From A Participating Provider, No Claim Form Is Necessary: Fill & Download for Free

You might be able to get your money back after you’ve been scammed. What you should do, and whether you will get a refund, depends on what happened.If you’ve been scammed, there are organizations you should report the scam too. Don’t feel embarrassed about reporting a scam - scammer are clever and scams can happen to anyone. Reporting a scam helps track down and stop scammers. This prevents other people from being scammed. However, investigation might take sometimes, you need to exercise patience.It’s possible to get some of your money back under the chargeback scheme which participating banks voluntary subscribe to. The downside is that it does not apply to all kinds of goods and services. It is not guaranteed that you will have your money refunded as you will have to provide suitable evidence that there was breath and you are justified in your reasons for wanting to take the money back. You usually have 120 days from the transaction being made to put in your chargeback claim, so it is important to put in your claim as soon as you are aware of being scammed.Unfortunately, if you have fallen for a scam which has resulted in you authorizing a bank transfer or via cryptocurrency to a criminal’s account, you currently have no legal right to claim your money back. This because banks see this as being your fault for authorizing the transaction and not taking the necessary precautions. But with the help of a tech-enabled security firm, you have a chance of repatriating you funds. Security firms like Horizon-Security proffer solutions to cases of this nature since they have specialists with the technical proficiency and requisite knowledge to handle cybercrime affiliated issues. You

The issue isn’t that Trump had Russian loans. We know that Trump has Russian loans. Anyone with access to Google can do a search for “Trump Russian Financing” and be brought to dozens of articles over the years regarding Trump’s reliance on Russian oligarchs as business partners. He relies on them for financing, because, as has been noted over and over, no American bank will lend to him since his bankruptcies in the 1990s.There are two issues with Russian loans, which his supporters either cannot comprehend, or if they can, choose to ignore. The first is that it is not clear where the money came from in the first place. To say that Russian oligarchs are providing financing is to ignore the underlying business interests of Russian oligarchs, and how many of them can easily come into contact with the American federal judicial system. If you are a Russian oligarch and you have been violating American sanctions — which many of them are doing, because of their interests in Ukraine and Iran — you need seemingly legitimate businesses to launder your funds. I say “seemingly legitimate businesses” because once a legitimate business agrees to participate in money laundering it is no longer legitimate, even though it is using the cover of its “legitimacy” to provide a necessary service to the oligarchs.It should be noted that real estate businesses have traditionally been a primary outlet for money laundering schemes.The second issue regarding Russian lending, which is tied to the first, is what might be expected of the recipient for accepting that financing in the first place. If a business agrees to serve as a conduit for money laundering they may be doing so because there is a lot of money in it for them, but they are also putting themselves at great risk that they are now at the mercy of the oligarchs. It has often been said that if you borrow $1 million from a bank then the bank owns you, but if you borrow $100 million then you own the bank. That’s because banks won’t break your legs if you don’t pay them back, or if you don’t agree to participate in enterprises that may not be completely aboveboard.If you borrow $100 million from an oligarch, like the Mafia, they own you. And they own you up until the statute of limitations runs out.That is what many suspect Putin has over Trump.Trump’s supporters are constantly confused about the claims of conspiracy with the Kremlin because they cannot see the underlying act of complicity on the part of Trump that they believe is necessary for collusion to have occurred. Of course, just because it isn’t obvious to them doesn’t mean it did not happen, and that it isn’t obvious to the FBI or Robert Mueller. However, it isn’t necessary for Trump to have committed an overt act to be guilty of conspiracy with the Russians during his campaign. He would be guilty of conspiracy if he merely promised them something in return for helping him get elected. Considering that we know Michael Flynn and Jared Kushner had suspicious conversations with the Russians immediately after the election, and considering that Trump’s foreign policy has benefited the Russians immensely so far at the expense of our traditional allies, it is not unreasonable to assume that there may very easily have been promises made, and now, ironically, promises kept, to the Kremlin in return for Russian interference, on multiple levels, in the 2016 election.Why, you may ask, would Trump agree to alter decades of American foreign policy simply for the benefit of the Kremlin, just because he borrowed money from Russian oligarchs to run his real estate and branding business over the years?Because if you borrow $100 million from a bank you own the bank; if you borrow $100 million from Russian oligarchs, they own you.“Pee tapes” with prostitutes in Moscow would superfluous.So would the revelations of these Russian activities hurt Trump? Not with most his loyal supporters, most of whom would simply bellow “fakes news!” Independents who voted for Trump are another matter. They will turn away from him in droves if it was demonstrated that Trump sold himself for the financing of oligarchs in the years leading up to the election, and now the Kremlin was calling in its chit.Who knows, though, maybe many of Trump’s supporters might surprise us all and abandon him in the face of treason. Maybe even Fox News would.But I wouldn’t count on it.

The contracts between payers and providers are confidential, not “secret”. The terms and billed amounts and discounts and remaining balance due from you are shown to patients in the Explanation of Benefits summary sent to you or often now available online.Most contracts between healthcare suppliers and payers cite a requirement that billing and patient financial responsibilities are clear and transparent to all concerned, accurate and free of defect. The documentation must match the level of service claimed to avoid the impression or act of fraud and abusive practices.The language looks like this:Non-Interference. Plan shall not prohibit Participating Provider from advocating on behalf of Enrollees in any grievance or utilization review process, individual authorization process to obtain necessary health care services or regarding Plan quality assurance programs. Plan will not prohibit Participating Provider from discussing Participating Provider's financial relationship with Enrollees. Plan will not prohibit Participating Provider from discussing treatment options (including non-covered benefits), that may not reflect Plan's position, with Enrollees. Participating Provider, when acting within the lawful scope of practice is not prohibited or otherwise restricted from advising or advocating on behalf of an Enrollee who is his/her patient for 1) the Enrollee's health status, medical care, or treatment options, including alternative treatment that may be self-administered, 2) for any information the Enrollee needs in order to decide among all relevant treatment options, 3) for the risks, benefits and consequences of treatment or non-treatment, and 4) for the Enrollee's right to participate in decisions regarding this or her health care, including the right to refuse treatment, and to express preferences about future treatment decisions.To protect your privacy in the event of inadvertent privacy and security hacks, or lost mail or mis-directed mail, claims are now prepared and submitted electronically, and encoded with the procedures and diagnoses in alpha-numeric codes that can be read by claims processing systems and trained personnel.That being said, if you cannot get what you need or think you need, there are many services and individuals who work for hire as patient advocates on an hourly basis. To work with them, you must appoint them, in writing as your Authorized Representative. They can then step in your shoes, so to speak, to speak with anyone about your bills and get you the answers they want. In my 35+ years in healthcare, I have done this for friends, elderly and ill family members who couldn’t advocate for themselves for one reason or another, and for paying clients. I am not set up for this on a large scale. I did notice that there were a few individuals located in Texas who offer this service but I don’t remember their contact details. They also negotiate down fees in advance of service for those who lack insurance coverage for the services they want or need. I am sure there are others that this advocacy is all that they do.I searched Google for “patient medical bill advocate” and found a plethora of listings all over the USA, with all menus of different services and different prices.Good luck.