Direct Deposit For State Employees: Fill & Download for Free

Mark Mills already did the research to answer that 29 states allow employers to require direct deposit. More than likely, if your employer is requiring it, then doing so is legal.Your options are:Open a bank account (what is the big deal, are you in the mob or something?).Get a reloadable debit card (GreenDot is an example). There are many providers that can give you a reloadable debit card and those debit cards can be used to receive a paycheck by direct deposit. Technically, there is an FDIC insured bank account behind the card, but it doesn’t quite operate like a traditional account. This is how social security and SNAP (food stamps) are handled these days in most cases.

I can only answer for the US (things may be different in other countries), but yes - it is left to the discretion of the employer. Some states require that you opt in to direct deposit rather than have it assumed that you want it, but even there, businesses can terminate “at will” and may choose to do so if you don’t agree to the requirement.Whether paid by check or direct deposit, the difference in processing is very minor. Checks might take 5 minutes more to process than direct deposits (purely because you have to change the printer from paper to check stock, wait for the checks to print, stuff them into envelopes, etc.), but again - that’s very little time when you consider it. However, direct deposits have ACH guarantee that the money will be in your account on a specified date. If you have a check that you must send to a remote address and it somehow gets lost in the mail, the business can be held liable for not providing funds to the employee on the check date. Processing must be done earlier to account for mailing time as well, whereas all direct deposit processing can be done the day prior to the check date. This is why the requirement is seen regularly these days.

Shiva would be the CEO, Brahma the CTO and Vishnu the CFO. Brahma is quite brainy, but no one outside sees him as important. Vishnu funds the expeditions of the group and when things go wrong for his boss, gets into a rescue mission with his varied avatars. Shiva ultimately holds the key by being the executioner.Karthik is the south division head — no body in the north pays attention to him, but still respect him (sort of). Kali is the HR head — in regular times, we don’t pay much attention to the kinder avatar of Parvati, but when things go wrong, she can terrorise even the CXOs.The Kerala state representative Ayyappan seems more reclusive & inaccessible, and the company heads are still figuring out if everyone can approach him. The Bengal unit head Durga also heads the internal vigilance and people are afraid of her temper.Ram is the perfect engineer bringing cool new ideas. Everyone in the company idolises him, but no one really follows him. His subordinate Hanuman is equally good engineer but doesn’t know his strengths as well.Krishna is the sales head who can get deals done by whatever methods available. He is the cool dude as he drives the Ferrari and gets the girls. Everyone adores him.Ganesha is a down-to-earth executive who mentors everyone. He doesn’t have ambitions to go the C-Suite and is a jolly type and is a natural favourite of everyone. Kal Bhairav is the chief security officer and looks quite shady.Lakshmi manages payroll and when it comes to the salary day you hope that she doesn’t make mistakes in doing direct deposits to your account. Saraswathy heads internal training — people care about her when they are new to the company and have certificates to be obtained to progress in career.Indra is the head of an older product division that used to be quite relevant in the early stages of the company, but now not many bother about. With his old timer buddies like Agni, Mitra, Vayu, Varuna etc he sometimes brings hell to rank & file employees. Narada is the company's Gossip Girl.