Affadavit Of Forgery: Fill & Download for Free

The situation you describe is counterfeit check fraud; and what happens is largely governed by the Uniform Commercial Code (UCC) as applied in your state as well as any account agreements that you have with the bank. You do have an affirmative responsibility to check your statements (which you can do online in whatever country you are in for most US banks, now); and although you may have up to one year to contest the withdrawals, it's typically 30 days, unless you can absolutely show that the bank shouldn't have paid (for instance, if the checks are signed Donald Duck, and that's not your real name? Chances are they shouldn't have paid, and so the bank was negligent, and you are entitled to full reimbursement). However, if you report the unauthorized withdrawal within 30 days after the bank statement is available, you are generally entitled to full reimbursement, including reimbursement for any checks, fees, etc. that accumulated due to the fraudulent checks clearing. In the situation above, the bank will put a hold on your account and may require you to close the account to preclude futher checks going through; and you will probably be required to complete an affadavit and/or file a police report on the forgeries.Here's more info on the subject, specific to California: "The Check Guide" (from the banks' perspective) from Gene Elerding, Esq. at Manatt Phelps & Phillips, LLP, as of April 2010. Good stuff. ;-) http://www.manatt.com/uploadedFiles/Knowledge_Center/White_Papers/The%20Check%20Guide%20-%20April%202010%20.pdf

Per the DSM IV (the manual which defines psychiatric disorders and published by the American Psychiatric Association) below are the criteria - several of which must be evidenced before diagnosing a person with antisocial personality disorder.1. Failure to conform to social norms with respect to lawful behaviors as indicated by repeatedly performing acts that are grounds for arrest;2. Deceitfulness, as indicated by repeatedly lying, use of aliases, or conning others for personal profit or pleasure;3. Impulsivity or failure to plan ahead;4. Irritability and aggressiveness, as indicated by repeated physical fights or assaults;5. Reckless disregard for safety of self or others;6. Consistent irresponsibility, as indicated by repeated failure to sustain consistent work behavior or honor financial obligations;7. lack of remorse, as indicated by being indifferent to or rationalizing having hurt, mistreated, or stolen from another;Ron Hubbard meets all seven of the DSM IV criteria for diagnosing a person with antisocial personality disorder as shown by Russell Miller in "Bare Faced Messiah" (You can read the book at http://www.xenu.net/archive/books/bfm/bfmconte.htm or http://www.anti-scientologie.ch/pdf/russell_miller_bare_faced_messiah.pdf and there is an article about the book here http://en.wikipedia.org/wiki/Bare-faced_Messiah)"His life was a continuing pattern of fraudulent business practices, tax evasion, flight from creditors and hiding from the law."In 1948, Ron Hubbard was arrested by the San Luis Obispo County Sheriff, fingerprinted and charged with petty theft over a fake cheque. He was released on bail of $500 while the Sheriff's Forgery Detail investigated the circumstances of the offence. On 19 August 1948 he was arraigned at San Gabriel Township Justice Court where he entered a plea of not guilty and waived trial by jury. However, by the time the trial date came around on 31 August, Hubbard changed his plea to guilty and was fined $25.On 23 April, 1951 Ron Hubbards wife Sara Northrup filed for divorce, citing 'extreme cruelty, great mental anguish and physical suffering'. Her allegations were sensational. Apart from charging Hubbard with bigamy and kidnapping, Sara claimed he had subjected her to 'systematic torture, including loss of sleep, beatings, and strangulations and scientific experiments'. Because of his 'crazy misconduct' she was in 'hourly fear of both the life of herself and of her infant daughter, who she has not seen for two months'. While they were living at the Chateau Marmont, Sara said Ron had told her he no longer wanted to be married to her but did not want a divorce as it might damage his reputation. His suggestion was that she 'should kill herself if she really loved him'. Subsequently he prevented her from sleeping for a period of four days and then gave her sleeping pills 'resulting in a nearness to the shadow of death'.Sara accused her husband of frequently trying to strangle her; on one occasion, shortly before Christmas 1950, be had been so violent he ruptured the Eustachian tube in her left car. The following month, at Palm Springs, he had started his car in gear while she was getting out and knocked her to the ground. As a result of Hubbard's behaviour, the divorce complaint continued, the 'plaintiff and her medical advisers . . . concluded that said Hubbard was hopelessly insane, and, crazy, and that there was no hope for said Hubbard, or any reason for her to endure further; that competent medical advisers recommended that said Hubbard be committed to a private sanatarian for pshychiatric observation and treatment of a mental ailment known as paranoid schizophrenia .'In 1952 US marshals arrested Ron Hubbard for fraud on the basis of an affidavit filed by Don Purcell in Pennsylvania District Court. The affadavit accused Ron Hubbard of wrongfully withdrawing $9286 from the bankrupt Wichita Foundation. 'Throughout his Dianetic career,' the affidavit noted, 'Hubbard has displayed a fine talent for profiting personally although his firms and institutions generally fail.' Ron Hubbard was charged with fraud and other criminal offences in France and faced extradition."Ron Hubbard's son Ronald DeWolf Hubbard [also known as Nibs] testified to the Clearwater commission [the special commission of the Clearwater city council] that his father was a habitual liar, paranoid, schizophrenic and megalomaniac who had fabricated most of his qualifications and written Dianetics off the top of his head without doing any research. In July, Nibs gave an interview to the Santa Rosa News-Herald in which he portrayed his father as a wife-beater who had experimented in black magic and fed him and his sister bubble gum spiked with phenobarbital. 'He had one of those insane things, especially during the '30s, of trying to invoke the devil for power and practices. My mother told me about him trying out all kinds of various incantations, drugs and hypnosis . . . He used to beat her up quite often. He had a violent, volcano-type temper, and he smacked her around quite a bit."Ron Hubbard's son Ronald DeWolf Hubbard filed a petition in Riverside, California, for the trusteeship of his father's estate, claiming that Hubbard was either dead or mentally incompetent. The petition claimed Hubbard 'has lived a life characterized by severe mental illness . . . consistent failure . . . and the use of false and fraudulent, oftentime criminal means, to cover up these failures and to acquire wealth, fame and power in order to destroy his perceived "enemies"."On 25 July 1968, the British Health Minister, stated in the house of commons that 'The Government is Satisfied, having reviewed all the available evidence, that Scientology is socially harmful. It alienates members of families from each other and attributes squalid and disgraceful motives to all who oppose it. Its authoritarian principles and practices are a potential menace to the personality and well-being of those so deluded as to become its followers; above all, its methods can be a serious danger to the health of those who submit to them.'A few days later, the [British] Home Secretary announced that L. Ron Hubbard was classified as an 'undesirable alien' and would consequently not be allowed back into Britain.

Ron Hubbard meets all seven of the DSM IV criteria for diagnosing a person with antisocial personality disorder as shown by Russell Miller in "Bare Faced Messiah" (You can read the book at http://www.xenu.net/archive/books/bfm/bfmconte.htm or http://www.anti-scientologie.ch/pdf/russell_miller_bare_faced_messiah.pdf and there is an article about the book here http://en.wikipedia.org/wiki/Bare-faced_Messiah)"His life was a continuing pattern of fraudulent business practices, tax evasion, flight from creditors and hiding from the law."In 1948, Ron Hubbard was arrested by the San Luis Obispo County Sheriff, fingerprinted and charged with petty theft over a fake cheque. He was released on bail of $500 while the Sheriff's Forgery Detail investigated the circumstances of the offence. On 19 August 1948 he was arraigned at San Gabriel Township Justice Court where he entered a plea of not guilty and waived trial by jury. However, by the time the trial date came around on 31 August, Hubbard changed his plea to guilty and was fined $25.On 23 April, 1951 Ron Hubbards wife Sara Northrup filed for divorce, citing 'extreme cruelty, great mental anguish and physical suffering'. Her allegations were sensational. Apart from charging Hubbard with bigamy and kidnapping, Sara claimed he had subjected her to 'systematic torture, including loss of sleep, beatings, and strangulations and scientific experiments'. Because of his 'crazy misconduct' she was in 'hourly fear of both the life of herself and of her infant daughter, who she has not seen for two months'. While they were living at the Chateau Marmont, Sara said Ron had told her he no longer wanted to be married to her but did not want a divorce as it might damage his reputation. His suggestion was that she 'should kill herself if she really loved him'. Subsequently he prevented her from sleeping for a period of four days and then gave her sleeping pills 'resulting in a nearness to the shadow of death'.Sara accused her husband of frequently trying to strangle her; on one occasion, shortly before Christmas 1950, be had been so violent he ruptured the Eustachian tube in her left ear. The following month, at Palm Springs, he had started his car in gear while she was getting out and knocked her to the ground. As a result of Hubbard's behaviour, the divorce complaint continued, the 'plaintiff and her medical advisers . . . concluded that said Hubbard was hopelessly insane, and, crazy, and that there was no hope for said Hubbard, or any reason for her to endure further; that competent medical advisers recommended that said Hubbard be committed to a private sanatarian for pshychiatric observation and treatment of a mental ailment known as paranoid schizophrenia .'In 1952 US marshals arrested Ron Hubbard for fraud on the basis of an affidavit filed by Don Purcell in Pennsylvania District Court. The affadavit accused Ron Hubbard of wrongfully withdrawing $9286 from the bankrupt Wichita Foundation. 'Throughout his Dianetic career,' the affidavit noted, 'Hubbard has displayed a fine talent for profiting personally although his firms and institutions generally fail.'Ron Hubbard was charged with fraud and other criminal offences in France and faced extradition."Ron Hubbard's son Ronald DeWolf Hubbard testified to the Clearwater commission that his father was a habitual liar, paranoid, schizophrenic and megalomaniac who had fabricated most of his qualifications and written Dianetics off the top of his head without doing any research. In July, Nibs gave an interview to the Santa Rosa News-Herald in which he portrayed his father as a wife-beater who had experimented in black magic and fed him and his sister bubble gum spiked with phenobarbitol. 'He had one of those insane things, especially during the '30s, of trying to invoke the devil for power and practices. My mother told me about him trying out all kinds of various incantations, drugs and hypnosis . . . He used to beat her up quite often. He had a violent, volcano-type temper, and he smacked her around quite a bit."Ron Hubbard's son Ronald DeWolf Hubbard filed a petition in Riverside, California, for the trusteeship of his father's estate, claiming that Hubbard was either dead or mentally incompetent. The petition claimed Hubbard 'has lived a life characterized by severe mental illness . . . consistent failure . . . and the use of false and fraudulent, oftentime criminal means, to cover up these failures and to acquire wealth, fame and power in order to destroy his perceived "enemies"."