Insurance Proposal: Fill & Download for Free

Abso-lutely!Come see me at my Ohio office and we can discuss my rates and availability! I’d be happy to provide this service, and I guarantee my disinterest.A visual approximation of my retainer; hourly rate not pictured.Barring that, however, we’ll probably have to make do with existing, off-site analyses and what people are willing to write about here.

Yes, that's right!I am a very positive minded person. It was the greatest joy of my life when I was selected in SBI PO. I thought that I would give my 100% to SBI. Whatever my seniors asked me to do, I always did that with full dedication. It was going very well until the probation period ended.After getting permanent posting as a field officer, I focused on reducing NPA, proper documentation from audit point of view, and sourcing good loan proposals, also helping the deserving poor candidates in getting benefit of PMEGP, MUDRA etc.But once my RM called me and he said that I was doing nothing. He said that if the npa is reduced, then branch business will become negative. Yes, he said literally same exact words. I could not believe that a Regional Manager is saying this.He said that the only way to grow branch business and increase profitability is to source more SBI LIFE insurance.Infact SBI is no more a bank, it has become State Bank of INSURANCE. Everyday there is a huge pressure on each employee to source more and more SBI Life insurance proposals. My RM wants each officer individually to source 1 lakh rupees insurance amount per day. All the officers are tortured till late night for SBI life targets. They get threatening calls, whatsapp messages etc all day and sometimes even in night 10 pm. This insurance target has made life hell for bankers. I never thought while joining bank, that i am going to become an insurance agent. It's common for bankers to call an affluent person of their area at 9 pm, begging them to take an insurance policy so that they can save themselves from the fury of RM. Believe me, bankers are now begging for insurance sourcing. They can lick your feet or cut your throat, just to make you sign the policy document. It has become a very shameful job where all your self respect and dignity is lost.

I am fascinated by the small publishers who make their living advertising on content recommendation engines like Taboola.You’ve seen the weird ads on the bottom of news sites. But have you thought about how those sites make money?^I pulled this example from my alma mater’s newspaper, The Harvard Crimson. Keeping it classy!^Essentially, they pay 5 pennies to Taboola when someone clicks their ad. Then they suck you into a slideshow vortex in hopes of making at least 6 pennies off of their own advertisements. Repeat that millions of times and it starts to add up. Lots of people make good money exploiting our insatiable desire for salacious content.Let’s click through to the above article on the Scientific Mirror and see how they monetize (you’d think from the name the site was reporting on quantum computing advances and not bridal party cleavage accidents):You’re taken to a site that is loaded with deeply weird, almost disturbing ads. You’ll feel like you were transported back to the unregulated, wild west internet of endless pop ups and blinking lights.If you like the content, you’re in luck. It’s not just one article, it’s a slideshow! All you have to do is hit next to get another hit of sweet, sweet wedding photo fails.^the button where the magic happens^Each time you click next, you see a new wedding fail. Well, sort of. You get what an overworked, underpaid freelance writer with no editorial oversight and a mandate to churn out 3 slideshows a day has determined is a fail.^I’m honestly jealous of that wedding photo.^All the ads refresh every time you hit next. You are pummeled by a deluge of skin creams, insurance proposals, WEIRD TRICKS TO PAYOFF YOUR MORTGAGE FASTER, off brand fidget spinners, superfoods the medical establishment doesn’t want you to know about, hot singles in your area, etc.The Scientific Mirror makes money off those ads. They might get paid per impression, per click, or both. They might get paid commission if people buy products advertised through their site.All these sites know their break even point — the amount of times you have to hit next so that they make back the money they paid Taboola when you clicked their ad. This can be anywhere from 5 to 30 clicks depending on what ads they run.Apparently there are plenty of people willing to click all the way through these slideshows, because the practice has been going on for many years. What a world.