Form 103: Fill & Download for Free

Thank you for asking! I will start writing this answer in the expectation that I can use the material in coming up with another memoir that I intend to finish writing and get published appropriately using another platform. Bear with me with ongoing edits and updates then:Pandemic time. I deleted someone’s comment to my answer here on China being the most consequential or powerful country in Asia. Just like so many here on Quora, they cannot live without going out of their way to let so many others’ answer/s be. And they are cluelessly sincere about such acts, I meet the type almost always and I am dumbfounded they won’t venture outside of their comfortable existence. And would try to project themselves to me, very unaware of such. Thanks but no thanks. We are all humans, we all make utterly terrible mistakes one time, or even every time. I will then after block and mute you. That’s 1 thing cool about Quora, by the way.Pandemic time. I have a collapsed answer to the question why “China has bullied the Philippines on the South China Sea,” due to what Quora Moderation said as violation to its BNBR policy. Oh, well, you can very well guess why. Laughing out loud.Pandemic time. This enumeration of answers now seems stale to me as I see the question was so changed from its original form. For whatever purpose the change was made, I don’t want to know anymore.Pandemic time. I am still in NYC even if it is not anymore the covid19 epicenter now, thankfully.Pandemic time: I wear my mask whenever I go out and with others even if some may think that’s sheeplike behavior. We still don’t know much about this novel virus (hence the word novel).Pandemic time. I ate 3 pieces of chicken joy (fried chicken, cheeseburger and fries from Jollibee’s newly opened store by PATH train station in Journal Square in Jersey City, New Jersey on a Thursday of July 2020.Pandemic time. I have learned a thing or two from helping out my friend install an attachment for a TV monitor to hang conveniently and securely on a wall of my friend’s friend’s living room somewhere in Elm’s Park in Staten Island.Pandemic time. 2 of my mom’s siblings have died during this period and their deaths were not covid19 related even if they died in hospitals.I write this now in a room at Trump International Hotel at the Strip in Las Vegas Nevada. We are not facing the main drag though, which is good. There is even a marijuana dispensary somewhere along the view.I like online shopping and I grow and expand a business on it.I am not exactly finicky when it comes to food. I just learn to eat them well.I have observed some people I interact with behave like my directness in saying out loud my thoughts to be rather me being rude to them.I love the movies until they become too dependent on using digital technologies so their feel these days are plain boring and unreal.Matrix Reloaded is on TV this Tuesday at past 6am as I write this.I like dark beer, the darker the better.We ate at Jollibee at Seafood Supermarket here in Las Vegas for dinner last night.I am the eldest in my family. I was already a teenager when my youngest sibling was born.I have brothers who are twins but 1 of them died after 7 days from failing to cry when he came out as our mom was given anesthesia after the first of the twins came out.I really easily get bored in most occasions so I work on always motivating myself.I basically have a nonchalant attitude in most aspects in life. This is due to my having a very weird sense of humor.I enjoy Celia Cruz music, I even do my gym activities listening to that kind of music.I will probably be writing inane things here. I don’t understand why people will care anyway.I enjoy traveling too much. I always go somewhere whenever I have the chance.In relation to the above, I even engage in thrilling clandestine trips that I never bother to talk about nor share with anyone nor even on any social media.I engage in business and investments almost all the time.I am really vain although I am not especially particular about the clothes I wear. I just want myself to smell good, first of all.I wear contact lenses.I don’t have a pair of eyeglasses in connection to the contacts I wear.I enjoy thrift store shopping too.I understand finance well but I don’t dwell on explaining matters on that subject because I don’t dwell on technical matters. Also, I seldom like doing consulting work.I have a LinkedIn profile but I don’t use it to look for jobs.I will mute and block you anytime I want to. You can actually do such to me, too, and much even faster than me if you want to.Learning motivates me to keep on going with every day life matters.I don’t like driving cars.I have a pied a terre in Manhattan NYC.I like reading a lot.I always read many books at the same time. However I don’t read books so as to write book reports on them. I will stop reading a book for a time and then I will continue reading after awhile. I don’t see the urge to reading books to their last pages right away.I have an online business selling mostly books, plus other stuff.I am a polyamorist.I speak, read, write in English and Tagalog.I like to add pictures here but this enumeration system seems to be disallowing me to do so.I am an ambivert. I know that from having finished a Psychology degree so many decades ago.I enjoy reading statistics.I understand the mind is not only the brain.I comprehend Español.I studied Chinese putonghua as well as Nihongo.I am aware of my privileges and entitlements, and am grateful for them.I know and understand people are mainly interested in themselves.I know we are all the same because we are all humans.I am a libertarian.I am almost always politically incorrect.I won’t easily puke over seeing blood or other bodily fluids.I am still working on my website so it can function according to my purposes.I try to go to the gym at least 5 times a week.I make good money from converting my shopping into earning.I am a lefty.I experience sweaty palms most often, especially when it is muggy.I wear a mustache and a light beard. I don’t care about how some of my female relatives think of my facial hair.I know the feeling of playing with high powered machine guns.I have an MBA degree.I still have 2 phones.I understand money really talks loud.I love being and living in a place where there are four seasons.I love jewelry.I have a stash of scrap jewelry.I enjoy cleaning and shining sterling silver that I own and keep.I wear fascinating pieces of jewelry, including those made and styled for women. I do mostly when I don't travel because taking off these pieces at the airport can be messy and tedious.If you made me feel bad about myself when you deal with me as a customer, I will work on you getting an appropriate feedback one way or another.I like art too.I have an accent when I talk.I enjoy observing people closely but I don’t tell them what I have observed so far.I have kept journals for over 20 years already. It’s still an ongoing project.I plan to retire in NYC, USA.I know life is all about learning and understanding context.I also know life is about learning and understanding process.I like taking train rides.BDSM activities interest me.I have an almost complete set of teeth.I like drinking coffee.I don’t mind doing house chores as long as I live in the house.I like nature oriented activities.I am a well traveled person.I like having a four-slice toaster.I like gambling.I am a risk taker more than most people you know.I have been told by some people I know to write books on those people I have come to know and meet here in NYC.I somehow keep in touch with classmates even back from grade school.I like eating chips, and chocolates.I take at least 10 kinds of supplements a day.I could have been a medical doctor but my father didn’t agree to a plan proposed by an aunt, who is a medical doctor, to finance my studies so it didn’t happen.My mom’s a retired nurse.My father is deceased.I have 2 siblings who are married but they don’t have kids of their own. The other married siblings do have kids though.I always like bacon, even burnt bacon.Now that I recall it, I had a lover who eerily looks like the billionaire child molester Mr Epstein.I am fascinated in watching horror and thriller movies.Size 11.5 or 12 shoes, American style, fit my feet.I recall having quite a number of very good looking classmates in school.I like and enjoy Philosophy.I sleep well almost every night.I experience terrible headaches from time to time.I never learned to smoke.I try to always mind my own business.I have a very good friend who was murdered in his house. Apparently he actually fought his unknown killer.I have a friend who committed suicide and I never had a clue he would do it.I experienced being raped when I was in my late twenties (I actually rather forget all about it but such experiences don’t fade away needlessly).I take showers almost everyday.Nothing beats nature when it comes to beauty. Otherwise, I look at it as art.I enjoy keeping in touch with my emotions. I can’t even describe a lot of them.I enjoy drinking plain water all day long, in addition to drip coffee (black, no sugar, no milk).I always have a lot of things to offer and sell, especially to those who like to be sold on these things I have.I predicted correctly that Trump would win and I was de-friend by a lot on Facebook.‘Beautiful’ for me is basically someone who looks lusty. So virginal looks don’t turn me on a bit—I find them funny looking.I like cats, as well as dogs.I love staying in well appointed hotel rooms whenever I have the opportunity to do so.I am rather ambivalent about fame because I have seen so many famous people and yet I am surprised they’re not exactly the moneyed ones too.I once lost a very expensive pair of shades when I forgot to bring it back with me inside the car after placing it on the roof of the car one very hot summer day in Florida.I love and go nude swimming as often as I could with other like minded people.I am reading a very thick book on algorithm now, in addition to the other books I have been reading.I have proofread the digital copies of many copyright free books on the Philippines.I enjoy watching operas, even the new-ish, non-traditional ones.I love J. S. Bach’s music, too.I dislike tossing away food.I mainly cook for myself. If you want to eat what I cook, I expect you to not complain or say anything if you don’t like it. Hence, I very seldom offer others to help themselves with with what I have cooked.Blue color generally turns me on.Beauty for me is generally having clean, clear skin.I enjoy reading The New York Times, hence I have a subscription to it online.I have a Netflix account but I haven’t used it in awhile.I also have a Criterion streaming account because I like watching movies with subtitles.I also enjoy listening to samba music.I love dancing, and I think it’s the most supreme among the arts.I don’t believe in motivating others. You need to learn to motivate yourself.I don’t like talking to customer service online and on the phone.I enjoy riding airplanes although from time to time, I get headaches from doing so.I may have a reasonably priced basic place to sleep in for you in Queens NYC so direct message me here if you want to know more about it.Writing, which to me is mostly non fiction for now, turns me on.Clean, tasteless water is a very critical element in my life.I learned swimming when I was already an adult.I find the works of Carl Jung very interesting since I started reading them in college.I find it more fascinating to compete with my own best self. And I wish everyone the best except those who are cruel to me.I have found out that it makes very good sense for me to build and grow at least 5 savings and investment accounts for specific activities.I tend to think aloud, and writing certainly manifests my thinking.I enjoy watching Pedro Almodovar’s movies.Bunuel’s surreal films are all so real to me.I got a scholarship in high school based on our family’s level of income then, and I remain grateful for the opportunity.I finished my undergraduate Psychology degree after getting another scholarship courtesy of the city of Manila, and where I must have spent less than a thousand dollars (more or less) all in to finish my degree.I also went to the University of the Philippines where I finished a diploma degree but didn’t finish my master’s after not submitting my thesis for a graduate degree in Industrial Relations after seeing how labor would just be relegated to its tiny role these days.I sent myself and finished my graduate degree in Business Administration while working full time and doing side businesses at the same period.I know this sounds proud and arrogant, but I am blessed with so many loving family, relatives and friends. I am amazed, too, that they all know that.I experience depression from time to time, and it’s never been when I find myself in the situation.I did get the chance to meet several times the grandmother of my own late father, and she spoke other languages so I went figuring out what she was telling me most of the time. I recall her being someone who smokes cigarettes, as she would smoke at the times when I saw her.I am trying to understand the value of keeping an active account with.I am more interested in using Instagram than Facebook these days, although I know they’re the same animal only with different shades of hides.I always enjoy reading poetry, and you probably know there are so many kinds of poetry.I like very much being inside The Metropolitan Museum of Art as well as the Museum of Modern Art in New York City.I have decided I like the Whitney Museum.I am proud and happy of my caregiving experience, which some people know as doing the jobs of home health aides.I am still shocked and saddened in hearing about the deaths of persons I know personally, despite having seen deaths in many ways from the caregiving experiences I have gathered these past years.I have been an early adapter to the many uses of Internet having grown up before the use became more egalitarian in use these days.I have been given religious statues of the Roman Catholic religion by a good friend who used to have literally thousands of such statues, and more in his apartment in Woodside Queens NYC.I learned to understand football and soccer from the annotations of a now deceased client of mine when we would watch sports on TV. He was himself was a player of such sports when he was in college.I met Jews in person only when I came to the USA, specifically in NYC. I only knew about them from the Bible before I came here.I am great believer and practitioner of “You scratch my back, I will scratch yours.”I am amazed over the fact that I endured the tropical heat for nearly 40 years until I came here in NYC for good.I still have unfinished projects in the Philippines so I will be back there to work and finish them with the help of abled and qualified people I know who are based there.I know so much about Philippine culture and history than most Philippine people you will ever meet in your life. And I am indifferent if in case you know more.I am probably one of the most traveled Philippine persons you will ever meet, at least when it comes to local traveling in the archipelago. I have been to so many destinations there in the Philippines before I left the country for good.I have first used the Internet, specifically its email capabilities in the mid 1990s at my employer where I worked for 15 years.Looking back, and because it is now convenient to do, I could have moved from one employer to another instead of sticking it out with 1 employer where I was stuck and could not get job offers from other companies because my pay range was higher than the market for jobs similar to what I was doing then.I taught conversational Nihongo to college students.I have realized you’re a failure as a teacher if you gave a passing grade to students who don’t deserve passing grades.I honestly believe in tough love measures, and that’s probably why I won’t have kids of my own.I have learned not to trust easily.I am quite frank and direct in my manners.I like to spend time living in both the Arctic and Antarctica when I get the chance.I have been to the many peaks of Mt Apo, the Philippines highest peak.I have been to Mt Pulog, Luzon Island’s highest peak.I hesitate to share a lot of details on the places I have been to because I feel like I am contributing indirectly to further degradation of these places, and I am aware this sounds arrogant and impertinent.I can see the value of eating vegan meals at least 2 times a week as I basically don’t have problems eating vegetables.The West Village is my favorite prominent neighborhood in Manhattan.I love the taste of butter as well as liquid butter.I prefer beef over pork.I won’t choose chicken if there are fish, beef, or pork choices in a menu.In relation to the above, I like eating fried chicken including its skin.I generally don’t mind if you correct my grammar but I just want to know first if you know English well.I increase the value of my shopping annuity by buying mostly from my online store, which calls for following certain processes put in place.I have good memories of taking shower under strong rain many times.I believe in the value of doing things bit by bit almost each day, unless I am on vacation or when I am sick.I like bringing my full backpack with me, especially in New York City.I like real perfumes, if you get what I mean. Not those diluted ones.I prefer eating heavy breakfasts, if I could get a good one in the early morning. Not brunch.Just like many people I know, I love fried, crisp bacon.Now that I think more of it, I would have not considered living in the USA if I didn’t get to visit and explore New York City the first time I came to this huge country. NYC is more than Manhattan, I have to emphasize that, and I am indifferent to whatever you think of it.Among other things I believe, life sucks, and then you die. Actually, life is what you make of it.I am discovering it truthful what David Sedaris wrote about disabled people: some of them are the most abusive and scheming persons you will ever meet. It's as if they are using their disabilities as shields to disarm you and get what they want.I have met so many stunningly good looking, nice smelling people here in New York City. If you don't smell good, you fail in the good looks department.I recall having done live theater when I was in college.I think I like to get back to being involved in making movies one way or another.I maybe open about certain facts on my life here but I don't necessarily share them to everyone. There is this thing that differentiates what others call good timing and right timing.I had a grandfather who was the first cousin of my maternal grandmother and who was a secular Roman Catholic priest. We spoke English, Bicol, and a bit of Español with him because he never learned Tagalog, the de facto basis of the Filipino language.I am traveling from here in NYC to Seattle later today, and will be back here in over 24 hours.For musicians with at least 10,000 followers in at least 1 of their social networking profiles, I can offer a profitable platform for them to create royalty streams from these followers, so please feel free to direct message me here on Quora.I am itching to do my gym activities now as I have been away for a business trip for almost a week.I am seeing and realizing better now that one very critical aspect of doing profitable businesses is to learn very well to qualify your customers and your business partners. It’s wasteful to spend your time with those who don’t qualify.Belief is really the first value to have when you are creating, building and growing a business, which I continue to learn better now.I like eating deep fried fish with steamed rice plus my own dipping sauce.Now that I have written an answer on him again here on Quora, I know so much about the Philippine national hero, Jose Rizal.I am a landlord.I have and pay for a storage where I actually keep a lot of stuff.I have been thinking of opening up an actual rented space for profitable business purposes.I can only just be bothered enough with adding sources behind the answers I have here on Quora, but if you pay me well enough, I will do more than providing sources. Of course, I have an idea most of you won't.I know I sound intimidating, or worst arrogant here, as told me many times by well meaning people, but because of my age and experience, I have learned to be indifferent about such feedback. I still have a life to live and enjoy, anyway.I like Barbara Stanwyck films.I dislike the electric fan being directed straight at me when it's on.I can easily talk about how to make good money with almost everyone interested in the topic.I believe each one of us can use fresh eyes from anyone who is trustworthy and new in our life.I am generally not afraid of strangers, even if I am a stranger among numerous strangers.I have been finding out at this stage of my life that I have to be a more gracious and grateful receiver than a giver.I have an ever growing collection of artworks, which is made up of mostly paintings that I have bought all over the USA and online sites.I still get pimples at my age!My regular barber is a younger guy from Iraq, and he was surprised to hear from me the names of 2 major rivers in Iraq: Tigris and Euphrates.When I am alone at home, I don’t flush the toilet every time I use it for peeing. Of course, I flush it every time I poop.I am, thankfully, still getting paid for my gig as a self employed home health aide even during the covid19 pandemic in NYC, USA.I get a sense so many people who connect with me believe I have so much money to share around. However, I always try to invest with a long term outlook so most cash I have are linked with investments I won't be able to touch nor silly to end right away. There is barely any money for certain of my favorite charities.In case I have not written about it yet in this list, I am decidedly libertarian with my views. Leave me alone, and mind your own business. And yet we can always work together if wr have enough mutual interests to sustain us.I have certain artistic pretensions. I am working on them and looking forward to churning out specific expressions of my artistic endeavors one way or another.I like Trader Joe's (and its sister chain Aldi) more than Whole Foods.I can see Costco is really a better chain than Walmart on many respects. But I don't get the chance to shop at both by being in NYC most of my waking time.This has been a fascinating but kinda tiresome long exercise! And yet, I still endeavor to update it until I reach the 1000 mark required by the question.

Learning from the 1987 Financial CrisisAbdul-Mumin Bapube AbubakarEmail:[email protected] Candidate, School of Business and Enterprise, University of West Scotland, London CampusWorking PaperThis is a paper in progress, the author invites comments/critiques. Please don’t site without acknowledgement.ABSTRACTA complex global financial industry, operating under the canons and acme of capitalism in a democratic environment, will almost always gravitate towards crisis as the end results, and quantitative easing as the most likely prescribed remedy. This study focuses on events surrounding the 1987 stock market crash through to the 2007/8 economic depression. Scholarly investigations into the causes of the financial meltdowns that permeated the global financial industry for this period have attributed to factors such as; speculations, greed in seeking profit, creative accounting, over-exuberance, herd mentalities, and lax regulatory enforcement. By reviewing literature and introducing the Hoover Module, it is revealed that politicians with the fear of losing power, will ‘hoover’ away all tougher regulations meant to strengthen the economy after any financial crisis and introduce measures that will immediately bring relief to the people (quantitative easing). This leads to a puzzling loop with the following coordinates; Capitalism, democracy, quantitative easing, and financial crises. The paper concludes that earlier experiences were blatantly ignored and rendered irrelevant in preventing the 2007/8 depression, and will most likely not stop any crises in 2019 and beyond, as suggested by Brown (2008). On the contrary, employing the Mandala module, the paper strongly asserts that it is possible to make some gains, even during the worst of financial crises (Brady Report 1988, Study III, p. 12).1.0 INTRODUCTIONBrown (2018), suggests that “We are in danger of sleepwalking into a future crisis”. When quizzed to analyze the risk of a possible repeat of 2007/8, the former British prime minister said: “there is going to be a severe awakening to the escalation of risks, but we are in a leaderless world.” (International Financial Review). Amazingly, the 1987 stock market crash led to the 1989 Act, among many regulations; but they were not deterrent enough to have stopped recurrence of significant global financial crises like the Junk bond crash – 1989, Tequila crisis – 1994, Asia crisis – 1997 to 1998, Dotcom bubble – 1999 to 2000 and the Global financial crisis – 2007 to 2008 (Anderson, 2000).The 1987 Stock Market Crash was symptomatic to all the crises that came after it, including the famous 2007/8 depression. It also provided lessons on the fragility of the global financial system; for instance, at the heat of the Stock Market Crash, the indexes that survived were those that closed down operations (Kandiah, 1999a), any other stock index that operated was hit by the crises. Despite its magnitude, nothing seems to have been rectified out of the 1987 crash, hence, leading to a number of significant crises following sooner than expected. After failing to adhere to the measures kept in place in the post-crash era, the 1987 Stock Market crash, exemplifies the fact that both investors and policy makers don’t learn from experience accumulated from history.The 1987 Stock Market Crash is discussed into details in the next page. Aside explaining the latent factors, this piece of work also introduces the hoover module. This module addresses the multimillion question ‘Is there a solution to the recurrent financial crises?’ More so, a Mandala module is employed as a means of suggesting remedies to the recurrent crises. The paper finally concludes by summarizing and stating its view on what to expect, moving forward2.0 THE 1987 STOCK MARKET CRASH2.1 Build up to the 1987 stock market crashIn their analysis of the 1988 Bank of England report, Antoniou and Garrett (1993), noted 6th October as the day security prices began falling continuously for two trading weeks. According to them, the New York Market on the 14th, 15th, and 16th October presented clear signals of the crash as Dow Jones Index lost 95 points, 58 points, and 108 points respectively.Figure 3.1: The Dow Jones Index lost 95 points, 58 points and 108 points on 14th, 15th and 16th October respectively (Bloomberg)Wall Street in the United States experienced a tremendous influx of foreign investors following the seeming increase in share prices (Kandiah, 1999b). There was a substantial growth on the American trade and budget deficit due to an acute pressure on the American dollar in 1985 with Japan and West Germany, deeply concerned as major trading partners (Winkler and Herman 1987a; See also Katzenbach 1987a). The diminishing dollar was, in fact, a serious concern to all members of the Group of Seven (7) industrial nations. With the fear of rising inflation in their respective countries, six among the G7 ministers met in Paris to agree on stabilizing the American dollar as the central business currency.Moreover, the build-up to the 1987 stock market crash could not end without mentioning the US$15bn deficit that was revealed following the publishing of the August 1987 US trade data amidst figures from the IMF simultaneously. The understanding financial markets got from the published figures was that unless the dollar diminishes drastically in value, the immediate future will not see a reduction in the American budget deficit. Also, the Bundesbank was blamed by James Baker, a US Treasury Secretary for allegedly supporting to increase interest rates in Germany and disregarding the Paris Louvre Accord. Baker threatened Germany by saying Americans will pay back by weakening their dollar. The indefinite intervention by the central banks of the G7 nations was not anticipated by international investors, but rather went into panic following the statement by Baker. This led to large sales of shares marking the start of the 1987 crash (Kandiah, 1999c; see also; Winkler and Herman 1987b; as well as Carlson, 2006a).2.2 The market before, during and after the crash the 1987 market crash2.2.1 before the 1987 crashFigure 3.2: NYA Index (New York Stock Exchange, from October 1985 to 1987) (Bloomberg)The Wall Street Journal (1987a), as well as Anders and Garcia (1987a), warned investors of an overestimated market in the build-up to the market crises in 1987. Before the crash, there was an increase in stock market demand which eventually supported prices as a result of new market entrants like the pension funds, among others, (Katzenbach 1987b). Financing corporate buyouts came with some juicy tax treatments like granting firms the choice of deducting interest expenses on debt during a buyout. This went a long way to increase equities, raised the quantity of potential takeover firms being targeted as well as raised the prices of their stocks (Presidential Task Force on Market Mechanisms (Brady Report), 1988a).With an uncertain macroeconomic environment (Winkler and Herman 1987c), there were rising concerns in the patronage of “program trading” plans, where huge numbers of stocks in an index, got traded quickly by programmed computers with certain conditions in place (Brady Report 1988b, p. 7. See also Carlson, 2006b). The morning of Wednesday 14th October, experienced two events that were seen to have triggered the stock market decline, lasting the whole week. Firstly, a report by news agencies made Investors to believe that the legislation filed by the Committee of the U.S. House of Representatives to get rid of tax benefits that had to do with financing mergers was done purposely to make certain companies take-over targets (Securities and Exchange Commission (SEC) Report 1988a, p. 3-10). Secondly, the announcement of the trade deficit by the commerce department in August coursed the dollar to decline and created a hint on policy tightening by the Federal Reserves (Wall Street Journal 1987b). There was also a downward pressure on equity prices, following rising interest rates.The decline in equity market continued on Thursday with some blame on institutional anxieties, the pension funds, among others, were mentioned, leading to a market shift from the risky stock to a more safety bond trading (Wall Street Journal 1987c). Friday followed with the same indicators with a number of index options expiring and by large, hedging was almost impossible in the money option. Future markets received a lot of subscribers as a result, where futures contracts were used to hedge against the dwindling stock. This brought about price differences between futures market and stocks on the New York Securities Exchange (henceforth, NYSE). The last hours of Friday saw a drastic fall in markets (Wall Street Journal 1987d). At this point, everything was pointing to a disaster, prompting an unusual Saturday meeting between traders on the Chicago Mercantile Exchange (CME) in a bid to settle positions and sort out holdings (Wall Street Journal 1987e)2.2.2 during the 1987 crashFigure 3.3: NYA Index (New York Stock Exchange, October 1987) (Bloomberg)The “Black Monday” started on the NYSE with a chunk of its traders selling their orders (SEC Report 1988b, p. 2-13). On the other hand, most markets were scared and did not open for operation in the early hours of the day. In fact, 37% of shops on the renowned Dow Jones Index opened late (Wall Street Journal, 1987f). Since most stocks were not trading and hence difficult getting up to date price quotes for index calculations, critics were of the view that the indexes could have declined further than what was reported (SEC Report 1988c, p. 2-13). Also, there was a gap between the value of the stock indexes in the future market and in the cash market as a result of the diminishing future market prices and the moth-eaten quotes in the cash market (Chicago Mercantile Exchange, Committee of Inquiry 1987, pp. 18-29).Some traders were reported to have tried taking advantage of the arbitrage opportunity on the NYSE by entering sell-at-market orders but they were disappointed at the turn up of events later and thereby, compelled them to eventually seek refuge in the futures market by participation. This contributed to the decline (Brady Report 1988c, p. 30). There were signals of sales as stocks opened lower and instead of selling in the futures markets only, the institutions sold in the cash market as well (SEC Report 1988, pp. 2-15—2-16). As sales continued, trading was suspended or delayed by the NYSE regulations to correct any anomalies whenever necessary. But with a certain sharp decline in equity prices, most of the big indexes started falling (Brady Report 1988d, Study III, p. 21). At this point, the SEC Chairman made the following comments after a speech and later stated he was misunderstood, after the harm had already been caused. "There is some point, and I don't know what point that is, that I would be interested in talking to the New York Stock Exchange about a temporary, very temporary, halt in trading" (Wall Street Journal 1987f). This news triggered more sales amidst fear that the NYSE was closing down (Wall Street Journal 1987f). Many were those surprised about the record trading on Monday, October 19.2.2.3 After the 1987 crashFigure 3.4: NYA Index (New York Stock Exchange, November 1987 to 2017) (Bloomberg)Tuesday, 20th October, saw the US Federal Reserve making an early morning (before the security markets were opened) commitment to support the economic and financial systems. This statement reportedly boosted the security market sentiments (Murray 1987a). Despite the assurance from the Federal Reserve, the security markets continued to face challenges on Tuesday with almost 7% of stocks closed for business (Brady Report 1988e, p. 45). In a bid to sanitize the system; the NYSE prevented the use of the Designated Order Turnaround (DOT) system by arbitragers to trade, which was believed to have affected the market's depth. As a mitigating measure, the Chicago Mercantile Exchange (henceforth, CME) clearinghouse decided to take some margin payments from their members to make up some loses of the previous day on their open position. Normally completed by midday, these payments are in turn, made to members for an open position with the value improving the previous day. However, by midday on October 20th, two CME clearinghouse members had not received their margin payments, raising fears of defaults payments by CME. This went a long way to deter some investors from trading with CME (Brady Report 1988f, p. 40).With the fear of possibly closing the exchange, the NYSE had most of its stock index derivative products suspended on the Chicago Board Options Exchange (CBOE) and on the CEM, within 30minutes (Report 1988g, pp. 2-20—2-21). However, with a pronouncement of stock buybacks, the financial markets maintained a rise, later in the afternoon (Brady Report 1988h, p. 41). "Corporations had started announcing these programs Monday afternoon, but it was not until partway through Tuesday that a critical mass had formed" (Carlson, 2006c).2.3 Impact of the 1987 stock market crash on other marketsLike a domino, the 1987 stock market crash triggered many economies. Many critics liking it to the October 1929 crash, leaving the investor community thinking over a possible economic recession.Described as a ‘free fall', the NYSE experienced the biggest single-day drop in history with the most revered Dow Jones Industrial Average losing 22.6% on a 605m shares record trading volume.The next domino that fell was the London Stock Exchange. The massive fall lasted till Tuesday, 20 October 1987 that saw a 250 points loss to the FTSE 100. The Australians experienced a massive 25% drop, Nikkei index in Tokyo-Japan fell by 15% and Singapore by 21%. No major stock exchange was left out.Surprisingly, New Zealand and Hong Kong did not experience the crash. It was however reported that they had to close down their respective stock markets to escape the crash. It was difficult to predict when the spurious selling of shares would stop and most importantly, the state the global financial market would be left in, after the dust had settled (Kandiah, 1999d).3.0 THE UNDERLYING FACTORS OF FINANCIAL CRISES3.1 The Hoover ModelHistorically, it is proven that ruling governments are not always happy with the realization of an occurrence of financial crises. Such news is often seen as bad omens (Chwieroth and Walter, 2010a) that will more likely hinder their chances of retaining power. Democracies are mostly characterized by the capitalist’s way of doing business; trading forex and operating financial markets. These business models are mostly associated with financial crises at the end, and because these happen in mostly democracies where elections are held at stipulated times, the incumbent governments, for the fear of losing political power, (Achen and Bartels, 2004a), turn down any ideal solution that might cause the electorates to experience some short to medium term difficulty. They rather employ soft and temporal but potentially destructive measures that will enable them to stay in government. For instance, the supposed romantic response from the US Federal Reserve; easing monitoring policy, reassuring banks of their commitment to revive affected entities and went ahead to make money available to the banks and also slashed interest rates by 1% through the open market operations.(National Council on Economic Education's Learning, Earning, and Investing – High School publication) was just a means of keeping electorates happy. These recurring acts by incumbent governments, have led to the creation of a loop with; democracy, capitalism, financial crises and quantitative easing as the coordinates. This research has named this loop as the ‘Hoover Model of financial regulations’ and presented it below.Figure 3. 1: The Hoover of financial regulationsCapitalismQuantitative EasingF. Markets/crisesHoover ModelDemocracyFigure 4.1 above, is described as the Hoover Model of financial regulations. This above loop is the tool used by politicians to cleverly hoover all financial regulations that are meant to stop further crises in the long run but might bring short to medium terms hardships to the people. With the fear that voters will retrospect blindly (Achen and Bartels, 2004b) and punish ruling governments, (Anderson 2000; Lewis-Beck 1988) politicians see quantitative easing as a safe haven.4.0 SUGGESTED REMEDY USING THE YING YANG MODEL4.1 The ‘Mandala’ analysis of some of the financial crisisMandala, a product of the Sanskrit language is largely patronized by the Hindus and the Buddhists as a religious symbol that represents the integrated organizational structure of life (Ancient Symbols).Looking at the financial crises with a “Mandala lens”, we can see that they weren’t entirely bad omens as we are made to believe; but rather we could draw some beneficial lessons or better still, take advantage of the situations to make some investment decisions. Roger Ibbotson, a finance professor at Yale University and chairman of Zebra Capital, on the 1987 Stock Market Crash; “The whole week was chaos,” he said. “The futures market was a mess, but you could actually make good money if you were up for some risk. A lot of people tried to set up brokerage accounts to take advantage of some of the valuations.” True to the words of Roger, arbitragers made money as a result of the price difference between the value of stock on the NYSE and the stock index in the money market caused by the rise in sales of the futures contract (Brady Report 1988i, Study III, p. 12)The head of corporate and investment bank at Societe General, Jean-Pierre Mustier was a key figure in cleaning the mess after the 2008 crisis including managing the €4.9bn losses of Jerome Kerviel’s. He believes the crisis was a blessing to banking as it has facilitated new regulations and introduced simpler structures for businesses. Among the lessons learned according to Mustier is the use of common sense and not the irrational applications of models by traders (International Financial Review). Fig 10 below is the Mandala symbol illustrating the good and bad of the financial crisis.Figure 4. 1: Yin and Yang's Mandala Symbol (PNG Library)From the figure above, the dark side with a little white spot on the right-hand side depicts the fact that, although the financial crisis did cause monumental destruction, there was a little room of positivity (represented by the little white spot). Conversely, the white side with a black spot explains the fact that at the point the markets were doing well without crises, one could still trace some elements of doom (depicted by the black spot). These small loses could be explained as the daily downward movement of stock prices on the various indices.In all, the Mandala simply gives the explanation that no situation is excellent in its entirety or so bad in its totality.5.0 RECOMMENDATIONSFirstly, after the revelations of the Mandala module, it’s clear all is not lost during financial crises, politicians are hence advised to hold hands in terms of financial crises by holding the bull by the horn. Incumbents should be supported by the opposition to look out for long-lasting solutions rather than having to please voters.Secondly, the polycentric system of banking should be encouraged to give banks the monopoly of operating and dealing with their mess should it happen. That makes them more responsible for their actions.Thirdly, there should be an enforcement of accounting regulations that were specially drafted after the major crises to prevent future crises from happening.Fourthly, the investor community should be more rational, there should be a regulation on speculation to avoid unnecessary panics to the disadvantage of naive investors.Lastly, the world should adapt “global standards and supervision because the flows of capital are global, then supervision can no longer just be national but has to be global” (Brown, 2008a).6.0 CONCLUSIONThe paper did mention it was going to discuss the world financial crises from the 1980s which it did discuss. It went ahead to pick the 1987 stock market crash and explained into details with pictorial evidence from Bloomberg to back its explanation. More importantly, the paper contributed to knowledge by introducing the Hoover model to prove an endless cycle of financial crisis in the current capitalist economy. The Mandala model was employed to illustrate the fact that, the financial crises were not entirely bad as some people were made to believe but there existed some lessons that were positive and needed for our future development, as suggested by Matthews (2009) and Brown (2008b). The paper believes that if the recommended ideas are properly adhered to, it is possible to have a reversal of the Hoover Model. Proper implementation of the recommended ideas will abolish quantitative easing, which means financial markets will in turn be very careful (because there will be no bail out). Capitalist on the other hand will be forced to operate moderately and finally, we will have a decent democracy. It is further believed that investors and policy makers in sub-Saharan Africa especially Ghana, that have been affected by the activities of Ponzi schemes in recent times can also draw some important lessons from this publication. Yes, it is possible to stop the cycle of crashing and repairing with discipline, otherwise, “We are in danger of sleepwalking into a future crisis” (Brown, 2008c)7.0 REFERENCEAchen, Christopher H. and Larry M. Bartels, 2004. “Blind Retrospection: ElectoralResponses to Drought, Flu, and Shark Attacks.” Estudio Working Paper 2004/199.Anders, G., and B. Garcia (1987): “Raging Bull, Stock Market’s Surge is Puzzling Investors; When Will It End?” Wall Street Journal, Jan. 19, p. 1.Anderson, S. (2000). A history of the past 40 years in financial crises: International Financial Review. Available from http://www.ifre.com/a-history-of-the-past-40-years-in-financial-crises/21102949.fullarticleAntoniou A. and Garrett I, (1993). To What Extent did Stock Index Futures contribute to the October 1987 Stock Market Crash? : The Economic Journal, Vol. 103, No. 421 pp. 1444-1461.Available from http://www.jstor.org/stable/2234476 [Accessed: 16-10-2017 10:42 UTC]Bloomberg.Brady Report (1988).Brown, G., (2008). Gordon Brown's speech in full: The Guardian. Available fromhttps://www.theguardian.com/politics/2008/sep/23/gordonbrown.labour1Brown, G., (2018). The world is sleepwalking into a financial crisis. The Guardian. Available from https://www.theguardian.com/politics/2018/sep/12/we-are-in-danger-of-sleepwalking-into-a-crisis-gordon-brownCarlson M, (2006). A Brief History of the 1987 Stock Market Crash with a Discussion of the Federal Reserve Response.: Finance and economic discussion series. Available from https://www.federalreserve.gov/pubs/feds/2007/200713/200713pap.pdfChicago Mercantile Exchange, Committee of Inquiry (1987): Preliminary Report of theCommittee of Inquiry. Merton Miller (Chairman), Chicago: Chicago Mercantile Exchange. Available from http://3197d6d14b5f19f2f440-5e13d29c4c016cf96cbbfd197c579b45.r81.cf1.rackcdn.com/collection/papers/1980/1988_0331_MercantileReport.pdfChwieroth and Walter, (2010): Financial Crises and Political Turnover: A Long Run Panoramic View. Available from http://personal.lse.ac.uk/chwierot/images/Panoramic.pdfInternational Financial Review. 2000th Issue, 40 years in review. Available from http://edition.pagesuite-professional.co.uk/Launch.aspx?EID=b2eb69c3-7774-4d35-a0ff-c70b03f7288fLewis-Beck, Michael S. 1988. Economics and Elections: The Major Western Democracies. (Ann Arbor: University of Michigan Press)Kandiah M.D., (1999) The October 1987 stock market crash ‐ten years on, Contemporary British History, 13:1, 133-140, DOI: 10.1080/13619469908581518To link to this article: The October 1987 stock market crash ‐ten years onKatzenbach, N. (1987): An Overview of Program Trading and Its Impact on Current Market Practices. New York: The New York Stock ExchangeMandala Symbolism; Ancient Symbols. Available from https://www.ancient-symbols.com/symbols-directory/mandala.htmlMurray, A. (1987a): “Fed’s New Chairman Wins a Lot of Praise on Handling the Crash,” Wall Street Journal, Nov. 25, p. 1.Presidential Task Force on Market Mechanisms (1988): Report of the Presidential TaskForce on Market Mechanisms. Nicholas Brady (Chairman), U.S. Government Printing Office.Securities and Exchange Commission (1988): The October 1987 Market Break. Washington: The Securities and Exchange Commission.Wall Street Journal (1987a): "Raging Bull, Stock Market's Surge is Puzzling Investors; When Will It End?" Jan. 19, p. 1.Winkler, M., and T. Herman (1987): “Pressure for Higher Rates is Building As CentralBanks Fight Inflation Fear,” Wall Street Journal, Oct. 12, p. 3.

Hurray! Finally, I am able to lose 29 lbs of weight in just 7 days. (WITHOUT DOING ANY HEAVY EXERCISE & HEAVY FASTING). Hey Friends, How are you? Are you ready to lose weight? Just Checkout my own easy 2 step formulae which works like charm for me & my friends as well. (More Than 50 people). Base Upon My Experience, I can assure you that you won’t disappoint if you seriously follow my 2 step formulae. ( I know Free Advice Doesn't Have Much Value. But, This formula is only for those who are really serious about weight loss. It's Your Choice What You Want To Do) I Hope It Helps You. Thank You Very Much.How ketogenic diets can improve your healthEvery once in a while, a diet trend develops and takes off — a few years back, it was the Atkins diet, and these days, you’re likely to hear about Whole30 or the paleo diet.The ketogenic, or keto, diet is one such trendy diet, which became popular due to its many health benefits. In fact, a lot of medical research has been conducted to show how ketogenic diets can improve everything from heart health to brain function.What is the keto diet?In a nutshell, the keto diet is a low-carbohydrate nutritional regime. It aims to reduce carbohydrate intake so that your body stops processing sugar for energy and begins processing fat instead. Usually the body breaks down glucose from carbohydrates to fuel itself. When the body doesn’t have glucose to burn, it turns to fat for energy instead. When the fat is broken down, it releases ketones which the body then processes for energy.This metabolic state is known as "ketosis" (hence calling this a "keto" diet). To reach this goal, you must limit your carbohydrate intake to less than 50g per day.Moving out of ketosis can happen easily if you're careful with your carb intake, but a ketone scanner can help you stay on track.Health benefits of the keto dietWeight lossThe desire to lose weight is a common reason to take up a new diet. Being slightly overweight, even just seeing a few extra pounds on the scale, can significantly increase your risk of heart attack, stroke and diabetes amongst other health issues.The keto diet has proven to be an effective method of weight loss for people in the "obese" BMI category. According to the Mayo clinic, low-carb diets like keto achieve weight loss due to:Reduced calorie intakeReduced appetite (lots of protein and fat makes you feel full for longer)Reduces epileptic seizuresOriginally, the keto diet was developed by doctors who were trying to reduce the frequency and severity of epileptic seizures in children. They found that a very low-carb, high-fat diet achieved this result.Doctors and other medical practitioners have been recommending ketogenic diets for epileptic patients ever since, although it can be less effective in adults.Reduces effects of type 2 diabetesType 2 diabetes causes an unhealthy rise in your blood sugar level. Obesity can increase your risk of developing type 2 diabetes, but medical research has shown that the keto diet can help.In one study published by the National Institutes of Health, researchers compared the effects of a standard low-calorie diet with the keto diet on patients with type 2 diabetes. The ketogenic diet was found to be more effective in maintaining consistent blood sugar levels.Improves memory functionAlthough doctors are unsure of the exact relationship, there is evidence to suggest that the keto diet can improve brain and memory function. Some studies have found that ketogenic diets reduce the risk and symptoms of conditions such as Alzheimer's and Parkinson's disease, as well as reducing the effects of mental health disorders such as bipolar disorder.Higher “good” cholesterol levelsFor years, the perception was that high cholesterol was bad for your health. Now we know that there are good and bad types of cholesterol; "bad" cholesterol, or "LDL," should be kept at low levels.The good kind of cholesterol is known as “HDL” cholesterol. Consuming a ketogenic diet full of healthy fats can improve the body’s levels of HDL cholesterol, which is good for your cardiovascular system.What can you eat on the keto diet?Since the premise of ketogenic diets is low carbohydrate, moderate protein and high fat intake, you need to pay close attention to the types of foods you eat.Keto-friendly foodsAn effective ketogenic diet consists of lots of high fat foods and a moderate amount of protein. So, your meal plan will contain lots of:Meat and poultryFishCheeseMilkEggsYogurtNuts and seedsOils (e.g. coconut oil)Low-carb vegetablesThere's lots of meat and dairy here, but that doesn't mean the keto diet is unsuitable for vegetarians or vegans. It's entirely possible to follow a vegan keto diet plan and achieve the same results.As the diet has become so popular, lots of retailers are now offering packaged snacks and meals specifically designed for a keto diet. For example, you can fill the pantry with staples for keto recipes and keto-friendly snacks, like Quest nutrition bars, to keep your diet on track.Foods to avoidThe keto diet isn’t completely carb-free, but it’s surprisingly easy to accidentally exceed your daily allowance of carbs. That’s because there are lots of foods that contain more carbohydrates than you would think. Fruits, vegetables and nuts are common sources of “hidden” carbohydrates.So it’s important to limit foods such as:AsparagusAvocadoBroccoliBerriesKiwisPeachesWalnutsAlmondsBrazil nutsBut curbing your vegetables can lead to mineral deficiencies if you're not careful. If you start a ketogenic diet, try including some vitamin supplements to make sure that doesn't happen.Another common keto mistake is eating highly processed and refined fats. As tempting as it might be to eat tons of bacon to increase your fat intake, a well-balanced ketogenic diet means avoiding the consumption of too many unhealthy fats.Best books for further reading on ketoLauren Farrell is a writer for BestReviews. BestReviews is a product review company with a singular mission: to help simplify your purchasing decisions and save you time and money.BestReviews spends thousands of hours researching, analyzing and testing products to recommend the best picks for most consumers. BestReviews and its newspaper partners may earn a commission if you purchase a product through one of our links.Distributed by Tribune Content Agency, LLC.02What happens to your body when you go on the keto diet?a plate of food on a table: Ketogenic diet© Provided by Fit&Well Ketogenic dietThe keto diet, or "ketogenic diet", is a meal plan that's low in carbohydrates, high and fats and high in protein. A very popular restrictive diet, it's said to be great for weight loss and building muscle. But what exactly is the ketogenic diet supposed to be doing to our body, in order to make this happen?In a high-fat nutshell, the ketogenic diet relies on the idea that if we eat less carbohydrates, our body will end up burning fat for fuel instead. The state our body enters when this occurs is called "ketosis". The keto diet aims to induce ketosis by consuming as few sources of carbohydrates as possible, which means no bread, potatoes, rice, starchy products, beer or refined sugar.Does it work? Potentially. Some studies have found ketogenic diets "can help patients lose about two kilos more than low-fat diets do" after one year of weight loss. However, it also says the weight loss peaks at about five months and is often not sustained in the long term once the studies have finished.This is, in part, due to the strict nature of the diet. Restrictive diets that prohibit whole food groups often prove unsustainable from a lifestyle point of view. A lack of carbohydrates can often lead to lethargy, although anecdotal evidence often says your body "adapts" to living off fewer carbohydrates every day. In addition, really cutting out all carbs means ditching beneficial stuff including some fruit and vegetables, potentially depriving yourself of vital vitamins and minerals.One review of studies reported by Harvard University looked at 22,000 overweight individuals on a variety of restrictive diets. It found "while low-carbohydrate and low-fat diets both resulted in weight loss of about 10 pounds at six months, most of the lost weight was regained within one year."The lost weight and other health benefits (such as improved cholesterol and reduced blood pressure) tend to disappear soon after the study ends."So the ketogenic diet does work for weight loss due to the low-carb diet encouraging your body to enter a state of "ketosis". However, you have to do it sustainably and plan your meals carefully to ensure you don't miss out on any key nutrients.For example, make sure you're taking the right supplements and vitamins to maintain a complete picture of health, whether it's the best supplements for joints, the best vitamins for women over 50 or the best protein powder for weight loss, which are low in carbohydrates compared to the other carb-heavy protein products.You can have your favourite proteins and veggies cooked healthier instead of pan-frying by opting for one of our best air fryers. Air fryers use a small amount of fat and superheated air currents to coat its contents evenly, ensuring all the great taste of your favourites with minimal added calories.03150+ Approved Foods for the Keto DietThinking about making the keto diet your new solution to shedding some pounds? Then it’s time to find out what foods you can eat on keto—and we’ve got you covered!According to the Cleveland Clinic, a keto high-fat eating plan aims to change your metabolism from carbohydrate to fat; the theory is that you’ll then burn fat using ketones as energy as opposed to glucose. A fat-based diet like keto will stop your insulin levels from spiking when you eat, so you don’t store fat.Then, your liver will make ketones, so your energy is compensated for. Within a couple of days on a keto plan (eating between 70-80% fat, 15-25% protein, and around 5-10% carbohydrate), your metabolism will most likely get faster and you’ll start losing weight. You want to focus on eating “good” fats on keto, which are unsaturated and monounsaturated.Related: What Is the Keto Diet and How Does It Work?So what foods can you eat exactly on keto? Focus on your favorites, but don’t be afraid to try new things, too—being on keto can truly open up your taste buds, in addition to shrinking your waistline. We came up with a food list for the keto diet to help you stay on track.Keto diet foods Keto dairy foods1. Butter. Cooking with it on Keto is OK.2. Heavy cream. Add it to recipes rather than the low-fat variety.3. Plain yogurt. Make it high-fat, but avoid any sugary varieties.4. Mayonnaise. Top a cheeseburger with it instead of ketchup.5. Sour cream. Use as a dip with veggies, avoid reduced-fat.6. Cottage cheese. High in protein and calcium, cottage cheese can be a great mid-day snack.7. Cream cheese. Surprisingly delicious with berries! Give it a try.8. Parmesan cheese. Tasty with veggies for a quick lunch.9. Swiss cheese. Packs a protein punch, with 27 grams per serving.10. Feta cheese. Make a Greek salad with feta, bell peppers, olives and onion—so good!11. Cheddar cheese. The ideal addition to a Chef’s salad with egg, ham, chicken, lettuce, onion and dressing.12. Brie cheese. Protein-rich and rich-tasting, too.13. Monterey jack cheese. Mix with scrambled eggs for a different spin on breakfast.14. Mozzarella cheese. Go Caprese by adding tomato and dressing, and season to taste.15. Bleu cheese. Add to ground beef burgers with fresh onion and lettuce.16. Plain Greek yogurt. No need to give up your favorite breakfast on keto!Related: 35 Low-Carb High-Protein Breakfast RecipesKeto protein sources17. Eggs. The perfect solution for breakfast, lunch or dinner? A cheesy, veggie-filled omelet.18. Salmon. Heart-healthy and packed with Vitamin D.19. Tuna. Tuna salad for lunch on the go is perfectly keto.20. Mackerel. Try this tasty fish if you haven’t—it may become a go-to.21. Clams. Steamers with drawn butter seem like a luxury, not diet food.22. Mussels. Another real treat when you serve them steamed.23. Squid. Sautée with butter, garlic, onion, parmesan and lime juice.24. Chicken. Avoid breaded varieties, but baked or stir-fry chicken with a big salad is perfect for dinner.25. Turkey. From roast turkey to deep-fried to deli meat, turkey is a great keto option.26. Bacon. Have it with eggs to get your day off to a substantial start.27. Sausage. Any kind is fine—delicious with bell pepper and onion.28. Goat. If you’re a meat eater, you can give it a try if you’re curious.29 Liver. If you think you don’t like liver, reconsider—this iron-rich organ meat is great with onions.30. Trout. Rich in Vitamin B12.31. Halibut. An excellent source of Vitamin V12, too, as well as Vitamin B6, magnesium and potassium.33. Cod. Delicious when sautéed with olive oil and pepper.34. Catfish. Try baking it with oil, cayenne pepper and lemon juice.35. Mahi-mahi. Delicious when prepared with lemon juice, basil and pepper.36. Quail. It can be roasted like chicken.37. Duck. Duck can be as well.38. Heart. If you’re up for the challenge … organ meats are A-OK on keto!39. Tongue. Again … if you’re up for it …40. Kidney. Don’t let us stop you!41. Hen. Can be roasted like chicken as well, as can …42. Goose. As can …43. Pheasant. A good source of phosphorus and selenium.44. Venison. Low in saturated fat.45. Steak. Enjoy your favorite cut along with a salad and/or sautéed veggies.46. Veal. Make a keto-friendly veal parm by baking with fresh tomato and cheese.47. Roast beef. Enjoy with cheddar cheese and salad.48. Ground beef. A burger on keto can be topped with any number of cheeses or veggies, plus condiments.49. Oysters. Try baking them with cream and cheddar cheeses, plus bacon … a new taste sensation.50. Shrimp. Mix with mayo and celery for a simple but delicious shrimp salad.51. Crab. High in folate.52. Snapper. A good source of niacin.53. Lobster. Enjoy it with butter—a great benefit of keto!54. Roast pork. Serve it with seasoned sautéed veggies for a weekend meal.55. Pork tenderloin. Makes delicious leftovers for lunch when you pair it with high-fat cheese.56. Pork chops. Sauté in olive oil and season to taste.57. Beef ribs. Skip the high-sugar barbecue sauce—you may find the taste of the meat itself is much more satisfying.58. Lamb. Roast it with garlic, olive oil and rosemary.59. Flounder. A great source of Vitamin D.60. Scallops. Sautéed in butter—simple and delicious.61. Ham. Fry up ham slices for a quick and easy dinner, served with seasoned summer squash—a great combo.62. Ground pork. You can use it to make burgers in a fresh way.63. Sardines. You can take them on the go and snack from the can—convenient if you like the taste.Frozen may be healthier than fresh. Frozen fruits and veggies are picked at the peak of their season, so their quality is less likely to degrade and their nutrient levels are higher. Another plus: Frozen fruits and veggies are sometimes cheaper than their fresh counterparts.Keto diet oilsIn addition to butter, you can cook with any of these on keto:64. Extra virgin olive oil65. Coconut oil66. Avocado oil67. Palm oil68. Cocoa butter69. Lard70. Poultry fatRelated: Here’s What You Should Know About Keto SupplementsKeto diet veggiesAny of the vegetables below can be used in any combination to make a keto salad with high-fat dressing. Keep in mind that avocado is especially useful on keto because it’s rich in good fat, so enjoy it often.71. Avocado72. Tomatoes73. Onions74. Peppers75. Cauliflower76. Mushrooms77. Kale78. Swiss chard79. Collards80. Spinach81. Bok choy82. Lettuce83. Arugula84. Broccoli85. Brussels sprouts86. Asparagus87. Bell peppers88. Cucumber89. Celery90. Summer squash91. Zucchini92. Black olives93. Green olives94. Red olivesRelated: Keto Diet Tips for BeginnersKeto diet fruitsBecause you want to limit sugar on the keto diet, most fruits are off-limits. However, the fruits below, especially berries, are OK to consume in moderation. Mix a fruit salad of three of the fruits below to eat as a yummy breakfast, snack or keto dessert. Top with heavy whipped cream if you want as well.95. Raspberries96. Blueberries97. Blackberries98. Strawberries99. Cherries100. Cranberries101. MulberriesKeto diet nuts and seedsThe perfect snack to carry with you at all times? A bag of nuts and seeds mixed from the list below. Choose any of the listed ones you love, and mix with a few berries, such as cranberries, for a keto-friendly trail mix.102. Almonds103. Walnuts104. Hazelnuts105. Pecans106. Chia seeds107. Sesame seeds108. Pumpkin seeds109. Hemp seeds110. Flax seeds111. Macadamia nuts112. Pecans113. Brazil nuts114. Cashews115. PistachiosRelated: 24 Low-Key Keto Dinner RecipesKeto diet herbs and spicesFeel free to add any of the following to recipes on keto, or use them to season meals.116. Basil117. Oregano118. Parsley119. Rosemary120. Thyme121. Cilantro122. Cayenne pepper123. Chili powder124. Cumin125. Cinnamon126. Nutmeg127. Lemon juice128. Lime juice129. Salt130. PepperMore keto diet foods131. Dark chocolate. A piece after dinner can feel like a decadent treat—but it’s allowed.132. Cocoa. Drink the unsweetened kind.133. Coffee. Don’t add sugar and you’re good to go.134. Tea. You also want to skip sugar here as well.135. Yellow mustard. Use as sauce to compliment fish dishes; it’s a surprisingly tasty combination.136. Red wine vinegar. Feel free to add it to recipes as you cook.137. Ketchup. Read the label to make sure you’re choosing the reduced-sugar variety.138. Mayonnaise-based salad dressing. Mix with raw veggies and season to taste for a side dish.139. Horseradish. If you love the taste, go for it!140. Hot sauce. You can enjoy it as hot as you can stand!141. Worcestershire sauce. Can add flair to almost any meat dish.142. Sauerkraut. Make sure the one you pick has no added sugars.143. High-fat Thousand Island salad dressing144. High-fat ranch salad dressing145. High-fat French salad dressing146. High-fat Russian salad dressing147. High-fat Bleu Cheese salad dressing148. High-fat creamy Italian salad dressing149. Stevia sweetener. A natural choice.150. Erythritol sweetener. Another way to indulge your sweet tooth naturally.151. Monk fruit sweetener. Another healthy natural sweetener.152. Xylitol sweetener. Yet another great non-sugar option.153. Shirataki noodles. They’re water-based and can powerfully curb hunger—give them a try!Follow these tips to avoid the dreaded keto flu.Whey protein is a powdered supplement that can be added to shakes or smoothies. stevecoleimages/Getty ImagesWhey protein has many benefits like assisting with weight loss and muscle gain.Common side effects of whey protein include nausea, cramps, fatigue, and bloating.Do not take whey protein if you are lactose intolerant, pregnant, or breastfeeding.Visit Insider's Health Reference library for more advice.Whey protein is one of the most popular and widespread protein supplements. It is often sold in powder form which can be added to smoothies, protein bars, and other foods or beverages.Whey protein is derived from cow's milk, so it's not suitable for vegans or people with lactose intolerance. However, it's gluten-free, making it a safe option for lactose-tolerant vegetarians and those following gluten-free diets."Whey protein is used by elite athletes and weekend warriors alike as a means to build muscle mass," says Olivia Brant, RD, founder of Olivia Ashton Nutrition.Besides building muscle, whey has many other benefits.1. Whey is a complete proteinWe need protein to build and maintain bones, muscles, and skin, but not all proteins are created equal. Whey is a notably high-quality protein because it's a complete protein.Medical term: A complete protein is a protein source that contains all nine essential amino acids our body cannot produce on its own, says Brant. Amino acids are crucial for growing muscle growth and maintenance.Whey protein is also a "fast-acting" protein, absorbed by the body at a rate of about 10 grams per hour. In contrast, a cooked egg has an absorption rate of about three grams per hour."That's why it's best [to consume whey protein] immediately after a workout when your body is ready to use it," Brant says.2. Whey protein builds muscle massProtein, including whey, can build muscle when combined with strength training. That's because muscle growth can increase if excess amino acids are in the bloodstream - particularly the amino acid leucine.Story continues"Whey protein is high in amino acids like leucine, which help promote the repair and building of muscle mass," says Annamaria Louloudis, RDN, Founder of Louloudi Nutrition.What the research says: A 2018 systematic review found whey protein supplements significantly improved muscle strength and size when taken by healthy adults who lift weights."If you're increasing calories by adding whey protein without putting in the work at the gym you will simply gain body fat," Brant says.3. Whey protein assists with weight gainProtein shakes are a popular choice for people trying to gain weight due to their high-caloric profile. They are also easy to add to, or replace, a meal if you're struggling to get enough protein and calories from your diet, says Louloudis.Protein shakes are also used for weight maintenance by older adults and people experiencing involuntary weight loss."The elderly population typically has trouble with consuming enough protein due to trouble chewing and swallowing and decreased activity and appetite," Louloudis says. "In these cases, incorporating protein powder into a high-calorie liquid shake is a great way to get in calories and protein to help maintain weight."4. Whey protein can help you lose weightWhile whey protein won't magically burn away belly fat, it can keep you feeling fuller for longer and possibly increase the number of calories your body burns on a daily basis.What the research says: A 2017 meta-analysis found people who ate higher amounts of protein experienced increased feelings of fullness compared to people who ate lower-protein loads. This may be because protein activates the release of hormones that make you feel full, which could prevent you from overeating and help you lose weight.High-protein diets are also associated with an increased metabolic rate, or the number of calories your body burns each day to function normally."Protein has the highest Thermic Effect of Food (TEF) of all the macronutrients - meaning you burn more calories digesting and metabolizing protein than you do when you eat carbs or fat," Brant says. "This metabolic boost along with the satiating benefits of eating protein may help an individual more easily stay in a calorie deficit and lose weight."5. Whey protein may help manage type 2 diabetesWhey protein could help control blood sugar levels in people with type 2 diabetes that are non-obese. However, more studies are needed.What the research says: A small 2017 study of people with type 2 diabetes found whey powder stimulated the release of insulin and lowered blood sugar levels when consumed before meals. However, this was only true in people with lower body weight and normal triglyceride levels. People with obesity and high triglyceride levels experienced an increase in blood sugar levels when given whey protein.You should avoid whey protein if you are:Whey protein side effectsAlthough considered generally safe, there are some side effects of whey protein, and certain individuals should not supplement with it.Additionally, you should talk to your doctor before consuming whey protein if you're taking antibiotics, as it can affect how well they work.Important: Some small studies indicate whey protein can cause acne. However, this is because dairy products, in general, have been linked to acne, says Louloudis.Insider's takeawayWhey is an accessible, high-quality protein option touting all nine essential amino acids, and is a safe option for most people trying to build muscle or gain weight."You just want to make sure you are getting a supplement that is 100% whey and doesn't have added sugars or fillers to get the most benefit," Louloudis says.5 key steps to build muscle and its many science-backed health benefitsAre you eating enough protein? How to recognize the signs and symptoms of protein deficiencyHow much protein you need in order to lose weight and gain muscle, according to dietitians8 of the best plant-based sources of protein, according to dietitiansRead the original article on Insider02What Happens To Your Body When You Drink Protein SmoothiesEat This, Not That! LogoBy Samantha Leffler of Eat This, Not That! |Slide 1 of 6: Protein smoothies have been popular for years, and they certainly aren't going away anytime soon. You can make your own protein smoothie at home, or for those of us who are always on the run, can buy pre-bottled varieties. What's behind their popularity? It's simple: the pairing of satiating, muscle-supporting protein combined with the benefits of fiber- and antioxidant-rich fruit makes for an unbeatable combination."Protein is essential to a person's health for a multitude of reasons including growth and development in children. It is key for healthy cartilage, skin, and bones, helps with muscle repair after exercise, increases satiety and thermogenesis: the process of heating your body," explains Aimee Plauche, RD, LDN with Nutritional Wellness Consulting and an advisor for ICONIC Protein. "Your body actually heats up more during digestion of protein than it does when digesting carbohydrate and fat, thus burning more calories."While protein smoothies are generally healthy (as long as they aren't packed with tons of sugar), what you may not know is what's actually happening to your body as soon as you take that first protein-packed sip. And even though your body may react differently to varying protein sources (there are countless ways to add protein to smoothies, from yogurt to protein powder), there are several things that are bound to occur regardless of the protein source.Want to know exactly how a protein smoothie impacts your body? Read on, and for more on how to eat healthy, make sure you avoid these 100 Unhealthiest Foods on the Planet.Read the original article on Eat This, Not That!Protein smoothies have been popular for years, and they certainly aren't going away anytime soon. You can make your own protein smoothie at home, or for those of us who are always on the run, can buy pre-bottled varieties. What's behind their popularity? It's simple: the pairing of satiating, muscle-supporting protein combined with the benefits of fiber- and antioxidant-rich fruit makes for an unbeatable combination."Protein is essential to a person's health for a multitude of reasons including growth and development in children. It is key for healthy cartilage, skin, and bones, helps with muscle repair after exercise, increases satiety and thermogenesis: the process of heating your body," explains Aimee Plauche, RD, LDN with Nutritional Wellness Consulting and an advisor for ICONIC Protein. "Your body actually heats up more during digestion of protein than it does when digesting carbohydrate and fat, thus burning more calories."While protein smoothies are generally healthy (as long as they aren't packed with tons of sugar), what you may not know is what's actually happening to your body as soon as you take that first protein-packed sip. And even though your body may react differently to varying protein sources (there are countless ways to add protein to smoothies, from yogurt to protein powder), there are several things that are bound to occur regardless of the protein source.Want to know exactly how a protein smoothie impacts your body? Read on, and for more on how to eat healthy, make sure you avoid these 100 Unhealthiest Foods on the Planet.Read the original article on Eat This, Not That!© Provided by Eat This, Not That!03Faster spread of some Covid variants could be due to sturdier protein: ScientistsBOSTON : The spike protein of the novel coronavirus, which enables it to infect human cells, is more stable in faster spreading versions of the virus, such as the ones first reported in the UK and South Africa, compared to the original form of the pathogen from Wuhan, China, says a new study.Researchers, including those from the Boston Children's Hospital in the US assessed the structure of the coronavirus spike protein down to the atomic level, and found how it changed with the D614G mutation which is carried by the Brazil, South Africa and UK variants of the SARS-CoV-2 virus.The results, published in the journal Science, showed that the mutation makes the spike more stable as compared with the original SARS-CoV-2 virus from Wuhan, enabling the variants to spread more quickly.According to the scientists, the spike proteins in the original virus would bind to the ACE2 receptor on human cells, and then dramatically change shape, folding in on themselves and enabling the virus to fuse its membrane with host cells.However, they said the spikes would sometimes prematurely change shape and fall apart before the virus could bind to cells.While this slowed the virus down, the researchers said this shape change also made it harder for the human immune system to contain the virus."Because the original spike protein would dissociate, it was not good enough to induce a strong neutralizing antibody response," said study co-author Bing Chen from the Boston Children's Hospital.In the variant forms, the scientists said the mutation stabilises the spike by blocking the premature shape change and making the spikes bind more weakly to the ACE2 receptor.According to the researchers, since these spikes are less apt to fall apart prematurely, the virus overall is rendered more infectious."Say the original virus has 100 spikes. Because of the shape instability, you may have just 50% of them functional. In the G614 variants, you may have 90% that are functional, so even though they don't bind as well, the chances are greater that you will have an infection," Chen explained.Based on the findings, the scientists suggested that redesigned vaccines incorporate the code for this mutant spike protein.They believe more stable spike shapes could make vaccines based on these virus proteins more likely to elicit protective neutralising antibodies.A Tesla Inc. vehicle charges at a charging station in San Mateo, California, on Tuesday, Sept. 22, 2020.David Paul Morris | Bloomberg | Getty ImagesThe U.S. government is working to help American miners and battery makers expand into Canada, part of a strategy to boost regional production of minerals used to make electric vehicles and counter Chinese dominance.On Thursday, the U.S. Department of Commerce is hosting a closed-door virtual meeting with miners and battery manufacturers to discuss ways to boost Canadian production of EV materials, according to documents seen by Reuters.The move comes as demand for electrified transportation is set to surge over the next decade.Conservationists have strongly opposed several large U.S. mining projects, leading officials to look north of the border to Canada and its supply of 13 of the 35 minerals deemed critical for national defense by Washington.Tesla, Albemarle, Talon Metals and Livent are among the more-than 30 attendees at Thursday's meeting who will discuss ways Washington can assist U.S. companies expand in Canada and overcome logistical challenges, according to the documents.The U.S. Department of Commerce did not immediately respond to requests for comment.The event comes after U.S. President Joe Biden and Canadian Prime Minister Justin Trudeau committed last month to building an EV supply chain between the two countries.Since Biden's election, three U.S. mining companies have invested in Canada, where mining accounts for 5% of the country's gross domestic product, versus roughly 0.9% in the United States.Canada's Fortune Minerals, which is developing a cobalt mine in the Northwest Territories, has also held funding talks with the U.S. Export/Import Bank, its chief executive told Reuters."The United States is really taking this seriously," CEO Robin Goad said.Lithium-ion batteries are dangerous to transport over long distances, so automakers prefer to have them built near assembly plants. That should aid efforts by Ontario and Quebec to develop their own battery cell plants with both provinces close to U.S. automakers in Michigan and Ohio, industry executives said."The border between Canada and the U.S. is inconsequential with respect to EVs and EV minerals," said Arne Frandsen, CEO of mining investment group Pallinghurst, which is the largest shareholder in Nouveau Monde Graphite, which is building a graphite mine and anode plant in Quebec.Pallinghurst joined Livent last November to buy the Nemaska lithium project in Quebec, in what will be North America's largest lithium mine. Both projects are slated to open by 2024 just as automakers launch dozens of new EV models."We do see Canada as a natural fit for expansion as the whole battery supply chain is going through a huge self-reckoning about sourcing," said Livent CEO Paul Graves.Livent has supply deals with BMW and Tesla.To be sure, the United States is also trying to boost domestic production of EV metals, which the Biden administration has said is critical.But Washington is increasingly viewing Canada as a kind of "51st State" for mineral supply purposes and plans to deepen financial and logistical partnerships with the country's mining sector over time, according to a U.S. government source.Both countries are members of the Energy Resource Governance Initiative, a pact to share mining experience and resources.Canadian firms are also able to apply for U.S. government grants under the U.S. Defense Production Act and other U.S. funding programs. There are no U.S. tariffs on Canadian EV battery metals or EV parts."You're beginning to see Canada become an important part of the North American EV supply chain," said Keith Phillips, CEO of Piedmont Lithium, which in January bought 20% of Sayona Mining, a developer of a Quebec lithium project.Canada's First Cobalt is building the continent's only cobalt refinery, part of an effort to wean the EV industry off supplies from the Democratic Republic of Congo, where child labor has been used. Cobalt is used to make battery cathodes.Adding to the appeal of Canada, some of the country's mines bill themselves as environmentally friendly and promise to use hydroelectric power to reduce their carbon emissions.The United States knows "that we are the most-secure and most-resilient source of metal imports for them," Canadian Natural Resources Minister Seamus O'Regan told Reuters.Last week, privately-held USA Rare Earth invested in Search Minerals' rare earths project in Newfoundland in eastern Canada.While USA Rare Earth already controls a rare earths deposit in Texas, executives said they wanted access to more of the minerals used to make electronics and weapons."You can't just rely on projects in the U.S. for supply," said Pini Althaus, USA Rare Earth's CEO. "You have to collaborate with Canada."02Mars’ Missing Water Might Be Hiding in Its MineralsThe Martian landscape is an arid expanse of craters and sandstorms, but scientists have spotted several signs that at one point in its life, the Red Planet was awash with blue waters. Scientists have theorized that much of the planet’s water was lost to outer space as the atmosphere dissipated.But the planet’s vast oceans couldn’t have been lost to space fast enough to account for other milestones in Mars’ existence. The water must have gone somewhere else. A new study presents a solution: the water became incorporated into the chemical makeup of the ground itself. The research uses new computer models and found that if Mars once had a global ocean between 328 and 4,900 feet deep, then a significant amount of that water might now be stored in the planet’s crust.The study, published on March 16 in the journal Science and presented at the Lunar and Planetary Science Conference, incorporated data collected from Martian meteorites and by NASA’s Curiosity rover.“The fact that we can tell that there used to be a lot of water on Mars has really big implications for the potential for Mars to have had life in the past,” says planetary scientist Tanya Harrison, director of science strategy of Planet Labs, to Inverse’s Passant Rabie.Previous attempts to solve the puzzle did not take into account the fact that the crust can suck up water and lock it into hydrated minerals like clay and mudstone, Robin George Andrews reports for National Geographic. So the study’s lead author Eva Scheller, a planetary scientist at the California Institute of Technology, and the research team set out to design a more complete computer model of Mars’ 4.5-billion-year lifetime.The new model uses constraints based on previous research about Mars’ water. For instance, the hydrated minerals found on Mars so far are all 3 billion years old or older. In the computer model, the process of incorporating water into the crust has to be done by that time. Scientists also know how quickly standard hydrogen is escaping Mars’ atmosphere today, while a heavier form of it called deuterium stays behind. So the model can use that information to estimate how much of Mars’ water escaped into space.According to the study, up to 99 percent of a shallow Martian ocean would have been absorbed into the planet’s crust. If the oceans were on the deeper end of what’s considered possible—up to 4,900 feet deep—then about 30 percent of the water would have been absorbed into the crust.The conclusion “helps bring focus to a really important mechanism for water loss on Mars,” says Rice University planetary geologist Kirsten Siebach, who wasn’t involved in the work, to Maria Temming at Science News. “Water getting locked up in crustal minerals may be equally important as water loss to space and could potentially be more important.”A key finding of the paper is that much of the planet’s water was lost between 3.7 and 4.1 billion years ago, when Mars’ crust formed.“That's really important because that means Mars already becomes pretty arid 3 billion years ago,” says Scheller to Inverse. “That kind of constraints when we think that Mars would have had this water, which ultimately has implications for habitability.”Life on Earth began to appear at least 3.5 billion years ago; by then, Mars had already lost much of its water into the crust or outer space. The study also offers some explanation of why Mars transitioned from an ocean planet to a complete desert. Water on Earth also gets incorporated into minerals, too, but then geological activity releases that water back into the environment. Mars doesn’t have the same activity as Earth, so the water got trapped.If future astronauts wanted to extract water from the minerals, they would have to bake it out, which isn’t energy efficient, says Purdue University planetary scientist Briony Horgan to National Geographic.So while the study may not impact the future of Mars exploration, it offers a step forward in solving a mystery in the planet’s past.“What this study does is that it says you have more water to play with early in Mars’s history,” says Siebach to National Geographic. “And that’s when Mars was most habitable.”035 Canadian Mining Companies To Watch As US Looks North For EV Battery MineralsThe electric vehicle sector is set to explode over the next 10 years and the U.S. is looking to create a supply chain with Canada.What Happened: Tesla Inc (NASDAQ:TSLA), Talon Metals Corp. (OTC:TLOFF) and Livent Corp (NYSE:LTHM) were among 30 EV and battery manufacturers, in addition to mining companies, who met virtually with the U.S. Department of Commerce on Thursday, according to a report by Reuters. The group discussed how to boost the production of Canadian battery materials. Canada currently mines 13 of the 35 minerals needed to produce EV batteries.Why It Matters: Acquisitions have already begun. On Nov. 5, 2020, Livent, a lithium hydroxide supplier to Tesla, announced it had acquired the business and certain assets of Nemaska Lithium Inc., located in Quebec.There are a number of other Canadian companies mining scarce battery minerals that U.S. companies could be looking to buy.See also: Best Gold Stocks Right NowGratomic Inc (OTC:CBULF), a Toronto-based graphite mining company, mines rare lump graphite at its Aukam Graphite Project, located in Namibia. The company plans to become the largest vein graphite producer in the world and to enter the EV battery supply chain.Gratomic has a market cap of $69.82 million and trades at $1.15 a share.Canada Silver Cobalt Works Inc (OTC:CCWOF), based in Quebec, mines cobalt, silver, nickel and copper. The company announced on Feb. 16 it acquired 39,200 hectares, approximately 151 square miles, of property with deposits of minerals for EVs.Canada Silver Cobalt has a market cap of $42.32 million and trades at 35 cents per share.Neo Lithium Corp (OTC:NTTHF), based in Quebec, owns a 3Q project in Argentina, which is one of the five largest lithium brine deposits in the world. On Jan. 19, Neo Lithium announced it had increased its lithium carbonate to a purity of 99.797%.Neo Lithium has a market cap of $304.5 million and trades at $2.37 a share.MegaWatt Lithium and Battery Metals Corp (OTC:WALRF), a British Columbia-based company mines a number of battery minerals including lithium and cobalt. Its largest lithium project, Route 381 Lithium, is located near the Nemaska Lithium Inc. mine and has produced promising lithium samples.MegaWatt has a market cap of $3 million and trades at 35 cents a share.Canadian Nickel Company Inc (OTC:CNIKF), an Ontario mining company owns 100% of its Crawford mine. It is currently working to advance nickel-cobalt projects to the EV market.Canadian Nickel has a market cap of $219.12 million and trades at $2.73 a share.(Photo by Albert Hyseni on Unsplash)