Credit Card Pre Authorization: Fill & Download for Free

Pre-zuthorization allows you to “freeze” the required amount on the payment card without completing the transaction. The advantage of pre-authorization is that you have 7 to 10 business days to complete the capture. For some industries, such as restaurant industry, pre-authorization requirement is mandatory, because the payment amount is actually charged several days after the actual purchase. Beside that, restaurant tips can be adjusted on pre-authorized transactions (check this article for examples and details: Credit Card Processing in Restaurant Industry). Besides, tip adjustment feature can be useful for taxi or private driver services as well. For other industries pre-authorization is a handy tool, allowing the merchant to verify, whether the customer actually has the necessary amount on the card. This amount is charged only after the product or service have been granted.

This is possible, but it really depends on how much time will elapse between each charge. Authorizations can expire, so if you pre-authorize three charges that will take place a week apart, it might work, but if more time will elapse between each charge – and the span of time between the authorization and actual charge is longer – it might not work.I hope this answers your question.

With that said, here are our 6 all-time favorite credit card hacks:Fly-Free Sign-Up Bonus Churning. Credit card companies offer more value to lure you in the door, than at any other time. ...0% Balance Surfing. ...Annual Companion Airfare Vouchers. ...Free Baggage. ...Cheap Foreign Exchange. ...Never Be Late Again.1. Fly-Free Sign-Up Bonus ChurningCredit card companies offer more value to lure you in the door, than at any other time. Take advantage. Why spend $40,000 on your credit card to earn 40,000 points, when you can earn 40,000 points simply for applying for a new one?In fact, we recommend churning as many credit cards as you can, to earn the most amount of points in the shortest period of time. Churning is simply the practice of opening a new credit card, qualifying for the welcome bonus, using the points, canceling the card and doing the same process over and over again.2. 0% Balance SurfingPaying interest on your credit cards is a choice. With a little effort, you can easily find a promotional 0% interest rate for 12 months or more!If you currently have high-interest credit card debt, find a balance transfer credit card with a 0% rate. Then transfer your high-interest credit card debt to your low-interest balance transfer card. Before the expiry of your 0% promotional rate, find another credit card offer with a 0% rate and do the same thing all over again. Surfing from one low rate to another is a time-tested hack.3. Annual Companion Airfare VouchersImagine if you could use your welcome bonus points to fly free, and then use a companion voucher to fly your spouse on the exact same itinerary as you, for $120!Some cards offer an annual flight companion voucher, just for keeping your card open. Every year you keep your card, you get a voucher, mo minimum spend required. You can then use the voucher, usually for around $120, to fly your companion round-trip to anywhere in North America, saving you hundreds of dollars in airfare.4. Free BaggageTen years ago, we never thought about our bags. Now airlines are charging us every which way but Sunday in an endless stream of add-on pricing. Bags are no exception, costing us as much as $35 each way to check-in our bags. If you have a family of four, you could easily spend $280 ($140 each way) on baggage fees alone each trip!Many credit cards now offer free first checked bags. However, some even offer free checked bags for the primary cardholder and up to 8 traveling companions. Just make sure that when you see a credit card offer free checked bags, you understand whether it’s on any of the airline’s flights, or only on those you redeemed miles for.5. Cheap Foreign ExchangeForeign exchange can be really expensive when traveling out of the country. Exchanging your money at an airport, hotel or touristy currency exchange booth is out of the question – it can easily cost you upwards of 10%.Credit cards can actually offer some of the most competitive exchange rates available. If you get a credit card with no foreign transaction fees, you’ll typically pay less than 1% to exchange your money – a lot better than what you’ll get from your bank if you exchanged your money in the branch.6. Never Be Late AgainLate payments not only ruin your credit score, they can cost you $30 or more each and every time. Even though most of us have the money to pay our credit cards on time, many of us are late simply because we’re forgetful. Here’s a tip to guarantee on-time payments.Simply pre-authorize payments to your credit card from your bank. You can choose to automatically pay your minimum payment due, or the entire balance. Obviously, we would recommend you choose to pay your entire balance, to avoid accumulating any debt whatsoever.