Application For Wife'S Or Husband'S Insurance: Fill & Download for Free

We are in the US and we adopted a child from Korea. Our process had many, many steps in it it took 16 months from initial paperwork until the child was placed with us, and then another 9 months for the adoption to be finalized.Most of the steps are designed to protect the child by making sure the adoptive parents have truly thought through their decision, are healthy, financially stable, have no history of criminal activity, drugs or child abuse, live in a place suitable for raising a child, etc.To prove my point, here is my exhaustive list of to-do items from our adoption in 2005-2008. Each of these items took time and many steps required extra fees.Fill in & file agency's preliminary application, including photos of us and the houseWrite medical statement, elaborating on treatment for any medical conditionsLine up four non-relative referencesOne copy of tax returns from past three yearsPay $200 fee to adoption agencyNotarize agency's adoption services agreementFill in the "Home Study Part 1 Paperwork" . Each spouse does the following:Fill in "Personal Data" form with 67 essay questions1 photocopy birth certificateComplete Authorization of Release of Information - Employer VerificationCriminal Record StatementLiveScan fingerprint form (for State of California: criminal and child abuse index)Schedule & attend LiveScan fingerprinting appointmentsMedical Exam, including HIV and TB tests, with Medical Report filled out by doctorComplete detailed Financial Statement1 photocopy marriage licensePhoto of baby's future roomPrint Map & directions to homeCopy all, keep for recordsEach of 4 non-relative references return 3-page, 10-essay questionnaires directly to agencyHome Study Part 2:Receive & pay invoice for home studySchedule social worker visitsSocial worker visit #1 (both husband and wife)Acceptable Medical Conditions Form filedSocial worker visit #2 (wife only)Social worker visit #3 (husband only)Sign up & take module 1 & 2 of agency's parenting classReceive 2 completed, certified, notarized copies of Home Study from social workerAgency sends Home Study to Korea (HSTK)Sign up & take modules 3 & 4 of agency parenting classI-600A filed with US-CIS (Advanced Processing of Orphan Petition for Visa) (4/6/2006), including the I600A form, Copy of certified home study, copies of each spouse's birth certificate, photocopy of marriage license, copy of most recent federal tax return, proof of medical insurance, $800 fee, cover letter.FBI FingerprintingReceive I-171H (Approval of I-600A) from US-CISReceive Referral to a Child, which is a packet of information with the child's history, photos, medical records, etc.Medical evaluation of Referral by Oakland Children's HospitalFile Referral Acceptance Paperwork to agency, along with huge fee to adoption agency.File 3 Placement Agreements with agency - all notarizedhusband: 4 Statements of Adoption (for child's Korean passport) - all notarized3 Travel Option forms1 Foreign Travel Release - notarizedhusband: 2 Affidavit re INS Vaccination Requirementshusband: two I-864 Affidavit of Support for Immigration filed with US-CISwife: two I-864A Contract between Sponsor and Household Member filed with US-CISSend US-CIS: copy of entire last year tax return, last year's W2 & 1099s, photocopies of both our birth certificates (again), copies of both our paystubs, Photocopy of marriage license (again)Receive child's "legals" from Korea (in English & Korean)I-600 visa petition form filed w/ US-CIS. Includes copies of legals, I-600, I-171F, child report & photos, copy of most recent 1040 tax form, copy of I-864, copy of I-864A, letter to American Embassy in Seould with visa cable instructionsMeanwhile, the Korean adoption agency worked away:Our application was translated into KoreanKorean agency applied for Emigration Permit ("EP") with Korean Ministry of Health and WelfareMinistry approves Emigration PermitAgency gets I-171 (I-600 approval) cable from US Embassy in SeoulVisa physical for baby, including Hepatitis B & HIV testsSubmit application for baby's IR-4 VisaResubmit our I-600 visa petition after US-CIS screws up and loses the first oneThen, we went go the "Travel" call and flew to Korea.Plan trip & travel to KoreaIn-Korea pre-flight medical examGo to US Embassy in Seoul to process Class-B Waiver (acceptance of medical condition)Get the final Visa paperworkTake custody of child!Once home, there was more paperwork:Receive Placement Confirmation Notice from AgencyReceive baby's Green Card in mailGet social security number under baby's Korean Name as permanent resident4 post-placement visits from social worker, where I also had to create 5 page "progress reports" with answers to questions and photos.File US Physician's Examination Report with AgencyOur adoption agency finishes the "post placement phase" and gives us approval to officially adopt the child in American court.File Adoption Finalization Paperwork in our county in California: Forms ADOPT-200, ADOPT-210, ADOPT-215, and ADOPT-230Receive "Consent to Adoption" from agencyAdoption Finalization hearing in County CourtSend agency/Korea copy of child's adoption decree (child is no longer considered a Korean citizen)Secure proof of US citizenship for child: Complete & file N-600 with US-CIS, pay feeReceive Certificate of CitizenshipFile passport applicationReceive passportApply to SSA to get status changed from resident alien to citizen, SS# name changed (passport is proof)Start the process all over again for kid #2!

[[The Social Security Administration (SSA) administers disability benefits for those who are no longer able to work. Workers who have paid into the Social Security system are eligible for Social Security disability insurance (SSDI), which also provides monthly benefits for the dependents in a disabled person’s family. A variety of family members can qualify as dependents.If one or both parents in a family qualifies for SSDI benefits, often the whole family can get benefits, known as auxiliary benefits, or dependents benefits. (Note that family members of a disabled worker who collects SSI (Supplemental Security Income) are not entitled to auxiliary benefits; this is an SSDI-only benefit. See our article on the difference between SSI and SSDI.)Dependent Children’s BenefitsThe minor dependent children, stepchildren of a disabled worker receiving SSDI are usually eligible for auxiliary benefits, and often dependent grandchildren or stepgrandchildren are eligible as well, under certain circumstances. Unmarried minor children can receive these auxiliary benefits until turning 18 years old, or until turning 19 if the child is a full-time student.If a child is disabled, he can continue receiving benefits for as long as he is disabled. In addition, adult children who became disabled prior to the age of twenty-two are eligible for SSDI payments as well as SSI.Mother’s or Father’s BenefitA spouse or ex-spouse can get auxiliary benefits if he or she cares for children of the disabled worker, until the children turn 16. If a child of the disabled worker is disabled, the mother or father can receive benefits for as long as the disability continues (but if the disabled child is over age 22, the disability must have occurred before age 22).Spouse or Ex-Spouse’s BenefitThe spouse of a disabled worker who receives SSDI can get Social Security benefits if the spouse is 62 years old or older and can’t get Social Security benefits based on his or her own record.Similarly, if an ex-wife or husband was married for at least ten years to a disabled worker, the divorced spouse can get benefits starting at age 62 unless the ex-spouse remarries or can collect benefits on his or her own record. For more information, see our article on how a spouse can get disability benefits.Amount of Family Disability BenefitsEach child and the spouse in the disabled worker’s family receives up to 50% of the disabled worker’s monthly disability amount. However, the total of the spouse’s benefit and the children’s benefit cannot be greater than the maximum family benefit, which is generally 150% of the disabled worker’s monthly SSDI benefit.Note that a divorced spouse’s benefits don’t count toward the family total, unless the divorced spouse is caring for a minor or disabled child of the disabled worker (that is, collecting a mother’s or father’s benefit).Applying for Family Dependency BenefitsCall the Social Security Administration (SSA) at (800) 772-1213 to apply for the family SSDI benefits. The applicant must provide the SSA with their birth certificate, their marriage certificate if applying as a spouse, their Social Security number (and that of the disabled worker), and their bank’s routing information for direct deposit.Survivor BenefitsIf an SSDI recipient dies, the children, spouses, ex-spouses, and even elderly parents who were dependent on the disability recipient can collect a Social Security benefit in some circumstances. For more information, see our topic page on Survivors Benefits.]]How to Get Disability Benefits for Your DependentsThe Social Security Administration (SSA) administers disability benefits for those who are no longer able to work. Workers who have paid into the Social Security system are eligible for Social Security disability insurance (SSDI), which also provides monthly benefits for the dependents in a disabled person’s family. A variety of family members can qualify as dependents. If one or both parents in a family qualifies for SSDI benefits, often the whole family can get benefits, known as auxiliary benefits, or dependents benefits. (Note that family members of a disabled worker who collects SSI (Supplemental Security Income) are not entitled to auxiliary benefits; this is an SSDI-only benefit. See our article on the difference between SSI and SSDI .) Dependent Children’s Benefits The minor dependent children, stepchildren of a disabled worker receiving SSDI are usually eligible for auxiliary benefits, and often dependent grandchildren or stepgrandchildren are eligible as well, under certain circumstances. Unmarried minor children can receive these auxiliary benefits until turning 18 years old, or until turning 19 if the child is a full-time student. If a child is disabled, he can continue receiving benefits for as long as he is disabled. In addition, adult children who became disabled prior to the age of twenty-two are eligible for SSDI payments as well as SSI. Mother’s or Father’s Benefit A spouse or ex-spouse can get auxiliary benefits if he or she cares for children of the disabled worker, until the children turn 16. If a child of the disabled worker is disabled, the mother or father can receive benefits for as long as the disability continues (but if the disabled child is over age 22, the disability must have occurred before age 22). Spouse or Ex-Spouse’s Benefit The spouse of a disabled worker who receives SSDI can get Social Security benefits if the spouse is 62 years old or older and can’t get Social Security benefits based on his or her own record. Similarly, if an ex-wife or husband was married for at least ten years to a disabled worker, the divorced spouse can get benefits starting at age 62 unless the ex-spouse remarries or can collect benefits on his or her own record. For more information, see our article on how a spouse can get disability benefits . Amount of Family Disability Benefits Each child and the spouse in the disabled worker’s family receives up to 50% of the disabled worker’s monthly disability amount. However, the total of the spouse’s benefit and the children’s benefit cannot be greater than the maximum family benefit, which is generally 150% of the disabled worker’s monthly SSDI benefit. Note that a divorced spouse’s benefits don’t count toward the family total, unless the divorced spouse is caring for a minor or disabled child of the disabled worker (that is, collecting a mother’s or father’s benefit). Applying for Family Dependency Benefits Call the Social Security Administration (SSA) at (800) 772-1213 to apply for the famhttps://www.disabilitysecrets.com/resources/disability/types-disability/coverage-for-dependents.htm

I had seen that many times during the 8 years of marriage, verbal express on entitlements, for examples:He expected his parents to send money to him for his birthday (he was even in late 40s!), our wedding anniversary, Christmas, holiday, etc. Even he expected his parents to send me money for my birthday and he took mine. I didn’t make deal out of it cuz he needed it more than i did.. 2 times, his mom innocently forgot to send money for the occasion; he had a fit and texted his mom demanding money. His mom apologized and sent a check to him right away.Every month for 8 years of marriage, he kept talking about getting inheritance from his parents (he even named every asset his parents had), as if he has been waiting and waiting for his own parents to die —he wants money money more than his parents’ being alive. I loved his parents as my own parents.His mom had a bypass heart surgery; I found out about it and I wanted to fly to their hometown to help his parents with house chores for few weeks. Ex narc husband said no and turned his head looking straight into my eyes with his empty soul in his eyes, “My mother is not going to live longer. I will get inheritance from her soon.” That blew my mind away. His mom is still alive today 3 years later, I believe. I still have screenshots of that text conversation on iphone. I am sooo tempted to send this conversation to his parents to see the true side of his son. I still haven’t done that yet and it has been 3 years now. I just let it go. I loved his parents and I feel sorry for them not knowing the true ugly demon within their son.EVERY time he came home from dinner after work hours with his co worker, who was our best man at our wedding. First thing came out of his envious mouth bitternessly, “Ben’s father is still paying for his nice truck monthly, and Ben is still taking care of his wife’s credit cards and she goes shopping. I hate his wife.” He even said, “if I was her, I ‘d use him spending all his money until I find someone else then leave him dry.” He said that at two different times. I didn’t realize that it was going to happen to me. I ignored the major red flag right there in our early marriage.During the devaluation stage, he was in therapatic sessions with a therapist on his repeating infidelities (funny that he is a licensed mental health counselor himself) , he never included me in therapy sessions with his therapist to work on our marriage. Anyway, he and I talked about his session afterwards, he stared at me then looked up at the ceiling saying, “My parents owe my life. They never gave me anything I wanted. They must will inherit me their money and their properties when they die one day soon.” I couldn’t believe hearing this because his parents were so generous giving him money whenever he needed during 8 years of our marriage. I know they helped with a house down payment for him and his first wife and they were so generous to his first marriage financially whatever whenever they needed money. Even we had good $1500 cash flow monthly (from rental rooms as income) after monthly bills are paid but he blew away on his shopping sprees for his own wants/needs and nothing left for my own needs and wants. He even manipulated his mother with lies to send him money because I broke his wallet. Several times, he asked me to contact his mother asking for money for my needs, so he can get money. I told him firmly NO because he needed to learn to save money monthly and be responsible budgeting on our money. He called me colorful names.He is entitled to affairs because I deserve it for not making him happy and I am punished.He was depressed big time every time when we didn’t have cash flow for him to buy, buy, and buy. I was depressed because he got us in big debts. I hate debts and I always was and always am frugual nowadays. His spending was way out of control.He assumed that my parents’ house on 10 acres were worth almost a million and he insisted believing that my parents will give it to us when my parents die. I told him over and over during 8 years of marriage that was all my parents had and they don’t have money nor retirement fund nor health insurance. They depend on their property as backup for their old age and medical bills. It’s their own property and they can do whatever they want to do with it and I don’t expect it because my parents taught me to be independent and save money on my own. He insisted nah no they will give it to us.. 8 years later, finally the reality hit him while we were at my parents’, our very last togetherness. I told him that my parents cashed in one acre each at the time to pay my mom’s medical bills cuz her health got worsen from the car accident. Ex narc husband said “What?! Your parents are so selfish!” He decided to walk out on my parents’ without saying good bye to them. My parents were like WTF and I remained silent not telling my parents what he said. I stayed at my parents for few more weeks taking care of my mom until the home nurse aide is hired. After he left on the roads, he texted me , “I talked with my parents and I agreed with them saying that your parents are very selfish ones!” I replied him saying, “I am sorry but I don’t understand what was the problem,” and he said “Fu*# you!”Without my knowledge, he had an affair while we worked on our marriage and he was in theraptic sessions working on his repeating behavior. He successfully secured with a third relationship with a neurologist who is from wealthy family, and he called me on videophone, “My therapist told me to end our marriage because you are narcasstic. I met someone else who wants me so badly. She is a neurologist and she makes $109,000 a year. She owns properties all over in the southeast. She drives a new Land Rover. She is from wealthy family with some members who are doctors. Your parents are worthless for not have any inheritance for us. I am done with you.” He shut me out of his life completely as if our working on marriage for 4 months was never existed.Ex asked me to apply for social disability income while we lived together before marriage. I was embarrassed knowing that SSDI was taken granted and abused. So I decided to tell him to use that ssdi as backbone for the house mortgage monthly because, he even had a full time job as a mental health counselor, but he blew his earnings on unnecessary things and luxury, before the bills are due. He had attitude with my firm decision. Fast forward 8 years later after I was discarded for good, I got a full time job and I called SSA to let them know I got a job so they would stop sending SSDI in a couple months or less. On the videophone with ex narc, I told him that SSDI will be stopped direct deposit in our checking account (he cancelled my debit card and I had no access to our checking acct with my ssdi money) . He was so furious and said “You should not call them! Let them continue direct deposit ssdi monthly until they find out that you have a job much later and they will ask you to repay them monthly yourself. I told him that I won’t do it because it is fraud in my name and I don’t want in debt repaying. I told him to use free $1500 cash income monthly (not reported to IRS) from 3 rental rooms in the house that should cover the mortgage payment and house bills. He gave me the “fist punch to my face” gesture out of rage on videophone. Thank god I wasn’t there in person that I would be beat up badly. Wow, I never saw him so rage that free and abused govt money is a loss for him. He refused to send me my two last SSDI money - he spent it all on his wealthy neuro doctor girlfriend with dozen roses, expensive dinners, shopping spree. Yes, divorce court saw the evidence with bank statements and the judge ordered him to repay me my two last SSDI cuz my new job paycheck not start until one month later after job started with State of PA. I survived the horrible discard that he didn’t help me out with a dime.He filed bankruptcy during his first marriage. He again filed bankruptcy for 2nd time when he discarded me and our marriage. He went to the small loan company to get a loan; he lied on application for the loan purpose— he deliberately used that loan to pay his bankruptcy lawyer and he included the loan company on the bankruptcy. What a sociopath.. He chuckled about it when he was asked by my lawyer on the stand in divorce court. Judge shook his head in disbelief.State (vocational rehab agency) paid fully for my undergraduate and graduate school. School sent me the school loan check. I didn’t expect it in the mail and I didn’t need it. Ex narc found it in mailbox before I did and he begged me to pay off his heavy debts. I already paid off his debts using my house equity. He max’ed out his debts again, so he talked me into letting him use my school loan and he promised to pay monthly. He knew I hate debts and I was raised/taught to be debt-free. I was screwed in the end when he discarded me and said “Not my problem. You are on your own, ” when I asked him about whether he would continue paying my school loan that he promised. Divorce court saw the evidence so judge ordered him to repay my school loan.He has 3 children from his first marriage. Every year, we barely had enough money to buy each kid a major gift for Christmas (usually $200–300 on a major gift each kid) along with regular gifts. He said “No, let my parents pay for them.” He expected his parents responsible to pay the major gifts that weren’t cheap every year. He spent saved money on himself when we could afford major gift for each of his kid. I didn’t need anything , because we were broke and I am not materialistic type anyway.There are MORE incidents in marriage that I couldn’t think of. I will edit this when more things come to my mind.