Sample Letter For Payment Arrangements: Fill & Download for Free

Date the letter and include the contact details of the telephone company. Give your complete company name, mailing address, other contact details and the subscription details for your telephone. All of the letter is to be typed. Keep a copy for yourself.Use a professional manner when writing, all factual but polite. State the reason for cancellation, the date you wish the phone removed and where the phone is located in the building if you have a large company. Include any complaints if this is pertinent to cancellation.Arrange for payment of fees and acknowledge any payments included with the letter. Ask for a written confirmation of details, sign the letter by hand, print out your name below your signature, print on high quality paper and send to recipient.

POST ITA PROCESSFor those who are waiting for ITA, check the following and prepare the necessary documents.After you receive ITA, once you log in to your Express Entry profile, you will have two buttons- Continue Application- Decline InvitationNote: You will have 60 days to submit your PR application electronically with all supporting documents. 60 days start from the day you get ITA, if you feel that you will not be able to arrange all the documents in 60 days, you can decline the ITA anytime before the expiry of 60 days and you will be back in the pool. In case you decline your ITA, then you will be eligible to be invited again provided you meet the CRS cut-off requirement.Once you click Continue Application, you will be taken to pages similar to your Express Entry forms that you filled up. This page would have all the information carried forward from your Express Entry profile and additionally you also need to fill up Address History, Personal History and Travel History for each member listed in the application.DOCUMENT CHECKLISTPost completion of each section, the system would generate a personal document checklist based on the information submitted by you in the previous pages. A sample document checklist for a family of two (FSW) without any Canadian relatives would look like something below.Supporting Documents for Primary ApplicantDetails Document Name Instructions OptionsPassports/Travel Documents (Multiple) (required)Marriage License/Certificate (required)Proof of medical exam (required)Education (diplomas/degrees) (required)Employment Records 1 (required)Employment Records 2 (required)Employment Records 3 (required)Police Certificates (Multiple) (required)Proof of Means of Financial Support (required)Digital photo (required)Letter of Explanation (optional)Supporting Documents for SpouseDetails Document Name Instructions OptionsPassports/Travel Documents (Multiple) (required)Proof of medical exam (required)Education (diplomas/degrees) (required)filePolice Certificates (Multiple) (required) instructions Upload fileDigital photo (required) instructions Upload fileFEE PAYMENTOnce you have uploaded the documents, you have the option to make payment and submit your eAPR. Post ITA after clicking Continue, you will be asked whether you want to pay RPRF upfront, in case you have mentioned Yes and later want to modify it, you can do so by going to Modify Family Information which you can find in the menu bar.Permanent Resident Application Fee: CAD 550 per applicant, CAD 150 per childRight of Permanent Resident Fee (RPRF): CAD 490 per applicantYou can make payment using credit card and debit cards provided international transactions are allowed on your card. Contact your bank to check the same. MasterCard, Visa and Amex cards are accepted.Ensure that your bank has not put any transaction limit, contact your bank before using your card for payment. In case you do not have sufficient balance or credit limit, you can use your family member's or friend's card as CIC has no restriction on the same.You will get Acknowledgment of Receipt (AOR) immediately after you make the payment.THINGS TO NOTEPolice Certificate - If you already have nomination do not wait for ITA, apply for police certificate soon. For countries that you have already left, in case you do not have the police certificate, initiate the process for the same as well as some countries take time to issue you a police certificate.Medicals - CIC has a list of empaneled clinics/hospitals where you need to get medical tests done. Check this link Panel Physicians. The following basic tests and checks are carried out (If you have had any or have any medical conditions, you need to let them know and also carry any medical records that you have)1. Blood2. Urine3. Chest X-Ray4. Eye Sight5. Blood Pressure6. Height/Weight7. Physical examination by physicianYou will not be given the results of the tests, the clinic will upload it directly to CIC. You will be given an Acknowledgement Form which you need to upload as proof of medical exam. Please ensure all the information on the Acknowledgment Form is correct as per passport and that the category on your medicals is mentioned as Non-EDE/Worker. If you find any discrepancy, get it corrected then and there itself and get an updated Acknowledgement Form.Digital Photo - The final frame size of the photo should be at least 35mm x 45mm. The photograph must show a full front view of the head and tops of shoulders. The size of the head, from chin to crown, must be between 31mm and 36mm. The physical dimensions in pixels must be at least 420 x 540. The final size of the image should not be less than 60KB. The file should be submitted in JPEG format.Reference Letter - For previous employers, the letter obtained after you have left is good enough, unless and until you want to get a fresh letter or want to get the letter updated. For current employer as a rule of the thumb, get a fresh letter if the previous one which you got is older than 6 months.ECA, IELTS - There is no separate placeholder for IELTS and WES. So you can upload IELTS and WES along with educational documents.Proof of Funds (POF) - Get latest and updated POF. Ensure you cover as much as information requested by CIC in the Bank Letter/Bank Certificate.Letter of Explanation(LOE) - Though this is an optional document, please use it to your advantage to explain anything you feel the officer should know or consider while assessing your application.Provincial Nominees(PNP) - If you are a provincial nominee would suggest you to submit copy of nominaton certificate and Schedule 4 (IMM0008_4E) upfront along with LOE. Though these are not asked for when submitting eAPR, later you will be requested to submit Schedule 4.Statutory Questions - In case you answer 'Yes' to any Statutory Questions, then explain the reason for the same in LOE and also submit Schedule A (IMM5669E) along with LOE. Though Schedule A is not asked for when submitting eAPR, later you will be requested to submit Schedule AIMM5476 - use of representative , if engaging a consultant , must be ICCRC and sign and upload IMM5476 form - Mandatory.Document Size & File Format - All documents should be uploaded as PDF not more than 4MB, except for digital photo which should be in JPEG format and not less than 60KB. For each placeholder, it should be one PDF. If you have multiple pages, merge them into one PDF for each placeholder. If the file size exceeds 4MB, scan the documents with scanner settings at 100 dpi or less but ensure that the files are legible. You can also use online tools like Small PDF to compress, merge and split PDFs etc (https://smallpdf.com/).ITA received , what next ? refer to :Best Immigration Consultants in Delhi & Noida For Australia & CanadaTo know more about Canada Express Entry Program and eligibility requirements, it is suggested that you fill the free assessment form and wait for call back from the visa and immigration experts of Immigration Experts.what are clients says : Testimonial | Immigration ExpertsIMMIGRATION EXPERTS REVIEWS - YouTubehttps://www.linkedin.com/company/immigrationxpertsYou may also read about them at http://bit.ly/28RJEHi

I would recommend that you do it yourself. There is nothing that the credit repair services can do that you can’t do on your own, for free.First you have to commit to doing the right thing, working with creditors to pay what you owe them. Although credit repair companies (CRC’s) can negotiate a lower payback it will be regarded as income for taxes PLUS such a settlement will hurt your credit for a long time.Next, shut up. If you are getting phone calls then notify each collection agency IN WRITING that they are to stop calling you and all future contact be in writing. This forces them to write you letters and also REQUIRES you to read all the correspondence… do NOT throw away any collection letters. Reply to each letter as necessary EVEN IF you have to say you can’t pay them what they want. Keep those lines of communication open.If collections have just started then do not admit to anything. Ask the collection agencies to VALIDATE the debt. This is different than VERIFICATION. This site gives a good explanation of how to do it along with a sample letter Use This Letter to Dispute a Debt Collection You're Unsure Of . Write a letter for EVERY collection, if one agency is collecting more than one debt then send them separately. It is also a good idea to send a copy of this/these letters, regular mail, to the dispute department all 3 credit reporting agencies (Trans Union, Experian, Equifax). Most collection agencies try to give you VERIFICATION rather then VALIDATION so be sure that the response you get is correct. Be careful not to mix up VALIDATION and VERIFICATION.Very important… if the agency cannot validate the debt they must stop collections and remove the collection accounts from your reports.If the debt has been properly VALIDATED then you have 2 choices… either you can make payment arrangements (you did, in fact, commit to paying the debt but for some reason decided you were unwilling or unable to do so) that fits your budget (even if you are unemployed you have to pay!) OR you can talk to a bankruptcy attorney.Bankruptcy will wipe the slate clean but you may have to give up some of your assets. If you want to keep certain things, like a car, you can reaffirm the debt but you will still have to pay it off as agreed. This is best discussed with the lawyer. Um, yes, lawyers cost money and most bankruptcy lawyers will want to be paid up-front (after all, you are going bankrupt, right?). Your credit cards, loans, and other things will disappear but it is unlikely you’ll be able to get ANY unsecured credit for as much as 10 years.If you have already been fighting with the collection agencies and have admitted to the debt then your only choice is to pay or file for bankruptcy. Ignoring the matter may get your paycheck or government payments garnished for a LOT more than you can afford.