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Frankly it is the customers who still behave like the 1990sI mean in this day and age - it is only SBI that still has at least 20 - 50 customers who want passbook entries every day. Private Banks have forgotten passbooks. The Harassed staff say “Sir! Please check your online banking or Yono or even the ATM outside” but no . So they are living in the 2020s but the Customers are still living in the 1990s.Likewise how many banks still have to suffer from line after line of cash depositors? Depositing sums like 300/- or 500/-. The Staff say “Please use the CDM outside” but most people wont go near the same with a Bargepole. IMPS, Phone Banking is rocket science to many of them.And how many banks have the average borrower who has no knowledge of loans asking for a loan to an irate loan officer and looking near blank. The Staff say “Sir please fill the online application form” but once again - Deaf ears. A Handful of Education Loans or Vehicle/Home Loans are fine but most are applicants of small loans on Govt schemes and the officer has to guide them patiently.So the Customers remain in the 1990s.And the Bank still manages.It is the customers who have to change and that needs work to be done by the Govt.

In the US, there is NO legal consequence as to the order that inventors are named, except: The last name of the first named inventor is printed in large type near the top of the first page of the patent (e.g., "Smith, et al."). So, if, like some companies, copies of the first pages of the company's patents are framed and put up in hallways or meeting rooms, etc., if Smith is consistently getting named as first named inventor, people walking by may get the impression that Smith is a prolific inventor , compared to the rest of the R&D team, even if his co-inventors may have actually contributed more or even been a co-inventor on more patents than Smith. But as far as ownership, or level of contribution to the invention(s) claimed on the patent... order means nothing.The person filing the patent application has control of the order, typically the patent attorney preparing the application (but it may be a paralegal, or a company secretary or a company IP coordinator who fills out the forms (Application Data Sheet) for the attorney/agent to sign., the order of names can be changed while the application is pending (up to a point) by filing a new Applicaiton Data Sheet with the inventors named in the desired order... an paying the processing fee, currently $140 ( or less, depending on the size of the applicant - big company, small company, etc.).In the absence of guidance from a client, i.e., the company supervisor I coordinated with from the R&D or company legal department (I was always an outside attorney, never in-house, but sometimes my client companies didn't have a legal department, and I worked directly with engineering supervisors, etc.), the way I usually listed inventors was:1) Any inventor who had left the company would NOT be listed as first inventor, unless all inventors had left the company. I figured it wasn't politically expedient to highlight the name of an ex-employee on a patent I was obtaining for the company, unless I had no choice.2) Of those those might be listed first (i.e., those still working at the company, or all of the inventors if they had all left), I tried to list the inventor who had made the most significant contribution to the invention AS CLAIMED at the time of filing (sometimes, what was thought to be inventive at the time of filing of a company invention disclosure form (or whatever a client used to document who originated what ideas) might change as a result of prior art searching or further developments while the application is being prepared. 3) If I couldn't decide between two or more on the basis of who contributed more... then I'd fall back to the order listed on an invention disclosure.But that was just me. Different companies, different attorneys/agents probably have different reasons for how they want inventors listed. A universtity might, for example, have standing instructions with their patent attorneys: co-inventors who are department chairs are listed first, then professors, assistant professors, adjunct faculty, then students/interns. I'm not saying automatically add the department head, even to patents for which he/she was not a co-inventor. That might be a practice in some foreign countries; in the US, knowingly listing as an inventor someone who was in fact NOT an inventor to what is claimed will result in an invalid and un-enforcible patent.Nevertheless, I suspect that whoever made the decision about who is going to get their name listed in bold on a patent as first named inventor, and who was going to be a mere "et al." was doing the same thing as my step 1 - you were an intern, a temporary employee, and you were going to be gone by the time the patent issued.... why list you as first named inventor, when they could stroke someone that they might be working with again at their client company/university, by listing that someone else first.Again, it doesn't matter legally. Legally, in the US, the last named co inventor is just as much an inventor as the first named co-inventor on the patent. And you can list it on your resume/CV.

Many years ago my partner, David, was a shop manager and was advertising for a full time shop worker. One morning this kid came into the shop in dirty jeans and t-shirt and asked about the job. David gave him an application form and told him to complete it, which the kid did straight away. David said that he was starting interviews that afternoon and arranged a time.The interview time approached. The kid turned up on time. Still wearing the same clothes, now wet (it had been raining) and now smelling of poor body odour. Not a great beginning.First question, what have you done? Answer “I’m just out of Borstal….” For those who do not know, this is a prison for youth offenders. He was in prison for multiple counts of shoplifting!Why didn’t you change and look smart for the Interview? - Because I live several miles away and I did not have the bus fare to get home and back. So I hung around in town all day.David hired him. HR was very very worried.Years later the kid was still employed, now assistant manager. He turned out to be one of the most reliable and honest employee David had ever hired. One day he admitted that he turned to shoplifting when he was younger to get caught and taken away from his abusive father. He was safer in prison than at home.So he was the worst looking candidate, with the worst CV, but the best employee.