Credit Application And Agreement: Fill & Download for Free

If you mean vendors as in Credit Card companies, banks, and payment processing middlemen such as PayPal, yes. But it's unlikely to captivate and dominate the market. It is a platform for applications and peer-to-peer transactions and agreements to be built upon. The use of money is really just one part of it. Many big banks are using it as a means of sending money around the world instantly with much lower costs than the standard middleman processor. I believe a new wave of payment systems is not far off.If you mean venders as in suppliers for stores, companies, people, etc., no. Ethereum is software. It's existence is purely contingent on the existance of computers and the internet.

In any loan application, there is the first applicant and second/third applicants. The second/third are all co-applicants. This what I know of co-applicants.A co-applicant is completely responsible for the loan in case the partner defaults, dies or otherwise refuses to participate in the partnership. The bank will pursue collection from one applicant without consideration of the partnership agreement. Technically, a co-applicant becomes a co-borrower and by being a co-borrower, he is liable for the repayment of the loan and other dues. Thus, a co-applicant becomes equally liable for repayment of the loan amount in case of non-payment by the borrower. The co-applicant will also be responsible for the repayment of the loan in case of death of the primary borrower, even if there is insurance cover to the primary borrower.In your case you are the first applicant and co-applicant, your brother is not paying. The bank expects you to pay. Whatever is the arrangement between you and your brother about co-payment is your internal matter. Bank has nothing to do with it.Car cannot be registered in joint names. So, the options before you are:If your car is registered in your name, pay up. Your brother will have no claim after the car is free of lien.If car is registered in his name, even if you pay and your brother does not, he will still have a full claim on the car.If you refuse to pay also, the bank will come after both of you for recovery.Tantalizing and mouth-watering that it may sound to have sweet revenge on your brother, not only the bank will seize your car, the credit history of both will be irrevocable damaged - at least for next 7–8 years. 99 times out of 100, your future loan applications may be rejected.So what should you do? If the car is not in your name, you can choose not to pay. This will cause serious issues. But bear the consequences. If car is in your name, pay up.Never mix finance, especially lending, between relatives and friends. It almost always spoils the relationship, unless the borrower adopts a higher road, a forgiving attitude, etc.I once lent Rs. 8000 to my cousin for a flight ticket. After a couple of months, I asked for my money. She not only did not pay, she has not been refusing to speak to me. I lent Rs. 1 lakh to my friend. He paid back Rs. 40K after a great follow up and after nearly 2 years. Now he says that he has no money to repay. Since I know this to be true (he even sold his car and a few assets), I have written off the debt. I continue my friendship.

Au contraire, mon frère. It isn’t doctors’ ignorance of drug costs that makes your medication prices so inscrutable. But, there’s a boatload of market participants happy to see you turn suspicions toward your doctor.In the U.S., physicians have easy reference to common costs of prescription medications. Point of Care Medical Applications and prescription price listings make finding “cost” information accessible enough, but that doesn’t mean they’ll know what price you will see on your bill.Because Americans have been programmed to put faith in private marketeers rather than government, there are a number of middle managers riding up and riding down everyday pricing in the healthcare market. Pharmaceutical marketers and distributors, benefit administrators and overseers, care managers, and various levels of merchants — depending on where and how you get the drugs you need.You’ll hear about adjusted fee scales, market arrangements, third party cost control contracts and overrides, delivery surcharges and benefits and adjustments and rebates, and simple market availability raising and lowering the price of a given drug from initial cost to whatever price you are eventually charged for it.Your doctor can’t keep track of the incestuous web of relations and agreements among market players contributing to the endless churn for profit from your healthcare needs.If you want to take more control of your healthcare dollar at the pharmacy point of sale, get in the habit of asking about costs and alternatives before you hand a credit card to a pharmacy technician or cashier.EDIT:Your doctor won’t intentionally offer a treatment plan that you cannot or cannot afford to comply with. If you find the advice you’ve received puts you in such a position, call your doctor immediately.