Cpf Form 91: Fill & Download for Free

I grew up in Bangkok when the Vietnam War started, and the GIs made a few streets in Bangkok look more like a scene from the "Sodom and Gomorrah" movie. I saw some Thai youths shouting "Yankee Go Home" upon seeing them kissing Thai women in broad daylight, while others threw stones at them.I often read news from 'Bangkok post' about Singapore like; the Beatles refused to get off from the B.O.A.C airplane to the transit lounge at the Singapore airport, guys with long hair are the last to be served inline, S$5,000 fine for littering. It amused me to know more about this fierce-looking man "Lee Kuan Yew."After half a century, Singapore has progressed to overcome the most basic issues that many countries are struggling with, let alone the USA-Superpower.I am not interested in gun laws, mass shootings, or illegal immigration issues but am more concerned about basic issues, like housing and homeownership, jobs for seniors and family nucleus, including children born out of wedlock.Homeownership: An American psychiatrist,60, who met me in Chiangmai told me about living in the US, he said he lived in a caravan (mobile home), although he could afford to own a home, it worked out to be cheaper to rent. I saw the news that Seattle and Los Angeles are turning into 'Tent Cities' in no time.In Singapore: Public housing was a well-planned policy. Singapore PM, once said, ” Every working Singaporean can buy HDB flat.” Working couples could use a provident fund (CPF) to pay the installment of the flats (apartment) or a single adult could also own a flat after turning 35 years old, thus enabling over 80% of the citizens living in the HDB flat.Jobs for seniors: The saying, “You give a poor man a fish and you feed him for a day, you teach him to fish, a job to last his lifetime?” Singapore has done what many countries, including the US, can never succeed in, which is to get senior citizens back into the workforce.I can remember the sight of a long line of over 100 people at a homeless shelter for the jobless in Columbus, Ohio.In Singapore, the moment you are out of the airplane at the airport, you will be greeted by the seniors pushing trolleys on carts or in the restrooms as attendants. Orchard Road's food courts, including Hawker Centers all over the island, in which at least 50% of the workforce are manned by seniors, while the seniors in my country are doing nothing at home.Stronger families build stronger societies:The Singapore PM is quoted saying: Singapore depends on the strength and influence of the family... and respect for elders, etc. Single parents and illegitimate children are excluded from housing benefits, while it encourages marriages, making some think that the policy is too harsh, a human rights group hates it. The family nucleus is more important for Singapore to progress further.Whereas in the U.S. marriages have become less necessary for American women’s financial survival in society, and as a result, out of 140 million births in 2016, about 15% or 21 million were born out of wedlock.(Photos) Out-of-Wedlock V.S Family nucleus/-YaleGlobal OnlineHow does Singapore fare today compared to the USA?Singapore's homeownership rate is 91%Singapore's unemployment rate is 3.91%

Let me tell you some points to clarify you doubts.1.) Most of the PSU's do not require M.Tech's and nor they give any financial advantage to any Institute brand.2.) PSU's are not for brain stormer or proving one's cally. It is a place of team work, team responsibility and having average salary.3.) Take home salaries are different from the package or cost to company salary definitions.4.) Mid level entries are difficult and quite less at PSU's. So you have to try for entry level only(through competition exams and vacancy declared)5.) PSU's are classified into Maharatna, Navratna, Miniratna based on their financial profibitality.6.) Maharatna Companies are:a) Bharat Heavy Electricals Limitedb) Coal India Limitedc) GAIL (India) Limitedd) Indian Oil Corporation Limitede) NTPC Limitedf) Oil & Natural Gas Corporation Limitedg) Steel Authority of India Limited7.) Salary at PSU have Basic Pay+ DA+ Perks+HRA/Quarter accommodation+Medical facilities+CPF(Company pay equal amount to your contribution to PF fund)+Gratuity+Yearly PRP(Bonus) depending on performance of company,unit and your gradings.8.)GRADE PAYSCALE (EXECUTIVES)E9 62000-3%-80000E8 51300-3%-73000E7 51300-3%-73000E6 51300-3%-73000E5 43200-3%-66000E4 36600-3%-62000E3 32900-3%-58000E2 24900-3%-50500E1 20600-3%-465009.) Current industrial DA is around 91%.10.) Perks will be around 46 % of basic pay.11.)Company owned accommodation is provided wherevertownships are located. Type of quarter depends upon thegrade and seniority. Employees who reside in own housemay avail self-lease facility within prescribed rental ceilings.Monthly recovery is made for company owned and leasedaccommodation, which depends upon the carpet area and thelocation. Employees who stay in rented accommodation arepaid HRA as per classification of city as notified byGovernment :30% of basic pay, if posted in Mumbai, Delhi, Kolkata andChennai ,25% of basic pay, if post in other ‘A’ class cities. 22-1/2% of basic pay, if post in B-1 class cities. 17-1/2% of basicpay, if post in B-2 class cities. 15% of basic pay, if posted in Cand unclassified cities.Hope you to calculate accordingly and take decision.

Here are some summary notes from a remark on 12 September, entitled “HK Chaos: LKY got it right” by Fanny Law, a senior advisor to HK’s Chief Executive, Carrie Lam. It gives you a good insight, although it may not answer your question directly.HK laws have not been updated enough to deal with riots & violent chaos. The pro-western media had for decades slammed Lee Kuan Yew for his iron-fisted approach towards governance and civil disobedience. He figured out more than 5 decades ago that you want development & progress, you need political & social stability to get things done. What did he do?(1) Land Acquisition Act. Over 91% of Singaporeans own their own homes (about 80% are HDB flats). How did this happen? In 1966, Lee passed the Land Acquisition Act to help government make compulsory acquisition and control land costs. He gave it back to the people through cheap public housing and industrial land. In many other countries, it end up in their leaders’ and cronies’ pockets. He understood that home ownership gave the people a stake in the country & extended home ownership through the CPF scheme, which makes quality homes affordable for Singaporeans from an early age.One trigger of HK’s discontent was the widening income inequality, and the housing crisis was its most widely cited symptoms. HK did not have the guts to institute land reforms. Housing had pretty much been outsourced to the self-interested tycoons who control supply and prices.(2) EDB & GLCs. Singapore government had been slammed for its visible hand in business. HK critics loved to pronounce the death of this model, which jump-started many industries in the early years, to provide key public services like airline, port, utilities, etc. EDB was criticised for its role in picking winners & wooing co-investments in industries to spur growth.Those services in HK had been taken up by the rich developers. Is it bold enough to consider government-led intervention, set up some state-owned enterprises that will also provide jobs for the restless young?(3) Vandalism & Caning. Singapore has strong laws on vandalism from the early days of development. Lee had no time for vandals & mass protests when he needed stability to get the country working. On the Vandalism Act, he said “we have a society which understands 2 things, the incentive & the deterrent. We intend to use both, the carrot & the stick….A fine will not deter the type of criminal we are facing. He is quite prepared to go to goal, having defaced public buildings with red paint…flaunting the values of his ideology…to make a martyr of himself…He will not pay the fine & make a demonstration of his martyrdom….But if he knows he is going to get three of the best, he will lose a great deal of enthusiasm, because there is little glory attached to the rather humiliating experience of having to be caned.”(4) ISA. Lee inherited the Internal Security Act from the British who used it to deal with the race & communal riots in the 1950’s. He used it to enforce preventive detention, tackle subversion, suppress organised violence, against those who promoted terror, violence, or those who disrupt racial & religious relations. He had the overwhelming support of the people. What would Carrie Lam give to have the Act used to arrest & lock up the trouble makers without trial.(5) Lee knew the importance of nation building. He introduced the pledge, national education, & promoted the Singapore identity to break away from the colonial power & their countries of origin.The British, in the dying years of colonialism, did the reverse in HK, egging & brainwashing the media, the intellectuals, teachers and the children from seeing China as their own country. The HK government couldn’t even control what is taught in the textbooks.(6) Media Laws. Lee did not allow the media to be the Fourth Estate. He clamped down harshly on foreign media and reminded them in no uncertain terms who runs the country.The HK coverage by foreign correspondents were biased against the police. Their filming of the protestors had encouraged them to stage their spectacle for the cameras.(7) Accountability, Legitimacy & Opposition. Lee put his programs to the people. He delivered on them. When necessary, he used Draconian measures to get what he wanted for the greater good. At the end of 5 years, the people go to the polls to decide if they still want him.