Us Foods Credit Application: Fill & Download for Free

For the most part ID thieves steal people's social security numbers, open multiple lines of credit from what ever company and entity will issue a line of credit with a social security number. I've been an investigator for many years and in Law Enforcement before coming to the private industry. I have investigated countless cases regarding identity theft.The MO is simple. Many retailers offer credit cards, most offer Visa and Master Card accounts as well. If I have someone's social security number, all I have to do is complete a one page credit application using the stolen SSN and hand it to a cashier that is 18-20 years old. The cashier enters the SSN into their system and a line of credit is issued. Depending on the victim's credit rating, the line of credit can be $1000 to $100,000. Usually the cashier hands me a temporary shopping pass with a limited balance that I can use immediately. If they have multiple identities, the thief can open several accounts and max out the credit line very quickly. I have investigated several cases that involved hundreds of victims that totaled millions of dollars in loss.You may be thinking that this is easy to stop, which it is, but it would be far to inconvenient to the masses and they will not tolerate waiting for legitimate lines of credit while our information is truly verified and our security is protected. In the "fast food" lifestyle we have become accustom to, we do not want to wait even if it is for our own good.This is only one example of how someone can easily take advantage of knowing your SSN. Another, and in my opinion, an even scarier example is when people assume the identity of another person and live out their life as you. They can do this for several reasons. Being an illegal immigrant is one, or if someone is on the run and just wants to disappear, they can easily assume another identity with 9 simple numbers. I once investigated a case where a foreign national came to the US to find work and make enough money to move his family to the US to live the American dream. Unfortunately, going through the proper channels and becoming a legal citizen of the US takes a very long time and he wanted his family with him as quick as possible. Instead the person stole someone's identity and starting working as a low level employee for a major corporation. While I was conducting the investigation, I found that over 50% of the pay the person was earning was being deducted to pay an outstanding child support balance the actual person had incurred by not paying his child support.The victims of identity theft can spend years trying to repair damage done to their credit by low life thieves. However, if you are a thief, you should probably do a little research on the person's identity you plan on stealing. You may just get stuck paying child support for someone else's kid.

Seriously?When I entered the military many years ago my average annual salary was $14,000. We were told to bump that up to $20,000 for credit applications etc., to account for the various basic allowances (housing, food etc.).I was working at a chain restaurant (Red Lobster) when I entered the Navy and had been pegged as a likely management candidate. Had I simply remained with that company I would have made far more money over the next six years than I made in the military.I never met anyone in uniform who said they were in it for the dough.

Ah, the one issue that united the entire staff of the piano store.As I’ve mentioned in other answers, we were in a strip mall. Weird things happen in a strip mall. We got prank calls from the jail across the street. Mothers said “go in there and play with the pianos” while they got their hair cut at the salon next door. (For the record, we hated that. I pried a lollipop off of baby grand keys more than once.) One Halloween, I chased a giggling man with a condom stretched over his head out of the store.And then there was Dogfood Lady.Dogfood Lady was a plain little middle-aged woman, short hair, frumpy clothing. We first noticed her one afternoon when I was just arriving for my evening shift. The day person motioned me over to the window and said, “Look at this lady. She’s been walking up and down the whole strip mall and stopping at every store.” She was just nearing the bend in the L-shape of our layout and was headed our way. She was holding something on her hip that we assumed was a child.She reached our store about a half-hour later, when the day person had gone and the evening’s lessons were just beginning. I had a general “oh, here we go” premonition when she pushed her way through the door, but I had no idea how weird things were going to get.For starters, she wasn’t carrying a child…it was one of those jumbo sacks of dog kibble, the big rectangular sacks that are on the lowest shelf at the store. We’d assumed it was a toddler because she was cradling it on her hip exactly like a woman would hold a baby. It was open, with the top rolled down. There was no dog with her, for the record. She came in, looked shyly around her, and set down the bag carefully next to the door.I honestly did not know what to expect. Would she try to interact with the kids there for lessons? Would she ask me for money? It turned out she did neither of these things…she merely shuffled around the store, plinking keys and picking up music books. She came to the counter and carefully looked through the keychains, guitar picks, treble-clef pencils and slide-whistle lollipops. Then she smiled at me, went back to the door, carefully hoisted the bag of dogfood back on her hip and left. She hadn’t spoken a single word the whole time.After that, she showed up a couple of times a week. We could always see her starting on the other end of the strip mall, working her way down. First, the Subway. Then the Chinese restaurant. Then came the bakery. After that, the bridal shop and the realty office. Then the daycare, and she was headed our way. Every time, she wore the same outfit and carried the same bag of dog food. She would come in, set the food carefully on the floor by the door, make a loop of the store, then smile and pick the bag back up before she left.Here’s where I should mention that the piano store’s owner had a large sign inviting people to apply for credit. Credit with him was a very informal affair…if it wasn’t a big purchase like a grand piano, he was content to have us keep a running tab on a card filed in a small box under the counter. Mainly it was for harried parents who just wanted to be billed when the piano teacher came out to the showroom to grab a new notebook or pack of staff paper, but we also had people who liked to airily do the “put it on my account” thing as they walked out the door with a book or a Miss Saigon t-shirt. The credit thing was popular with customers, for obvious reasons, but we employees weren’t fans of it.Anyhow, one day Dogfood Lady came in, walked right to the desk and asked for a credit application. It was the first time we’d ever heard her talk.We were stunned, but immediately skeptical. She had never expressed interest in any particular item for sale. She didn’t cause trouble outright, but there were some very clear indications from her behavior that she was a little off. We took the application and told her we had to submit it to the owner, which was true. She thanked us and left, and we had an emergency meeting about it as soon as she was out the door.The owner approved just about every application. But he’d never met Dogfood Lady. The day employee tried to call him and tell him that there was something off about her, but he was only interested in the anecdotal sense…he was perfectly willing to extend credit to her. He told us to send the application to his office, in the chain’s main store 45 minutes away.Dogfood Lady didn’t show up again that week. The day employee kept finding reasons not to send in the application. On the fourth or fifth day, she had a very valid one.She sent the application to the main office anyhow, with an an important addition- the front-page story from the newspaper, where Dogfood Lady had been arrested after police had found about 45 stolen chihuahuas in her home. The dog kibble on her hip was her M.O. When she was out walking and passed a yard with a dog she wanted, she would tempt it with the dogfood and shove it under her loose, frumpy blouse. Then she would hoard it with all of the others.The application was denied, not that it would have mattered- she was headed for jail and wouldn’t be shopping with us any more.I never saw her again.