Poa Instruction Page Only Do Not Complete This Form Using A Power: Fill & Download for Free

It will be lengthy.I was looking forward to answer this question. In India for investment related work most of us always look for some kind of “agents” who will do the office work for us and we always prefer to sign the dotted lines without going through the terms. Who has the time to read when the agent, who is our well wisher, has already read and understood it on our behalf?Back to the question. Lets start from the grassroots. Demat a/c is related to shares as bank a/c is related to monies.You go to a departmental store/market, make a deal for goods, swipe your card authorize. Money gets transferred to the departmental store/market (seller). You take the delivery of the goods. Transaction complete.Buying shares at the stock exchange:In case of the stock market you cannot go to the stock exchange directly. Your broker goes to stock market on your behalf. When buying shares, you provide the cash to your broker (trading a/c). Your broker representing you makes a deal on your behalf at the stock exchange. Transfers the cash to the exchange and takes the delivery of the shares. The broker then transfers the share to your demat a/c. Buy transaction complete.Selling shares at the stock exchange:When selling shares, your broker makes a deal on the exchange on your behalf. Now the broker needs to deliver the share from your demat a/c to the buyer. Since the demat a/c is under one of the custodians i.e CDSL or NSDL, your broker will need a written instruction from you to be presented to CDSL or NSDL for each and every debit instance (in the form of delivery instruction slip). After you sign the instruction, the share will be transferred to the buyer and the cash amount from the buyer will be credited to your trading a/c. Sell transaction complete. Instead, if you give the power of attorney to your broker to transfer the shares to a designated demat a/c of the broker, then there is no need to give separate written instruction.In BSE and NSE the shares has to be delivered by seller in T+2 day. So, you have to deposit the signed delivery instruction slip (DIS) before T+2 day to the broker’s office. For each day you sell something on the stock exchange, you have to visit the broker’s office the next day. Even if you place the sell order through phone or the internet from the comfort of your home, you have to visit your broker’s office for the DIS. And if DIS is not submitted within the stipulated time, the matter becomes more complicated. To avoid all this, brokers insists on PoA.So answer to the question “How can I sell shares without giving a POA (power of attorney) to a broker?” is using DIS.Each time you sell on the stock exchange through your broker, your broker will email a contract note before midnight of the T day. In the contract note, along with the details of the trade, you will be provided with a settlement date and settlement no. In the DIS you have to provide the details of the shares, trade detail, settlement date and no. and the beneficiary a/c details. The beneficiary a/c in this case will be the designated demat a/c of the broker. The demat a/c details of the broker are generally provided in the application form for opening the trading a/c in the PoA page. Fill all the details, sign and submit it at the broker’s office before the settlement date and you are done.Does it appears complicated/time consuming?Here comes in the e DIS system of CDSL and NSDL. CDSL calls it by name “easiest” and NSDL calls it by “SPEED-e”.You open your trading terminal of your broker. Sell the share. Receive the contract note in your email by midnight. Login to CDSL/NSDL, fill the details to transfer shares as per contract note and submit. No need to visit the broker office. All done at home.Almost all the brokers that I have contacted have denied providing this service (many of them never heard of this type of facility). Also, they are interested only when you open both the demat and trading a/c with them with PoA.I opened a CDSL demat a/c with United Bank of India and activated the “easiest”. It was first time for the bank that this service was activated for any of their client. So, they too were eager to learn it. Now, for trading a/c I opened only the trading a/c with tradesmartonline and instructed tradesmartonline to map the trading a/c with the demat a/c of the United Bank of India. United Bank of India was not bothered about credit/debit in the demat a/c as I have taken the full control using “easiest” . For tradesmartonline trading a/c buying of share was not an issue. But selling of the shares was. Later. it agreed on condition that I have to transfer the shares to their designated demat a/c in advance of the sell trade. I knew this. As the concept is new, it will take time to be accepted among all. For the time being I am ok with the arrangement.What I learned?It is not necessary to open both the demat a/c and trading a/c with the same broker.It is not necessary to give PoA to sell shares on the stock exchange.

You might have heard the word `Demat Account’ frequently in the past few years. If you’ve wondered what is Demat Account, let’s explain it for you.Investing in equity shares in physical form entails a lengthy procedure, lot of paperwork and risk of getting fake shares. In order to keep the entire experience easy and streamlined, a demat account is required. While trading online, demat account is used to hold shares and securities in dematerialised/electronic format. Under dematerialisation, your share certificates are converted from physical form to electronic form so as to increase their accessibility.You need a Demat Account number to settle trades electronically. Having a Demat Account allows you to buy shares and store them safely. It is similar to a bank account in which you hold deposits with the bank and the record of debit/credit balances are maintained in a bank passbook. In the same way, when you purchase or sell shares, it will be credited or debited to/from your Demat Account respectively. It can be used to hold a variety of investments like equity shares, exchange traded funds, mutual funds, bonds, and government securities.Demat Account detailsOnce your Demat Account is opened, make sure you get the following details from your DP:Demat Account number: It is known as ‘beneficiary ID’ if under CDSL. It is a mix of 16 characters.DP ID: The ID is given to the depository participant. This ID makes a part of your Demat Account number.POA number: This is part of the Power of Attorney agreement, where an investor permits the stockbroker to operate his/her account as per the given instructions.You will also receive a unique login ID and password to your Demat and Trading Accounts for online access.What are the benefits of demat account?1. Security of shares: The most important benefit of demat account is that it is safer than holding physical shares which can get lost, damaged or stolen.2. No forgery or theft Since demat account is electronic in nature, the risk of documents getting stolen, damaged or lost does not exist.3. Seamless trading and transfer Unlike transporting physical certificates, demat accounts allow transfer of shares quickly and securely. This has lowered order processing times.4. Lower cost Physical share certificates attract to paper work, stamp duty etc. which increases costs. With a demat account, all this is eradicated and you can get a demat account in no time.5. Multiple access points A demat account is operated electronically, which essentially means that users can access the account from multiple touch points – mobile, tablet, pc, laptop etc.You can open your Trading and Demat Account at 5Paisa online within 10 minutes. Here you can trade/invest in Equity Intraday & Delivery, F&O, Commodity, Currency and Direct Mutual Funds. I will show you step by step account opening process along with screenshots for better understanding.Annual Maintenance Charge: NIL(You pay Rs 45+GST only for the month in which you trade. Otherwise it is completely FREE if you keep your account idle even if you hold shares in the demat account)Brokerage: Flat Rs 20 per trade for all segments.Documents Required (scanned copies):If your PAN is KYC Verified, you need only two documents:SignatureBank Proof: One Cancelled Cheque or Last 6 Months Bank StatementIf your PAN is not KYC Verified, you will need the following documents:PAN CardAadhaar Card (Front & Back)Cancelled Cheque or Last 6 Months Bank StatementPassport size PhotoSignatureLets us now proceed to open 5Paisa Account!1.Go to 5Paisa Trading & Demat Account Opening Page by clicking here: Partners EliteA page like this will open.Fill your Full Name, Mail id and Mobile No.Keep the tick on “I authorize 5paisa….”.Click on GET STARTED.2. A page like this will open.Write your PAN No in the box and click on Verify. A popup like this will appear.Click on Ok.3. Enter your DOB(Date of Birth).Next, OTPs will be sent to your Mobile No and Mail Id.In Verify Contact Details, enter the OTPs in respective boxes and then click on Verify below both the boxes. A sample page will look like this.4. Enter your Bank Account Number and IFSC Code of the branch in Bank Details. MICR Code, Bank Branch, Bank name will be fetched automatically. A sample page is shown below.Click on Verify.A popup like this will appear.Click on Ok. Then click on Proceed.5. A page like this will open.In Personal Details, select your Gender and Marital Status. Your Name will be pre-filled from previous details. Enter your Mother’s Name & Father’s Name. Select your Educational Qualification & Occupation from the drop down boxes.Click on More. Select your Annual Income. Keep Resident Status as Resident, Exp in Stock Market as 01, Net Worth/ Portfolio Value as 10000.A sample page will look like this.6. In FATCA Details, keep Nationality as Indian and Country of Birth as India. Select Source of Income. For Eg: Select Business if you run any business.Tick both the boxes of “I have read and accepted the Declaration” & “I am neither mentally challenged…..”.A sample page will look like this.Click on Proceed.7. Next page will look like this.Enter the address mentioned in your Aadhaar Card in Correspondence Address.Keep the tick on “Permanent Address same as above”. Otherwise you will have to have upload separate proof for that.Click on Proceed.8. In next page:Keep the tick on “I agree to purchase 1 unit of….. for FREE”.Keep the tick on “Full Service Demat Account”.Tick both the boxes of “I/We have read and agreed to the terms….”.A sample filled page will look like this.Click on Proceed.9. In next page you will have to upload scanned copy of your documents.If your PAN No is KYC Verified, you will only have to upload documents for Signature & Bank Proof.For others:Upload scanned copies of your PAN Card, Signature, Photo. In Address Proof (Correspondence), select correspondence address proof as Aadhaar Card. Enter the front and back side scanned images of your Aadhaar Card in the two drag and drop boxes. In Bank Proof, upload one cancelled cheque or last 6 months ban statement.If you want to activate derivatives segment(Futures & Options), tick on Derivatives. Then choose the Financial Proof from the drop down menu. A list of options is available like Last 6 Months Bank Statement, Salary Slip, Form 16 etc.A sample page will look like this.Click on Proceed.10. Next page will look like this.If are using laptop/webcam, select Allow for “Use your camera” pop-up. Else you can click Send Me Link to get a sms link on your registered mobile no to open the same link on mobile so that you can use your mobile’s front camera.Click on OK, Got It. The you will have to record a 6 seconds selfie video for self-verification by clicking on Start Capture. After recording video, click on Proceed.11. In next page you will be required to e-sign your document using Aadhaar OTP.Click on “eSign Now” as shown in image below.Next page will look like this.You name will be pre-filled.Click on Submit.12. Next page will look like this.Tick on “I hereby authorize NSDL e-Governance…..”.Enter your Aadhaar Number in the box.Click on Send OTP.An will will be sent to your Aadhaar registered mobile no.Enter the OTP and click on Submit.13. A new page like this will appear.Thats it!You have completed all the steps.A pdf version of your signed document will be mailed to you.It will take 1 working day for your account to get activated.Post activation, Login ID & Password will be mailed to you.Do not forget to send POA form by post which will be present in the same e-mail where pdf version of your signed document will be sent.If you face any difficulty in the above process do comment!Things that beginners in trading/investing should consider:Trading is not just about punting in the market. It is a lot more organized and a lot more knowledge driven. Even through trading pertains to the short term there is a method you need to follow. For example, you need to understand how events will impact stocks and how to read and interpret technical charts. Be self-driven; you cannot be a successful trader relying on calls and tips from sources.Trade with the money you are willing to lose. Trading is not about shooting in the dark. Instead, you must be clear about how much you are willing to lose. When you allocate capital to trading, focus on protecting this capital. Document how much you are willing to lose in any trade; in a day and overall depletion in capital you can tolerate. Once these limits are breached, have the discipline to sit in the sidelines and re-assess.There is nothing like a part-time trader. You need to allocate full time and effort to be a successful trader. It entails monitoring stocks, monitoring positions and reviewing risk in the market. Be ready to invest your time in trading.As a beginner, keep your stock universe and number of open positions in check. Focus on a maximum of one or two stocks during a session. Tracking and finding opportunities is easier with just a few stocks. Don’t take too much risk or don’t stake all your capital in one go. Keep your capital and profits separately. You can take higher risk on your profits than on your core capital.Cheap crap is crap anyway. Don’t get obsessed with the lure of penny stocks and beaten down stocks. Especially, be wary of stocks that have corrected 80-90% from their peaks. They could be classic value traps.For a long term investor, time matters more than timing. But, if you are a trader with a short term view, then timing can make all the difference to your performance. When you are trading a stock for a 10% return in a month, a 3-4% difference can have a substantial impact on your eventual returns. Use supports and resistances as well as momentum indicators to time trades as close to the tipping points as possible.Just as traders have an entry rule, they must also have a “rush for the exits” rule. Stop loss is one approach, but even otherwise, you must identify certain macro conditions that could trigger exit. For example, it could be a sharp fall in GDP growth, or a sharp fall in quarterly margins, or a rise in inflation or even a sharp fall in the rupee. Once you see the triggers, just rush for the exit.How you place the order is important when you are a beginner in trading. A trade in a volatile market should ideally be a limit order. But if you are buying in a falling market or if you are selling in a rising market, then market orders work better. When the stock liquidity is thin, market orders are preferred over limit orders.If you earned 30% on a stock in a month; remember it is an exception not the rule. If something is too good to be true, then it is probably not true. You need to be realistic about profits. A strategy doesn't have to win all the time to be profitable. What is important is that you hold winning trades long enough and cut losing trades quickly.Develop the discipline of trading to a plan early on. Such a trading plan will have simple answers and ensure that you are not consumed by fear or greed at extreme levels of the market. It is important to follow your formula closely rather than try to chase profits.There is no rocket science about trading. If you get the above 10 basics right, you can actually make a success of your trading journey.

My OTP has never changed and will always stay as Harry and Hermione. Hermione is my favorite character even though I'm a boy. I admire her for her ability to show that being extraordinarily smart is not a bad thing like kids say these days. They are perfect because they have always been by each other and share moments that no one else has with them. They respect and admire each other and honestly, Harry has much more in common with Hermione than Ron, Draco, and Neville. Dramione is crazy because it could just never happen. They despise each other in the books, and in my mind, Harry and Hermione should have probably been prefects together because of their achievements and effort. Dramione is just a made up and OOC ship and Romione has lots of flaws. In the wake of JK Rowling’s revelations (as of 2014) that she felt she might have made a mistake, and that Harry and Hermione were better suited than Ron and Hermione, I find myself agreeing wholeheartedly. When I first read the books I thought they were a work of genius that would stand the test of time on a shelf next to Narnia and Middle Earth. Make no mistake; I still do feel this way. But now, with a bit of distance, I can sit back and view them with perhaps a more critical eye and admit to a few long held misgivings.I have read the books again since then (multiple times) to see if my earlier conceptions of the Potter series still holds up to me (and I have rewatched all the films multiple times too, for comparison). And it is clear that though the series is still a work of genius in many respects, it is nonetheless a flawed work of genius!I have understood implicitly from the start the mythic and metaphoric thematic connections that Rowling was making with the Harry/ Ginny pairing. Ginevra is Guinevere to Harry’s Arthur (not sure if that was consciously intended). Ginny with her red hair also represents Lily as Harry does his own father (I am certain that this was intended). And in those senses, perhaps the story ended up just as it should have. But I do recall feeling disappointed that Harry and Hermione never ended up together, despite my adoration of the series. I still do feel that way.Ron had clear issues with inadequacy and jealousy, and his sense of humour was occasionally more than a little bit cruel. His lack of interest in social justice for non-humans also displayed a level of insensitivity which could surely not be easily overcome by social-justice-advocate Hermione. Rowling was brilliant however, at forging this believably stormy relationship steadily over 7 books. Though it is apparently that very storminess which Rowling herself has come to realise would make a more long-term pairing for Ron with Hermione inevitably unworkable. Ron didn’t even realise until the middle of book 4 (GoF) that he liked liked Hermione (though there are already clues to the future intentions of the author from at least the second book on, to the patient reader).And even then, Ron continually fell flat on his face, hoisted on his own petard of churlish behaviour. His relationship with Lavender in book 6 (HBP) was instigated more out of spite towards his own sister and Hermione than it was for any particular affection for “Lav Lav.” None of this is to take away from the inherent decency of Ron’s character, but it shows that as loyal and brave of a friend that Ron could be at times, it only went so far--and could only continue to go so far as long as he has unresolved issues.This is evidenced several times throughout the series, most notably when Ron ditched Harry in GoF, and even more significantly when he ditched Harry and Hermione both in Deathly Hallows. It is true that Ron eventually returned shamefaced, but it is only because he left in the first place that he had to return. I frankly don’t see that Ron had any potential for any long-term romantic relationships until he worked through his problems.Anybody who leaves their girlfriend in the middle of a war zone when any of them could be captured, tortured, raped and/or killed at any moment has stepped over a line which they can't come back from in real life. Forgiveness if it comes, will come at the end of a good-bye note. :PDespite all, I do think the stormy (terrible) relationship between Ron and Hermione was extremely well developed and well written for the most part. I’m sorry to say, from a critical literary perspective, that Ginny and Harry didn’t fare so well. In regards to their personae, they seem like a reasonably workable pair at face value, but the relationship is not at all developed over the span of the series, and the writing seems forced when Harry and Ginny finally do “hook-up.”Clunky phrases like “It was as though something large and scaly erupted into life in Harry’s stomach, clawing at his insides...” (*facepalm* Aaaaaaaaaargh!!! :P The description sounds like something out of a bad Harlequin romance) are inserted to clumsily convey an untapped reserve of romantic feelings regarding Ginny which had not existed hitherto in 5 1/2 books.All of a sudden, a previously secondary (mostly tertiary) character was thrust into a primary role, which Rowling had unfortunately left until almost the last book to attempt to correct. Jo is right to now also question matching up a primary character with a secondary character from a strictly literary point of view. From a literary perspective, the lead male character gets the lead female character at the end (though as many Potter fan-fic writers can attest to [like Drarry ‘shippers’] nowadays the gender pairings can be more “flexible”).And as far as workable pairings go, besides the fact that Harry and Hermione share common experiences such as growing up with muggles, Hermione provides a much needed check on what Dumbledore considered to be Harry’s hot head. In this sense, she is a much better match as a metaphorical stand in for Lily in the psychological equation of Harry to his father. Lily is credited with cooling off James Potter and bringing the best out in him; likewise, Hermione performs the same function for Harry.Ginny is actually too much like Harry to provide the balance he needs. Rather, she tends to run hot herself, and in some instances she even reinforces Harry’s worst behaviour. It is SO ironic that in the film, HBP, Ginny tells Harry to get rid of Snape’s old potions book after he uses the sectumsempra spell on Draco (a spell found in the book which causes gashing wounds), and helps him to hide it.Yet in the book Ginny verbally attacks Hermione for quite rightfully telling Harry off for using an unknown curse with potentially deadly consequences.So it can be argued that Hermione and Harry fought too; that it wasn’t only Ron she got upset with. But look at the difference between many of the things she fought with Ron over and with Harry over. Ron consistently made her cry by being an “insensitive wart” at best, and rather mean and horrible at worst. With Harry, the arguments revolved around circumstances which she believed endangered Harry, or actions which she believed Harry would come to regret.And let's not forget, as Rowling herself unfortunately apparently did, Harry actually bloody FREES A HOUSE-ELF in CoS. That alone should have guaranteed a Harmony outcome. I mean come on, does anyone REALLY believe that the girl who is campaigning to FREE HOUSE-ELVES would spurn the boy who ACTUALLY FREED ONE in favour of a lazy boy who wishes he had his own House-Elves to do his chores??? If this isn't absolute proof that Rowling literally AU'd the conclusion of her own story, I don't know what is.Likewise, Harry is depicted as actually LIKING to read his school-books, even before term starts (much like Hermione does herself)--at least before he falls under Ron's bad influence. Harry displays an intellectual curiosity which Ron never does, throughout the entire series. Except for Chess and figuring out how to enter the Chamber of Secrets in DH, I'm hard-pressed to think of any positive examples of Ron's intellect. Ron is certainly never described in the books as anywhere near intelligent enough to be seen as a credible life-companion for Hermione. Harry on the other hand displays an intellectual ability that although not as great as Hermione's, is strong enough to make him FAR more credible as her partner.And it cannot be stressed hard enough that Hermione is SO loyal to Harry, and SO trusting of him that she made a HUGE sacrifice when she wipes her parents' memories of her to protect them while she stays by Harry's side. Most people don't really stop to think about how big of a sacrifice that is. Hermione literally erases herself from her parent's lives.(And she does it using a spell which neither she or Harry would contemplate using under normal circumstances. Obliviation such a clear violation of personal sovereignty it is something I am certain would generally be reserved by Harry and Hermione only for enemies. In fact, during the fight in London with Dolohov and Rowle she claims it is the first time she's used the spell. Though as this occurs after she has already modified her parents' memories, this is clearly an incongruity Rowling and her editors missed during a rewrite. I think we can safely assume that Hermione did in fact use the Obliviate spell on her parents).Now, since her most recent interview, I finally understand why Rowling’s writing faltered on this point. Perhaps she believed it was too late to rectify the situation when she was writing Deathly Hallows--that she had too much invested in “clinging to the plot.” However, I think Rowling still could have turned things around in the last book had she been willing to do so at the time. I have attempted to demonstrate how in the piece of fan-fiction following this essay, which rewrites or adds key sections of Deathly Hallows to reflect JK’s recent revelations. I have also attempted to mimic Rowling’s narrative style as best as I can (including the inordinate amount of ‘had hads’ which her editor failed to clean up).I begin after the events in the chapter Godric’s Hollow because really, ALL of the events leading up to this scene, the most pivotal one in the entire series, are driving Hermione and Harry closer together. Ron’s departure is a critical juncture which leads up to probably the most beautifully written chapter in the entire series. It is sad and bittersweet. It is also easily the most romantic. It beats any other scenes in the series posing as romance hollow (see what I did there... ahem). Some of the many other scenes brilliantly capture the awkward attempts at teen romance by the characters, but none others come this close to being real poetry or actually romantic. This scene is a lovely piece of Gothic Romance in more ways than one.Not one single word of Godric’s Hollow needs to be altered to push the narrative forth ‘shipping’ the romantic coupling of Harry and Hermione. I believe this is the apex of the entire series for many of the themes it embodies, and it is without any doubt whatsoever the crux of its emotional arc--including romantic love. It is really the beginning of the end of the series at this point. For Harry begins truly coming to terms with his parents’ deaths at their grave-side, and starts unraveling the answers to questions about his relationships with his mentors, his friends, his ancestors, and his enemies.Six and a half books’ worth of emotional narrative is packed into that Church graveyard at Godric’s Hollow. And only ONE other character in the entire series is there to share it with Harry... Hermione!And this isn’t the first significant emotional event which Hermione alone shared with Harry. To wit, the instance in which Harry Potter literally saves his own life and Siruis’s from a hundred Dementors and discovers the power of his full patronus which takes the form of a stag, unlocking a direct connection to his father. It’s the most emotionally potent moment--the first since discovering he was a wizard--of enlightenment and personal growth on all levels of being, physical and psychic; which only Hermione shares with Harry. Not to mention that in the same scenes surrounding this event, Harry and Hermione fly on a Hippogriff together--Hippogriffs are a symbol of love. It is the clear beginning to the very real romantic arc which peaks at Godric's Hollow. Intended or not, that the romantic arc exists is undeniable.When Ron runs off, he asks Hermione to make a choice: him or Harry! So, who did Hermione choose when Ron left? Well of course it was Harry. Did she just choose Harry to keep her promise to help him knock off Voldemort? Perhaps, we know how the story ended as written, don’t we--and it is certainly in Hermione's nature to keep promises. But I think that rather supports my views either way you look at it. Hermione kept her promise and Ron did not.I don’t think I’m just blowing smoke. It was also a choice of Jo’s to write Ron out of the equation in the chapters preceding Godric's Hollow. Jo has mentioned that at one point in writing she had wondered whether Ron would survive. Is this the point in her writing of the series where she was pondering whether Ron ought to live or die? I think it might be.I’d bet good money that this is the primary scene which really expresses who Jo Rowling would have chosen to be with had she not been “clinging to her plot,” consciously or not during that period. Jo has often stated that Hermione is most like herself. So it makes sense to me that she might have some regrets in retrospect. She likes to be with men who make her laugh, but who wants to be around someone that hurts them all the time? Which is more or less what Ron does to Hermione throughout much of the series.Thankfully for Ron, Jo decided that would it would be too cruel to kill him off (personally, I think it was a mistake to kill off Fred Weasley. Literarily speaking it would have made more sense to kill off Percy while he redeemed himself at the Battle of Hogwarts for his prior betrayal of the family by saving Fred’s life).[...snip: The fanfiction portion is already posted among my other stories...]So, Ron gets his big moment and smooch with Hermione on page 625, but there is almost no personal interaction between Ginny and Harry during the entire battle and the aftermath.Even Luna gets more significant scenes with Harry than Ginny does.If there were no epilogue, one could be forgiven for thinking that Luna and Harry had more potential as romantic partners than Ginny and Harry. Harry spends more time with Luna in the last chapters--ironically in part because Ginny is more jealous of Harry with Cho than of Harry with Luna, and thus sends him off with Luna to help him figure out how to find the lost Diadem of Ravenclaw. But it is also ironic, because there are more intimate moments between Harry and Luna in the last three books than there are in the entire series between him and Ginny. The scenes between Harry and Luna are more honestly, maturely, and movingly written. No extraneous descriptors or clunky metaphors are used to convey Harry’s emotional connections to Luna; just clear, beautiful writing.And after the final battle, it’s Luna who helps him to escape the scene for some peace and quiet (page 745). Tellingly, Harry notices Ginny as he moves through the Hall, but avoids her altogether; because, the author assures us “There would be time to talk later.” Yet there is no talking later in the final few pages of the book proper at all.It is only in the epilogue (19 years later) that we have any real indication that there might have been anything of substance to Harry’s fling with Ginny. And even then, the big emotional payoff is between Harry and the son who is most like himself. Ginny is at best a tertiary character even in the bloody epilogue!!! :P :P :PIn the end though, it is only because of Rowling’s genius that anybody even gives a hoot about who any of the characters pair up with. The Potter series will stand the test of time and take its rightful place on a bookshelf next to the works of Tolkien, CS Lewis, and Roald Dahl.Afterthought: There is another beautifully written sequence of Gothic Romance which anchors the series. That is of course the chapter, The Prince's Tale, which covers Severus's tragic romance of Lily--Harry's Mother. That chapter alone has inspired legions of Wuthering Heights fans to produce massive amounts of fan-fic and fan-art exploring the tantalising possibilities. I would have gone into it a bit here, but that sequence deserves its own literary and psychological analysis, and would have distracted from my main thesis.--000--The Myth that Ron and Hermione Were in Any Way Compatible is Not Borne Out in the Text of CanonOkay, so there really aren't that many Romione shippers among fanfic Writers in Potter Fandom anymore, but there still seem to be plenty of Romione shippers among the rest of the Fandom. And invariably they say that Ron and Hermione are "perfect for each other" because Ron makes Hermione laugh a bit (and they sometimes add in that Hermione makes Ron a bit more serious, so they balance each other out).But for a moment, if you're a Romione shipper, try to look at things from an objective point of view and put that aside. Let's just examine the literary evidence.A good writer Shows us the motivations of the characters, they don’t just Tell us about it. And frankly, Rowling didn’t even really Tell us what it is that Hermione allegedly sees in Ron in the books. She sort of mentioned it after the books were written that Hermione likes the fact that Ron is funny.But what we actually see in the text in the books is something completely different. Ron is insulting and horrible to Hermione in first year. And though there are no huge fights indicated in second year, we are told in PoA (third year) that Ron has been insulting Hermione at least once a week since first year (yes, calling someone a know-it-all is an insult).(Harry NEVER insulted Hermione. He never once called her a bossy know-it-all. And it’s never even indicated that Harry thinks being smart or a "know-it-all" is a bad thing. And only once in The Philosopher’s Stone is it clearly indicated that Harry thinks that Hermione is bossy and interfering… and that was before the Troll Incident. And in any case, Harry still never actually said it to Hermione. Indeed, Harry is the one who wants to look for Hermione to save her from the Troll. He practically has to drag Ron to look for her).Okay, to get back to the point: Ron’s been insulting Hermione for the first three years, even after they’ve become friends. And then in PoA there are lots of huge fights between Hermione and Ron.(And even though Harry isn’t happy that Hermione told McGonagall about the Firebolt without talking to him, it’s Ron who actually seems to be the most upset and fights with Hermione about it. Not to mention that this is one of the first major examples of Rowling writing Hermione out of character. Hermione as established up to this point, has learned to trust Harry--this is without question as it is indicated at the end of first year when she tells Harry that he's a great wizard and that friendship and bravery are more important even than books and cleverness. There is no way that the previous version of Hermione would have gone to McGonagall first. She would have discussed it with Harry first, and Harry would have very likely agreed with Hermione, especially considering that he was almost hurled to his death from a cursed broom in first year. Rowling changed Hermione's character simply for the sake of a bit of drama).Then there’s fourth year. And again, Ron insults Hermione and fights with her about House Elves (not to mention that Ron wishes he had his own house-elf slave while Hermione wants to free them, and Harry ACTUALLY freed a house-elf). Ron throws a hissy fit and has a huge row with Hermione about Krum. (And let's not forget that after Ron is a total jerk to Harry and ditches him, Hermione stands by Harry). So a lot of fourth year is taken up with Ron and Hermione being at loggerheads.Then there’s fifth year. Though no huge rows are shown, it is indicated that Ron and Hermione are constantly arguing and fighting in a more low key way (“bickering” Harry calls it).Then there’s sixth year. Admittedly, Hermione is written completely out of character to such a degree that it destroys our suspension of disbelief (for one thing, given her established characterisation and trust of Harry, she would have believed Harry about Draco, and for another, there is no way that Hermione would have been stupid enough to think that following instructions and learning from someone else’s notes to do well in potions was cheating. Nor would she have begrudged Harry doing well in potions after for the previous FIVE YEARS encouraging Harry to do well in potions. The only thing that rings true is telling off Harry for using unknown spells on unsuspecting people. But then Harry is written out of character too. It simply isn’t credible to believe that Harry IN SIXTH YEAR would be so stupid as to actually use unknown spells on unsuspecting people).Regardless, Ron is still written consistently in keeping with HIS established characterisation. And in sixth year, Ron is a complete arse towards Hermione.Not only that, Ron is horrible to Ginny too and comes close to calling her a slut (though, to be fair, Ginny doesn't take his crap, and is perfectly capable of dishing it right back at him). He exploits Lavender’s affections simply to spite Hermione AND Ginny (which is a bit creepy if you think about it). All the way around he's treating three young women very badly (and let's not forget that Ron is also yelling at girls on the quidditch team and making them cry). In the end, Ron spends a lot of sixth year fighting with Hermione, and ONLY shows his real appreciation when Hermione is doing his homework for him.And then there’s seventh year. And we all know what a complete mess that was.And before anyone blames it on the horcrux, it’s important to remember that the horcrux doesn’t actually change people—it really just reveals the truth of one’s character. Harry and Hermione merely become a bit more irritable when they wear it (and if you think about it, given that Harry has been through WAY MORE pain and suffering than Ron ever has, it’s very revealing about Harry’s sterling nature that Harry isn’t the one to go completely mental).So again, Ron goes off the rails, ditches his best friend, and treats Hermione like rubbish. And it’s really a bit icky when it is revealed earlier in the book that Ron is using a “witch-charming” book to try and win Hermione’s affections, instead of just trying to grow up a bit and get over himself.So what we’re left with in the end, is SEVEN YEARS OF FIGHTING, and that Ron and Hermione really have no business being together, and that for some reason (wish-fulfillment Rowling calls it in the interview in which she admitted that Harry and Hermione were a better fit) Rowling portrays Hermione as one of “those sorts of girls,” a smart assertive girl who nonetheless is inexplicably drawn to guys who treat her like rubbish and infuriate her to no end.And we’re supposed to believe that Hermione falls for Ron just because he makes her laugh a bit??? It really doesn’t make any sense unless you accept that Hermione is so weak-minded and so insecure that she overlooks all the misery that Ron puts her through and all of their fighting.Anyway, I think from an objective point of view, it’s fairly clear that Ron and Hermione aren’t actually “perfect for each other,” in any way, shape, or form, and that indeed, they actually bring out the WORST in each other.-000-Ron Isn't Really So Bad (he's not Draco)(and why he should have never been more than the goofy comic-relief sidekick)Ron’s insecurity and jealousy issues really aren’t all his fault. There are a couple of things going on here. Ron had issues even before he met Harry.For one thing, he’s the youngest brother in a large family in which all of the older brothers are smarter than him, more accomplished than him, and aggressive (and yes, Fred and George - especially Fred - are a bit aggressive, and aren't always as nice as they could be to Ron), and in which his little sister, as the only girl, is doted upon. That’s enough right there to make Ron feel a bit lost in the crowd, picked on, and jealous.Ron thinks his family is poor, but really, Arthur probably makes a perfectly good income working for the Ministry, but because the family is so large, their budget is very tight, and so Ron gets a lot of hand-me-downs from his older brothers. That’s another strike for the jealousy issue column.And as I pointed out, Ron’s really not all that swift, and he has a genetic predisposition to temper tantrums (the dreaded Weasley Temper, which they all seem to get from Molly). So he really doesn’t have the tools for dealing with his issues.So THIS kid, with all of his insecurity and jealousy issues, meets THE Harry Potter on the train, who he hero-worships (and stares at his scar, which Harry hates), and wants to be Harry’s friend (well who wouldn’t). Ron more or less sets himself up for a tortured relationship with Harry.I don’t hate Ron! He's got some positive character traits: He's funny, he's brave, he's inexplicably good at chess, he's generally a decent bloke who knows right from wrong, and he always comes around eventually once he gets over his tantrums.I feel a bit sorry for Ron (but not as sorry as I feel for Harry, who has lost so much in life, and grew up with no friends and being neglected and abused, or for Hermione, who though she had plenty of everything and attentive parents, also grew up with no friends and being bullied). Despite all of his flaws (which also includes laziness, lack of intellectual curiosity, a motor mouth, and a tendency to rudeness) Ron has at least been raised right, and is a decent guy at heart. He is perfectly situated to be the goofy comic-relief sidekick.