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What do you consider the most undervalued stocks available now?

Jain Irrigation SystemCompany OverviewJain Irrigation Systems Ltd is a separate entity by the whole of turnover in garbage of such billion dollars. They have a of great scope presence by the whole of 30 capital and labor bases jelly completely four continents. Their products are outfitted to 126 countries mutually like a one manband assistance from 6700 dealers and distributors worldwide. They have reached during 4.5 million farmers. They are the breathing largest Micro-Irrigation join in the world. The Micro-Irrigation Division manufactures a sweeping cordilleran belt of precision-irrigation products. Jain irrigation provides services from disgrace scan, engineering study to agronomic support. It nurtures asprawling 2000 acre Hi-Tech Agri Institute; a Farm Resource R&D, Demo, Training & Extension Centre. We besides undertake correctional officer projects for floral and irrigation development mutually holistic & entire approach. Over 1500 agri and irrigation scientists, engineers and technicians are busy in philanthropy services for meticulous or partial function planning and implementation e.g Watershed Development on Wasteland Transformation, including harvest agronomy, free from danger cultivation etc.Jain Irrigation is further the largest artisan of bank card pipes in India assigned to a wide range of pipes and fittings. They annually process everywhere 300,000 MT of distinct polymers. They extend pipe/sheet and inspire the molds of PVC, PE, PP & CPVC overall by the whole ofdistinct engineering polymers savor Polycarbonate, Polyamide, PBT, ABS etc. They are a Total Solution Provider for contrasting plastic piping systems that are hand me down in reference of fluids, semisolids, gases and cables.The Tissue Culture Division can serve 80 million plantlets of banana at realized capacity and has firm matching head of the line and below the mark hardening facilities as amply as individualistic R&D and virology labs. Similarly, a late Bio- tech lab equipped by en masse of all novel and state–of–the–art facilities amount the needs of all day and all night genetic review and validation system in cultivators of onion, banana,mango, pomegranate etc.They furthermore process de calescent fruits love mango, banana, pomegranates directed toward purees, concentrates, juices and IQF products.The Dehydration Facility dehydrates onions & vegetables. The Spray Drying Unit processes gooseberry and distinctive candy purees facing powders. Agricultural and fruit processing exuberance is replace biogas to bring to one feet power of 1.6 MW capacity along with glut heat for rawness and soil conditioner. They service for sustainable ranching, a route we ratify and train under the aegis of JAINGAP. In the willingly year of force, our non-banking strengthen corporation SAFL has disbursed in a superior way than 30 million USD for tiny holders to assume agricultureinputs including micro irrigation.INDUSTRY OVERVIEWThe measure of rural yield is relied upon to develop till 2030, says a report by the Food and Agriculture Organization. With an anticipated development of 1.4% in the total yield generation around the world, the interest for provisions and arrangements from ventures working in the outskirts of the rural division is relied upon to rise. In any case, this does not really imply that land under development will rise drastically. On the off chance that anything, the agribusiness business should discover approaches to advance efficiency from a given real estate parcel as the urban sprawl happens at the cost of arable land.This establishes a strong framework for the development of the keen water system showcase.Organizations in the market are helping ranchers boost yields through reasonable utilization of water. Brilliant water system is a moderately new idea in the horticulture division. It involves the controlled utilization of water by booking the water system cycle at particular circumstances of the day by utilizing sensors and water stream controllers. Via computerizing the run times of the water system framework, it is conceivable to not just check the measure of water utilized on a field, additionally ensure that plants get exact levels of water.There are many advantages that ranchers can expect when they put resources into a brilliant water system framework. Some of these incorporate programmed shutoff of the water system framework when it is drizzling, increment in the measure of water provided when temperatures take off past a predetermined utmost, and significant reserve funds in the measure of water utilized for water system.With a specific end goal to accomplish these capacities, a heap of sensors are utilized as a part of shrewd water system frameworks. These incorporate soil dampness sensors, surrounding mugginess sensors, and temperature sensors. Stream meters and other system components are the other critical parts in the market.Worldwide Smart Irrigation Market: Drivers and TrendsThe worldwide shrewd water system showcase highlights propelled frameworks that can be coordinated with climate information frameworks to suspect the measure of water required on a field over a specific period. This preferred standpoint of brilliant water system frameworks will help the market's development amid the gauge time frame. The market can be comprehensively sectioned on the premise of shrewd water system equipment, sensors, and system parts.It is normal that the valuation of the worldwide brilliant water system advertise by equipment will outperform US$ 1 Bn before the finish of 2024. A significant part of the development announced by the market will happen subsequently of uplifted mindfulness in regards to water preservation. In addition, the farming group worldwide is taking issues, for example, asset wastage and per-hectare efficiency truly. This has prompted to more prominent readiness among ranchers to embrace innovations that can help them meet this end.Interest for sensors is relied upon to remain the most elevated in the worldwide shrewd water system advertise by equipment and parts. The other purpose behind expanding offers of sensors for brilliant water system is that they help agriculturists recognize the levels of different supplements in the dirt. Issues, for example, water logging can likewise be productively and quickly related to the utilization of sensors.While the utilization of shrewd water system is seen in non-agrarian applications, for example, on greens, for finishing and turf improvement, and in the private area, it is the horticulture application portion that will display the most noteworthy interest for savvy water system frameworks.Worldwide Smart Irrigation Market: Region-wise OutlookInterest for shrewd water system has been rising reliably in North America. This is inferable from the accentuation of governments in the U.S. also, Canada on the arranged utilization of normal assets and more prominent mindfulness about ecological issues. With appropriations and discounts accessible to those executing ideal asset use methods, the reception of frameworks, for example, keen water system is anticipated to ascend in the area. Organizations offering keen water system equipment and system segments in accordance with these improvements incorporate The Toro Company, Rachio Inc., Baseline Inc., Rain Bird Corporation, and Calsense.The report offers an exhaustive assessment of the market. It does as such through inside and out subjective bits of knowledge, chronicled information, and irrefutable projections about market measure. The projections included in the report have been inferred utilizing demonstrated research strategies and presumptions. Thusly, the examination report fills in as a storehouse of investigation and data for each aspect of the market, including however not restricted to: Regional markets, innovation, sorts, and applications.SWOT ANALYSISSTRENGTHJain irrigation has a 50%+ share of India’s MIS sector. Wide range of Product Mix is Plastic Industry. Largest manufacturer of thermoplastic piping in India with a 17% market share in PVC and ~20% in PE piping,35% share in the gas distribution business due to the company's ability to deliver large volumes for complex government projects.only company in India to provide tissue variation of less than 1%.,which is a high margin business with only 10% is the expense and the rest is profit.largest tissue culture provider in India’s banana segment (more than 66 million plantlets a year) and are the first in the world to engage in pomegranate tissueWEAKNESSBusiness is heavily depends on Monsoon ( The 2 drought years have affected the business. The domestic revenues show a degrowth of 4.3% YoY while exports dipped by 5.4%).2. The MIS segment is mainly affected by its high initial cost3. The penetration of micro-irrigation in the states of India is uneven. The average pan-India penetration is 5.5%, which is less than countries like Israel (90%), the US (55%) and even China (10%) (Source: Grant Thornton).OPPORTUNITYMIS division is in a position to take advantage of Government's programmes like Prime Minister’s Krishi Sinchai Yojana (PMKSY).The Government (Central and State) provide upto 50% capital subsidy for promoting the use of Micro Irrigation to farmers which would aid in increasing revenueBudget 2014 and continued in 2015 and 2016, and with an allocation of ` 50,000 crores over a 5 year period. MGNREGA has been continued by the new Government with projects substantially linked to Agriculture and allied activities. Similarly, many more initiatives were announced in the Budget for agriculture technology, protein revolution, 2nd green revolution amongst others.The company’s Green Energy Products division could have India is projected to become one of the world’s top 3 solar markets by 2022.The share of solar power in India’s total installed power generation capacity is projected to rise from the present 1% to 25% by 2022.THREATIncreasing Finance costs.Possibility of drought in states like Gujarat, Maharashtra and Andhra Pradesh.Consistent fall in return on capital employed for the past 5 Financial Years,indicating lack of efficient capital management.The company holds high proportion of depreciating assets , depreciation for the year amounted to Rs 200.2 crores.Ratio Analysis1. Liquidity ratios:1.1-Current ratio:JAIN IRRIGATION SYSTEM-1.41SUPREME INDUSTRIES- 0.88ASTRAL POLY TECHNIK- 1.39NILKAMAL- 1.56ANALYSIS: The current ratio of JAIN Irrigation is 1.4:1,it shows that the company can moderately cover its liabilities by assets, but it is indeed less than the ideal ratio 2:1 which means company should work towards increasing its current assets. perhaps it holds good and a firm position amidst the competitors. The current ratio of SUPREME INDUSTRIES is 0.8. A ratio under 1 indicates that a company’s liabilities are greater than its assets and suggests that the company in question would be unable to pay off its obligations if they came due at that point and so it will have an effect on its financial health with a lesser ratio than the competitor. On the other hand, the current ratio of NILKAMAL is 1.56 and ASTRAL POLY TECHNIK is 1.3 which implies The assets of the firm to be more than its liabilities, and hence it is able to meet the coming short term financial burdens. But still is less than the ideal ratio but more than Jain Irrigation.1.2-Quick Ratios:JAIN IRRIGATION SYSTEM- 2.34SUPREME INDUSTRIES- 0.55ASTRAL POLY TECHNIK- 0.82NILKAMAL- 1.31ANALYSIS: Ideally, the acid test ratio should be 1:1 or higher, however this varies widely by industry. In general,the higher the ratio, the greater the company liquidity. Jain irrigation stands with a ratio of 2.34,this ratio shows higher liquidity, wherein the other competitors like Supreme Industries and Astral Poly Technik have less liquidity with the ratios like 0.55 and 0.82 .Nilkamal has a ratio of 1.31, which is higher than the above to counterparts but lesser than JainIrrigation, thus showing a higher liquidity.2.Profitability ratios:JAIN IRRIGATION SYSTEM- 11.05%SUPREME INDUSTRIES- 11.98%ASTRAL POLY TECHNIK- 9.72%NILKAMAL- 8.65%ANALYSIS: Nilkamal and Astral Poly Teknik are with the ratios 9.72% and 8.65% , wherein jain polytechnic has a ratio of 11.5%. but amongst all the firms th highest gross margn ratio is of Supreme Industries with a ratio of 11.98. Ideally the higher the ratio the greater the profitability, and hence Jain Irrgaton has a lesser profit margin than its competitors. A company with a high gross margin ratios mean that the company will have more money to pay operating expenses like salaries, utilities, and rent. Since this ratio measures the profits from selling inventory, it also measures the percentage of sales that can be used to help fund other parts of the business. Here is another great explaination.2.2-Return On Capital Employed:JAIN IRRIGATION SYSTEM- 9.57%SUPREME INDUSTRIES- 25.24%ASTRAL POLY TECHNIK- 15.28%NILKAMAL- 25.61%ANALYSIS: A higher ratio would be more favorable because it means that more Rupees of profits are generated by each rupees of capital employed. Jain Irrigation has a percentage of 9.57, which is very less when compared to the counterparts , Supreme Industries with a percentage of 25.24, Astral Poly technik with 15.28% and the highest is of Nilkamal 25.61%.The firm with the higher ratio earn maximum profit and the vice versa. Investors are interested in the ratio to see how efficiently a company uses its capital employed as well as its long-term financing strategies. Companies returns should always be high than the rate at which they are borrowing to fund the assets.3. Efficiency ratios:3.1-Asset Turnover ratio:JAIN IRRIGATION SYSTEM- 0.80SUPREME INDUSTRIES- 2.05ASTRAL POLY TECHNIK- 1.68NILKAMAL- 2.81ANALYSIS: This ratio measures how efficiently a firm uses its assets to generate sales, so a higher ratio is always more favorable. Higher turnover ratios mean the company is using its assets more efficiently. Lower ratios mean that the company using its assets efficiently and most likely have management or production problems. Jain Irrigation has a very low Asset turnover ratio , it means it is not using its assets to the fullest. Supreme industries and Nilkamal when compared have higher ratios of 2.05 and 2.81, which implies that they use their fixed assets TO THEIR MAXIMUM .Astral Poly technik has a ratio of 1.68, which s again higher than Jain irrigation .So, Jain irrigation must utilize its fixed assets in a better way.3.2-Inventory Turnover ratio:JAIN IRRIGATION SYSTEM- 5.93SUPREME INDUSTRIES- 5.98ASTRAL POLY TECHNIK- 7.00NILKAMAL- 6.76ANALYSIS: Inventory turnover is a measure of how efficiently a company can control its merchandise, so it is important to have a high turn. This shows the company does not overspend by buying too much inventory and wastes resources by storing non-salable inventory. It also shows that the company can effectively sell the inventory it buys. Jain Irrigation has an inventory turnover ratio is 5.9 almost near to the ratio 5.98 of supreme industries. More than this is the ratio of Nilkamal , that is 6.76 and the highest is 7.0 by Astral Poly Technik. So, Jain Irrigation has a lesser ratio comparatively and should be worked on.4. Solvency ratios:4.1-Debt to Equity ratio:JAIN IRRIGATION SYSTEM- 1.13SUPREME INDUSTRIES- 0.19ASTRAL POLY TECHNIK 0.16NILKAMAL 0.14ANALYSIS: A lower debt to equity ratio usually implies a more financially stable business. Companies with a higher debt to equity ratio are considered more risky to creditors and investors than companies with a lower ratio. Unlike equity financing, debt must be repaid to the lender. Since debt financing also requires debt servicing or regular interest payments, debt can be a far more expensive form of financing than equity financing. Companies leveraging large amounts of debt might not be able to make the payments. Jain irrigation has the highest debt to equity ratio, which implies that it has higher number of borrowed funds than equity capital. It has a ratio of 1.13 which is more than 1.Perhaps, it is lesser when comparatively studied with firms which have 0.13,0.19 and 0.14 their ratios, less than 1 and so are less at risk when compared to Jain Irrigation.5.Market Ratios5.1 Price to Earnings(P/E) RatioJAIN IRRIGATION SYSTEM- 24.52SUPREME INDUSTRIES- 31.79ASTRAL POLY TECHNIK- 40.23NILKAMAL- N/AIndustry P/E- 59.98Analysis- P/E ratio means in order to earn Rs. 1 how much you have to spend, this ratio is always compared with Competitors and Industry P/E so as to pick undervalued stocks. In this case, Jain Irrigation has the least P/E ratio w.r.t. Competitors and industry. So, at current levels, the stock is undervalued.5.2 Price to Book value Ratio(P/B) RatioJAIN IRRIGATION SYSTEM- 1.84SUPREME INDUSTRIES- 9.59ASTRAL POLY TECHNIK- 6.78NILKAMAL- 4.05Analysis- P/B ratio offera a more tangible measure of a company's value and is evaluted by conservative investors. If the ratio is less than 1, which means the the company is undervalued. But, in current markets, majority of the companies have a P/B ratio of more than 1. Henceforth, lower than ratio more is the company undervalued. In this case, Jain Irrigation has the lowest P/B ratio which means the company is highly undervalued as compared with peers.Future ProspetusThe government’s proposal to increase plantation would benefit the company as it has 60 percent market share, adding, the company expects Rs 300 crore business from sugarcane next year based on current levels. Almost 30-35 percent of sugarcane capacity in Maharashtra is not operating today because there is not just enough sugarcane. So we expect a much larger business next year because the farmers would be planting sugarcane.The company last year paid around 300 crores of debt in Q4 and is expecting to do the same in the current quarter. Although, a net debt of 50 Crores was paid in Q3 FY16-17. The firm has moved to dollar bonds as a source of finance, thus cutting on debt .This will further reduce interest costs due to low interest rates and probably a rise in EPS.The Operating profit of the firm, which has shown a falling slope mainly due to lower sales, it is expected to show a positive turn in the coming period because of the Budget which is expected to increase the agriculture industry growth by 4.1% is again a benefit for the firm. a much larger business is expected next year because the farmers would be planting sugarcane, which they couldn't do because of last two years of drought and the additional financing would be investing into mandatory drip irrigation, which means an increase in sales.Jain Irrigation Systems Ltd (JISL) has acquired the technology and core team of Australia’s Observant Pty Ltd, which provides in-field hardware and cloud based applications for precision farm water management. This will increase the market base of the firm and also provide an edge over the competitors in the field of technology and innovation.As per the budget 2017, the basic customs duty on solar tempered glass for use in the manufacture of solar cells, panels and modules has been removed completely. So, again an opportunity for the company.Valuation analysis(Jain irrigation’s current market price -93.45 at 4,480.56 crore Market cap)FY-17 for the first 9 months witnessed strong performance improvement compared to previous years, there is a high possibility for a turnaround.This stock is a BUY for investors who are looking at a 5 year time frame with a potential valuation of 10,000 Crores to 12500 Crores Market cap at PE of 35 - 38Reasons for recommendationImproving Debt-Equity would result in direct Increase in bottom line of the company, presently 50.5% of the EBITA is finance cost.Favourable Macroeconomic conditions. Possible Financial turnaround.Strong presence in MIS industry, entry into food processing and retail expected to report good growth, Tissue culture and solar division could see good growth in the coming years.Risk involvedAs the company’s performance is based on Government Schemes to promote agriculture, there may be issues in execution.Capital Expenditure may increase which may lead to further increase on finance costs.

How is Executive Programme in General Management (EPGM) from IIM C?

A broad overview of core business functions and associated inputs in basic discipline areas are required by professionals to develop a managerial attitude so as to better perform in modern organizations. EPGM imparts skills to manage these functions. Young managers in Marketing, Operations, Finance, Accounts, R & D, HR, and IT, as well as executives working in non-profit and public sector organizations will find this programme useful.Young people passing out of academic programs like engineering, medicine, CA, ICWA, CS, and various post graduate level programs with specialization areas such as computer software and hardware, pure science, commerce etc and having no formal management education require managerial skills, when they join corporate and non-corporate sector, in order to excel during their formative years.Young Professionals with 1 – 5 years of Work Experience attend this EPGM programme.ELIGIBILITY CRITERIA :Applicants should be working professionals/self-employedGraduates (10+2+3) / Post graduates in any discipline with min. 50% marks [aggregate - considering results of all years (e.g. 3 or 4 together)] recognized by UGC/AICTE.Minimum 1 – 5 years of work experience (full-time paid employment) post completion of graduation as on Application Closure Date.Selection process and academics are solely at the discretion of the Institute.PROGRAMME OBJECTIVES :EPGM is designed to provide such a group of young people with both perspective and skill in management and also equip them with critical inputs required to do well in select functional areas.Helping young managers, aspiring leaders, and entrepreneurs to strengthen their decision-making and managerial skillsTo enhance the learning experience of young managers through rigorous inputs from faculty of IIM Calcutta and invited subject experts.IIMC provides EPGM specializations in these fields.FinanceMarketingStrategyBehavioral ScienceOperations ManagementEthics & CommunicationEconomicsTOTAL FEES :Programme Fee: Rs. 1,95,000 + (Applicable GST)Campus Visit Fee: Rs. 42,000 + (Applicable GST)PROGRAMME DURATION & DELIVERY :The full course duration is of 1 year. The sessions will be delivered through online platform twice in a week (Saturday 6.45 pm - 9.45 pm & Sunday 12.15 pm – 3.15 pm ).Campus visit takes place twice in a year. The total duration of campus visit is of 7 days.

What is expected from engineering students who get 1 Cr+ pay packages? What are the questions asked and on what grounds are these candidates shortlisted?

I currently work for Microsoft (company) in Redmond. In the on-campus placements, I got placed at Epic Systems in Wisconsin (USA) and transitioned recently to MS. I have also interviewed onsite with Google, Facebook, Amazon and Yelp at their head-offices (and know many friends who work there). I can provide you an overview to the various questions you've asked-- about the package itself, short-listing criterion, interview process, interview preparation and a little bit on non-CS related careers which are equally lucrative. I can't claim authority on the question of "non premier institutes" although I have provided some second-hand information. If you don't want to prepare for coding interviews, feel free to skip the section pertaining to it.The Package DisclaimerThe news articles represented much inflated figures, as they include one-time payments like joining bonus, relocation bonus as well as stock options with 4-5 year vesting cycle and pass it off as annual package. The base annual salary for new hires is mostly uniform across companies at about ~$100,000. Sometimes backdoor negotiations with multiple offers can increase it slightly. However the taxes are much higher than India. In states like California, there is a state tax of ~ 9.5% (thankfully it's 0% in Washington) bumping the taxes to > $30,000 annually. Also cost-of-living is way higher. The post-tax annual salary is around Rs. 35 lakh (if directly converted) which is much lesser than dream figure of Rs 1 crore +. I'm not saying all this because I get lower (I don't) and therefore am trying to pull them down. I'm just trying to let people know to base comparisons against more realistic figures, and know what you're signing for. There are certain finance companies in India that offer amounts like that (Goldman Sachs (company), WorldQuant, Tower Research Capital) which pay almost that much in India so if earning a lot and saving is primary interest I'd recommend trying those options out. Read more on this here in this brilliant article by Antariksh Bothale.ShortlistingAnyways if you still want to know about these (high-tech) jobs irrespective of the disclaimer, read my answer to How do I get a H1B visa to immigrate from India to the Silicon Valley? It's a pretty enumerative list of how to get noticed by these big companies. For on-campus placements, the usual way of shortlisting is two-fold with filtering students based on GPA cutoff, and then conducting a coding exam. There are generally 2-3 coding questions requiring compilation, alongside few objective questions. Ones with best solutions (compiles quickly, no errors, few warnings, passes most test cases) make the interview. Outside of campus, as mentioned in other answer some ways to get noticed are HackerRank, Github contributions etc. The most common way is to get referred by a company insider (friend/ex-colleague).Have a good resume, with 1-2 internships at least, something noteworthy and there's a very good chance of hearing back from some member of their HR department. Frankly, I've had almost zero luck in posting my resume on [email protected],so I would be fooling anyone by recommending that. It might work, but isn't great for beginner levels. However I've to admit that I don't know more of the protocol from "non-premier institutes" although I've lots of peers who are from them, mostly via Master's route. Also maintaining a LinkedIn profile is good for this purpose.InterviewsExcept for on-campus application, you'll be subjected to phone interviews. There will be more of these if you're in India than in US already. The questions (and format) will almost resemble the later interviews. After 2 or more rounds, if they find your knowledge of CS concepts to be good enough they'll fly you to their onsite (although I've heard at times conducting interview in India offices). Here typically in a day there will be 4-5 interviews of 45 minutes each. With an initial introduction of some work you've done- a project with some questions like "what would you have done differently", "challenges" and suchlike the interviewer proceeds to do a "technical question". This is typically a question based on data structures/ algorithms and you're required to write code on the white-board while explaining what you're writing. Code needn't be syntactically perfect, but it's good to be as close as possible. You can find most of these questions online, and with enough practice (1-2 months) new questions won't be too challenging as well. However interviewers ask follow-up questions altering constraints, asking scalable solutions etc. If you have memorized solutions to questions, this is a likely avenue for getting stuck as these questions tend to depend on the direction the conversation took. Interviews are wrapped with typically 5 minutes remaining for "do you have any questions from us?". It may feel repetitive as the candidate to ask similar questions, but still ask. This will demonstrate genuine curiosity in the company, work-culture. In short, this is the part where you demonstrate not being desperate and one where you're asking them to sell the company to you. A non-snarky and non-desperate attitude goes a long way.How to PrepareIf you haven't already, read a complete DS/algorithms book. I'd read Data Structures and Algorithms in Java: Michael T. Goodrich, Roberto Tamassia during my college placements. If you can (not required necessarily), do try Introduction to Algorithms. This creates a firm base for trying out questions. Practice some of the common algorithms by writing code for them. Have a package for each of the common data structures in your local machine in any language of your choice (preferable if it is C/ C++ / C# /Java/ Python). Write working code for standard algorithms for each of these- for example, for binary trees, write working methods for tree traversal algorithms, try various inputs and see it works as expected. For linked lists, write code to reverse it; for graphs, traversal such as BFS, DFS as well as Djikstra's. Meanwhile, you can pick up the book Cracking the Coding Interview to see how you can reason through questions, and when you get stuck how the author drives the thought process underlining assumptions and method. I'd advice doing all 150 problems in the book multiple times, and by coding them rather than just thinking algorithm in head. In parallel, you can also start looking for other resources such as geeksforgeeks.com, Leetcode OJ. I didn't do much of the former, more of the latter as compiled code gives confidence. At this stage itself, you should be prepared. Apart from these, do read a little bit on threads/ processes/ networking/OS concepts. If you get a question on these, you can be frank and declare not knowing them in much detail. When you're confident of all this, do practice your resume. Although it's frowned upon to have a tailored answer to "tell me about yourself" it's better than not having practiced at all. Remember the question is a shorthand for "why should I hire you?". You shouldn't be telling the interviewer about your interests in football. Finally go through the answers from Gayle Laakmann McDowell on Quora.[1] She has multiple times laid emphasis on the perspective of the interviewer. Lots more answers here on the topic: What should I expect in a Software Engineer interview at Google and how should I prepare?Non-Coding CareersOne of my best friends worked in EXL as a Business Analyst. They moved him to NYC after 1.5 years. Then he switched jobs further (in banking), and makes similar sum of money as you posit. Many of the companies which come on-campus offer such opportunities, and give good compensation within India. However for Goldman Sachs, WorldQuant etc. I think it's very unlikely they consider candidates from non-premier institutes without high GPA and it helps to attempt MBA from IIMs if you don't meet the criterion. For consulting companies, the interview process is based a lot more on soft-skills. For analytics, it's based on puzzles (Tech Interview). Since I don't work for these, I'd advice seeking advice from someone else in these lines. But the bottomline is over a period of few years, these fields offer very lucrative careers. Especially within India, some of them are more lucrative compensation-wise than Google, Microsoft offers.Personal caseAs I can see people asking me anyhow on my specific case, I didn't have a major in CS, but Mathematics & Computing from IIT-Delhi. I didn't have a particularly high GPA (~ 7.5/10). During on-campus placements, I'd not read from so many sources. I just did well enough to get through Epic's coding exam and interview. When I began reapplying within US, I got interviews in Google, FB, Microsoft, Amazon via referrals from friends/ batchmates. I guess the best thing on my resume was an IEEE publication. I made it to onsite of all these companies + 3 more. Got offered a software developer position for MS Excel. Accepted it. Anyhow, the point is I am by no means coding in my sleep, nor have attempted any competitive programming ever. I'm as average as programmer can get. However I was pretty good on the mathematics side of things. Basically: if you can develop thinking process to reasonable level + learn how to code, it's manageable to get hired for these packages. Without an elite college, GitHub and Stack Overflow (website) participation helps.[1] http://www.quora.com/Gayle-Laakmann-McDowell/answers/Career-Advice

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