio-terrorism, pandemic preparedness and emerging infectious diseases. He has been a guest on national radio and television programs.John AllisonMBA, Management, 1974, Duke UniversityMr. Allison is president and CEO of the Cato Institute. He was previously chairman and CEO of BB&T Corporation, the 10th-largest financial services holding company headquartered in the United States. During Allison’s tenure as CEO from 1989 to 2008, BB&T grew from $4.5 billion to $152 billion in assets.Carl BarneyCarl Barney is a businessman who, among other business activities, owns and manages several private business colleges.Rituparna BasuBS, Biology, 2010, Pennsylvania State UniversityMs. Basu is a health care policy analyst at ARI. Her work has appeared in publications such as Forbes and The Daily Caller, and she has been interviewed on radio and TV programs, internationally. Ms. Basu has briefed congressional staffers and speaks regularly at university campuses, including Georgetown, Emory and Temple.Ben BayerPhD, Philosophy, 2007, University of Illinois at Urbana-ChampaignDr. Bayer teaches philosophy at Loyola University New Orleans. His research focuses primarily on questions about the foundations of knowledge and the freedom of the will.Robert BegleyRobert Begley is a writer for The Objective Standard. He is the founder and president of the NY Heroes Society, an organization dedicated to promoting heroism in the culture. Robert is also a judge in Anthem, The Fountainhead and Atlas Shrugged essay contests. He was the host and producer for the Manhattan Cable TV program, The Voice of Reason. Robert is currently writing a book about the history of New York heroes.Michael S. BerlinerPhD, Philosophy, 1970, Boston UniversityDr. Berliner is the founding executive director of the Ayn Rand Institute and served as co-chairman of ARI’s board of directors. He is editor of "Letters of Ayn Rand", "Understanding Objectivism" and a recent biography of operetta composer Emmerich Kálmán. Dr. Berliner taught philosophy and philosophy of education for many years at California State University, Northridge.ANDREW BERNSTEINPhD, Philosophy, 1986, City University of New YorkAndrew Bernstein holds a Ph.D. in Philosophy from the Graduate School of the City University of New York. He has taught at Hunter College, the New School for Social Research, Pace University and Marymount College, where he was chosen Outstanding Faculty Member for 1995. He currently teaches at the State University of New York at Purchase, where he was selected Outstanding Faculty Member for 2004.Dr. Bernstein has lectured at universities across the United States, including at Harvard, Yale, Stanford, the United States Military Academy at West Point and many others; and at philosophical conferences both in America and abroad. He is the author of The Capitalist Manifesto: The Historic, Economic and Philosophic Case for Laissez-Faire, to be published in the spring of 2005 by University Press of America. His first novel, Heart of a Pagan, was released in 2002. He is currently writing Objectivism in One Lesson, an introduction to the philosophy of Ayn Rand. His website is Andrew Bernstein | Philosopher and TeacherDr. Bernstein is the author of "The Capitalist Manifesto" (2005), "Objectivism in One Lesson" (2008), "Capitalism Unbound" (2010), "Capitalist Solutions" (2011), and of numerous essays. He is currently writing “Heroes and Hero Worship” for the Clemson Institute for the Study of Capitalism. Dr. Bernstein lectures widely on Ayn Rand’s novels and Objectivism.DAVID BERRYD.M.A., Composition, 2002, University of South CarolinaDavid Berry is an associate professor of music. He teaches courses across a wide range of historical and theoretical musical subjects including film music. He is a recorded and published (BMI) composer with performances of his music in America and Europe in both fine art and popular music genres.CRAIG BIDDLEB.A., Fine Arts, 1988, Virginia Commonwealth UniversityCraig Biddle is the author of Loving Life: The Morality of Self-Interest and the Facts That Support It and is currently writing another book, Good Thinking for Good Living: The Science of Being Selfish. In addition to writing, he lectures on the Objectivist ethics and teaches workshops on thinking in principles. Editor and Publisher of “The Objective Standard”Specialties: Ethics, ObjectivismHARRY BINSWANGERPh.D., Philosophy, 1973, Columbia UniversityDr. Binswanger is the author of The Biological Basis of Teleological Concepts, the editor of The Ayn Rand Lexicon and co-editor of the second edition of Ayn Rand’s Introduction to Objectivist Epistemology. Dr. Binswanger is a professor of philosophy at the Ayn Rand Institute’s Objectivist Academic Center and is a member of ARI’s board of directors. He is currently working on a book on the nature of consciousness.Dr. Binswanger is the author of "How We Know" and "The Biological Basis of Teleological Concepts", the editor of "The Ayn Rand Lexicon" and co-editor of the second edition of Ayn Rand’s "Introduction to Objectivist Epistemology". He is an instructor of philosophy at the Ayn Rand Institute’s Objectivist Academic Center and a member of ARI’s board of directors.TORE BOECKMANNWriterMr. Boeckmann has written and lectured extensively on Ayn Rand’s fiction and philosophy of esthetics. He edited for publication Rand’s The Art of Fiction. His own fiction has been published in Ellery Queen’s Mystery Magazine and Alfred Hitchcock’s Mystery Magazine. He is currently writing a book on Romantic literature.Thomas A. BowdenSpecialties: Legal issues, physician-assisted suicide, abortion rights, mandatory community service.Mr. Bowden, an attorney in private practice in Baltimore, Maryland, taught at the University Of Baltimore School Of Law from 1988 to 1994. Author of a booklet against multiculturalism, “The Enemies of Christopher Columbus,” he has also published op-eds in the Fort Lauderdale Sun-Sentinel, Philadelphia Inquirer, Portland Oregonian, Los Angeles Daily News, Minneapolis Star Tribune, and Charlotte Observer. He is a former member of the board of directors of The Association for Objective Law, a non-profit group whose purpose is to advance Objectivism, the philosophy of Ayn Rand, as the basis of a proper legal system. In that connection, Mr. Bowden has filed amicus curiae briefs in the U.S. Circuit Courts of Appeal for the Second and Third Circuits, challenging mandatory community service for high school students on legal and moral grounds.YARON BROOKPh.D., Finance, 1994, University of Texas at AustinDr. Brook is president and executive director of the Ayn Rand Institute. A former finance professor, he has published in academic as well as popular publications, and is frequently interviewed in the media. He has appeared on CNN, Fox News Channel and PBS among others. On college campuses across America and in the boardrooms of large corporations, he has lectured on Objectivism, business ethics and foreign policy.Dr. Brook is executive director of the Ayn Rand Institute. He is the coauthor of the national best-seller “Free Market Revolution: How Ayn Rand’s Ideas Can End Big Government” and a contributing author to both “Neoconservatism: An Obituary for an Idea” and “Winning the Unwinnable War: America’s Self-Crippled Response to Islamic Totalitarianism.”ANDY CLARKSONMBA University of MarylandMr. Clarkson is a decades-long Objectivist He has focused on researching the history of ideas and published The Impact of Aristotle Upon Christian, Islamic, and Jewish Cultures : A Compilation of Notes and Quotes From A Variety of Sources Plus Commentary, published in December 2016.PAT CORVINIPh.D., Electrical Engineering, 1995, University of California at Santa BarbaraDr. Corvini recently left a twenty-year career in semiconductor optoelectronics to work full time in the history of science and mathematics. She lectured on Archimedes at the 2003 Objectivist Summer Conference.SUSAN CRAWFORDB.S.N, Nursing, 1982, Marymount College, VirginiaSusan Crawford is a registered nurse. She has given two parenting courses and wrote the pamphlet “The Reading Habit/Money Management.” Susan is married to Jack Crawford and the mother of two sons, Jason and DavidERIC DANIELSPh.D., American History, 2001, University of WisconsinDr. Daniels is a visiting assistant professor of history at Duke University’s Program on Values and Ethics in the Marketplace. He has lectured at summer conferences and to numerous Objectivist community groups. He is an alumnus of ARI’s Objectivist Graduate Center (precursor to the Objectivist Academic Center). A contributor to the Oxford Companion to United States History, he is currently working on a book about American politics andDr. Daniels works at LePort Schools, teaching science and history, and as a curriculum developer. Previously, he was a professor at Clemson, Duke and Georgetown Universities. Dr. Daniels has published book chapters and articles on antitrust, individualism and economic freedom.John DennisPhD, Psychology, 2010, University of Texas at AustinDr. Dennis teaches at Catholic University in Milan, University of Perugia and University of Alberta. His research on motivation is funded by the EU and Templeton Foundation. He is a licensed psychologist trained in CBT. In 2013 Dr. Dennis started Melioravit, a scientific communication company that helps researchers get funded, published and cited.Robert van DortmondMSc in Applied Physics, Delft University of Technology; Executive Program, Stanford Graduate SchoolMr. van Dortmond teaches entrepreneurship at the University of Amsterdam/The Amsterdam Centre for Entrepreneurship. He is an active mentor, shareholder and board member of various startups. He speaks on Ayn Rand’s ideas and is an advisory board member of ARI Europe of which he was one of the initiators.Dianne DuranteSpecialties: Esthetics, painting, sculpture, homeschooling.Dr. Durante is a freelance writer on art and current events. She has lectured on painting and sculpture at Objectivist conferences; several of these lectures are available on tape from the Ayn Rand Bookstore. She has also just finished a book on New York sculpture, Forgotten Delights: The Producers. Dr. Durante and her husband homeschool their daughter in Brooklyn, NY.Alex EpsteinSpecialties: Current Affairs, racism, and moral defense of businessmen.Alex Epstein is an Objectivist speaker and writer living in Richmond, VA. His Op-Eds have been published in dozens of newspapers around the country, including The Houston Chronicle, The Atlanta Journal-Constitution, The Miami Herald, The Philadelphia Inquirer, and The Washington Times. He is also a regular contributor to The Intellectual Activist, a monthly magazine analyzing political and cultural issues from an Objectivist perspective. Mr. Epstein holds a BA in philosophy from Duke University, where he was editor and publisher of The Duke Review for two years.STUART MARK FELDMANM.A., Art, 1975, Rowan University, New JerseyStuart Feldman works in bronze, stone and wood, creating sculptures of the human figure expressing man’s most noble and inspiring qualities. A former instructor at the Pennsylvania Academy of Fine Art, he is cofounder of the Schuylkill Academy of Fine Art, in Philadelphia. His sculptures are held in private collections, and he has created a number of commissioned pieces.ROBERT GARMONGPh.D., Philosophy, 2002; University of Texas at AustinDr. Garmong is a graduate of the Objectivist Graduate Center, and has lectured on philosophy at many Objectivist conferences. He is the author of “J.S. Mill’s Re-Conceptualization of Liberty,” currently under submission to publishers. Dr. Garmong teaches philosophy at Texas A&M University and at Texas State University.MARILYN (GEORGE) GRAYB.S., Child Development, 1961, Iowa State UniversityMarilyn George is a retired Montessori teacher, school owner and administrator. She holds teaching certificates from both the American Montessori Society and the International Association of Progressive Montessorians and was a Montessori teacher for twenty-five years. She owned, administered and taught for ten years in her own school, which had an international reputation for excellence. She taught Montessori courses at Seattle University for more than ten years and has consulted for schools nationwide. Marilyn has been ballroom dancing since she met Ted Gray at a conference in 1989, at her first lesson, and today they compete at the Silver level.Debi GhateLLB, Law, University of Calgary, 1995Ms. Ghate is vice president of Education and Research at the Ayn Rand Institute, where she heads up a variety of educational and policy-related programs. She is also director of the Anthem Foundation for Objectivist Scholarship, an organization that supports academic scholarship based on Ayn Rand’s work.Onkar GhatePhD, Philosophy, 1996, University of CalgaryDr. Ghate is senior fellow and chief content officer at the Ayn Rand Institute. He specializes in Rand’s philosophy, Objectivism, and is ARI’s senior instructor and editor. He publishes and lectures on Rand’s philosophy and fiction, including application of Objectivism in the culture, and has been a guest on national radio and television programs.GENA GORLINPhD, Clinical Psychology, 2012, University of VirginiaMs. Gorlin has two years of experience conducting individual psychotherapy with anxious and depressed young adults. Her research has been published in highly regarded academic journals. She is also a graduate of the Objectivist Academic Center and a former board member of The Undercurrent, a national campus publication.Allan Gotthelf (deceased)Specialties: Love, self-esteem, happiness, Objectivism, AristotleAllan Gotthelf is emeritus professor of philosophy at The College of New Jersey. He is an internationally recognized authority on the philosophy of Aristotle, with many scholarly publications. He has lectured on Objectivism and Aristotle — including their views on love and sex, self-esteem, and individual happiness — throughout North America and in Europe and Japan. He has been a visiting professor at Swarthmore College, Georgetown University, Oxford University, Tokyo Metropolitan University, and most recently, the University of Texas at Austin. In 1987, Dr. Gotthelf was one of the founders of the Ayn Rand Society; a professional organization affiliated with the American Philosophical Association, Eastern Division, and has headed it since 1990. He enters his second year as Visiting Professor of Historyand Philosophy of Science (HPS) at the University of Pittsburgh. Prof. Gotthelf holds the Pitt Fellowship for the Study of Objectivism, funded by the Anthem Foundation and he will be working throughout the year on various projects in connection with his Fellowship. He is the author of On Ayn Rand (Wadsworth Publishing, 2000), the best-selling book in the Wadsworth Philosophers Series.4-19-2007 from his website:Visiting Professor, under the university's new Fellowship for the Study of Objectivism (Member: Classics, Philosophy and Ancient Science Program). A specialist on Aristotle's biology and philosophy, and on the philosophy of Ayn Rand, Gotthelf is emeritus professor of philosophy at The College of New Jersey, and has taught on a visiting basis at Swarthmore, Oxford, Georgetown, Tokyo Metropolitan, and the University of Texas at Austin. He is a life member of Clare Hall Cambridge, and was a visiting member of the Institute for Advanced Study, Princeton. Gotthelf is author of On Ayn Rand (Wadsworth Philosophers Series, 2000); co-editor of Philosophical Issues in Aristotle's Biology (Cambridge 1987); editor of Aristotle on Nature and Living Things (Pittsburgh 1985); and has prepared for publication D.M. Balme's posthumous editions of Aristotle's Historia Animalium (Cambridge 2002, Cambridge MA 1991). His collected Aristotle papers will by published next year by Oxford University Press, under the title: Teleology, Scientific Method, and Substance: Essays on Aristotle's Biological Enterprise. He is currently working on several Aristotle projects and an extended study of Rand's theory of concepts, essences, and objectivity.TED GRAYB.S., Mechanical Engineering, 1965, Northeastern University;M.S., Mechanical Engineering, 1971, Brooklyn Polytechnic InstituteTed Gray, an engineer, has been dancing since his teens. They both consider dancing primarily a social and romantic activity. Occasionally, they enter amateur dance competitions. As a couple they have given many formal and informal group lessons—at home, at conferences and on a cruise ship. Ted is a mechanical engineer with forty years experience in design and analysis of structures, and prevention of vibration. He is an amateur student of history, enjoying especially the biographies of great Americans and the history of technology. He has been a student of Objectivism for thirty-eight years.Hannes HackerSpecialties: history and politics of the space program, science and technology.Mr. Hacker graduated from the University of Notre Dame with a BS degree in aerospace engineering in May 1988. He earned a MS degree in aerospace engineering at the University of Texas at Austin December 1990. He has eleven years of space-flight operations experience including work on the space shuttle, international space station and commercial communications satellites.DAVID HARRIMANB.S., Physics, 1979, University of California at Berkeley;M.S., Physics, 1982, University of Maryland;M.A., Philosophy, 1995, Claremont Graduate University, CaliforniaDavid Harriman is the editor of Journals of Ayn Rand and a senior writer for the Ayn Rand Institute. He has lectured extensively on the history and philosophy of physics. He is currently developing the physical science curriculum at VanDamme Academy and working on two books: one demonstrating the influence of philosophy on modern physics (The Anti-Copernican Revolution) and the other presenting Leonard Peikoff’s theory of induction (Induction in Physics and Philosophy).David HolcbergSpecialties: Environmentalism, science, capitalism. David Holcberg holds a degree in civil engineering and is a senior writer for the Ayn Rand Institute.JONATHAN HOENIGCommunications and Philosophy, 1999, Northwestern UniversityMr. Hoenig manages Capitalistpig Hedge Fund, LLC. A former floor trader, his first book, Greed Is Good, was published by HarperCollins. Mr. Hoenig has written for publications including The Wall Street Journal, Wired andMarketWatch: Stock Market News - Financial News. He was named one of Crain’s Forty Under Forty and appears regularly on Fox News Channel.Gary HullSpecialties: Philosophy, multiculturalism, business ethics, education.Dr. Hull is director of the Program on Values and Ethics in the Marketplace at Duke University. His op-eds have been published in numerous newspapers, including the Los Angeles Times, the San Francisco Chronicle, the Orange County Register, the Philadelphia Inquirer, and the Chicago Tribune. He has made numerous television and radio appearances to discuss Ayn Rand’s philosophy, multiculturalism, affirmative action, the Elian Gonzalez affair, sex, ethics, politics. He has lectured on Ayn Rand’s philosophy at conferences around the world and, as a member of the Ayn Rand Institute’s Speakers Bureau, has spoken at universities across the country, including Harvard, Michigan at Ann Arbor, Wisconsin at Madison, Texas at Austin. Dr. Hull is the author of A Study Guide to Leonard Peikoff’s book Objectivism: the Philosophy of Ayn Rand, and is co-editor of The Ayn Rand Reader (Penguin/Plume, 1999), a collection of fiction and non-fiction writings by Ayn Rand.MARTIN F JOHANSENMS, Computer Science, 2009, University of OsloMr. Johansen is a PhD research fellow at SINTEF, the largest independent research institute in Scandinavia. He is currently completing his PhD studies at the University of Oslo as part of an international research project on software testing.Elan JournoBA, Philosophy, 1997, King's College, LondonMr. Journo, director of policy research at ARI, is completing a book on American policy toward the Israeli/Palestinian conflict. His 2009 book, “Winning the Unwinnable War,” analyzes post-9/11 U.S. foreign policy. His writing has appeared in “Foreign Policy,” “Journal of International Security Affairs” and “Middle East Quarterly.”ELLEN KENNERPh.D., Clinical Psychology, 1992, University of Rhode IslandDr. Kenner, a clinical psychologist, has taught university courses in introductory psychology, abnormal psychology and theories of personality. She gives talks on romance, self-improvement, psychological self-defense, parenting and communication skills. She is in her eighth year as host of the nationally syndicated radio talk show The Rational Basis of Happiness®.Ryan KrausePhD, Strategic Management and Organization Theory, 2013, Indiana UniversityDr. Krause is an assistant professor at Texas Christian University’s Neeley School of Business. He researches corporate governance and has published in “Academy of Management Journal,” “Strategic Management Journal” and “Journal of Management.” His research has been covered by the “Wall Street Journal,” “USA Today,” “Businessweek” and Fox Business Network.Andrew LaymanAndrew Layman is a Senior Program Manager at Microsoft where he works on Internet and database technologies. Prior to joining Microsoft in 1992, he was a Vice President of Symantec Corporation and original author of the Time Line project management program.Peter LePort, M.D.Specialties: Medicine, free market reform of healthcare, medical savings accountsDr. LePort, a full-time surgeon, lectures nationwide on free market reform in healthcare, particularly on the benefits of medical savings accounts. He is a member of the board of directors of Americans for Free Choice in Medicine. He co-wrote a healthcare reform proposal that discusses voluntary, tax-free medical savings accounts and high-deductible personal health insurance and which includes a method to privatize Medicare. He earned his medical degree from Downstate Medical Center, Brooklyn, New York, and is a former assistant professor of surgery at that institution. He is a member of the Faculty of the American College of Surgeons and of the Orange County Surgical Society.Andrew LewisPostgraduate Diploma of Philosophy, 1994, University of Melbourne, AustraliaMr. Lewis has studied philosophy at the Objectivist Academic Center, the University of Melbourne and the University of Southern California. He worked with Leonard Peikoff on his radio show, has lectured at Objectivist conferences, and is principal at VanDamme Academy, where he teaches a three-year history curriculum covering ancient, European and American history.JOHN LEWIS (deceased)Ph.D., Classics, 2001, University of CambridgeDr. Lewis is assistant professor of history at Ashland University, where he holds an Anthem Fellowship for Objectivist Scholarship. He is Assistant Professor of History in the Department of History and Political Science. He has published in several professional journals, and has been a visiting scholar at Rice University and Bowling Green State UniversityEDWIN A. LOCKEPh.D., Industrial Organizational Psychology, 1964, Cornell University.Dr. Locke is Dean’s Professor of Leadership and Motivation (Emeritus) at the Robert H. Smith School of Business at the University of Maryland, College Park. He is internationally known for his research and writings on work motivation, leadership and related topics, including the application of Objectivism to psychology and management. He is a senior writer for the Ayn Rand Institute and has published numerous op-eds.Keith LockitchPhD, Physics, 1999, University of Wisconsin at MilwaukeeDr. Lockitch is an ARI fellow and director of advanced training. In addition to speaking and writing for ARI on issues related to energy, climate and environmentalism, he teaches writing for the OAC and has developed courses on Ayn Rand’s ideas and novels for a variety of audiences.ROBERT MAYHEWPh.D., Philosophy, 1991, Georgetown UniversityDr. Mayhew is associate professor of philosophy at Seton Hall University. He is the author of Aristotle’s Criticism of Plato’s Republic and The Female in Aristotle’s Biology and the editor of Ayn Rand’s Marginalia, Ayn Rand’s The Art of Nonfiction, Essays on Ayn Rand’s “We the Living” and (forthcoming) Ayn Rand’s Q & A. He has completed a book on Ayn Rand’s HUAC testimony and is preparing for publication a collection of essays on Ayn Rand’s Anthem.Arline MannArline Mann is an attorney. She is vice president and associate general counsel of Goldman, Sachs & Co.John P. McCaskey, Ph.D. in history, is the founder and chairman of the Anthem Foundation for Objectivist Scholarship. He spent twenty years in the computer business, most recently as founder of Epiphany, Inc., before returning to academia in 2001. He studies and teaches history and philosophy of science at Stanford University.Scott McConnellSpecialties: Volunteerism, Communism in America, Ayn Rand's life. Mr. McConnell is a former literature teacher and high school English teacher. He has a BA in behavioral sciences and worked in Hollywood as a script reader. He has given several lectures on Ayn Rand's life.Shoshana MilgramPhD, Comparative Literature, 1978, Stanford UniversityDr. Milgram, associate professor of English at Virginia Tech, specializes in narrative fiction and film. She has lectured on Ayn Rand at Objectivist and academic conferences and has published on Ayn Rand, Hugo and Dostoevsky. Dr. Milgram is editing the draft of her book-length study of Ayn Rand’s life (to 1957).Ken Moelis. Mr. Moelis is founder and chief executive officer of Moelis & Company, a global investment bank that provides financial advisory, capital raising and asset management services to a broad client base including corporations, institutions and governments. Mr. Moelis has over thirty years of investment banking experience. Prior to founding Moelis & Company, he worked at UBS from 2001 to 2007, where he was most recently president of UBS Investment Bank and, previously, Joint Global Head of Investment Banking. Mr. Moelis serves on the University of Pennsylvania Board of Trustees, the Wharton Board of Overseers, the Board of the Tourette Syndrome Association, and the Board of Governors of Cedars Sinai Hospital.Jean MoroneyCertificate, 1996, Objectivist Graduate Center, Ayn Rand Institute;MS, Psychology, 1994, Carnegie Mellon University;MS, Electrical Engineering, 1986, Massachusetts Institute of TechnologyMs. Moroney is president of Thinking Directions, a business that develops and teaches methods in applied psycho-epistemology. She has given her flagship course, Thinking Tactics, to corporate and public audiences across North America. She is writing a book titled “Smarter: How to Achieve Your Goals When Nothing Goes as Planned.”Adam Mossoff is Professor of Law at George Mason University School of Law. He is also Co-Director of Academic Programs and a Senior Scholar at the Center for the Protection of Intellectual Property at George Mason, which he co-founded in 2012. He teaches and writes in the areas of patent law, trade secrets, trademark law, property law, and internet law. He has published extensively on the theory and history of how patents and other intellectual property rights are fundamental property rights. His article on the very first patent war, the Sewing Machine War of the 1850s, has been widely cited in today's public policy debates concerning patent litigation, patent licensing, and patent pools. He has testified before the Senate, and he has spoken at numerous congressional staff briefings, professional association conferences, and academic conferences, as well as at the PTO, the FTC, the DOJ, and the Smithsonian Institution. He is Co-Chairman of the Intellectual Property Committee of the IEEE-USA, and he is a member of the Amicus Committee of the American Intellectual Property Law Association, the Public Policy Committee of the Licensing Executives Society, and the Academic Advisory Board of the Copyright Alliance. ADAM MOSSOFF is an expert in patent law and property theory. He has published numerous law review articles and book reviews on topics in legal philosophy, patent law, and property law, including in law reviews at the University of Arizona and UC-Hastings, and in the interdisciplinary law journal, the University of Chicago Law School Roundtable. He was a visiting lecturer and John M. Olin Fellow in Law at Northwestern University School of Law, where he taught a seminar on property theory. Immediately prior to coming to MSU College of Law, he clerked for the Hon. Jacques L. Wiener, Jr., of the U.S. Court of Appeals for the Fifth Circuit. Professor Mossoff graduated from the University of Chicago Law School with honors in 2001. He has a M.A. in philosophy from Columbia University, where he specialized in legal and political philosophy, and a B.A. in philosophy from the University of Michigan, where he graduated magna cum laude and with high honors in philosophy. Hi is now an Associate Professor of Law at George Mason University School of LawSpecialties: Philosophy of Law, Constitutional Law, Intellectual Property Rights, Patent RightsJ. PATRICK MULLINS is a doctoral candidate in the history department of the University of Kentucky. He is in the last stages of writing his doctoral dissertation with the help of a generous grant from the Ayn Rand Institute.Travis NorsenSpecialties: Physics, science, history and philosophy of science, science education.Mr. Norsen is a physics and philosophy double-major at Harvey Mudd College in Claremont, CA. He is currently attending his final year of a PhD program in physics at the University of Washington in Seattle. Mr. Norsen is also a former adjunct instructor of physics at DigiPen Institute of Technology in Redmond, WA.JOHN E. OPFER, who still tops the list of Amazon Reviewers on the CyberNet Scoreboard, is Assistant Professor of Psychology at Ohio State University where he specializes in cognitive and developmental psychology. Nowadays he's too busy reviewing his research findings to review books. His work at OSU's Concepts and Learning Lab explores how young children form and change their concepts, such as concepts of living things and number. His website is at <Department of Psychology - John Opfer> where you will find links to several of his fascinating papers.Michael PaxtonMFA, 1984, New York UniversityMr. Paxton directed the world premiere of Ayn Rand’s Ideal (1989) and adapted and directed a dramatic presentation of Anthem (1991). His documentary, Ayn Rand: A Sense of Life, won an Academy Award nomination and a Golden Satellite Award for Best Feature Documentary. He teaches production design and film history at the Art Institute in Hollywood.Lee PiersonPhD, 1982, Psychology, Cornell UniversityDr. Pierson, director of the Thinking Skills Institute at Fairleigh Dickinson University, teaches students and business professionals how to keep any thought process moving toward its goal by activating the right knowledge as needed. He has a long-standing interest in and recently participated in life-extension research.AMY PEIKOFFJ.D., 1998, University of California, Los Angeles School of Law;Ph.D., Philosophy, 2003, University of Southern CaliforniaDr. Amy Peikoff is an Anthem fellow at the University of Texas at Austin, where she is teaching undergraduate courses in ethics and epistemology. Her writings on legal and philosophical issues have appeared in academic journals and leading newspapers. She has taught for the Objectivist Academic Center and lectured for Objectivist organizations and at conferences. Visiting Fellow at Chapman University’s Law School.Leonard PeikoffPh .D., Philosophy, 1964 New York UniversityFrom 1957 until 1973, Peikoff taught philosophy at Hunter College, Long Island University, New York University, the University of Denver and the Polytechnic Institute of Brooklyn.After that, he worked full-time on The Ominous Parallels (published 1982) and gave lectures across the country. He gave courses on Ayn Rand's philosophy regularly in New York City, which were taped and played to groups in some 100 cities in the U.S., Canada, and Europe. In addition, he spoke frequently before investment and financial conferences on the philosophic basis of capitalism.Dr. Peikoff, who is a naturalized American citizen, was born in Winnipeg, Canada, in 1933. His father was a surgeon and his mother, before marriage, was a band leader in Western Canada. He has been a contributor to Barron's and an associate editor, with Ayn Rand, of The Objectivist (1968-71) and The Ayn Rand Letter (1971-76).He is author of Objectivism: The Philosophy of Ayn Rand (Dutton, 1991), the definitive statement of Objectivism.Steve PlafkerJ.D., 1973 USCPh.D., Math, 1966 UNIVERSITY OF ILLINOISBS, MATH, MIT, 1961Dr. Plafker is a retired Los Angeles County deputy district attorney. His teaching experience includes teaching law to law students and to undergraduates. Before becoming a lawyer, he taught mathematics at Tulane University. He is a founder and member of the Board of Directors of The Association For Objective Law (TAFOL).Richard RalstonSpecialties: Ayn Rand’s life, Objectivism (General), Projects of the Ayn Rand Institute, Volunteerism, Foreign Policy, Journalism and MediaAfter serving seven years in the U.S. Army, Mr. Ralston completed an M.A. in International Relations at the University of Southern California in 1977. He then began a career in newspaper publishing and direct marketing. He has been the circulation director and publisher of The Christian Science Monitor, a radio producer, a national television news business manager, and a book publisher. As an independent direct marketing consultant, his clients included IBM, British Airways, CNN, and the Los Angeles Times. His book Communism: Its Rise and Fall in the 20th Century was published in 1991. Mr. Ralston is now Managing Director for the Ayn Rand Institute.JOHN RIDPATHPh.D., Economics, 1974, University of VirginiaDr. Ridpath (York University, retired) writes and speaks in defense of capitalism, and on the impact throughout Western history—including the American Founding era—of the ideas of the major philosophers. A recipient of numerous teaching awards, and nominee for Canadian Professor of the Year, he continues to lecture throughout Europe and North America.Jonathan Paul Rosman, MDSpecialties: Medicine, psychiatry.Dr. Rosman is a board certified psychiatrist, with additional qualifications in the subspecialties of addiction psychiatry and forensic psychiatry. Prior to entering full-time private practice in California in 1989 he was an assistant professor at Case Western Reserve University in Cleveland, Ohio. For several years, Dr. Rosman has been a psychiatric consultant to the City of Hope National Medical Center in Duarte, California, and is the psychiatric consultant to the Sleep Disorders Center at Huntington Memorial Hospital in Pasadena, California. He is also medical director for the Eating Disorder Center of California, a private, intensive outpatient clinic in Brentwood, California, devoted to the treatment of patients with anorexia and bulimia.Dr. Rosman is a published writer and lecturer on various aspects of psychiatry. Dr. Rosman's theoretical orientation is broad-based, drawing on and integrating aspects of cognitive-behavioral, short-term psychodynamic and biologic theories with Objectivist epistemological principles. He practices as both a psychotherapist and a psychopharmacologist.GREG SALMIERIB.A., Philosophy, 2001, The College of New JerseyPhD, Philosophy, 2008, University of PittsburghDr. Salmieri is a philosophy fellow at the Anthem Foundation and co-secretary of the Ayn Rand Society (a professional group affiliated with the American Philosophical Association). He teaches at Rutgers University. He has published and lectured on Aristotle and Ayn Rand and is co-editor of forthcoming books on both thinkers.Richard M. SalsmanSpecialties: Banking, free market economics, economic forecasting, capitalism, investmentsRichard M. Salsman is president and chief market strategist of InterMarket Forecasting, which provides quantitative research and forecasts of stocks, bonds, and currencies to guide the asset allocation decisions of institutional investment managers, mutual funds, and pension plans. He is the author of numerous books and articles on economics, banking, and forecasting from a free-market perspective, including Breaking the Banks: Central Banking Problems and Free Banking Solutions (American Institute for Economic Research, 1990) and Gold and Liberty (American Institute for Economic Research, 1995). Mr. Salsman’s work has appeared in The Intellectual Activist, the New York Times, Investor’s Business Daily, The Wall Street Journal, Forbes, and Barron’s. From 1993 to 1999, he was a senior vice president and senior economist at H. C. Wainwright & Co. Economics. Prior to that he was a banker at Citibank and the Bank of New York. Mr. Salsman is an adjunct fellow at the American Institute for Economic Research and the founder of The Association of Objectivist Businessmen.Lee Sandstead received his B.A. Philosophy/B.S. Mass Communication from Middle Tennessee State University in December 1996, when he was awarded the prestigious award for “Outstanding Magazine Journalism Graduate.” He has studied art history at the University of Memphis’ graduate program, and most recently, the art history doctoral program at the Graduate Center of the City University of New York, New York City. He is a popular writer/photographer/lecturer of art-historical subjects. He has delivered almost 50 keynote lecture-addresses to such prestigious institutions as: Yale, Duke, University of Michigan, Penn State, NYU and the Academy of Realist Art in Toronto. Articles of his have been published in numerous journals, and his photography has been seen in publications such as: The New York Times, Fortune, and Ms. Magazine. He currently teaches art history at Montclair State University and is author of the forthcoming book on American master-sculptor Evelyn Beatrice Longman (1874-1954DINA SCHEIN FEDERMAN (deceased) is completing her article on "Integrity in The Fountainhead_" for ROBERT MAYHEW's upcoming collection of essays. She will also be delivering two lectures at the European Objectivist conference in London this month. Her writing projects include severalarticles on Virtue Ethics, a movement in academic ethics.DANIEL SCHWARTZBA, Liberal Arts, 2006, St. John’s CollegeMr. Schwartz is a doctoral candidate in philosophy at UC San Diego, where he is working on a dissertation titled “Baconian Foundationalism and the Problem of Certainty.” He specializes in early modern philosophy and the history of the philosophy of science.PETER SCHWARTZM.A., Journalism, 1972, Syracuse UniversityPeter Schwartz is the founding editor and publisher of The Intellectual Activist. He is the editor and contributing author of Ayn Rand’s Return of the Primitive: The Anti-Industrial Revolution, and is chairman of the board of directors of the Ayn Rand Institute.Thomas ShoebothamMM, Orchestral Conducting, 1996, University of New MexicoMM, Cello Performance, 1992, Eastman School of MusicMr. Shoebotham is music director of the Palo Alto Philharmonic. Previous conducting engagements have included Berkeley Opera, Opera San José, Peninsula Symphony Orchestra and many other groups. He has lectured on music, taught in school music programs and performed numerous recitals as a cellist and pianist over the last twenty years.Stephen SiekPhD, Musicology, 1991, University of CincinnatiDr. Siek, professor emeritus at Wittenberg University, has recently publishedEngland’s Piano Sage: The Life and Teachings of Tobias Matthay. For many years he has lectured and written about the early work of Frank Lloyd Wright, including a scholarly study of Wright’s 1909 home for Burton Westcott in Springfield, Ohio.BRIAN P. SIMPSONPhD, Economics, 2000, George Mason UniversityDr. Simpson is a professor at National University in San Diego. He is author of the book Markets Don’t Fail! and he has a number of papers published in academic journals. He is currently working on another book titled “Money, Banking, and the Business Cycle,” which he hopes to publish soon.Steve SimpsonJD, 1994, New York Law SchoolMr. Simpson is director of legal studies at the Ayn Rand Institute. A former constitutional lawyer for the Institute for Justice, he writes and speaks on a wide variety of legal and constitutional issues, including free speech and campaign finance law, cronyism and government corruption, and the rule of law.Aaron SmithPhD, Philosophy, 2010, Johns Hopkins UniversityDr. Smith is an instructor at the Ayn Rand Institute where he teaches in the Objectivist Academic Center and the Summer Internship program. He lectures for ARI and develops educational content for the Institute’s e-learning programs.Tara SmithPhD, Philosophy, 1989, Johns Hopkins UniversityDr. Smith, professor of philosophy at the University of Texas, holds the BB&T Chair for the Study of Objectivism and the Anthem Foundation Fellowship. She has published books on values, virtues, and individual rights. Her latest, “Judicial Review in an Objective Legal System,” is forthcoming in fall 2015 (Cambridge University Press).MARY ANN SURESM.A., Art History, 1966, Hunter College, New YorkMary Ann Sures taught art history at Washington Square College of N.Y.U. and at Hunter College. She applied Objectivist esthetics to painting and sculpture in a ten-lecture course, “Esthetics of the Visual Arts,” which was written in consultation with Ayn Rand. Her philosophical approach to art history is presented in “Metaphysics in Marble” (The Objectivist, February/March, 1969). She is co-author with her (late) husband Charles of Facets of Ayn Rand (published by the Ayn Rand Institute), memoirs of their longtime friendship with Ayn Rand and her husband Frank O’Connor.C. BRADLEY THOMPSONPh.D., History, 1993, Brown UniversityC. Bradley Thompson is the BB&T Research Professor at Clemson University and the Executive Director of the Clemson Institute for the Study of Capitalism. He has also been a visiting fellow at Princeton and Harvard universities and at the University of London.Professor Thompson is the author of Neoconservatism: An Obituary for an Idea and the prize-winning book John Adams and the Spirit of Liberty. He has also edited The Revolutionary Writings of John Adams, Antislavery Political Writings, 1833-1860: A Reader, co-edited Freedom and School Choice in American Education, and was an associate editor of the four-volume Encyclopedia of the Enlightenment. His current book project is on the ideological origins of American constitutionalism.Dr. Thompson is also an occasional writer for The Times Literary Supplement of London. He has lectured around the country on education reform and the American Revolution, and his op-ed essays have appeared in scores of newspapers around the country and abroad. Dr. Thompson's lectures on the political thought of John Adams have twice appeared on C-SPAN television.LISA VANDAMMEB.A., Philosophy, 1994, University of Texas at AustinLisa VanDamme is the owner and director of VanDamme Academy, a private elementary and junior high school in Laguna Hills, California. She specializes in the application of Objectivism to educational theory. Her previous lectures on homeschooling, hierarchy and the teaching of values will be included in a forthcoming education anthology featuring Leonard Peikoff’s “Philosophy of Education.”Don WatkinsBA, Business Administration, 2005, Strayer UniversityMr. Watkins is a fellow at the Ayn Rand Institute. He is the author of “RooseveltCare: How Social Security Is Sabotaging the Land of Self-Reliance” and coauthor, along with Yaron Brook, of the national best-seller “Free Market Revolution: How Ayn Rand’s Ideas Can End Big Government.”KEITH WEINERPh.D., Economics, 2012, New Austrian School of Economics (non-accredited)Dr. Weiner is the founder and CEO of Monetary Metals, a company on a mission to pay interest on gold, and the president of the Gold Standard Institute USA.He makes the economic arguments, as well as the moral, for a free market in money and credit. There has never been an unadulterated gold standard in history, as all governments (including the U.S.) have regulated and interfered with banking, even when other enterprises were unshackled. Today our monetary system is failing, and Keith describes the mechanics in detail, why making the passionate case for gold as the money of free markets.He is also the founder of DiamondWare, a software company sold to Nortel in 2008.Glenn WoiceshynSpecialties: Education, ethics, environmentalism, science, politics.Mr. Woiceshyn is currently developing curriculum and teaching materials for grades 4 to 6 based on his understanding of Objectivism and his experience in "homeschooling" his son and other children. As a freelance writer, Mr. Woiceshyn's op-eds have appeared in numerous newspapers, including the Los Angeles Times, Houston Chronicle, Philadelphia Inquirer, Baltimore Sun and Miami Herald.JAANA WOICESHYNM.B.A., 1983, Helsinki School of Economics and Business Administration; Ph.D., Organization and Strategy, 1988, University of Pennsylvania (Wharton School)Dr. Woiceshyn is an associate professor at the Haskayne School of Business, University of Calgary. She has taught business ethics and strategic management to undergraduate, MBA and executive MBA students and to various business audiences since 1987.BARRY WOODPh.D., History of Art and Architecture, 2002, Harvard UniversityDr. Wood is curator of the Islamic Gallery Project at the Victoria & Albert Museum in London. He has lectured and published on subjects ranging from Persian poetry to Web design.Darryl WrightSpecialties: Ethics, political philosophy, ObjectivismDarryl Wright is associate professor of philosophy at Harvey Mudd College, a member of the Claremont Colleges consortium. He received his Ph.D. in philosophy from the University of Michigan in 1991, and his A.B. in philosophy from Princeton University in 1985. Dr. Wright has published scholarly articles and/or lectured on the history of ethics, early twentieth-century philosophy, value theory, coercion, and other topics in philosophy.