Instructions For Filling Out Financial Affidavit For: Fill & Download for Free

A debt collector who has actually purchased a consumer debt (a debt which arose out a personal, family or household purpose), owns the debt versus collecting the debt on behalf of another entity. As such, pursuant to the Fair Debt Collection Practices Act (15 USC 1692 et seq), they are considered “ debt collectors" within the meaning of the statute.When the debt collector buys the debt, they obtain judgment and instruct their attorneys to commence post judgment discovery ( sometimes called a “ debtor's exam” or an “ examination of judgment debtor “) whereby the judgment debtor must fill out and submit a financial affidavit in addition to tax returns, credit applications, bank statements, gift tax returns etc. They can also subpoena records from third parties whom they believe may be in possession of property of the judgment debtor. All of these proceedings are conducted under pains and penalties of perjury.If the judgment creditor aka debt collector finds the debtor transfers property to a third party with the intent to delay, hinder or defraud a creditor, the transfer will be deemed a fraudulent transfer pursuant to the Uniform Fraudulent Transfer Act and clawed back so the creditor can levy upon the property. There are two other classifications of fraudulent transfers: constructively fraudulent transfers and insider fraudulent transfers.The takeaway is a debtor can't transfer property to third parties in order to get the property out of the reach of his creditors. And the mechanism for ascertaining the transfer is an Examination of Judgment Debtor conducted under penalty of perjury.The Worldwide Asset Group, a division of John Tatoian Enterprises, has been buying judgments for around 23 years and has encountered similar situations in the past.Shalom aleichem and lchaim.

It isn’t hard, but it is tedious and costly. I’m fortunate to live in a state where we have a website dedicated to helping people with changing their names, so all the forms and instructions are available there. Here’s what I had to do:Fill out a lot of paperwork. I had to complete a petition for the name change itself, notices for related cases (I had none), notices for concerned parties (also none), affidavit for my social security number, and a few others. It was probably about 6 forms consisting of around 12 pages. One of the more difficult things was a page where I was required to give every address I have ever lived at for my entire life; I had to do a little digging to find some of them, as my wife and I had moved over 12 times in 10 years in the early part of our marriage.Visit the courthouse to present my paperwork to a clerk for review. She checked that it was complete and correct, and then stamped it as such.Visit the Clerk of the Court to formally file my paperwork and pay my filing fees - about $400. They gave me a case number and additional instructions.Get my fingerprints taken. I visited a local police department and paid another fee ($15, iirc) for them to take my fingerprints. They used the case number to ensure the results of the criminal background check would be delivered to the court. They gave me another paper with a tracking number for my prints.Go online to my state’s department of law enforcement, enter the tracking number and pay for the criminal background check (state and FBI) - another $35, iircWaitGet a notice in the mail from the court with my court dateShow up at the courthouse on my court date (I got there early just to make sure I wasn’t late)WaitGet called into the courtroom, get sworn in, and answer a few questions from the judge. The questions were making sure I was me (that they had the correct paperwork), that I wanted my name to be changed, and that I wasn’t trying to evade any kind of legal or financial responsibility by changing my nameJudge pronounces my name change as ordered, and signs the paperwork.Return to the Clerk of the Court and pay for certified copies of the court orderAnd then the real work began:Visit the Social Security office to file paperwork to change my name and gender marker (had to have my court order for the name and a letter from my doctor for the gender marker change)Visit the DMV to get my drivers license updated with new name and gender marker (same paperwork - court order and doctor’s letter - about $30)(Optional) update my passport with my new name and gender marker (same paperwork, another $120)Update my information with my work’s HR departmentWith all my IDs updated, now I had to go to each bank, credit card, utility, service, subscription, loyalty program, etc.Your name is kept in so many different places that you don’t even realize until you try to change it. I’m nearly two years past my legal name change and I still have my old name in some places - at least two credit cards (name is changed in their records, but they didn't issue new cards and I haven’t bothered to try), and all sorts of junk mail. But the important places are all done, and I’ve reached a point where I hardly ever hear my old name.

First let me start by suggesting that your request sounds immediately like a scam. This is mostly because of the number of times I’ve won the Nigerian lottery without entering. Scams like these are so common, you will have to go through some serious screening to show your relationship is legitimate.A husband or wife is grounds for petitioning for immigration using a I- 130 family visa or k-1 fiancee visa. The waiting time is about 1 year if you are married already and 6 months for fiancee. You will have to fill out an affidavit of support that shows that you have adequate financial stability to support your spouse. You will also swear that if he becomes a burden to the state , such as to go on welfare, you can be charged for the amount of support provided.Generally you will need to provide documentation showing lineage in his country including birth certificate, proof of citizenship, clear criminal history and current family profile. You will also have to prove that you have actually met this person and that the marriage is not a sham. This generally means marriage license, pictures from your wedding, picture of you together with your husband, receipts with dates that match the stamps on your passport.Usually if your relationship is actually legitimate, you will have ample evidence to include in your petition. My petition package included wedding photos, receipts, plane tickets, visa stamps. hotel bookings, etc.. Tourist visits with her family, birth certificates and family history, including death certificates for her parents. All indexed in a notebook. About 150 - 200 pages of documents.This situation changes substantially if your husband has significant resources. $20,000 or more in his account with a history or having it there. You can’t just put $30K in a bank account and say “look he’s rich” Reason I’m pointing this out is that this is the basis of the most common of the marriage scams. Fiancee convinces spouse to send a large amount of money, promising to return it when the visa is approved. people will do anything for love. Including losing a lifes savings.Don’t send any Money. Don’t pay for someone to give you advice. All the info for a k1 visa and I 130 is online with instructions in .pdf. An attorney or “fixer” in that country has no contacts that are valuable . They often pretend to know someone and the fees are pretty large . $7 = 10 K for attorney in the US to fill out paperwork anyone who is honestly bringing a spouse could fill out. Even if you pay the fee to an attorney, the time frame is the same. They can’t take the pictures or create receipts. They can only put them in order and fill out the forms. So can you. Just follow the instructions.