Carlisle Credit Application: Fill & Download for Free

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To the first part, sadly, yes. We voted to stay in the UK based on conditions which don’t exist now. Our politics diverge greatly.Set aside the SNP for a second. The version of Tory-ism followed in Scotland as embodied by Ruth Davidson, is of a cuddlier version than the one in England and Wales - the idea of ‘earned’ tax-cuts rather than tax-cuts as a basic part of policy, advocating against proposals to end working tax credits, pro-Devo Max but done well, pro-EU tendencies, an effort to rebuild the base of working-class Tories pissed away by Thatcher as embodied by Annie Wells in Glasgow etc.Scottish Labour is debating Home Rule, which is even stronger than Devo Max and might just advocate independence next time around in order to survive electorally. It might well be a key player in the vote for the next Labour Leader.UKIP barely exists in Scotland and has failed to get anybody elected to Holyrood last May. The Greens in Scotland are a separate institution with its own traditions and a passion for on Land Reform (Scotland’s land is disproportionately owned by a small number of often aristocratic/gentry families and rich people who can buy Castles - the idea is to empower Tenants and communities to buy it out. Sounds great right? But whether Tenant farmers will be able to get mortgages and the social, employment and economic effects of breaking up the great estates remain incredibly uncertain.)Essentially we are in the middle of morphing into a Scandinavian country bolted onto a post-imperial dinosaur whose ignorance of how the world now works we didn’t realise until last Friday.The debate becomes the future direction of the UK on the one hand versus the practicalities of establishing a new country on the other. Do we want to do that when there is still life left in the UK? Do we want to break 309 years of history at this point? Do we want to deal with the market consequences from a SCEXIT, to coin a phrase? Do we want another two or three years of constitutional debate in-front of ourselves too? It’s a much, much harder sell for people like Davidson to make. She’ll give it her best shot.As a Dumfriesshire girl myself whose prospects are tied to a local economy reliant as much on Carlisle as it is to Glasgow, my own instinctive liking for shared, evolving experience of the Union we Scottish Unionists evidently wrongly believed that we lived in and given I am also very suspicious of nationalism as a concept, I wouldn’t vote for it, but history suggests it will happen in the end.Second issue, joining the EU. About half of it depends on whether or not the EU can reform and develop sufficiently to make a positive case for its own continued existence and be more appealing and compelling to smaller and more vulnerable members. If they conduct themselves with common sense and honour during Brexit negotiations and take the time to reform internally as they do, then the EU will provide a compelling draw to small nations. If not, they will fragment and die with Greece, Czech Republic, Netherlands, Finland and possibly others leaving. Switzerland has already signalled a wish not to engage further.If Scotland became an independent state they would still have to establish the same structures everybody does, a constitution, a military, a central bank, a diplomatic service, intelligence agencies and the likes that we do not have as yet. We would have to both demonstrate sovereignty and an ability to govern ourselves in that higher level, to make good foreign policy and to behave like a responsible ally, gain international recognition as a legitimate sovereign, independent nation and be seen to join and act the part within international bodies like the UN, the Commonwealth, NATO, the OECD, possibly observer status at the Nordic Council (which would make a lot of sense) etc and a signatory to various treaties like Geneva Conventions, Non-Proliferation Treaties etc before we can even think about anything else. We will have to agree on our land and maritime borders with rUK, the Isle of Man, the Republic of Ireland, Norway and Iceland – which could be difficult allowing for the sheer emotions and loaded history of it all, as well as the Cod Wars. Only once we do that do we have any business join an organisation which is by definition about the sacrifice of sovereignty. This will take a good bit of time to do. We could be talking about five or ten years until we meet the criterion for membership as a separate state rather than an extension of a state which already had very well established institutions and regulatory structures. We should also only do so with the democratic consent of the people.The EU may be a decidedly less appealing organisation to join by that time, England and Wales would be our main trading partner, followed by Ireland which may have to consider its position given the economic consequences of the Euro for them and the fragmentation of their nearest neighbour as well as the future of the EU itself. EU membership may not help attract massively more investment given our historic ties to Canada, Australia, New Zealand, South Africa and the United States as well as to more recently independent states India, Malaysia, Singapore, Hong Kong, Nigeria, West and East Africa, the Caribbean and others, and we might have been very hard hit if EU negotiators choose to offer harsh terms over Brexit, we may feel angry, betrayed and resentful towards them in the way many people do in Southern Europe at the moment.Additionally, the Border counties Dumfries and Galloway and Scottish Borders would vote heavily against a ‘hard’ border with England, especially if it means joining the Euro due to the Schengen-type scenario we live every day and the likelihood of a Conservative government focused on pleasing its English heartlands wishing to punish us for leaving this Union. We can assume that anywhere with military bases on it, like Argyll and Bute and Moray which was the least Remain area in Scotland might well be even more divided, if not outright opposed to EU membership as a foreign state, despite their high levels of rural votes where the Common Agricultural Policy comes into play, the Common Defence and Security Policy is likely to affect the results heavily. Edinburgh might be suspicious of any control of financial services that the EU may wish to execute in the future or see that dealing with London is more important to them than Frankfort.Choosing to be part of the EU as a sovereign state is a different thing entirely than voting to stay in the EU as a home nation within a large asymmetric, unitary state. Comparing the two results and assuming that the votes would be much the same and that the conditions will be similar or that different obligations will come from the differences in power and wealth and status between the two things won’t be significant, is I think flawed and I suspect in that scenario, the vote will be much tighter. We will have less influence and loose the British Rebate outright. Although I was a Remain voter, as a UK citizen, I’m not convinced I would automatically be a Join voter as a Scottish citizen. I’d be voting for different things and be factoring in local issues in that choice.Furthermore, Spain and Belgium (or their successor states), and anywhere else with decent-sized separatist movements may not be overly helpful towards our application and might wish to treat us as an extension of the UK anyway and attempt to apply Article 50 and the re-joining mechanism anyway.I’m not convinced that it’s such a hot idea to bounce from one thing to another anyway. I do find logic in former SNP Deputy Leader Jim Sillars’ oft-put view that it simply doesn’t make sense for Scotland to remove itself from one supra-national union to plunge straight into another one which is even less democratic than the one we left without at least having a breathing space of several years to bed down and ask ourselves what it really means for an independent Scotland rather than Scotland as part of the UK which are rather different things.

With the Indian passport ranked number 59, citizens can to 58 nations with out a visa or with visa on arrival. Indian tourists get a very crappy exchange rate when they travel abroad to popular tourist destinations where they have to be price conscious about everything. This led us to highlight some countries where the Indian rupee will make you feel rich. We've also added a bit of important travel information. Read on!*Note - Conversion rates may vary*1. BelarusVlad Podvorny1 INR = 268 Belarusian RublesVisa RequiredGood news for people who really want to experience Europe on a shoestring budget! This small former Soviet country is dirt cheap compared to its neighbours. On the downside however, there is not much to see unless you are a fan of nostalgic Soviet architecture and ambience. If you want to feel like you're in Russia but pay a lower price for it all, you've made the best decision of your life to come here.Some useful words: zdravstvujtie (means "hello", I'm not joking!), dziakuj (thank you), praklon (dammit!), bliadz (bitch!)What to look out for: Brest Fortress (I can tell you just got disappointed when you saw a different spelling).What to try: Draniki, which are thick pancakes made from grated potatoes with various stuffings served with sour cream.2. BoliviaDimitry B.1 INR = 0.11 BolivianoVisa not requiredThis landlocked South American country has a fascinating history along with a landscape of contrasts. You might want to brush up on your Spanish before going here.Some useful words and phrases: Hola! (hello), usted habla ingles? (Do you speak English), cojudo (dumbass), cua fea balla al mearda (*censored*).What to look out for: The Salar de Uyuni which is the world's largest salt flat.What to try: Cheese empanadas.3. CambodiaMike Behnken1 INR = 62 RielsVisa on arrival at main ports of entryAfter the reign of terror of the Khmer rouge, this southeast Asian nation has opened up to the world with temples and architecture that reflect the golden age of its ancient history.Some useful words: niak sohk sabaay te? (how are you?), sott dae ondoong binh duke hah yeung (my hovercraft is full of eels).What to look out for: The Angkor Wat Temple.What to try: Fish Amok, a fish mousse made with a special herb, ginger, lime and lemon grass paste.4. Costa RicaPatricia Ferguson HartmannSingle Entry Visa for 30 days1 INR = 8.07 ColonsThis Latin American country is a favourite destination for travellers who love a tropical setting with sun, sand and jungles. Ditch Goa for once and find your way to Costa Rica!Some useful words: Hola (Hello), vayase al demonio (go to hell).What to look out for: Costa Rica has amazing beach resorts. Just imagine Thailand in a Latin American setting.What to try: Refrescos Naturales, tropical fruit smoothies.5. IndonesiaRiza NugrahaVisa on arrival for 30 days1 INR = 215 RupiahIndonesia is an archipelago of more than a thousand islands and was one of India's largest trading partners in ancient times. Today, it is a country of contrasts with friendly people.Some useful words: Selamat Pagi (Good morning), terima kasih (thank you), goblok(dumbass), anjing (bitch).What to look out for: Bali and Java are great places to learn about the local culture and have some great beaches and tropical getaways.What to try: Nasi Goreng, Chinese style fried rice with anything you like (chicken, seafood, beef, egg) with curry and other spicy condiments.6. MongoliaMazzali1 INR = 30 TughrikSingle entry visa for stay up to 3 months.This country located in the Gobi desert has been home to nomads for centuries. Although they have adopted modern techniques, they still follow the lifestyles of their ancestors i.e. rearing horses and cattle as well as having cozy homes that are always on the move.Some useful words: Sain baina uu (hello), boovoo saa (*^$# yourself).What to look out for: Experience a homestay with nomads. It's like living on a farm in the desert.What to try: Mongolia is the place to go if you are a die-hard non-vegetarian. From mutton dumplings to mutton soup, you're cholesterol levels are very likely to skyrocket. You can get a hearty meal under Rs. 3007. NepalChristopher Carlisle Michel1 INR = 1.61 Nepalese RupeeNo visa requiredThis Himalayan nation is a popular haunt with Indian tourists due to its affordability and a chance to see the Himalayas close-up.Some useful words and phrases: Tapaaii lai kasto cha? (How are you?), sauchalaya kata chha (where's the toilet?), chahk (ass).What to look out for: A front row view of Mount Everest.What to try: Chatamari, a kind of Nepali pizza which is a rice crepe topped with minced meat, egg and seasonal vegetables.8. ParaguayMarissa Strniste1 INR = 84 GuaraniVisa requiredBolivia's southern neighbour, Paraguay, is also an interesting nation that reflects the mystique of the South American heartlands and the Amazon basin.Some useful words: Haku eterei! (It's hot!), che haku (I'm hot), ejapiro tuna ari (go *#@% off on a cactus).What to look out for: The lively waterfront area of Encarnación has earned a reputation as one of Paraguay’s major tourist destinations. Locals flock to the beach during the summer season (December to February), which is brought to a close by the biggest carnival in the country.What to try: Terere a traditional herb infused drink that has been around for a very long time.9. Sri LankaPOTIER Jean-Louis1 INR = 2.1 Lankan RupeesE-visa and visa on arrival available for Indian nationalsThis island is beautiful when it's not bogged down with political riots.Some useful words: oba ingreesi kathaa karanavadha? (do you speak English?),kiyeda meka? (how much is this), Hukkanna (*censored* - use it on a local and find out), Balli (bitch).What to look out for: Beaches, jungles, hills and tea gardens, Sri Lanka is just like Kerala. Excellent golf courses, if you play the sport.What to try: Lamprais, influenced by the Dutch Burghers, these are steamed rice balls wrapped in banana leaf with a filling of meat and a spicy shrimp paste.10. VietnamElena1 INR = 339 DongOnline visa available for Indian citizensThis country is always on the move. Find yourself on an intersection in Hanoi and the traffic doesn't seem to have any direction. The only way to survive is to weave your way to where you want to go.Some useful words and phrases: Hân hạnh gặp ông (good morning), giao thông nàylà điên (this traffic is #$%^ed up).What to look out for: Take a cruise on Halong Bay, it's the highlight of every holiday in Vietnam.What to try: Beef Pho, Beef noodle soup. Don't worry if you're a hardcore Hindu. Pork and chicken alternatives are available.11. TanzaniaDiana Robinson1 INR = 33 ShillingsVisa requiredHome to the vast wilderness of the Serengeti, Kilimanjaro, and beautiful species of animals, Tanzania is another African nation that is immensely attractive for nature loversSome useful words and phrases: habari za asubuhi? (how are you this morning?),jambo (hi!)What to look out for: An adventurous safari in one of the many national parksWhat to try: Samosas are very popular in Tanzania along with grilled meat, marinated beef and kumimina (rice bread)12. Sao Tome and Principehttp://davidstanleytravel.com1 INR = 326.85 DobraNo visa requiredThis archipelago country located off the western coast of Africa was once a Portuguese colony. Today it is a slowly developing eco-tourism destination with beautiful beaches, emerald rainforests, volcanic peaks and quaint fishing villages. The ideology of leve leve (taking it easy) is very much a part of everyday life.What to look out for: Relax on the beach, take in the charm, just wander the local bazaars for a trifle or two.What to try: Nothing is more local and homely as a hot plate of Feijoada, a bean stew with pork or fish.13. LaosMcKay Savage1 INR = 122 KipVisa on arrival - It costs US$40 and requires a filled application form as well as 2 passport photographs.Thailand and Vietnam's landlocked neighbor has become popular with many backpackers despite its very slow rate of development. The country boasts scenic views of the countryside and is home to ancient Buddhist temples and colonial architecture.Some useful words and phrases: Boh tong koun khoy! (leave me alone), jâo máa tae sai? (where are you from?)What to look out for: Luang Prabang, a World Heritage Site in north Laos, is definitely a must see!What to try: Lam Mak Hoong (spicy green papaya salad) and Larp (a spicy mixture of marinated meat or fish with a variable combination of herbs, greens, and spices)Credit goes to Indiatimes. You can find the link here. 13 Countries Where You Can Get The Most Bang For Your Rupee With Or Without A VisaHappy Journey.