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Did I ruin my future as a student by having a 3.1 weighted GPA at the end of sophmore year in a competitive school district? I just want to know cause I’ve been feeling so nervous about my future and worried as well.

This school year, one of my friends, whom I'll call Daniel was nervous about his college admissions process; uncertain about the type of college he was going to attend, or if he was even going to attend college. He got a rather shocking surprise at the end!Daniel has a 3.48 Weighted GPA, but his unweighted GPA is only a 3.22 by his second semester Junior year. He also didn't have the most extraordinary extracurriculars, but he was involved in our school quite often with clubs like Key Club and Track and Field. He is ranked around 90 of a class of nearly 600.Keep in mind that Daniel started his high school career rather low. He only got a 3.0 W / UW GPA his first semester and 3.17 W / UW GPA second semester of his freshmen year.Eventually, he decided to give AP World History, Honors Chemistry, and Honors English 3/4 a try his Sophomore year. He got a 3.33 W GPA and a 3.0 UW his first semester, but then he got a 3.67 W and 3.33 UW his second semester (if you're wondering why only two additional grade points instead of three, it's because Honors Chemistry didn't give an additional point).Then he kept challenging himself more and more his Junior year. He took three AP Courses, and he got a 3.5 W / 3.0 UW his first semester, but he got a 4.0 W and 3.5 UW his second semester.Also, the summer during his Senior year, he took on an internship at a Hospital shadowing a doctor at the LAC + USC Medical Center, as his intended major is Biology, but not to become a doctor of sorts (so no Pre-med track).His SAT score was a 1210, and he even got 4 C's and many B's throughout his high school career, although the majority of the C's are from Freshmen year.Senior year came by and he only applied to Cal States (CSU system) and the UC'S, as he wasn't enticed by any private schools or Out-of-state's (even though I recommended Santa Clara University to him).February came by and he got into Cal State LA, which he expected. He also got into Cal State Fullerton, but he got waitlisted by Cal Poly Pomona, but he wasn't too upset about that. He had his heart set on Cal Poly San Luis Obispo, and unfortunately he got rejected, and that got him extremely upset.Then came his UC's. He didn't apply to schools like Berkeley or UCLA; he applied to UC Santa Cruz, UC Riverside, UC Irvine, and UC San Diego.He first heard from UC Riverside, and he got waitlisted. He was a bit shocked, but he didn't like the school anyways. He then got waitlisted by UC Santa Cruz as well, and that started to get him a bit disappointed. He got flat-out rejected by UC Irvine, which to my surprise, he wasn't surprised at all. But he wasn't disappointed at all because…Prior to his Irvine rejection, me, Daniel, and three other friends were opening our UC San Diego letter on March 13th, 2020.I opened mine first, and I got in for Computer Engineering. My other three friends opened theirs. Two of them got in, and one got waitlisted for Political Science. Keep in mind that specific friend that got waitlisted had a 3.61 W GPA and 3.44 UW GPA too.I clearly remember Daniel's faint words as he had his portal up “I'll most likely go to Cal State Fullerton. Maybe I can transfer to schools like you guys by my Junior Year.”He opened his letter and instantly he started crying. He yelled louder than anyone I've ever heard yell “I GOT IN! OMG I GOT IN!!!” We were extremely proud and happy for Daniel for that huge accomplishment.Where do I begin here?Your GPA is just a fragment of your overall application!You have extracurriculars, essays, standardized test scores (depending on where and when you apply) thrown into the mix as well, all of which can only enhance your application and make admissions officers overlook your GPA.It's barely going to be your Junior year. You still have time to overturn that GPA for the better. Take a more rigorous courseload too! Daniel liked to believe that that's what helped him a lot get into UCSD; his upward grade trend and his initiative to challenge himself.Also, one bit that you might've not paid sufficient attention to is his LAC + USC Medical Center internship. That is probably the most integral part of his application that helped him immensely. Basically, he took part in extracurriculars that catered to his major. That's something you should do too, as it will definitely make the admissions officers view your aspiration to pursue a career in a specific major.Point is, don't expect much in terms of a Top 30 school acceptance, but still be optimistic for some really great options.Daniel only had a 3.22 UW GPA, and he got into a Top 40 public school and Top 80 national school, both of which are extremely impressive; he practically got into the most prestigious school out of his entire college list!And he couldn't be any happier to become a Trition this fall 🔱Apply to many public schools in your state. Those are more likely to accept you as they have a higher quota for in-state students than Out of State students.Show the admissions officers that there's more to you than a GPA!!!

If you could pass the exams without going to medical school, would you be allowed to practice medicine?

Can you just “pass the exams” without going to medical school and be allowed to practice medicine?Nope.Getting a license to practice medicine is a very, very, very long and involved process. You have to attend an accredited medical school plus take AND PASS multiple standardized tests during the 4 years of med school plus the following 1 year of internship.For example: After graduating high school, I spent 8 (eight) years total in college, first undergraduate followed by grad school (MPH from UCLA), followed by 4 years MD school at USC, and managed to get into the 4-year emergency medicine residency program at LAC-USC, graduating in 1989. That’s 16 years of post-high school education. (Well, 17 years, because I worked for 1 year as an epidemiologist before getting into med school. Made $18K/year. Whoopie.)I married a pharmacist that I met as a medical student, and raised 2 kids, one now a practicing hospital pharmacist, and the other in her last year of med school. Lots of my friends and co-workers that I started with have already retired! Now I’m almost finished paying off my daughter’s medical school bills.My daughter is a 4th year student in a DO program (essentially the same as being in an MD program) and passed her boards part 1 at the end of her 2nd year, or she wouldn’t have been allowed to go on to 3rd year. The 1st 2 years of medical school (MD or DO) are mostly “didactic”, where you sit through lots of classes: 1st year, how the body is supposed to work; 2nd year, what can go wrong. 3rd & 4th years of medical school involve 4-week long “rotations” where you study under fully boarded physicians called “attendings” and learn to take care of real patients in teaching hospitals, clinics, and private medical offices. All this time you are taking exams and doing a lot of “scut” work for the doctors. Which is how you learn to become a doctor.Now in her 4th year, my daughter passed the physical exam boards test several months ago which was very stringent and REQUIRED to pass to be able to complete med school. (She spent a month at home with me and the wife practicing exams out of several study books so she would be guaranteed to pass that test; some of her classmates didn’t pass and now have to retake the entire exam or they won’t graduate med school!). Graduating her specific med school gives her a DO (Doctor of Osteopathy), but still no license to practice medicine! And “practicing without a license” is a felony offense.Boards part 3 will be coming up once she is at least 1/2-way through internship (same as 1st year residency) and she must pass that to get her license to practice medicine. Fortunately, you get paid a very small amount while doing residency training (like $30,000/year) rather than have to pay the huge medical school fees of $50,000 or more/year, so you are only trying to catch up to the interest payments on your loans that got you thru med school. Or your daddy pays the bills (that’s me)!If you want to practice medicine these days, you really have to specialize; the old days of “hanging up your shingle” after 1 year of internship are long gone. After just 1 year of internship you come to the shocking realization that you really don’t know shit, and you will need to complete a lengthy residency program of 2 to 7 years in a specific specialty to get boarded in that type of medicine.These specialty programs are very competitive to get into, and are just like applying for medical school. You have to apply to each one, fly around the country interviewing at multiple different teaching hospital residency programs (my daughter is in the process of doing this right now), and then rank the residency programs in order of your preference to attend them. The residency programs do the exact same thing, evaluating each applicant as per exam scores, letters of recommendation from med school classes and rotations, and their interviews, and then rank their preferred med students. Both medical student and residency program choices go into a big computer that “matches” med students to specific post-grad medical residency programs. But the result is kept secret until “Match Day”!Friday, March 20th of 2020 (12 noon EST) is the next “Match Day”, where ALL US 4th year medical school students simultaneously get a sealed envelope that they get to tear open and find out exactly where they have “matched” for their next several years of residency training. Lots of surprises when you find out what programs your friends got into, and what cities they are going to have move to at the beginning of summer.If you find out that you didn’t match into any residency program (usually a handful of med students in every class), you have to “scramble” to get into an open program or you just wasted 4 years of your life with a medical degree that you can’t use. Unless you want to go into pure research or teach anatomy at a junior college.The first year after medical school, called “Post Grad Year 1” or “1st Year Residency”, is traditionally called “internship” (NOT to be confused with “internal medicine” or “internist”). This means you are practicing under a state “provisional” license in an accredited teaching hospital until you pass medical boards Part 3 at least 1/2 way thru your 1st post-grad year, as I mentioned above, and only then after passing Part 3 and THEN going thru the state medical license application process with official transcripts from elementary school through middle school through high school through undergraduate college through med school through internship can you get your STATE medical license and be allowed to actually “practice medicine”. And if you want to be able to prescribe any scheduled drugs (like Tylenol #3 or Valium), you then need to apply for and get your Federal DEA license. Still, getting your official state license number is a big day!!This is the moment that you realize that you don’t know shit.The next step is to complete an APPROVED residency program in order to get specialized in one or more specific types of medicine. Usually you got into a multi-year residency program to complete that 1-year internship, so you are already set up to continue. Of course, if you only did the 1-year “transitional” internship, you have to start applying to residency programs for any open post-grad year 2 spots.One of my medical school classmates, Kim, started a 5-year ENT residency program before she realized in the first month of internship that she HATED the lifestyle and lack of sleep. She reapplied to programs and got into my ER residency program, but had to start all over again from internship, and ended up graduating one year after me.But she graduated and has been working as an ER attending at a wonderful teaching hospital for the last almost 30 years.There is so much to know in any aspect of medicine that you just can’t start practicing after internship, even with a state license, without going through a lot of additional training as a resident. Even then, after graduating residency and getting boarded in a specialty, to do some things as a doctor you have to go on to do an ADDITIONAL 1 to 2 year training called a “fellowship”. Plus, applying to practice in any new hospital involves a very extensive background check plus peer reviews on everything you do before you are allowed to become a full medical staff member of that hospital.“General Practice” physicians starting their practice immediately after internship are gone. Most “General Practice” doctors are usually boarded in Family Practice specialty, which is a 3-year residency program that trains you to take care of children, adults, elderly, and even scrub in as an assistant on baby deliveries with an obstetrician. A somewhat similar program is the combined internal medicine-pediatrics 4-year residency program, which lets you do most of the Family Practice stuff plus being able to go on to subspecialize past Internal Medicine.Once you complete a residency program - you’re not done. Now you have to take separate written and then usually oral boards to get “boarded” in that specialty. Finally, depending on your specialty, every few years you have to take competency exams to prove you are keeping up with medical literature, and any hospital you practice in will kick you off staff if you lose your board certification. Once you hit 70 years old and beyond, your hospital will require you to take more periodic exams to prove you are not senile.Let’s say a medical student finishes their 3-year internal medicine residency “post graduate” program, passes the internal medicine boards, and now is an “internist” (an “Internal Medicine” doctor, way beyond an “intern” which again is just that 1st year after medical school). But what if they want to be a cardiologist? Then they have to enroll in and complete a 2-year additional accredited fellowship program at a major hospital and pass their new boards in order to practice as a regular cardiologist. You have to be internal medicine boarded before you can become a cardiologist (or gastroenterologist, or endocrinologist, or infectious diseases, or geriatrician, or a bunch of other medical “subspecialties”).OK, now this cardiologist wants to be able to take patients to the Cath Lab who are having heart attacks and place stents in their coronary arteries. That requires an additional several years of Cardiology INTERVENTIONALIST training followed by qualifying exams. Only after this can you join an established interventional cardiology medical group and be on call every night for the next 3 years until you are no longer the “junior” partner in that group. Got married and have kids now? Gonna have to save up for their college years after you finish paying off your medical school debts plus your house mortgage.Oh, wait, I want to be able to operate on patients and repair seriously damaged coronary arteries that cannot be stented. But that’s thoracic surgery, which means starting all over again as an INTERN (you have to complete a lot more basic surgical rotations) and get thru a general surgery 5-year program FOLLOWED by specializing in chest surgery. Another couple of years.Finished general surgery but now you like plastic surgery? Fine, but for maxillo-facial surgery, you have to go through BOTH medical school AND dental school. Talk about having a major debt when you graduate! No private schools for your kids.You like neurosurgery? Cool. You don’t need to do a general surgery residency! But the neurosurgery residency is 7 (seven) years long. And really hard to get accepted into.My hospital has voted to begin a 3-year internal medicine residency program, and become a teaching hospital. I think this is great, and I hope to be allowed to become part of the teaching staff. You see, you don’t have to be boarded in that particular specialty to teach new residents about specific medical problems.You don’t need a state license if you go straight into research from med school, but then, you still can’t legally practice medicine. Of course, you can still teach anatomy at a local junior college with your MD degree.Addendum:I’m so sorry if my “dissertation” above offended some people. I need to learn to keep my comments SHORT and better edited. And less pompous!I’ll leave the original up so you can see the WRONG way to write an opinion. Thank you for any comments!!

Is it ok to spend 1 crore rupees [~$140k] for doing a Masters in the USA?

NO.At the moment you will be spending more than 45–50 Lakhs.It uses to be worthy like 7–8 yrs back, but sadly the time has changed, everything changed and things are getting harder and tougher for us ( Indians).Not everyone can get into MIT, Stanford, Princeton, UCLA, USC, etc, not everyone gets employed at big companies like Ford, Honda, Apple, Cisco, Google, Facebook, etc. Not everyone would get an RA/TA as part-time jobs. Not everyone gets a $100k per annum salary package where you can pay off your student loan in 2–3 yrs. This thing might happen to only 1–2 people out of a group of 40 Indian students and I’m here to talk about the rest of 39–38 students or at least the average of them.For this question, I would prefer to think about my ROI ( Return of Investment). I took a huge amount of loan (40 Lakhs in 2014) to cover my whole fees and I have to make sure that paying it back all in 2–3 yrs, or at least I paid like 70–75% of it before I return to my country India, which still up to date I’m not even close to paying that amount of my 2.5 yrs of employment.And why I’m saying within 3 yrs, it's simple after graduation I can work a total of 3 yrs in the US under OPT only if my program comes under STEM, if it doesn’t come under STEM like MBA or MS in Finance programs, etc. I have only a year after my graduation to find an employer to hire me plus work for them and also apply for my H1b work visa, all within 1 year period of time for Non-STEM, for STEM we have 3 yrs.Now comes the scary part, most companies don’t want to hire International Indians just because they would need sponsorship in the future.Here’s an example for you from TOYOTA USA.See for yourself, below.Yes, that’s Toyota, USA. Rejecting job because they don’t want to sponsor the US visa.And many other US companies ( like Cree Inc.) are not providing US visa sponsorships options for international students to stay & work in the USA in the future.In Valeo, not even hiring F1 students also.Even Recruiters in Linkedin don’t have options for visa sponsorship consideration for International students.And many more.So,Finally, when u get employed u got 3 times in 3 yrs to file for an H1b visa, but here’s a reality check what makes u think your employer would keep on filing for an H1b every year until u get approved. I knew a guy from my colleges, first-year he didn’t get selected in the lottery, the second year he got selected in the lottery but his company failed to provide strong evidence required to approve RFE to USCIS and then his application was rejected and also the amount didn’t refund back to his employer, but in 3rd yr, his company gave him heartbreaking news of not filing his H1-b visa again but he got to keep his employment till the end of his OPT and yes he still got a hell of an amount to pay back his education loan.It’s simple to understand how an H1B visa works, your employer files for you if u don’t get selected at lottery pickups, you may try again next yr. but if u get selected, Congrats! now that’s half the work done, another half they gonna do a hard background checking of you and your company if they find any single doubt they may ask u or the company to provide evidence if any of u fail to provide, ur H1b application can get rejected. For example, if your company has a history of tax fraud or someone tried to sued ur company in past, etc., this could be some of the reasons for H1b rejection, but it could be diverted if your company provides a strong statement or evidence. A recent report suggests there has been a 40% rejection rate after getting a pickup from the lottery acc. USCIS stats report and the number might still grow as they’re still processing applications.Other things that make Indian graduates in US life hard are: Every year or maybe every semester they are increasing fees everywhere ( Like tuition fees, CPT, OPT fees, also US application fees they increase up to 80% of it, etc.). Not everyone gets a scholarship even though if u have the best profile ( Most of the scholarships are available for their American Kids), Not everyone gets RA or TA, this is very limited positions and also depends upon the funds being received by those professors to continue their research and hire RA or TA, if there aren’t any funds then he won’t hire or pay his students and also lots of colleges TA and RA positions are given priority to Ph.D. students first. Not everyone lands a job in big companies, u may get employed in medium or small size companies where on average they pay $60–$70k per yr and trust me u won’t be able to pay off all your student loans in those 2–3 yrs because you will have your own living expenses in the US like, Rents, paying bills, utility bills, financing a car, insurance, transportation, etc.Even in a professional career, no one can guarantee to have a secure life, companies can kick u out anytime and we can’t do anything about it, then who’s gonna take care of me, help me pay my loans, rents, bills. Maybe your friends can help hopefully if ur that closes to them.Now let’s talk ab 2 yr courses, Oh boy! the courses are way-way-way too hard. For example, in all the mathematics courses, Numerical Integration when the numerical needs to be solved using MS Excel & MATLAB. I never learned MATLAB in my whole life before moving to the US, now I have to learn MATLAB first and who’s gonna teach that? American kids learned MATLAB in their 11–12th grade, they learned CAD designing in 12th grade and I learned in my 2nd yr of B.Tech. Other courses require me to learn MINITAB, similarly, American kids already know about MINITAB. Remember it's Mandatory to maintain more than a 3.0 GPA out of 4.0 to maintain an F1 student visa or else u will be in deep trouble. Professors are not gonna teach u the kinds of stuff that are already taught in American High School. Now it’s all on us to learn and complete our assignments. Not to forget with all this u also have a part-time job where u will be working min. 20hrs in a week. Before graduation, in your last sem. u have to apply for an EAD card/OPT and guess what increased along with the application fees, they have also increased the processing time from 90 days to 150 days, which means even if u have an offer letter u cannot start working until u receive EAD card & to think about it 5 months? ( Since you graduated from College, u can’t even work on-campus jobs, so no income for 5 months also) why in hell the company will hold for u for 5 months and not think about replacing u with someone else who’s ready to join immediately, and USCIS always sends these EAD cards through the United States Postal Services ( like our India Post service) and I hear most of the time they delay in delivery to the addresses or they misplace the packages which ultimately means they misplaced your EAD card, and no one can be held responsible, u can’t do anything but just to apply again and pay fees again and wait for another 5 months of processing time.Guys, there is a hell of lots of things & I’m pretty sure you're not aware of any of it and I can talk about it all day, all week. Just think, I took a 40 lakhs loan when $1 = Rs 64, and now it's Rs.70, so probably u will be applying a much bigger amount than me. Next year it may hit Rs. 75 ( check the forecast by economist, there are no possibilities of INR getting strong in front of USD ).Another news flash: a bunch of articles and economist expertise is suggesting of upcoming Recession to hit the US soon in Trump’s Era ( from up to July 2019). If a recession hits the US, companies wouldn’t even hesitate to lay off an International employee first.So guys, in my words, It’s not worthy at all, the US has lost that worthiness term a long time ago. It doesn’t matter how hard you work, what sacrifice you may do, the US politics, laws, policies will always put hard-hitting scenarios for us, it’s simply because we are not US citizens, they have all the rights, not us!EDIT: 20th Sept. 2020I thought this a valuable info. so I’m adding it.Below is a chart, that’s describing how much tax deductions are been deducted. So these are the top well-known cities in the US.The salaries and wages depend upon location in the US. But on average, a young engineer should make around $60k- 75k per year in the US.So, below describes if your salary package is $75,000/ year and this is how much you will be getting back in your bank account after tax deductions.Well, let’s take an example of Boston, after getting $52,824 ( which means approx. $4,500 per month).One Bhk apartment rent costs around $2,300–2,6000 per month. ( over $30,000 per year excluding house security fees.)Utility bills ( wifi, electricity, and gas ) cost around $200 per month, and in winter it gets higher like $250.Transportation, car-insurance, Gasoline, groceries, etc. are damn crazy expensive.There are a lot of other expenses, like credit bills, etc.I have got a lot of data, I can share but I don’t want to bore you.As you can get an idea of how crazy expensive is America, everything is expensive. And taxes will go higher in the next year 2021 since America is officially under recession, their federal debt is around 26.8 trillion dollars. Next year it will be 27 trillion dollars which equals USA GDP.Just think of yourself, how freakingly hard it will be to pay educational loans from Indian banks whose EMI will be somewhere Rs. 70,000 maximum per month for whole MS fees of more than 40–45 Lacs. Also, this EMI has a tenure of 10 years so they actually start EMI on 3rd year after MS college graduation, and calculated EMI’s are based on 8 years tenure.PS. I’m not a banking expert but this is what happens to me and my friends.Imagine if denied H1b or no job opportunities in the US due to harsh US immigration. How is it possible to pay Rs 70,000 per month on Indian salaries?Do a lot of extensive research, think about your family too especially if they’re getting retire and old.

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